I heard of some American communities that make you dial "204 555-1212"
   (without the "1") to dial the local number "555-1212" for example.
   Win95 doesn't support this right out of the box, but you can set up a
   bogus "calling card" to enforce this ten-digit-dialing rule.
   
   In your location properties, turn on "Dial using calling card..." and
   hit "New" to make a new calling card. Use these dialing rules:

Local Calls:         FG
Long Distance Calls: 1FG
International Calls: 011EFG

   The "FG" in the local calls rule will insert the area code for all
   local calls.
   
   MS has other ten-digit-dialing suggestions in KB article Q129049,
   but this one keeps the rest of the TAPI benefits, like turning off
   call waiting, or using dial prefixes to get to outside lines, or using
   third party calling cards.