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soc.culture.japan FAQ [Monthly Posting] [2/3]
Section - (6.6.3) Currency exchange; sending cash to/from Japan

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Last update: <11/95
by Norman Diamond

In buying and selling US$, if M is the market fixing (at around 10:00 a.m.),
then banks and large department stores and some hotels set the rates as:
  cash buying                  US$1 = M - 3 yen
  traveller's cheque buying    US$1 = M - ??? yen (around 1.7; I don't recall)
  telegraphic transfer buying  US$1 = M - 1 yen (maybe minus some fee?)
  telegraphic transfer selling US$1 = M + 1 yen (plus 4,500 yen plus *)
  traveller's cheque selling   US$1 = (M + 1 yen) x 1.01
  cash selling                 US$1 = M + 3 yen

  postal money order           US$1 = prior day's M + 1 (plus 500 to 2,500 yen)

* U.S. banks charge about US$10 to receive a telegraphic transfer in US$.

In buying and selling German marks, the rates differ from the market fixings
by about the same amounts as for US$.  In buying and selling other major
currencies, telegraphic transfers still differ from market fixings by about
1 or 2 yen (or maybe 3 yen for British pounds, just guessing), and rates for
traveller's cheques are almost reasonable, but rates for cash get really bad.
For example, the buying and selling rates for Canadian cash differ by about
20%, and the buying and selling rates for Hong Kong cash differ by about 30%.
For minor currencies, it is even worse.

Postal money orders to other countries also use the prior day's bank selling
rate.  The fee is usually 1,000 to 3,000 yen (500 yen higher than for US$) but
the post office sends the money orders themselves through some system, instead
of making (or letting) the buyer send or carry the money orders as to the US.

Postal money orders to some countries can be sent by telegraphic transfer
(giro) instead of the post office's paper money order system.  The cost is
intermediate between ordinary money orders and Japanese bank telegraphic 
transfers.  But some Japanese postal employees don't understand the word
"giro" even when it's painted on the signboard in front of them.

Some Japanese banks will also sell demand drafts for a rate equivalent to
telegraphic transfer with a fee of 2,500 yen instead of 4,500.  But the buyer
has to return the next day to pick up the draft and still has to send or carry
it to the destination country.

If you are sending a telegraphic transfer from another country, you might find
it cheaper to send the transfer in yen, so that you pay the conversion rate
set by your bank instead of the Japanese bank.  But again, I don't know if a
Japanese bank might charge a fee to receive a telegraphic transfer even in yen.

Do not send or bring a bank draft payable in yen, from another country.  Even
if the draft is payable by a Japanese bank, and even if the recipient (or your
own bank, after you open an account) understands the draft, they will charge
very high fees.  Also do not send or bring a bank draft payable in any other
currency; the fees are even higher.  Only traveller's cheques have reasonable
fees, along with telegraphic transfers and US$ cash.

User Contributions:

1
Mar 29, 2023 @ 9:21 pm
Regardless if you believe in God or not, this is a "must-read" message!

Throughout history, we can see how we have been strategically conditioned to come to this point where we are on the verge of a cashless society. Did you know that the Bible foretold of this event almost 2,000 years ago?

In the last book of the Bible, Revelation 13:16-18, it states,

"He (the false prophet who deceives many by his miracles--Revelation 19:20) causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666."

Referring to the last generation, this could only be speaking of a cashless society. Why? Revelation 13:17 states that we cannot buy or sell unless we receive the mark of the beast. If physical money was still in use, we could buy or sell with one another without receiving the mark. This would contradict scripture that states we need the mark to buy or sell!

These verses could not be referring to something purely spiritual as scripture references two physical locations (our right hand or forehead) stating the mark will be on one "OR" the other. If this mark was purely spiritual, it would indicate both places, or one--not one OR the other!

This is where it really starts to come together. It is incredible how accurate the Bible is concerning the implantable RFID microchip. This is information from a man named Carl Sanders who worked with a team of engineers to help develop this RFID chip:

"Carl Sanders sat in seventeen New World Order meetings with heads-of-state officials such as Henry Kissinger and Bob Gates of the C.I.A. to discuss plans on how to bring about this one-world system. The government commissioned Carl Sanders to design a microchip for identifying and controlling the peoples of the world—a microchip that could be inserted under the skin with a hypodermic needle (a quick, convenient method that would be gradually accepted by society).

Carl Sanders, with a team of engineers behind him, with U.S. grant monies supplied by tax dollars, took on this project and designed a microchip that is powered by a lithium battery, rechargeable through the temperature changes in our skin. Without the knowledge of the Bible (Brother Sanders was not a Christian at the time), these engineers spent one-and-a-half-million dollars doing research on the best and most convenient place to have the microchip inserted.

Guess what? These researchers found that the forehead and the back of the hand (the two places the Bible says the mark will go) are not just the most convenient places, but are also the only viable places for rapid, consistent temperature changes in the skin to recharge the lithium battery. The microchip is approximately seven millimeters in length, .75 millimeters in diameter, about the size of a grain of rice. It is capable of storing pages upon pages of information about you. All your general history, work history, criminal record, health history, and financial data can be stored on this chip.

Brother Sanders believes that this microchip, which he regretfully helped design, is the “mark” spoken about in Revelation 13:16–18. The original Greek word for “mark” is “charagma,” which means a “scratch or etching.” It is also interesting to note that the number 666 is actually a word in the original Greek. The word is “chi xi stigma,” with the last part, “stigma,” also meaning “to stick or prick.” Carl believes this is referring to a hypodermic needle when they poke into the skin to inject the microchip."

Mr. Sanders asked a doctor what would happen if the lithium contained within the RFID microchip leaked into the b (...)

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Top Document: soc.culture.japan FAQ [Monthly Posting] [2/3]
Previous Document: (6.6.2) Credit cards for foreigners
Next Document: (6.7) What are the laws for Japanese citizenship at birth?

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