SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 25, 2013
AMERICAN EXPRESS CREDIT CORPORATION
(Exact name of registrant as specified in its charter)
Registrant's telephone number, including area code: (866) 572-4944
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
Item 2.02 Results of Operations
For the quarter ended March 31, 2013, American Express Credit Corporation (the “Company”) expects to report (a) net income of $111 million compared to $90 million for the quarter ended March 31, 2012, (b) provisions for losses of $42 million compared to $23 million for the quarter ended March 31, 2012 and (c) a ratio of earnings to fixed charges of 1.58 compared to 1.37 for the quarter ended March 31, 2012. These results represent preliminary estimates for the quarter ended March 31, 2013.
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.