Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
⃞ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
⃞ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
⃞ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
⃞ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 8.01 - Other Events.
On November 20, 2012, SBT Bancorp, Inc. declared a quarterly cash dividend of $0.14 per share of common stock. The dividend will be payable on December 17, 2012 to shareholders of record on December 3, 2012.
On November 21, 2012, SBT Bancorp, Inc. issued a press release entitled "SBT Bancorp Announces 17% Increase in Quarterly Dividend", a copy of which is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K.
Item 9.01 – Financial Statements and Exhibits.
99.1 Press Release of SBT Bancorp, Inc. dated November 21, 2012.
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.