(1) Assumes $1.4 million in cost savings in 2012
Transaction value includes vesting of stock options with an estimated cost of approximately $1 million and includes 47,900 shares of SE Financial stock owned by Beneficial
St. Edmond's Overview cont'd
Strengthens Beneficial's Footprint & Density
Pro Forma Loans and Deposits (Unaudited)
Pro Forma Financial Impact
Cost Savings Summary
(A) Other expense cost savings relate to Legal and Professional fees, elimination of redundant operations contracts and services, marketing, insurance, dues and subscriptions
Comprehensive Due Diligence Process
Comprehensive Due Diligence Process cont'd
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