Patent application number | Description | Published |
20080201256 | ON-LINE AUCTION PLATFORM OF CAPITAL POOL - A method for on-line auction includes providing an on-line auction platform of capital pool (OLAPCP), proceeding with an on-line auction for a type1 member in an auction transaction pool of the OLAPCP according to the type1 member's credit amount, and proceeding with the on-line auction for a type2 member in the auction transaction pool of the OLAPCP. The credit amount of the type1 member is determined by performing a credit check on the type1 member through a financial institution cooperating with the OLAPCP. Membership for type type1 members is granted via a financial institution cooperating with the OLAPCP, and the type1 member processes the settlement and liquidation indirectly with the financial institution. Membership for type2 members is granted via the OLAPCP, and the type2 member processes a settlement and liquidation directly via the OLAPCP. | 08-21-2008 |
20080228624 | INTERACTIVE ONLINE FUNDING METHOD AND SYSTEM THEREOF - An interactive online funding method includes providing an interactive online funding platform, offering an interactive funding activity for a user to participate in the interactive online funding platform, by placing a bid, and comparing the bid price of the user with a threshold price set by the interactive online funding platform. When the bid price is greater than or equal to the threshold price, the method further includes utilizing the interactive online funding platform to perform settlement and liquidation to remit a loan amount to the user according to at least the bid price; when the bid price is lower than the threshold price, the method further includes utilizing the interactive online funding platform to perform settlement and liquidation to receive a deposit amount from the user according to the bid price. | 09-18-2008 |
20090063198 | INVESTMENT INSURANCE AUCTIONING METHOD AND SYSTEM THEREOF - A method for providing investment insurance, and a related system, for use in the insurance business of financial e-commerce provides a novel funding operation approach to investment insurance. The novel funding operation approach allows a user to select to expand credit, and increase return on investment, or select to deposit with zero risk. The system for investment insurance allows insurance companies to receive a surrender fee and eliminate interest risk, and the applicant may expand their credit to increase their return on investment for enhanced protection of their insurance policy. | 03-05-2009 |
20090063199 | MARRIAGE OBLIGATION FULFILLMENT INSURANCE SYSTEM AND METHOD - A marriage obligation fulfillment insurance method and system is implemented in the marriage insurance area of financial e-commerce. An insurance company using the method and system to incorporate a bid platform can remove interest risk and earn a service charge. The policy owner can expand his credit and investment during the insurance period of a marriage insurance contract set up with the insurance company. The marriage insurance contract will refrain the policy owner from getting divorced. | 03-05-2009 |
20090089203 | Marriage Obligation Fulfillment Trust Method and System - By creating a self-determined interest rate platform, a trust fund can be transferred on the platform through a bidding process, so that risk oriented consigners can expand their credit to increase their investments, enhancing assurance to a beneficiary. On the contrary, this can increase interest income of discreet consigners through direct low-cost financial transactions. By creating a trust fund transaction platform, individual consignment funds can reflect the cash demand in the money market on the platform, so that the number of participants can increase the strength of marriage trusts and expand the trust fund market. | 04-02-2009 |
20090099977 | Annuity Contract Management System and Method Thereof - Method performed by an annuity contract system includes managing a bid module according to participation of a user; before the user starts to pay premiums according to an annuity contract, generating a premium amount through the bid module and a investment management module; and at an end of premium terms as specified in the annuity contract, determining an annuity amount according to a remaining asset of the user settled according to the annuity contract, a result of managing the bid module, and a management result of the investment management module. | 04-16-2009 |
20090112636 | Investment-Linked Insurance Apparatus and Method - An investment-linked insurance apparatus and method are provided. The investment-linked insurance apparatus comprises an insurance process module, a cash flow module, a credit evaluation module, a bid process module, and a database. The insurance process module receives an insurance request of an applicant. The cash flow module receives a payment of a premium of the applicant. The credit evaluation module determines whether a credit line of the applicant is greater than the predetermined amount. The insurance process module issues an investment-linked policy of the applicant in response to the payment. The bid process module receives a placed bid of a current bid term of the applicant and calculates a predetermined bid of the current bid term. By the investment-linked insurance apparatus and method, an applicant can buy the investment-linked policy in a user-friendly environment. | 04-30-2009 |
20100042529 | Fund Bidding Method - For relieving a bid winner from receiving an unexpected amount of total fund while there is no member of a mutual fund association issuing a qualified bid, which is higher than a basic bid, a fund bidding method tends to relieve the bid winner by providing an option for each member of the mutual fund association to issue an unqualified bid, which is lower than the basic bid. According to the fund bidding method, while there is no member issuing the qualified bid at a current term, a bid winner is determined to be a member issuing a lowest unqualified bid, is going to be paid with a compensable total fund at the current term. | 02-18-2010 |