Patent application number | Description | Published |
20090266878 | Method of authorizing automated banking machine use responsive to user data read from data bearing records - An automated banking machine operates responsive to data read from data bearing records such as user cards to cause financial transfers. A transaction data object software component operating in a computer of the machine accumulates data as the transaction proceeds. Customer identifying data read by the machine and data corresponding to user inputs can be included in the transaction data object software component. The component can be passed form the machine to a server for determination of the customer being authorized to use the machine to perform a transaction. Upon approval, the server includes authorization data in the component which is then returned to the banking machine. The banking machine also includes in the component, data corresponding to operation of transaction function devices, such as a receipt printer and a currency dispenser. The automated banking machine can also pass the component having the transaction information included therein from the machine in providing an account of the transaction. | 10-29-2009 |
20100006645 | Method of authorizing automated banking machine use responsive to user data read from data bearing records - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. The read card data can also be associated with a server address, where a record is located. The machine operates prior to a transaction to determine whether the record can be fully downloaded from the server address. Based on a successful determination, the machine can then fully download the record from the address during a transaction that needs the record. The pre-check arrangement reduces transaction time outs that may occur as a result of futile attempts by the machine to access an unavailable record during a transaction. | 01-14-2010 |
20100088230 | Method of authorizing automated banking machine use responsive to user data read from data bearing records - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with a server address, where a document is located. The document includes machine instructions for displaying a customer interface uniquely associated with the particular banking institution where the user holds the account. The customer interface includes user-selectable transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed to the user when the user operates automated banking machines of other banks. | 04-08-2010 |
20110068167 | Method of authorizing automated banking machine use responsive to user data read from data bearing records - An automated banking machine includes an input device including a card reader which operates to read data bearing records in the form of user cards. The card data is usable to identify a user or a user account. The machine also includes an output device and a cash dispenser selectively operative to dispense currency sheets to machine users. Software operating in a computer of the machine causes the computer to operate a cash dispenser in carrying out cash dispensing transactions where cash is dispensed to users whose read accounts are assessed for value associated with cash dispensed. The computer also processes a mark up language document. The software includes screening software operative to prevent the computer from operating the cash dispenser responsive to communication with at least one system address. | 03-24-2011 |
20110145144 | Method of authorizing automated banking machine use responsive to user data read from data bearing records - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks. | 06-16-2011 |
20110215143 | Method of authorizing automated banking machine use responsive to user data read from data bearing records - An automated banking machine operates to carry out financial transactions for authorized machine users responsive to user data read from data bearing records. The machine includes an input devices including a card reader which operates to read card data that is usable to identify a user or a user account. The machine also includes a cash dispenser that is selectively operative to dispense currency notes to authorized machine users. A computer causes financial accounts read by the card reader to be assessed a value for cash dispensed. The computer causes operation of the cash dispenser in response to receiving cash dispense instructions. The computer includes software that prevents cash dispenser operation in response to cash dispense instructions being received in communications from at least one remote address. | 09-08-2011 |
20120031967 | Method of authorizing automated banking machine use responsive to user data read from data bearing records - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks. | 02-09-2012 |
20120104091 | Method of Authorizing Automated Banking Machine Use Responsive to User Data Read from Data Bearing Records - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks. | 05-03-2012 |
20120261466 | METHOD OF AUTHORIZING AUTOMATED BANKING MACHINE USE RESPONSIVE TO USER DATA READ FROM DATA BEARING RECORDS - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks. | 10-18-2012 |
20120261467 | METHOD OF AUTHORIZING AUTOMATED BANKING MACHINE USE RESPONSIVE TO USER DATA READ FROM DATA BEARING RECORDS - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks. | 10-18-2012 |
20120267431 | Method of Authorizing Automated Banking Machine Use Responsive to User Data Read From Data Bearing Records - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks. | 10-25-2012 |
20130098993 | AUTOMATED BANKING MACHINE THAT OPERATES RESPONSIVE TO DATA BEARING RECORDS - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks. | 04-25-2013 |
20130098994 | AUTOMATED BANKING MACHINE THAT OPERATES RESPONSIVE TO DATA READ FROM DATA BEARING RECORDS - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks. | 04-25-2013 |
20130119125 | AUTOMATED BANKING MACHINE THAT OPERATES RESPONSIVE TO DATA BEARING RECORDS - An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks. | 05-16-2013 |
Patent application number | Description | Published |
20150032543 | SYSTEMS AND METHODS FOR RECOMMENDING MERCHANTS - A computer system for recommending a merchant to a candidate consumer is provided. The computer system includes a memory device for storing data and a processor. The processor is programmed to collect transaction information for transactions between a plurality of payment cardholders and a plurality of merchants over a predetermined time period where the transaction information includes a merchant identifier associated with each transaction, generate a list of cardholders based on the transaction information where the cardholder list includes an inferred residential zip code associated with each cardholder, determine a number of unique cardholders for each inferred residential zip code associated with each merchant identifier based on the transaction information and the cardholder inferred residential zip codes, calculate a local popularity score for each merchant based on the number of unique cardholders and cardholder inferred residential zip codes, and generate a list of merchants based on the local popularity score. | 01-29-2015 |
20150032565 | SYSTEMS AND METHODS FOR RECOMMENDING MERCHANTS - A computer system for recommending merchants to a candidate consumer is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to collect transaction information for transactions between a plurality of payment cardholders and a plurality of merchants over a predetermined time period. The transaction information includes a merchant identifier associated with each transaction. The processor generates a list of cardholders based on the transaction information. The cardholder list includes a residential zip code associated with each cardholder. The processor then determine a total number of transactions and a number of local and unique cardholders for each merchant identifier based, at least in part, on the transaction information and/or the cardholder residential zip codes. Based on the total number of transactions and the number of local and unique cardholders, the processor then generates a list of recommended merchants. | 01-29-2015 |
20150127535 | POSTING REAL-TIME PAYMENT CARD AUTHORIZATION PROCESS DATA TO SOCIAL MEDIA SITE - A social media location posting system a payment card transaction authorization processor and a location posting service processor. The payment card transaction authorization processor is configured to receive over a network a payment card transaction authorization request for a cardholder and store in a computer storage file associated with the cardholder payment card transaction data included in the authorization request. The location service processor is configured to post over the network at least a portion the payment card transaction data stored in the file associated with the cardholder to a social media site associated with the cardholder. | 05-07-2015 |
20150287064 | SYSTEMS AND METHODS FOR DETERMINING TRAVEL PATHS BASED ON CARDHOLDER TRANSACTIONS - A computer-implemented method for generating travel paths based on cardholder transactions is provided. The method uses a computing device having a processor communicatively coupled to a memory. The method includes receiving a plurality of payment transactions from a plurality of cardholders, calculating by the computing device a plurality of modeled paths based on the plurality of payment transactions where each modeled path of the plurality of modeled paths identifies a series of two or more locations where a payment transaction was initiated by a specific cardholder during a specific period of time, and displaying by the computing device a selected subset of the plurality of modeled paths. | 10-08-2015 |
Patent application number | Description | Published |
20130071204 | Fastener With Discrete Head Cap - A threaded fastener comprises a fastener body having a threaded portion, a tool engaging surface, and a head cap receiving bore. The head cap receiving bore has a head cap bearing surface and a head cap retaining surface. A head cap has a rigid base and a central stem extending from the base. The head cap stem is disposed in the head cap receiving bore. The head cap base has a body bearing surface in contacting or near-contacting engagement with the head cap bearing surface. The head cap base further has a head cap outer surface. A head cap retainer interconnects the head cap stem and head cap retaining surface. The head cap retainer comprises a material of sufficient strength and rigidity to retain the head cap on the fastener body in a high-strength, axially non-deformable interconnection that holds the head cap in a substantially fixed and immovable axial position. | 03-21-2013 |
20150184687 | FASTENER WITH PROTECTED DECORATIVE CAP - A fastener having a fastener body and a protected decorative cap arranged on a head end of the fastener body in a manner that protects the decorative cap from fastener torquing forces applied to said head end that might otherwise damage, disfigure or loosen the cap and that facilitates attachment of the decorative cap to the fastener body. | 07-02-2015 |
20150285292 | CONNECTION JOINT WITH BROACH-FORMED INTEGRAL CHIP RETAINER - A method for forming a permanent connection joint to interconnect structures. The method may include inserting a post on a first structure into a socket on a second structure, with one of the post or the socket being configured to form an integral chip retainer on the other of the post or the socket during the inserting that permanently locks the post in the socket. In another aspect, a permanent connection joint is provided. The connection joint may include a post disposed in a socket, a chip retainer integrally formed on one of the post or the socket, and a recess formed on the other of the post or the socket, the chip retainer being lockingly engaged in the recess. In example embodiments, the integral chip retainer is formed by broaching as the post is installed in the socket during connection formation. | 10-08-2015 |
Patent application number | Description | Published |
20100158819 | Calcium Glycerophosphate for Treating and Preventing Respiratory Diseases or Conditions - Calcium glycerophosphate is found to be effective in treating and preventing a disease, disorder and/or condition of the respiratory system. The disease, disorder and/or condition is related to an obstructive or a restrictive condition of the respiratory airway. The disease, disorder and/or condition can be a respiratory airway inflammatory disease, a respiratory airway stenosis or a nasal cavity inflammatory disease, such as an asthma, a chronic obstructive pulmonary disease (COPD), an emphysema, a reactive airway disease (RADS), rhinitis, bronchitis, bronchiolitis, congestion, sinusitis, tonsillitis, or laryngitis, post-nasal drip (PND) and a related complication thereof, inflamed degranulating and non-degranulating mast cell activity, any irritation occasioning mucus secretion from goblet cells breathing difficulty, restriction, obstruction; airways constriction or closure or mucus interference with air passage; sleep apnea, snoring, inflammatory or non-inflammatory responses to an airborne or non-airborne allergen or irritant; nasal or non-nasal airway inflammation or irritation caused by a problem in any area of the body; and a physical damage to the respiratory system. Methods, compositions and devices are described for using calcium glycerophosphate to treat and prevent the disease, disorder and/or condition of the respiratory system. | 06-24-2010 |
20150374725 | METHODS AND COMPOSITIONS FOR TREATING AND PREVENTING INTESTINAL INJURY AND DISEASES RELATED TO TIGHT JUNCTION DYSFUNCTION - Methods and compositions for treating and preventing intestinal injury are described. In particular, methods and delayed-release enteric coated compositions of glycerophosphate salts for treating and preventing an intestinal injury, such as exercise-induced intestinal injury, intestinal injury induced or aggravated by ingestion of a nonsteroidal anti-inflammatory drug (NSAID), or exercise-induced intestinal injury aggravated by an NSAID, are described. Orally or nasally administering a therapeutically effective amount of a glycerophosphate salt, particularly calcium glycerophosphate, to a subject engaging in exercise, particularly a subject engaging in exercise and ingesting a NSAID for the treatment or prevention of musculoskeletal pain resulting from exercise, reduces exercise-induced intestinal injury, particularly exercise-induced intestinal injury aggravated by the NSAID. A method of increasing tight junction integrity in a subject in need thereof is also described. The method involves administering to the subject a composition comprising an effective amount of glycerophosphate, such as calcium glycerophosphate. A method of treating or preventing a disease related to tight junction dysfunction, such as an inflammatory disease or a cancer, is also described. | 12-31-2015 |
Patent application number | Description | Published |
20110320419 | Management of temporal data by means of a canonical schema - Computer programs embodied in computer-readable media for managing temporal data in relational databases are provided. According to one embodiment, a computer program comprises logic for storing temporal data in tables stored in a database and using a single schema. The schema includes a first column designating an identifier of an object represented in a row of a table and columns designating an effective-time period. For a past effective-time period, the state of the object as it existed is described by atemporal data in the row. For a present effective-time period, the present state of the object is described. For a future effective-time period, the state of the object as it will exist is described by the atemporal data. Additional logic stores additional data in the tables, such as business data describing the state of the object. | 12-29-2011 |
20130018849 | MANAGEMENT OF TEMPORAL DATA BY MEANS OF A CANONICAL SCHEMA - Computer programs embodied in computer-readable media that can use canonical schemas to persist data from non-temporal tables, effective-time tables, assertion-time tables, and bitemporal tables, and that can enforce temporal integrity constraints on those tables, are provided. In one embodiment, the canonical schemas are used by database tables. In another embodiment, they are used by the physical files which persist data from those tables. Temporal metadata is used to express temporal requirements. Thus, uni-temporal, bitemporal, and temporally-enabled non-temporal tables can be generated without altering existing data models or designing temporal features into new data models. Support is also provided for managing temporal data that exists in future assertion time, and for using episodes to enforce temporal referential integrity. | 01-17-2013 |
Patent application number | Description | Published |
20100121038 | Template-directed assembly of receptor signaling complexes - Transmembrane receptors in the signaling pathways of bacterial chemotaxis systems influence cell motility by forming noncovalent complexes with the cytoplasmic signaling proteins to regulate their activity. The requirements for receptor-mediated activation of CheA, the principal kinase of the | 05-13-2010 |
20120244566 | Methods and materials for in vitro analysis and/or use of membrane-associated proteins, portions thereof or variants thereof - Methods and materials use template-directed assembly of polypeptides and optionally additional reagents to analyze the functionality of membrane-associated proteins, such as, for example, portions of transmembrane proteins, membrane-associated proteins (including receptor tyrosine kinases, and non-receptor tyrosine and serine-threonine kinases), and other proteins that bind to transmembrane proteins and membrane-associated proteins, and to analyze the effect of test compounds or mutations on the functionality of same. The methods and materials of the present application provide a more native-like environment for analyzing the functionality of membrane-associated proteins, and thus provide effective tools for studies involving the detection of the level of enzyme activity of such proteins in an environment that closely resembles the native environment in the cell, and for novel manufacturing processes. | 09-27-2012 |
20130157337 | TEMPLATE-DIRECTED ASSEMBLY OF RECEPTOR SIGNALING COMPLEXES - Transmembrane receptors in the signaling pathways of bacterial chemotaxis systems influence cell motility by forming noncovalent complexes with the cytoplasmic signaling proteins to regulate their activity. The requirements for receptor-mediated activation of CheA, the principal kinase of the | 06-20-2013 |
Patent application number | Description | Published |
20140026453 | FRAMES AND FRAME SYSTEMS FOR PORTABLY SUPPORTING INDICIA-BEARING MEDIA - A portable sign frame adapted to support an indicia-bearing medium (e.g., a sign) includes a pair of elongate side members aligned in a spaced, planar relationship, and at least three brace members extending between and/or rigidly connecting the side members: a top brace member connects the top portions thereof, a bottom brace member that includes a foot support adapted to receive a user's foot connects the bottom portions thereof, and at least one middle brace member that forms a hand support adapted to receive a user's hand extends between the side members at one or more points between the top and bottom portions. At least one mounting site for an indicia-bearing medium is defined, individually or collectively, by one or more of the top portions of the side members, the top brace member, and the middle brace member. | 01-30-2014 |
20140026454 | FRAMES AND FRAME SYSTEMS FOR PORTABLY SUPPORTING INDICIA-BEARING MEDIA - A portable sign frame adapted to support an indicia-bearing medium includes a pair of elongate side members aligned in a spaced, planar relationship, and at least three brace members extending between and/or rigidly connecting the side members: a top brace member connects the top portions thereof, a bottom brace member that includes a foot support adapted to receive a user's foot connects the bottom portions thereof, and at least one middle brace member that forms a hand support adapted to receive a user's hand extends between the side members at one or more points between the top and bottom portions. At least one mounting site for an indicia-bearing medium is defined, individually or collectively, by one or more of the top portions of the side members, the top brace member, and the middle brace member. | 01-30-2014 |