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Wa
Cheung Pik Wa, North Point HK
| Patent application number | Description | Published |
|---|---|---|
| 20090192934 | Consumer Lending Using A Money Transfer Network Systems And Methods - A method of lending money includes receiving a loan application from a consumer. The consumer is a prior customer of a money transfer service provider. The method also includes using information indicative of the consumer's prior usage of services provided by or through the money transfer service provider to approve the loan application. The method further includes using a money transfer network to provide loan proceeds to the consumer or a designee of the consumer and/or transfer loan payments associated with the loan application. In some embodiments using information indicative of the consumer's prior usage of services provided by or through the money transfer service provider to approve the loan application includes approving the loan in the absence of a credit report on the consumer. The method also my include using the consumer's usage history of pre-paid accounts serviced by the money transfer service provider to approve the loan application. | 07-30-2009 |
Choi Man Wa, Dawning Views HK
| Patent application number | Description | Published |
|---|---|---|
| 20080199640 | Water-based drawing surface and device utilizing same - A water-based drawing surface and a toy employing same are disclosed. The drawing surface includes a plastic substrate layer and a fabric layer adhered to the plastic substrate layer. A substantially water-resistant layer is applied to the fabric layer, and an ink layer is applied to the substantially water-resistant layer. The ink layer includes ink imprinted thereon, the ink being water-soluble when initially applied to the substantially water-resistant layer and insoluble after the ink has dried on the substantially water-resistant layer. When water is applied to the ink layer after the ink has dried thereon, the ink layer darkens in the shape of the water applied thereto. The ink is preferably screen-printing ink and it is preferably hand brushed onto the fabric layer. | 08-21-2008 |
Chunling Wa, Elmhurst, NY US
| Patent application number | Description | Published |
|---|---|---|
| 20100055667 | Restricted Access Media and Methods for Making Restricted Access Media - The present invention is directed to restricted access media (RAM), methods for preparing restricted access media, and kits for preparing restricted access media that contain protected ligand binding agents or protected enzymes. Certain RAM provided contain a plurality of protected regions of the support that contain ligand binding agents that are protected by blocking agents. Certain RAM provided contain a plurality of protected regions of the support that contain unbound ligand binding agents or enzymes that are retained in the protected regions by a capping agent. Methods of making the RAM of the invention and associated kits are also provided | 03-04-2010 |
Juinerong Wa, Cupertino, CA US
| Patent application number | Description | Published |
|---|---|---|
| 20100071345 | Thrust Engine - According to the present invention, a blade with lift-to-drag ratio greater than one can generate a lift force greater than the drag force on the blade when a fluid flows across the blade. The blade can be positioned within an enclosed engine to produce a force greater than the force required to move the fluid across the blade, thereby creating a thrust for the enclosed engine. The direction and the magnitude of the thrust may be controlled by controlling the direction of fluid flow. According to the present invention, fluid flowing inside a thrust engine may be gaseous or liquid. A thrust engine of the present invention uses one or more wings in a configurable environment to create a directional force. Thrust engines according to the present invention can be configured by varying fluid parameters, such as density or velocity, the wing parameters (such as wing geometry, lift coefficient or plane surface area of the wing), the number and the locations of wings, how the fluid receives energy, fluid motion, fixed or movable wings and the fluid path. | 03-25-2010 |
Patrick Li Kam Wa, Orlando, FL US
| Patent application number | Description | Published |
|---|---|---|
| 20090244542 | Micro integrated planar optical waveguide type spr sensor - An integrated optical waveguide type surface plasmon resonance (SPR) sensor having an optical waveguide with a corresponding SPR sensing area, photodetectors, and wavelength tunable laser or any kind of external tunable laser source/coupler formed on a substrate. In an embodiment, the laser is a wavelength tunable laser and optionally, the integrated device may include a power source on the substrate for providing a electric power to the wavelength tunable laser and the photodetectors, or a circuit for signal processing, or a microfluidic structure for routing a target sample to the SPR sensor area. The microfluidic structure optionally includes a mixer or a reaction chamber for mixing and allowing a physical or chemical reaction to occur, respectively. In an embodiment, plural planar integrated optical waveguide type SPR sensors may be fabricated on a substrate to form an array of SPR sensors. | 10-01-2009 |
Wai Mon Wa, Poughkeepsie, NY US
| Patent application number | Description | Published |
|---|---|---|
| 20090065557 | SELECTIVE REWORK APPARATUS FOR SURFACE MOUNT COMPONENTS - An apparatus for selective rework for surface mount components. A shield assembly encloses a circuit board on which Surface Mount Technology (SMT) modules are soldered. The shield assembly includes a top shield member having an opening over an SMT module to be removed from the circuit board, and a bottom shield member having an opening exposing the solder mount of the SMT module to be removed. An intermediate shield member is located in the opening in the top shield member and extends through the opening to the circuit board and surrounds the SMT module to be removed. A spring loaded mechanism is positioned over the intermediate shield member and grips the SMT module to be removed. The spring loaded mechanism applies removal force for removing the SMT module from the circuit board when heat is applied causing the solder holding the SMT module to the circuit board to reflow. | 03-12-2009 |