Patent application number | Description | Published |
20100121990 | METHOD AND SYSTEM FOR EMBEDDED REGENERATIVE LICENSING - A method and system for embedded regenerative licensing are disclosed. According to one embodiment, a computer-implemented method, comprises transmitting a first capability request for a first hardware device to a hardware adapter. A second capability request for a second hardware device is transmitted to the hardware adapter. A first device capability response for the first hardware device is received from the hardware adapter. The first device capability response comprises a first timestamp, a first unique identifier for the first hardware device, and a first functions list to disable on the first hardware device. A second device capability response for the second hardware device is received from the hardware adapter. The second device capability response comprises a second timestamp, a second unique identifier for the second hardware device, and a second functions list including one or more functions from the first hardware device to enable on the second hardware device. | 05-13-2010 |
20110072522 | System and Method for Capacity Licensing - A method and system for capacity licensing are disclosed. According to one embodiment, a computer implemented method comprises receiving a capability request from a device, sending a capability response to the device, the capability response comprising a serving of license rights. A deduction record is stored, the deduction record deducting a license from a license pool. An information request is received from the device, and an information response is sent. | 03-24-2011 |
20140026222 | FRAMEWORK FOR PROVIDING ELECTRONIC LICENSES AND LICENSING PROGRAMS - Methods and system for providing licensing programs are provided. The electronic license may specify a number of available licenses based on the count property, a license model for calculating a number of used licenses based on the count type property, a number of available overdraft licenses based on the overdraft property, and an interval of available time within which return of a used license is accepted, based on the return interval property. The electronic license may then be distributed together with the licensing program to the licensee. A new electronic license can be deployed by the licensee without a need to update previously installed licensing program. The combination of count-related license properties may be applicable to a great variety of license models and deployments. | 01-23-2014 |
20140136416 | METHOD AND SYSTEM FOR LICENSE SERVER SYNCHRONIZATION - A method and system for license server synchronization are disclosed. According to one embodiment, a computer-implemented method comprises receiving a first capability request from a licensing server, transmitting a first capability response to the licensing server. The licensing server provides a second capability response to a device, and the second capability response is in response to a second capability request sent by the device to the licensing server. The second capability response includes one or more capabilities included in the first capability response. A server synchronization message is received from the licensing server and a request for payment is transmitted to a service provider, wherein the request for payment is generated based on the server synchronization message. | 05-15-2014 |
20140136425 | FRAMEWORK FOR PROVDING ELECTRONIC LICENSES AND LICENSING PROGRAMS - Methods and system for providing licensing programs are provided. The electronic license may specify a number of available licenses based on the count property, a license model for calculating a number of used licenses based on the count type property, a number of available overdraft licenses based on the overdraft property, and an interval of available time within which return of a used license is accepted, which is based on the return interval property. The electronic license may then be distributed together with the licensing program to the licensee. A new electronic license can be deployed by the licensee without a need to update previously installed licensing program. The combination of count-related license properties may be applicable to a great variety of license models and deployments. | 05-15-2014 |
20140136426 | SYSTEM AND METHOD FOR CAPACITY LICENSING - A method and system for capacity licensing are disclosed. According to one embodiment, a computer implemented method comprises receiving a capability request from a device, sending a capability response to the device, the capability response comprising a serving of license rights. A deduction record is stored, the deduction record deducting a license from a license pool. An information request is received from the device, and an information response is sent. | 05-15-2014 |
Patent application number | Description | Published |
20140074688 | BEHAVIORAL BASED SCORE - A financial interaction related to a set of financial behaviors is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and the visualization of alterations (increases and decreases) of the credit risk as direct feedback. The system demonstrates how behaviors identified in the financial interaction affect credit risk. Based on the financial interaction, estimates can be made of a financial score and presented in a display. | 03-13-2014 |
20140149281 | SIGN INTERFACE CONTROL WITH OPTIONAL PAYMENT - An interface control is activated to provide a signature to a legal document, an application for a contractual obligation or other document requesting legal signature, in conjunction with an optional payment mechanism. The interface control initiates facilitation of signing of the document or application, and optionally enables payment for the document, application or associated product or service. A client signature generated from a client with a client device and purchasing data of the client are provided in a transaction in response to activation of the interface control. | 05-29-2014 |
20140236695 | TRANSACTION LOG FOR LOYALTY BASED OFFERS AND AWARDS - Financial transactions are tracked and a communication thread related to a financial transaction is generated. A reward stimulus is offered as part of and related to the communication thread. A third party vendor or a bank server can identify the communication thread and initiate a communication with the reward stimulus. A behavior profile can be generated based on the financial transaction and personal data including purchases tracked and spending habits. A communication exchange can be initiated on a mobile device as part of the communication thread based on predetermined options such as important dates, a geophysical location, social networking activity, a reminder, the behavioral profile, an inquiry and/or feedback received or published. | 08-21-2014 |
20140244476 | CONTINUOUS DIALOG TO REDUCE CREDIT RISKS - A financial interaction related to personal data analytics and behavioral data is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and provides direct feedback during the financial interaction. The system operates as a personal companion for assisting clients with personal financial decisions as well as personal interactions according to personal data and behavioral data learned about the user. Communications from the system can be initiated to facilitate a conversation according to data learned, such as personal data, user preference data, and behavioral data from different financial transactions. Based on continued interactions with the user, estimates can be made of a financial score and rewards or stimulus can be presented to the user. | 08-28-2014 |
20140310151 | MANAGEMENT OF A LINE OF CREDIT OR FINANCE-RELATED OFFER - Techniques for providing automated real-time approved financial offers to communication devices associated with users are presented. An open credit exchange platform (OCEP) includes a credit management component that collects personal and financial information respectively associated with users. Financial service providers associated with the OCEP generate approved financial offers, based on the personal and financial information, and assessment criteria of the financial service provider, and provide these financial offers to the OCEP. The OCEP evaluates the financial offers directed to a user and identifies at least a preferred financial offer for presentation to the communication device of the user. If the user decides to accept the financial offer, the user can enter the user's electronic signature on a contract relating to the financial offer via the communication device, and the electronic signature can verify the user's electronic signature, to facilitate creating a legally binding contract. | 10-16-2014 |
20140365291 | UNIVERSAL LOYALTY PROGRAM - The performance of obligations is facilitated with respect to a discount received via a loyalty program. For example, the performance of the obligations can be facilitated via: managing information regarding the obligation of a user of the loyalty program; determining a path to satisfaction of the obligation based on a location of a mobile device associated with the user; and producing a notification regarding fulfillment of the obligation based on the path. | 12-11-2014 |
20140365350 | FINANCIAL PLATFORM THAT FACILITATES MANAGEMENT OF FINANCIAL SERVICES - Techniques for providing a financial services platform that can facilitate providing financial services to communication devices associated with users are presented. The financial services platform provides an interface that can incorporate base financial services and can allow a communication device user to turn on or off various add-on financial service functions. Financial service providers or third-party developers can develop, and provide to communication devices of users, financial services via a unified, standardized system provided by the financial services platform, and can create financial services by combining financial service modules associated with the financial services platform. The financial services platform provides financial services for identity management by communication devices users, credit exchange services to make pre-approved financial offers to users, and electronically signing of financial documents to create legally binding contracts with regard to pre-approved financial offers. | 12-11-2014 |
20140365353 | MANAGEMENT OF PARTICIPATION OF MARKET PARTICIPANTS IN A FINANCIAL EXCHANGE - Techniques for managing participation of market participants in a credit exchange and providing automated real-time approved financial offers to communication devices associated with users are presented. An open credit exchange platform (OCEP) includes a credit management component (CMC) that facilitates standardizing financial products to facilitate comparing financial offers from different market participants and identifying a preferred financial offer. CMC also notifies a market participant when its offer is selected by the CMC and/or consumer. CMC tracks performance of financial offers made to consumers by market participants via the OCEP relative to offers by other market participants, analyzes information relating to the tracked performance, and generates analytics feedback information based on the analyzed information. CMC communicates analytics feedback information to a market participant to enable the market participant to evaluate the performance of its financial products and modify its financial products to facilitate improving performance of its financial products. | 12-11-2014 |
20140365354 | VISUALIZATION OF INDIVIDUAL TRUSTWORTHINESS SCORE - Financial behaviors are analyzed for behavioral data to determine financial measures related to a trustworthiness score. A financial communication is facilitated in order to modify one or more behaviors. The financial measures are determined according to the financial behavior data and further information obtained from the financial communication. The financial communication drives behaviors to affect a real-time credit risk, and a visualization of alterations of financial measures and credit risk as direct feedback. The system demonstrates how behaviors and personal data identified affect credit risk. Based on the financial transactions and the communication exchange, estimates can be made of a financial score that comprises the financial measures, and further presented in a display. | 12-11-2014 |
20140365355 | EXPLICIT AND/OR IMPLICIT PERSONAL DATA ANALYSIS FOR BEHAVIORAL BASED SCORE - A financial interaction or communication related to a set of financial behaviors is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and the visualization of alterations (increases and decreases) of the credit risk as direct feedback during the financial interaction. The system demonstrates how behaviors identified in the financial interaction affect credit risk. Based on the financial interaction, estimates can be made of a financial score and presented in a display. | 12-11-2014 |