Patent application number | Description | Published |
20110084139 | Systems and methods for financial transaction through miniaturized card reader - A new approach is proposed that contemplates systems and methods to enable an individual to complete a financial transaction by swiping a magnetic stripe card through a card reader connected to a mobile device. The size of the card reader is miniaturized to be portable for connection with the mobile device. The card reader is configured to reliably read data encoded in a magnetic strip of the card with minimum error in a single swipe and provide a signal that corresponds to the data read to the mobile device, which then decodes the incoming signal from the card reader and acts as a point-of-sale device to complete the financial transaction. Such an approach enables a person to become either a micro-merchant (payee) or a buyer/customer (payer) without having to purchase expensive card reader devices or software. | 04-14-2011 |
20110084140 | Systems and methods for decoding card swipe signals - A new approach is proposed that contemplates systems and methods to enable an individual to complete a financial transaction by swiping a magnetic stripe card through a card reader connected to a mobile device. The size of the card reader is miniaturized to be portable for connection with the mobile device. The card reader is configured to reliably read data encoded in a magnetic strip of the card with minimum error in a single swipe and provide a signal that corresponds to the data read to the mobile device, which then decodes the incoming signal from the card reader and acts as a point-of-sale device to complete the financial transaction. Such an approach enables a person to become either a micro-merchant (payee) or a buyer/customer (payer) without having to purchase expensive card reader devices or software. | 04-14-2011 |
20110084147 | Systems and methods for passive identification circuitry - A new approach is proposed that contemplates systems and methods to enable an individual to complete a financial transaction by swiping a magnetic stripe card through a card reader connected to a mobile device. The size of the card reader is miniaturized to be portable for connection with the mobile device. The card reader is configured to reliably read data encoded in a magnetic strip of the card with minimum error in a single swipe and provide a signal that corresponds to the data read to the mobile device, which then decodes the incoming signal from the card reader and acts as a point-of-sale device to complete the financial transaction. Such an approach enables a person to become either a micro-merchant (payee) or a buyer/customer (payer) without having to purchase expensive card reader devices or software. | 04-14-2011 |
20120091200 | Card reader device without - A card reader device is provided that includes a housing having a slot for swiping a magnetic stripe of a financial transaction card to complete a financial transaction between a buyer and seller. A read head is positioned in the housing. The read head reads data stored on the magnetic stripe and produces a signal indicative of data stored on the magnetic stripe. The read head has sufficient impedance to set amplitude of a signal indicative of data stored on the magnetic stripe. An output jack is adapted to be inserted into a microphone input associated with a mobile device for providing the signal indicative of data stored on the magnetic stripe to the mobile device. | 04-19-2012 |
20120091201 | Systems and methods for financial transaction through miniaturized card with ASIC - A card reader device is provided with a housing having a slot for swiping a magnetic stripe of a card to complete a financial transaction between a buyer and seller. A read head is in the housing reads data stored on the magnetic stripe and produces a signal indicative of data stored on the magnetic stripe. An output jack is adapted to be inserted into a microphone input associated with a mobile device for provides the signal indicative of data stored on the magnetic stripe to the mobile device. A sourcing power device couples to an audio jack of the mobile device and sources power from the mobile device through the audio jack. | 04-19-2012 |
20120095857 | Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer - A system is provided that includes a transaction engine running on a mobile device. In response to a financial transaction between a buyer and a seller, the transaction uses the mobile device to accept information selected including but not limited to information from financial transaction or information pertaining to financial transaction card used by the buyer in the transaction. At least a portion of this information is communicated with a third party financial institution or payment network to authorize the transaction. The buyer receives confirmation of the payment. | 04-19-2012 |
20120095914 | Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device - A financial transaction card reader device includes a housing having a slot for swiping a magnetic stripe of a financial transaction card to complete a financial transaction between a buyer and seller. A read head is in the housing, reads data stored on the magnetic stripe and for produces a signal indicative of data stored on the magnetic stripe. An output jack is adapted to be inserted into a microphone input associated with a seller's mobile device for providing the signal indicative of data stored on the magnetic stripe to the mobile device. The signal is decoded in the mobile device. | 04-19-2012 |
20120261471 | Systems and methods for decoding card swipe signals - A new approach is proposed that contemplates systems and methods to enable an individual to complete a financial transaction by swiping a magnetic stripe card through a card reader connected to a mobile device. The size of the card reader is miniaturized to be portable for connection with the mobile device. The card reader is configured to reliably read data encoded in a magnetic strip of the card with minimum error in a single swipe and provide a signal that corresponds to the data read to the mobile device, which then decodes the incoming signal from the card reader and acts as a point-of-sale device to complete the financial transaction. Such an approach enables a person to become either a micro-merchant (payee) or a buyer/customer (payer) without having to purchase expensive card reader devices or software. | 10-18-2012 |
20130185124 | Mobile Card Processing Using Multiple Wireless Devices - A taxi fare system for a vehicle includes a meter, a wireless access point carried on the vehicle, a first mobile computing device a wireless, a second mobile computing device, a display and a credit card reader. The meter is configured to receive data from the vehicle indicating distance travelled, to measure waiting time, and to calculate an amount of a passenger fare based at least on the distance travelled and the waiting time. The first mobile computing device is positioned in a driver section of the vehicle and receives data from the meter. The second mobile computing device is positioned in a passenger section of the vehicle and receive card information from the card reader. The first and second mobile computing devices are configured to wirelessly connect to the wireless access point. | 07-18-2013 |
20130185208 | HANDLING TRANSACTION AND TRIP DATA - A method for a transaction with a taxi includes receiving from a mobile device in a vehicle an amount of a fare for a passenger trip, receiving trip information from the mobile device, the trip information including a start time, an end time and a distance traveled for the passenger trip, receiving a card number from the mobile device, submitting the transaction for authorization of payment, receiving an indication that the transaction is authorized, accessing financial payment information associated with an account of a driver of the vehicle, the financial payment information sufficient to make a deposit to a financial account of the driver, submitting the transaction for processing to make the deposit in the amount of the fare to the financial account of the driver, and sending the trip information to a computer system of the dispatch service. | 07-18-2013 |
20130185559 | SECURE COMMUNICATIONS BETWEEN DEVICES - A method of establishing secure communication between a first mobile computing device and a second mobile computing device includes generating a first self-signed key at the first mobile computing device, pairing the first device with a second device, the pairing including receiving user input of a passcode and after receiving the user input sending the first public key to the second mobile computing device and receiving a second public key from the second mobile computing device, storing the second public key in a database of trusted devices, the database of trusted devices being stored in the first mobile computing device, receiving in the first mobile computing device a list of mobile computing devices connected to a mobile network, matching the list of mobile computing device against the database of trusted devices, and establishing secure communication between the first mobile computing device and the second mobile computing device. | 07-18-2013 |