Reany
Bob Reany, Wildwood, MO US
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20110238540 | FINANCIAL ACCOUNT MANAGEMENT BASED ON SPECIFIED CRITERIA - Exemplary embodiments are directed to account management including reporting financial transactions to an account holder in a transaction reporting statement and automatic payment of open account balances. Consolidating reporting criteria and/or balance management criteria can be specified to customize reporting and/or payment of purchase transactions. The consolidated reporting criteria can be applied to transactions to identify amalgamable transactions, which can be consolidated into a consolidated transaction. The balance management criteria can include scheduling criteria and payment criteria and can be applied to open account balances to facilitate payment of open account balances. | 09-29-2011 |
Bob Reany, Stamford, CT US
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20150294313 | SYSTEMS, APPARATUS AND METHODS FOR IMPROVED AUTHENTICATION - Multi-factor authentication techniques are described that use secure push authentication technology for transactions. An embodiment includes receiving, by an assurance platform operating as an authentication service platform, a user authentication request and transaction data from an access control server (ACS), determining an authentication rule, generating a user validation request message, transmitting the user validation request message to a user mobile device, and receiving user authentication data. The assurance platform then validates the user authentication data, transmits a device authentication request, receives a device authentication response signed with a private key of the user, and authenticates the user based on the device authentication response and private key. | 10-15-2015 |
Jack W. Reany, Corona De Tucson, AZ US
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20130099049 | AIRCRAFT WING WITH FLEXIBLE SKINS - A wing includes a spar, and a pair of flexible skins that are attached to the spar. The spar is at the leading edge of the wing, and the skins extend toward the trailing edge of the wing. The wing deploys from a stowed condition, in which the skins are curved in the same direction around a fuselage of an aircraft, to a deployed condition, in which the skins provide the wing with an airfoil cross-sectional shape, for example with the skins curve in opposite direction. A lock is used to maintain the skins in the deployed state, with the lock for example located at the trailing edge of the wing. The lock may be a mechanical mechanism that automatically locks the wing in the deployed state, preventing the wing from returning to the stowed state. | 04-25-2013 |
20130099050 | AIRCRAFT WING WITH KNUCKLED RIB STRUCTURE - An aircraft wing has hinged ribs, and a skin covering the ribs. The ribs each include plural rib sections, array from the leading edge of the wing, to the trailing edge of the wing, and a lock to hold the rib sections together in a deployed state or condition. The wings are initially in a stowed state, with the ribs and the rib sections having a curved chord, and deploy to the deployed state, in which the ribs have a straightened chord that defines an airfoil state. The wing may have foam material between the ribs to allow the wings to expand in the wingspan direction, for instance after the ribs have been placed in the deployed state. | 04-25-2013 |
20130101823 | FOAM MATERIAL WITH ORDERED VOIDS - A foam material is an open-cell material, with ordered voids forming an interconnected network of voids within a continuous material matrix. The voids may be spherical. There may be different sizes of voids, with the smaller voids located between larger voids. The continuous material matrix may include a polymer material, such as a shape memory polymer. Balloons or spheres may be included within the continuous material matrix to further reduce the density of the foam material. The foam material may have a global density of 20% or less. The density of the material may vary, perhaps continuously, with position within the foam material. The foam material may be made by producing an array of a removable material corresponding to the shape of the voids, forming the continuous material matrix around the removable material, and then removing the removable material, such as by dissolving the removable material. | 04-25-2013 |
20130200208 | CHORD-EXPANDING AIR VEHICLE WINGS - An air vehicle wing includes foldable ribs coupled to a leading-edge spar. The ribs each have multiple rib segments which are foldable (hinged) relative to each other. Extension linkages, each with multiple extension linkage segments, pass through openings in the rib segments, and may be coupled to the rib segments with pin couplings, able to change relative angle between the individual rib segments and the extension linkage segments to which they are coupled. A skin may cover the ribs, to provide an outer surface of the wing that may be unfolded as the wing is expanded from a stowed, small-chord condition, to a deployed, large-chord condition. | 08-08-2013 |
Laura Reany, Quakertown, PA US
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20120184510 | COLD MENTHOL RECEPTOR-1 ANTAGONISTS - The invention is directed to TRPM8 antagonists of Formula (I). More specifically, the present invention relates to certain novel compounds, methods for preparing compounds, compositions, intermediates and derivatives thereof and methods for treating TRPM8-mediated disorders. Pharmaceutical and veterinary compositions and methods of treating pain and various other disease states or conditions using compounds of the invention are also described. | 07-19-2012 |
Laura Reany, Spring House, PA US
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20090247618 | PROCESS FOR PREPARATION OF BENZO-FUSED HETEROARYL DERIVATIVES - The present invention is directed to processes for the preparation of benzo-fused heteroaryl derivatives, useful for the treatment of epilepsy and related disorders. The present invention is further directed to processes for the preparation of intermediates in the synthesis of the benzo-fused heteroaryl derivatives. | 10-01-2009 |
Robert Reany, Stamford, CT US
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20150066768 | METHODS AND SYSTEMS FOR VERIFYING CARDHOLDER AUTHENTICITY WHEN PROVISIONING A TOKEN - A computer-implemented method for verifying cardholder authenticity when provisioning a token is provided. The method uses an authentication server system having a processor and a memory. The method includes receiving, by the processor, a payment card account identifier provided by a payment requestor. The payment card account identifier for identifying a payment account associated with a cardholder. The method also includes determining a plurality of authentication data associated with the payment requestor, and performing an authentication process using the plurality of authentication data. The authentication process is configured to determine if the payment requestor is the cardholder. The method further includes determining an assurance level associated with the authentication process. The assurance level represents a level of confidence in the authentication process. Moreover, the method includes generating a token for the payment account, and storing the token with the payment card account identifier and the assurance level. | 03-05-2015 |
Robert D. Reany, Wildwood, MO US
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20100318463 | METHOD AND APPARATUS FOR ADDRESSING ISSUER HOLD FOR AUTOMATED FUEL DISPENSER TRANSACTIONS IN AN ELECTRONIC PAYMENT SYSTEM - Placement of a hold amount against a payment card account of a customer is facilitated, in response to the customer presenting a payment device, associated with the payment card account, in connection with a non-PIN, signature-based, dual-message transaction with a merchant. The presenting of the payment device is prior to a time when an amount of the transaction can be determined. Subsequent to the placement of the hold amount, immediately after the time when the amount of the transaction can be determined, transmission of an authorization advice message from an acquirer associated with the merchant to an issuer of the payment device is facilitated. The authorization advice message indicates the amount of the transaction. A further step includes facilitating the issuer of the payment device releasing any portion of the hold amount which exceeds the amount of the transaction, immediately responsive to the authorization advice message. | 12-16-2010 |
20110017820 | TECHNIQUES FOR AUTHORIZATION OF USAGE OF A PAYMENT DEVICE - Techniques for authorization of usage of a payment device include facilitating an issuer of the device obtaining an authorization message for an account number associated with the device, based on desired spending limit parameters established by a merchant and/or an issuer of the device; facilitating obtaining an issuer authorization decision; and responsive to the issuer authorization decision, facilitating setting a spending limit for the account number based on at least an appropriate one of the parameters. | 01-27-2011 |
Robert Donald Reany, Wildwood, MO US
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20110145081 | METHODS AND SYSTEMS FOR PROVIDING ENHANCED DATA FOR CO-BRAND PAYMENT CARD TRANSACTIONS - A method and system for processing a financial transaction using an enhanced payment card through a multi-party payment card interchange network are provided. An authorization request message generated at a point of sale (POS) device associated with a merchant is received at a computer associated with the interchange network. The authorization request message includes a card identifier and relates to a transaction initiated by the cardholder with the merchant using the enhanced payment card. The transaction is electronically identified as involving the enhanced payment card by matching the received card identifier to a list of card identifiers stored within a database. A product code identifying the transaction as an enhanced payment card transaction is electronically added to the authorization request message. The merchant is instructed to transmit to the interchange computer an addendum file including enhanced transaction data for the enhanced payment card transaction. | 06-16-2011 |
20130091057 | METHODS AND SYSTEMS FOR PROVIDING ENHANCED DATA FOR CO-BRAND PAYMENT CARD TRANSACTIONS - A computer-based method for processing a payment transaction using an enhanced payment card is provided. The transaction is processed using a computer device coupled to a storage device. The enhanced payment card is issued to a cardholder by an issuer. The method includes receiving an authorization request message associated with a merchant. The authorization request message includes a card identifier and relating to a transaction initiated by the cardholder with the merchant using the enhanced payment card. The method includes transmitting an authorization response message to the merchant. The authorization response message is generated by the issuer and including an instructing message. The merchant is instructed, via the instructing message, to transmit to the computer device an addendum file including enhanced transaction data for the transaction. | 04-11-2013 |