Patent application number | Description | Published |
20080306849 | Methods, systems and computer program products for interacting with ISO 14443-4 and MIFARE applications on the same wireless smart device during a common transaction - Methods, systems, and computer program products for interacting with ISO 14443-4 and MIFARE® applications on the same wireless smart device during a common transaction are disclosed. According to one aspect, the method includes detecting and communicating with an ISO 14443-4 application located on a wireless smart device that includes an ISO 14443-4 and a MIFARE® application to perform at least part of the common transaction. Termination of the ISO 14443-4 application is detected, and the MIFARE® application located on the wireless smart device is detected and communicated with for performing at least part of the common transaction. | 12-11-2008 |
20090164322 | METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR OVER THE AIR (OTA) PROVISIONING OF SOFT CARDS ON DEVICES WITH WIRELESS COMMUNICATIONS CAPABILITIES - Methods, systems, and computer readable media for over the air provisioning of soft cards on devices with wireless communications capabilities are disclosed. According to one method, a soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. An issuer identification number retrieved from the card number is communicated to a provisioning configuration server over an air interface. A provisioning issuer server network address is obtained from the provisioning configuration server based on the issuer identification number. The provisioning information server is connected to, and card-issuer-specific challenge information is obtained therefrom. The challenges are presented to the user, and the user's responses to the challenges are received. A connection is made to the provisioning issuer server corresponding to the network address. The challenge responses are communicated to the provisioning issuer server. Soft card image data and personalization data, where the personalization data includes personalized embossed and pre-printed data, are received from the provisioning issuer server over the air interface. The soft card is provisioned for use on the device based on the data received over the air interface. | 06-25-2009 |
20090261172 | SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR SUPPORTING MULTIPLE CONTACTLESS APPLICATIONS USING DIFFERENT SECURITY KEYS - Systems, methods, and computer program products for supporting multiple contactless applications using different security keys on a wireless smart device are disclosed. According to one aspect, the subject matter described herein includes a method for supporting multiple contactless applications using different security keys on a wireless smart device. The method includes, at a wireless smart device configured to communicate with a wireless smart device reader, the wireless device including a plurality of contactless applications and a contactless application memory for use by the plurality of contactless applications, initializing a portion of the memory such that access to the portion of memory requires the use of a shared secret key known to the plurality of contactless applications. The method includes reserving the portion of memory for use by one of the plurality of contactless applications by using the shared secret key to set access privileges for the portion of memory such that access to the portion of memory requires the use of a application-specific secret key associated with the one application and not known to the other applications. | 10-22-2009 |
20100041368 | METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR ELECTRONICALLY DELIVERING A PREPAID CARD TO A MOBILE DEVICE - Methods, systems, and computer readable media for electronically delivering a prepaid card to a mobile device are disclosed. According to one aspect, the method includes receiving, at a merchant server, purchase information related to the purchase of an electronic prepaid card. The method further includes receiving, from the merchant server, electronic prepaid card information derived from the purchase information. The method further includes establishing a communications link with a mobile device associated with address data included in the electronic prepaid card information. The method also includes provisioning the electronic prepaid card information on the mobile device via over the air (OTA) communications. | 02-18-2010 |
20100043061 | SYSTEMS, METHODS, AND COMPUTER READABLE MEDIA FOR PROVIDING FOR SECURE OFFLINE DATA TRANSFER BETWEEN WIRELESS SMART DEVICES - According to one aspect of the subject matter described herein, a method for registering wireless smart devices for secure offline data transfer is provided. The method includes, for an application configured to execute on a wireless smart device and that requires access to information regarding an account that does not reside on the wireless smart device, register, at a server having access to the information regarding the account, a first wireless smart device has an account owner device (AOD) for operating in an online mode for obtaining the information regarding the account from the server and for operating in an offline mode for transferring the information regarding the account to at least one additional device via a secure offline data transfer using near field communications (NFC). The method further includes registering, at the server, at least one second wireless smart device as an account sharer device (ASD) for operating in an offline mode for receiving the information regarding the account from the first wireless smart device via the secure offline data transfer using NFC. | 02-18-2010 |
20100088188 | SYSTEMS, METHODS, AND COMPUTER READABLE MEDIA FOR PAYMENT AND NON-PAYMENT VIRTUAL CARD TRANSFER BETWEEN MOBILE DEVICES - The subject matter described herein includes methods, systems, and computer readable media for virtual card transfer between near field communications (NFC)-enabled mobile devices. According to one aspect, a method for over-the-air (OTA) virtual card transfer between NFC-enabled mobile devices is disclosed. The method includes receiving, at an OTA provisioning server, a virtual card, from a sending mobile device, that is intended for a receiving mobile device. The virtual card is provisioned, over the air, to the receiving mobile device, where the virtual card is immediately presentable by the receiving mobile device at a point of sale terminal. | 04-08-2010 |
20100174598 | METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR REDEEMING AND DELIVERING ELECTRONIC LOYALTY REWARD CERTIFICATES USING A MOBILE DEVICE - Methods, systems, and computer readable media for redeeming and delivering electronic loyalty reward certificates using a mobile device are disclosed. In one example, the method includes utilizing a loyalty reward certificate selection device to generate electronic loyalty reward certificate selection information and providing the loyalty reward certificate selection information and a recipient mobile device identifier to a loyalty management server. Electronic loyalty reward certificate data derived from the loyalty reward certificate selection information and the recipient mobile device identifier is received from the loyalty management server. The method also includes establishing a communications link with a mobile device corresponding to the recipient mobile device identifier and provisioning the electronic loyalty reward certificate data on the mobile device over the communications link via over the air (OTA) communications. | 07-08-2010 |
20100241494 | METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR SELECTING AND DELIVERING ELECTRONIC VALUE CERTIFICATES USING A MOBILE DEVICE - Methods, systems, and computer readable media for selecting and delivering an electronic value certificate to a mobile device are disclosed. According to one aspect, the method includes utilizing a certificate selection device to generate electronic certificate selection information and providing the electronic certificate selection information and associated recipient data to a merchant server. From the merchant server, electronic value certificate data derived from the certificate selection information is received. The method also includes establishing a communications link with a mobile device corresponding to the recipient data. The electronic value certificate data is provisioned on the mobile device over the communications link via over the air (OTA) communications. | 09-23-2010 |
20110106635 | METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR FACILITATING USE OF WIRELESS SMART DEVICES TO PURCHASE GOODS OR SERVICES - Methods, systems, and computer readable media for facilitating the use of wireless smart devices to purchase goods or services that are not available at a purchaser's location are provided. According to one aspect of the subject matter described herein, a method for facilitating the use of a wireless smart device to purchase goods or services is provided. The method includes providing a smart poster that advertises a good or service and is locatable in an area that is accessible by a potential purchaser of a good or service. The method includes directing, using a mechanism in or on the smart poster, the wireless smart device to access a section of an merchant's website specific to the good or service in response to the wireless smart device interfacing with the smart poster. The method further includes providing, via the wireless smart device, an option for the potential purchaser to purchase the good or service in a manner that bypasses a payment register in a retail location of the merchant. | 05-05-2011 |
20120005026 | METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR UTILIZING A CONSUMER OPT-IN MANAGEMENT SYSTEM - Methods, systems, and computer readable media for utilizing a consumer opt-in management system are disclosed. According to one aspect, the method includes interfacing a near field communication (NFC) enabled mobile device with a touch point associated with an electronic marketing program to obtain touch point identification information from the touch point and receiving, at a trigger management server (TMS), an opt-in request message from the NFC enabled mobile device, wherein the opt-in request message includes a subscriber identifier associated with the NFC enabled mobile device and the touch point identification information. The method further includes accessing a business rules database using at least one of the subscriber identifier and the touch point identification information from the opt-in request message to identify an electronic marketing program identifier and using the electronic marketing program identifier to trigger the provisioning of content data associated with the electronic marketing program to the NFC enabled mobile device. | 01-05-2012 |
20120029997 | METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR REGISTERING IN A MERCHANT SPONSORED PROGRAM USING A NEAR FIELD COMMUNICATION (NFC) DEVICE - Methods, systems, and computer readable media for registering in a merchant sponsored program using a near field communication (NFC) device is disclosed. In one embodiment, the method includes interfacing an NFC enabled mobile device with a smart poster associated with a merchant sponsored program to obtain a merchant sponsored program identifier from the smart poster, and receiving, at a merchant backend server, a request message for merchant sponsored program registration information from the NFC enabled mobile device, wherein the request message from the NFC enabled device includes the merchant sponsored program identifier. The method further includes obtaining merchant sponsored program registration information associated with the merchant sponsored program using the merchant sponsored program identifier and providing the merchant sponsored program registration information to the NFC enabled mobile device. | 02-02-2012 |
20120064828 | METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR SECURE NEAR FIELD COMMUNICATION OF A NON-SECURE MEMORY ELEMENT PAYLOAD - According to one aspect, the subject matter described herein includes a method for secure near field communication (NFC) of a non-secure memory element payload. The method includes receiving, at an NFC enabled mobile device and from a content provider, a payload. The method also includes storing the received payload in a non-secure memory element of the NFC enabled mobile device. The method further includes transferring the stored payload from the non-secure memory element of the NFC enabled mobile device to a secure memory element of the NFC enabled mobile device, wherein transferring the stored payload includes loading the stored payload into a secure reloadable payload instance. The method further includes establishing a NFC link between the NFC enabled mobile device and an NFC reader. The method further includes communicating, via the NFC link, the transferred payload from the secure reloadable payload instance to the NFC reader. | 03-15-2012 |
20120254030 | METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR OVER THE AIR (OTA) PROVISIONING OF SOFT CARDS ON DEVICES WITH WIRELESS COMMUNICATIONS CAPABILITIES - A soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. An issuer identification number retrieved from the card number is communicated to a provisioning configuration server over an air interface. A provisioning issuer server network address is obtained from the provisioning configuration server based on the issuer identification number. Card issuer specific challenges are presented to the user, and the user's responses to the challenges are received. The challenge responses are communicated to the provisioning issuer server. Soft card image data and personalization data, where the personalization data includes personalized embossed and pre-printed data, are received from the provisioning issuer server over the air interface. The soft card is provisioned for use on the device based on the data received over the air interface. | 10-04-2012 |
20130124349 | METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR PROVISIONING AND UTILIZING AN AGGREGATED SOFT CARD ON A MOBILE DEVICE - Methods, systems, and computer readable media for utilizing and provisioning an aggregated soft card are disclosed. In one embodiment, the method includes receiving a request for an aggregated soft card from a mobile device, wherein the aggregated soft card includes a primary component soft card and at least one secondary component soft card. The method also includes requesting component soft card data associated with each of the primary component soft card and the at least one secondary component soft card from a plurality of issuing system servers. The method further includes generating aggregated soft card data by establishing a link among the component soft card data received from the plurality of issuing system servers and sending the aggregated soft card data to the mobile device. | 05-16-2013 |
20140122563 | METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR ENABLING A DOWNLOADABLE SERVICE TO ACCESS COMPONENTS IN A MOBILE DEVICE - Methods, systems, and computer readable media for enabling a downloadable service to access components in a mobile device are disclosed. According to one aspect, a system comprises a mobile device that includes a mobile wallet application configured to determine at least one hardware component or software component provisioned on the mobile device and to generate a capabilities object containing information identifying the at least one hardware or software component. The system further includes a network server supporting a downloadable service configured to receive the capabilities object from the mobile device, to generate personalized downloadable service content based on the information in the received capabilities object, to provide the personalized web page content to the mobile device, wherein the personalized downloadable service content is configured to access the at least one hardware component or software component on the mobile device. | 05-01-2014 |