Northover

Michael Patrick Northover, Lake Oswego, OR US

Patent application number	Description	Published
20100324951	System and Method for Automated Compliance with Loan Servicing Legislation - A computer-based system, technology architecture design, business process model, method, computer readable medium comprising software, and associated set of business services, for automatically determining business resolutions to municipal, state, and federal compliance rules, guidelines and legislation relating specifically to Mortgage and Credit Servicing (“Servicing”). Generic resolutions and normalized legislative information will be provided in human readable form via the internet by proprietary web search and querying applications. Specific resolutions for a loan or loan portfolio will be provided in computer readable via system interfaces. Resolutions are determined by means of rule-based processing technologies. Business Rules evaluate factors such as the location of a property or person, the life-cycle phase, status and disposition of the loan (e.g. 30 days delinquent, in foreclosure, subject to a modification program, etc.), and such additional criteria as may be required to determine accurate resolution in compliance with legislation. Preliminary industry research has indicated that these services and technologies do not currently exist in support of the Servicing industry.	12-23-2010

Patent application number	Description	Published
20100258264	THERMAL TRANSFER APPARATUS, SYSTEM AND METHOD - A thermal transfer means comprising, fluidly in series: a fluid supply conduit having a fluid inlet (	10-14-2010

Patent application number	Description	Published
20090187397	ADJUSTING LEFT-TO-RIGHT GRAPHICS TO A RIGHT-TO-LEFT ORIENTATION OR VICE VERSA USING TRANSFORMATIONS WITH ADJUSTMENTS FOR LINE WIDTH AND PIXEL ORIENTATION - The present invention discloses a solution for adjusting a horizontal orientation of a graphic. The solution can include a step of identifying a graphic object having a first horizontal orientation, which is to be changed to an opposite horizontal orientation. A determination as to whether the graphic object has an odd number of pixels along an x-axis can be made. When determination results are positive only, a pixel shift can be applied to the graphic object. A matrix transform can be applied to the software object regardless of the determination results. The software object can be visually presented upon a display after the applying step.	07-23-2009