Patent application number | Description | Published |
20130304576 | SYSTEM AND METHOD FOR PROVIDING OFFERS THROUGH A SOCIAL MEDIA CHANNEL - The systems and methods of the disclosure allow user to receive offers through social media channels. The systems and methods are capable of creating offers, ranking the offers based on both transaction data and social media profile activity information, distributing the offers through social media channels, associating the offers with a synced transaction account and providing rewards based on transactions that comply with offers. The rewards may be applied at the time of purchase, in response to authorization information or at settlement as a transaction account credit. | 11-14-2013 |
20140081776 | SYSTEM AND METHOD FOR PURCHASING IN A DIGITAL CHANNEL - The systems, methods, and computer program products (collectively “systems”) described herein are generally configured to monitor actions in digital channels. More specifically, the systems are capable of initiating purchases in a broadcast channel. The systems are capable of syncing transaction accounts with various digital channels. Moreover, the systems are capable of initiating or completing transaction based on user information. The systems may also be capable of providing rewards based on activities or accomplishments in the digital channels. Moreover, the systems may be capable of verifying activities based on transaction information. | 03-20-2014 |
20140081809 | SYSTEM AND METHOD FOR PURCHASING IN A DIGITAL CHANNEL - The systems, methods, and computer program products (collectively “systems”) described herein are generally configured to monitor actions in digital channels. More specifically, the systems are capable of initiating purchases in a broadcast channel. The systems are capable of syncing transaction accounts with various digital channels. Moreover, the systems are capable of initiating or completing transaction based on user information. The systems may also be capable of providing rewards based on activities or accomplishments in the digital channels. Moreover, the systems may be capable of verifying activities based on transaction information. | 03-20-2014 |
20140081847 | SYSTEM AND METHOD FOR PURCHASING IN DIGITAL CHANNELS - The systems, methods, and computer program products (collectively “systems”) described herein are generally configured to monitor actions in digital channels. More specifically, the systems described herein are capable of initiating a transaction with a transaction account based on an action in any suitable digital channel. The systems are capable of syncing transaction accounts with various digital channels. Moreover, the systems are capable of initiating or completing transaction based on user information. The systems may also be capable of providing rewards based on activities or accomplishments in the digital channels. Moreover, the systems may be capable of verifying activities based on transaction information. | 03-20-2014 |
20140081861 | SYSTEM AND METHOD FOR CREATING SPEND VARIFIED REVIEWS - The systems, methods, and computer program products (collectively “systems”) described herein are generally configured to monitor actions in digital channels. More specifically, the systems are capable of creating spend verified reviews based on a transaction and/or an action in a channel. The systems are capable of syncing transaction accounts with various digital channels. Moreover, the systems are capable of initiating or completing transaction based on user information. The systems may also be capable of providing rewards based on activities or accomplishments in the digital channels. Moreover, the systems may be capable of verifying activities based on transaction information. | 03-20-2014 |
20150149271 | SYSTEM AND METHOD OF REDEEMING LOYALTY POINTS AT A POINT OF SALE - The systems and methods for redemption of loyalty points to satisfy a transaction are provided. The systems and methods may include APIs that are capable of determining a balance of loyalty points in response to initiation of a payment transaction at the POS. The system may also include APIs that are configured to authorize the transaction. In this regard, the APIs may initiate their requests such that, the results of the requests (e.g., the loyalty point balance and the authorization) are received at substantially the same time. | 05-28-2015 |
20150379581 | SYSTEM AND METHOD FOR CONTEXTUAL SERVICES EXPERIENCE - A contextual services delivery system may comprise a services repository containing services instructions and a contextual services delivery module. The contextual services delivery module may deliver different contextual services to a smartphone and/or a POS terminal in response to a context environment, in order to provide a user with a customized contextual services experience. | 12-31-2015 |
Patent application number | Description | Published |
20120226530 | SYSTEM AND METHOD FOR PROVIDING COUPON-LESS DISCOUNTS BASED ON A USER BROADCASTED MESSAGE - The systems and methods provide an offer to a user that may be accepted by the user through an action by the user. The action may be, for example, a broadcast through a social media channel. The parameters of the offer may defined that the broadcast comprise an offer identifier and may require that a user take subsequent action to fulfill the offer. The systems and methods may also be configured to monitor one or more broadcast channels, identify the source of a broadcast, identify transaction accounts associated with the source, evaluate transaction data associated with the transaction account, and provide benefits to the source and/or the transaction account. | 09-06-2012 |
20120226545 | SYSTEM AND METHOD FOR PROVIDING COUPON-LESS DISCOUNTS BASED ON A USER BROADCASTED MESSAGE - The systems and methods provide an offer to a user that may be accepted by the user through an action by the user. The action may be, for example, a broadcast through a social media channel. The parameters of the offer may defined that the broadcast comprise an offer identifier and may require that a user take subsequent action to fulfill the offer, The systems and methods may also be configured to monitor one or more broadcast channels, identify the source of a broadcast, identify transaction accounts associated with the source, evaluate transaction data associated with the transaction account, and provide benefits to the source and/or the transaction account. | 09-06-2012 |
20130024256 | SYSTEM AND METHOD FOR COUPON-LESS PRODUCT LEVEL DISCOUNTS - A product level discount is managed during a transaction by receiving a transaction identifier associated with a transaction, where the transaction identifier comprises a transaction value, a customer account identifier, a merchant identifier, and a product identifier. A product identifier is assessed to determine whether the transaction qualifies for a rebate credit in accordance with a predetermined offer. A rebate credit value is based on the transaction information and the predetermined offer, and qualification may be determined based on at least one of the customer account identifier and the merchant identifier. The product identifier could be a SKU code, which may be the basis for qualifying for the rebate credit. A merchant associated with the merchant identifier, which is part of the transaction, does not need to be informed of the application of the rebate credit to the customer account, which occurs after completion of the transaction. | 01-24-2013 |
20130024259 | SYSTEM AND METHOD FOR COUPON-LESS PRODUCT LEVEL DISCOUNTS - A product level discount is managed during a transaction by receiving a transaction identifier associated with a transaction, where the transaction identifier comprises a transaction value, a customer account identifier, a merchant identifier, and a product identifier. A product identifier is assessed to determine whether the transaction qualifies for a rebate credit in accordance with a predetermined offer. A rebate credit value is based on the transaction information and the predetermined offer, and qualification may be determined based on at least one of the customer account identifier and the merchant identifier. The product identifier could be a SKU code, which may be the basis for qualifying for the rebate credit. A merchant associated with the merchant identifier, which is part of the transaction, does not need to be informed of the application of the rebate credit to the customer account, which occurs after completion of the transaction. | 01-24-2013 |
20150339655 | SYSTEMS AND METHODS FOR DYNAMIC PROXIMITY BASED E-COMMERCE TRANSACTIONS - A method comprises transmitting, by a merchant web-client, a signal using a low energy consuming device, wherein the signal may be received by a transaction account holder web-client, wherein the signal may carry content associated with a merchant, and wherein the merchant is associated with the merchant web-client, and/or receiving, by the merchant web-client, a response from the transaction account holder web-client, wherein the response may be transmitted by the transaction account holder web-client to the merchant web-client using the low energy consuming device. The content may comprise an advertisement associated with an item offered for sale by the merchant. | 11-26-2015 |
20150363833 | SYSTEMS AND METHODS FOR PROCESSING TRANSACTIONS - A method comprises receiving, by a computer-based system for processing a transaction, a notification that a transaction account holder has taken an action, taking, in near real time, an action in response to the action taken by the transaction account holder, and/or communicating with a web-client associated with the transaction account holder in response to the action taken by the transaction account holder. The communicating with the web-client may occur in near real time. | 12-17-2015 |
20160048442 | SYSTEMS AND METHODS FOR NEW PRODUCT INTEGRATION - The system integrates transaction account issuers, merchants, and consumers. A transaction account issuer may provide one or more APIs to merchants. The transaction account issuer may provide a sandbox environment for merchants to test applications with the APIs. The transaction account issuer may provide documentation to assist the merchants in integrating with the transaction account issuer. The transaction account issuer may notify the merchants of any changes to the documentation. | 02-18-2016 |
Patent application number | Description | Published |
20080275908 | SYSTEM, METHOD AND COMPUTER-READABLE MEDIUM FOR PROVIDING PATTERN MATCHING - A system, method and computer-readable medium are disclosed for identifying representative data using sketches. The method embodiment comprises generating a plurality of vectors from a data set, modifying each of the vectors of the plurality of vectors and selecting one of the plurality of generated vectors according to a comparison of a summed distance between a modified vector associated with the selected generated vector and remaining modified vectors. Modifying the generated vectors may involve reduced each generated vector to a lower dimensional vector. The summed distance then represents a summed distance between the lower dimensional vector and remaining lower dimensional vectors. | 11-06-2008 |
20090153379 | System and Method for Encoding a Signal Using Compressed Sensor Measurements - Described is a system and method for receiving a signal for transmission and encoding the signal into a plurality of linear projections representing the signal. The encoding includes defining a transform matrix. The transform matrix being defined by processing the signal using a macroseparation matrix, processing the signal using a microseparation matrix and processing the signal using an estimation vector. | 06-18-2009 |
20090187584 | Query-aware sampling of data streams - A system, method and computer-readable medium provide for assigning sampling methods to each input stream for arbitrary query sets in a data stream management system. The method embodiment comprises splitting all query nodes in a query directed acyclic graph (DAG) having multiple parent nodes into sets of independent nodes having a single parent, computing a grouping set for every node in each set of independent nodes, reconciling each parent node with each child node in each set of independent node, reconciling between multiple child nodes that share a parent node and generating a final grouping set for at least one node describing how to sample an input stream for that node. | 07-23-2009 |
20090292726 | System and Method for Identifying Hierarchical Heavy Hitters in Multi-Dimensional Data - A method including receiving a plurality of elements of a data stream, storing a multi-dimensional data structure in a memory, said multi-dimensional data structure storing the plurality of elements as a hierarchy of nodes, each node having a frequency count corresponding to the number of elements stored therein, comparing the frequency count of each node to a threshold value based on a total number of the elements stored in the nodes and identifying each node for which the frequency count is at least as great as the threshold value as a hierarchical heavy hitter (HHH) node and propagating the frequency count of each non-HHH nodes to its corresponding parent nodes. | 11-26-2009 |
20100057805 | System, Method and Computer-Readable Medium for Providing Pattern Matching - A system, method and computer-readable medium are disclosed for identifying representative data using sketches. The method embodiment comprises generating a plurality of vectors from a data set, modifying each of the vectors of the plurality of vectors and selecting one of the plurality of generated vectors according to a comparison of a summed distance between a modified vector associated with the selected generated vector and remaining modified vectors. Modifying the generated vectors may involve reduced each generated vector to a lower dimensional vector. The summed distance then represents a summed distance between the lower dimensional vector and remaining lower dimensional vectors. | 03-04-2010 |
20100153379 | System and Method for Generating Statistical Descriptors for a Data Stream - Described is a system and method for receiving a data stream of multi-dimensional items, collecting a sample of the data stream having a predetermined number of items and dividing the sample into a plurality of subsamples, each subsample corresponding to a single dimension of each of the predetermined number of items. A query is then executed on a particular item in at least two of the subsamples to generate data for the corresponding subsample. This data is combined into a single value. | 06-17-2010 |
20120239346 | Space-and Time-Efficient Management and Summarization of Data Using Intermediate Summary Structure and Hierarchical Multidimensional Histogram - A method maintains a multidimensional histogram for a data array having a data array size, the method having a processing time substantially less than proportional to the data array size. The method involves receiving a data update that indicates a change to data in the data array; with the data update, updating an intermediate data structure having a size substantially smaller than the data array size, so that the updated intermediate data structure remains an at-least-approximate representation of the data in the data array as changed by the data update; collecting a number of substantially-largest-coefficient linear combinations of then-current data, the number being small compared with the data array size; and forming the multidimensional histogram as a histogram to an intermediate data array re synthesized from the collected linear combinations. | 09-20-2012 |
Patent application number | Description | Published |
20140019862 | Web-Based System for Collaborative Generation of Interactive Videos - Systems and methods are provided for adding and displaying interactive annotations for existing online hosted videos. A graphical annotation interface allows the creation of annotations and association of the annotations with a video. Annotations may be of different types and have different functionality, such as altering the appearance and/or behavior of an existing video, e.g. by supplementing it with text, allowing linking to other videos or web pages, or pausing playback of the video. Authentication of a user desiring to perform annotation of a video may be performed in various manners, such as by checking a uniform resource locator (URL) against an existing list, checking a user identifier against an access list, and the like. As a result of authentication, a user is accorded the appropriate annotation abilities, such as full annotation, no annotation, or annotation restricted to a particular temporal or spatial portion of the video. | 01-16-2014 |
20140130080 | SYSTEM AND METHOD FOR VOTING ON POPULAR VIDEO INTERVALS - A system and method is provided for identifying popular intervals in online hosted videos. To determine popular intervals associated with a video, a plurality of votes for one or more intervals of the video are collected and organized into a plurality of groups. Each group includes votes for intervals of the video that are similar to each other. A group having the highest number of votes is identified, and a most popular clip of the video is formed based upon the intervals in the group with the highest number of votes. This process can be carried out to determine the groups having the second and third highest number of votes in a single video to form the second and third most popular clips in that video, as well as across numerous videos to identify the most popular clips within different videos. | 05-08-2014 |