| Patent application number | Description | Published |
|---|
| 20080226076 | PROVIDING A USER DEVICE WITH A SET OF ACCESS CODES - A method for providing a user device with a set of access codes comprises, in the user device, storing an encryption key and an identification code, and sending a message containing the identification code to a server via a communications network. In the server, an encryption key is stored corresponding to the key stored in the user device, allocating the set of access codes on receipt of the identification code from the user device. A look up function is performed based on the identification code received in the message to retrieve the key from storage. The set of access codes is encrypted using the retrieved key to produce an encrypted set. A message containing the encrypted set is sent to the user device via the network. In the user device, the encrypted set received from the server is decrypted using the key in storage, and storing the decrypted set of access codes for use by a user of the user device. | 09-18-2008 |
| 20080250244 | SYSTEM AND METHOD FOR DISTRIBUTION OF CREDENTIALS - The invention relates to a method for distribution of a set of credentials from a credential issuer to a credential user. The credential user is provided with a user device. A first channel and a second channel are provided for communication between the user device and the credential issuer. A shared key is distributed between the user device and the credential issuer by means of the second channel. A binary representation of the set of credentials with a predefined maximum level of deviation from a uniform distribution is generated. The binary representation of the set of credentials is encrypted by means of the shared key. The encrypted set of credentials is distributed via the first channel from the credential issuer to the user device. The encrypted set of credentials is decrypted by the user device by means of the shared key. | 10-09-2008 |
| 20090132808 | SYSTEM AND METHOD OF PERFORMING ELECTRONIC TRANSACTIONS - A system and method of performing electronic transactions between a server computer and a client computer. The method implements a communication protocol with encrypted data transmission and mutual authentication between a server and a hardware device via a network, performs a decryption of encrypted server responses, forwards the decrypted server responses from the hardware device to the client computer, displays the decrypted server responses on a client display, receives requests to be sent from the client computer to the server, parses the client requests for predefined transaction information by the hardware device, encrypts and forwards client requests, displays the predefined transaction information upon detection, forwards and encrypts the client request containing the predefined transaction information to the server if a user confirmation is received, and cancels the transaction if no user confirmation is received. | 05-21-2009 |
| 20090248580 | SECURE ONLINE BANKING TRANSACTION APPARATUS AND METHOD - A secure online banking transaction apparatus to communicate with a server over a non-secure connection is provided and includes a selector configured to allow for a selection of a mode of the apparatus, a processing unit coupled to the selector and including a secure communication unit, which is configured to set up a secure connection, along which a secure transaction occurs, with the server via the non-secure connection in accordance with the mode, an input unit coupled to the processing unit and configured to allow for a input of data into the apparatus, which is at least partly related to the secure transaction, and an interface coupled to the processing unit and configured to convey at least a status of the secure transaction and the contents off the inputted data. | 10-01-2009 |
| 20090254485 | METHOD AND SYSTEM FOR ANONYMOUS ELECTRONIC TRANSACTIONS USING A MOBILE DEVICE - A method for conducting transactions, includes: encoding concatenated transaction information at a cash point; sending the encoded concatenated transaction information from the cash point to a mobile device; receiving verification information from the mobile device formed in response to the encoded concatenated transaction information; confirming the received verification information; completing a transaction in the event of successfully confirming the received verification information. | 10-08-2009 |
| 20090265776 | AUTHENTICATION OF DATA COMMUNICATIONS - Methods and apparatus are provided for authenticating communications between a user computer and a server via a data communications network. A security device has memory containing security data, and security logic to use the security data to generate an authentication response to an authentication message received from the server in use. An interface device communicates with the security device. The interface device has a receiver for receiving from the user computer an authentication output containing the authentication message sent by the server to the user computer in use, and interface logic adapted to extract the authentication message from the authentication output and to send the authentication message to the security device. Includes a communications interface for connecting to the server via a communications channel bypassing the user computer. Either the security device or interface device sends the authentication response to the server via the communications channel bypassing the user computer. | 10-22-2009 |
| 20100125729 | SYSTEM AND METHOD OF PERFORMING ELECTRONIC TRANSACTIONS - A system and method of performing electronic transactions between a server computer and a client computer. The method implements a communication protocol with encrypted data transmission and mutual authentication between a server and a hardware device via a network, performs a decryption of encrypted server responses, forwards the decrypted server responses from the hardware device to the client computer, displays the decrypted server responses on a client display, receives requests to be sent from the client computer to the server, parses the client requests for predefined transaction information by the hardware device, encrypts and forwards client requests, displays the predefined transaction information upon detection, forwards and encrypts the client request containing the predefined transaction information to the server if a user confirmation is received, and cancels the transaction if no user confirmation is received. | 05-20-2010 |
