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Merz, US

Chris Merz, Wildwood, MO US

Patent application numberDescriptionPublished
20110106607Techniques For Targeted Offers - Systems and methods for analyzing and segregating payment card account profiles into clusters and targeting offers to cardholders. Offers may be targeted based on analyzing customer transactions with merchants from a merchant category as compared with transactions with merchants from a universe of merchants. Customers who have no transaction history with a merchant may be selected for offers based on similarities with respect to other customers of the merchant. Multiple merchant offers may be combined into a single mailing based on a scoring algorithm.05-05-2011

Christopher J. Merz, Wildwood, MO US

Patent application numberDescriptionPublished
20090171955METHODS AND SYSTEMS FOR IMPLEMENTING APPROXIMATE STRING MATCHING WITHIN A DATABASE - A computer-based method for character string matching of a candidate character string with a plurality of character string records stored in a database is described. The method includes a) identifying a set of reference character strings in the database, the reference character strings identified utilizing an optimization search for a set of dissimilar character strings, b) generating an n-gram representation for one of the reference character strings in the set of reference character strings, c) generating an n-gram representation for the candidate character string, d) determining a similarity between the n-gram representations, e) repeating steps b) and d) for the remaining reference character strings in the set of identified reference character strings, and f) indexing the candidate character string within the database based on the determined similarities between the n-gram representation of the candidate character string and the reference character strings in the identified set.07-02-2009
20090307060METHODS AND SYSTEMS FOR DETERMINING A LOYALTY PROFILE FOR A FINANCIAL TRANSACTION CARDHOLDER - A computer-based method and system for determining a loyalty profile for a cardholder is provided. The cardholder having an account associated with a payment card. The payment card is issued by an issuer to the cardholder. The method is performed using a computer coupled to a database. The method includes electronically receiving transaction information of the cardholder at the computer wherein the transaction information includes data representing each transaction initiated by the cardholder and associated with the cardholder account, electronically storing the transaction information within the database, and transforming the transaction information at the computer to generate the loyalty profile for the cardholder wherein the loyalty profile represents a pattern of usage of the payment card and the associated account by the cardholder.12-10-2009
20100301114METHOD AND SYSTEM FOR TRANSACTION BASED PROFILING OF CUSTOMERS WITHIN A MERCHANT NETWORK - A computer-based method for managing a profile for a cardholder is provided. The cardholder having an account associated with a payment card. The method includes electronically receiving, at the computer, transaction information for a cardholder for transactions with at least a first business entity and a second business entity, the transaction information including data representing each transaction initiated by the cardholder using the payment card and at least one subdivision within the first business entity, the transaction information further including data representing each transaction initiated by the cardholder using the payment card and the second business entity. The method also includes electronically storing the transaction information within the database, generating a profile of the stored transaction information for the cardholder, the profile including a type, a recency and a frequency of transactions initiated by the cardholder using the payment card and the at least one subdivision, grouping the cardholder into a single cluster with other cardholders registered within the payment card network based on the profile of the cardholder and the other cardholders, and outputting marketing information based on the cluster.12-02-2010
20110167060METHODS AND SYSTEMS FOR IMPLEMENTING APPROXIMATE STRING MATCHING WITHIN A DATABASE - A computer-based method for character string matching of a candidate character string with a plurality of character string records stored in a database is described. The method includes a) identifying a set of reference character strings in the database, the reference character strings identified utilizing an optimization search for a set of dissimilar character strings, b) generating an n-gram representation for one of the reference character strings in the set of reference character strings, c) generating an n-gram representation for the candidate character string, d) determining a similarity between the n-gram representations, e) repeating steps b) and d) for the remaining reference character strings in the set of identified reference character strings, and f) indexing the candidate character string within the database based on the determined similarities between the n-gram representation of the candidate character string and the reference character strings in the identified set.07-07-2011

Patent applications by Christopher J. Merz, Wildwood, MO US

Christopher John Merz, Wildwood, MO US

Patent application numberDescriptionPublished
20120197802METHOD AND SYSTEM FOR DETERMINING FRAUD IN A CARD-NOT-PRESENT TRANSACTION - A computer system for fraud detection associated with a card-not-present payment card system is provided. The system includes a network host site and an interchange network including a processor communicatively coupled to a memory device for storing data and to the network host site wherein the processor is programmed to receive a card transaction authorization request message from a merchant, route the card transaction authorization request to the network host site to perform CNP fraud risk scoring, and based on the criteria of the card transaction authorization request, call at least one of a plurality of fraud scoring models defined for criteria of the transaction authorization request. The processor is further programmed to calculate the fraud risk score based on the current transaction authorization request data and an updated card account profile, and transmit the message to an issuer of the payment card for approval of the request.08-02-2012

Eric A. Merz, Hilton, NY US

Patent application numberDescriptionPublished
20110037808METALIZED PRINTHEAD SUBSTRATE OVERMOLDED WITH PLASTIC - A liquid ejector includes an electrically insulating support having a first surface and a second surface. An electrical trace begins on the first surface of the support and ends on the second surface of the support. An ejector die is positioned on the first surface of the support and electrically connected to the portion of the electrical trace located on the first surface of the support. A polymer material is molded on a portion of the ejector die and at least a portion of the first surface of the support. A portion of the electrical trace remains free of the polymer material.02-17-2011

Gary E. Merz, Rochester, NY US

Patent application numberDescriptionPublished
20110198378NON-CONTACT DANCER MECHANISMS, WEB ISOLATION APPARATUSES AND METHODS FOR USING THE SAME - A non-contact dancer mechanism for conveying a web of brittle material includes a guide rail and a variable position web support plenum adjustably positioned on the guide rail. The variable position web support plenum may include an arcuate outer surface with a plurality of fluid vents for emitting a fluid to support the web of brittle material over and spaced apart from the arcuate outer surface thereby preventing mechanical contact and damage to the web of brittle material. A support plenum counterbalance may be mechanically coupled to the variable position web support plenum, wherein the support plenum counterbalance supports at least a portion of the weight of the variable position web support plenum on the guide rail. Apparatuses incorporating the non-contact dancer mechanism and methods for using the non-contact dancer mechanism for handling continuous webs of brittle material are also disclosed.08-18-2011

Gary Edward Merz, Rochester, NY US

Patent application numberDescriptionPublished
20100283499NON-CONTACT TESTING OF PRINTED ELECTRONICS - Apparatus and methods for non-contact testing of electronic components printed on a substrate (11-11-2010
20110030569ROLL MECHANICS FOR ENABLING PRINTED ELECTRONICS - A print press system and a method are described herein that print an electronic circuit onto a material (e.g., glass substrate, plastic film, plastic film-glass substrate laminate). In exemplary applications, the print press system can print an electronic circuit onto a material to form, for instance, a flexible Liquid Crystal Display, a retail point of purchase sign and an e-book.02-10-2011
20120111054Methods and Apparatus for Guiding Flexible Glass Ribbons - Methods and apparatus for guiding flexible glass ribbons (05-10-2012

Patent applications by Gary Edward Merz, Rochester, NY US

G. Russell Merz, Ypsilanti, MI US

Patent application numberDescriptionPublished
20110313800Systems and Methods for Impact Analysis in a Computer Network - In accordance with the teachings of the present invention, a computer-implemented apparatus and method is provided for determining the impact of certain actions on the performance of a pre-specified or modeled system is provided. A manifest variable database is utilized for storing manifest variable data relating to user interaction with a system of interest. An imputation module may be coupled to the manifest variable database for calculating any missing manifest variables. Embodiments of the invention may further include a statistical weights calculator for determining strength of correlation among manifest and latent variables, a latent score calculator, a fuzzy clustering module that derives clusters or segments that have their own impacts and scores for a fitted model and constraining impact calculator that determines the impact of certain operations on the fitted model.12-22-2011

John S. Merz, Imperial, MO US

Patent application numberDescriptionPublished
20080314009FIBER COLLECTING MEDIA STRIP FOR A MIST ELIMINATOR - A fiber bed mist eliminator has a fiber bed which is formed of a composite fiber bed collecting media strip including a collection layer which is not subjected to needle punching. The fiber bed can be made very thin while retaining high efficiency in removing small particles of aerosol from a gas stream passing through the fiber bed. The fiber bed collecting media strip lends itself to be applied to the mist eliminator by spirally wrapping the element onto the mist eliminator. The fiber bed collecting media strip can overlap itself to seal at the locations where the fiber element overlaps itself. The fiber bed collecting media strip can be provided to the field in different formats for use in making a mist eliminator fiber bed.12-25-2008

Michael Merz, Redmond, WA US

Patent application numberDescriptionPublished
20090306999CONVERSATIONAL PARALLELISM FOR MESSAGE PROCESSING - A system and method for processing messages in an enterprise resource planning (ERP) system is provided. A processing service generates a snapshot of a message queue, which contains a plurality of messages to be processed by the ERP system. Each message has an associated conversation, identified by a unique combination of an endpoint, channel, and subconversation identifier. For each conversation, the processing service determines whether messages of the conversation are to be processed in serial or in parallel, based on the subconversation identifier of the conversation. When the messages of the conversation are to be processed in serial, a task is created to process the messages serially. Alternatively, when the messages of the conversation are to be processed in parallel, a task is created for each of the messages. The messages of each task are processed serially by the task, while each task is executed in parallel with other tasks.12-10-2009
20090328067UNIFIED, CONFIGURABLE SERVICES STACK FOR INTEGRATION OF ENTERPRISE APPLICATIONS - A system and method for generating application code and an external interface for a service class in an enterprise resource planning (ERP) system is provided. The system receives a definition of a service class from a user via a user interface tool. The definition of the service class specifies a query for the service class and operations that are to be enabled for the service class. The system automatically generates application code for the service class, which enables the service class to be used by an internal endpoint of the ERP system. The application code is customizable by the user; the user may add additional operations to the service class. In addition, the system automatically generates an external interface for the service class, which enables the service class to be used by an external endpoint of the ERP system without needing knowledge of the application code.12-31-2009
20110035396RUNTIME-DEFINED DYNAMIC QUERIES - A programming model for a query service (e.g., web) that supports defining query builders which are bound dynamically at runtime to parameter values. Moreover, the programming model can be used to customize the query execution, for example, by adding pre-processing, post-processing, or dynamic binding to queries (e.g., selecting the query to be executed dynamically at runtime). As a consequence, generalized and parameterized queries can be used (with different runtime values for parameters) in different scenarios.02-10-2011

Michael Merz, Boca Raton, FL US

Patent application numberDescriptionPublished
20100210329Hand held, ergonomic grip having a portable telephone device removably coupled thereto - A an apparatus and method for providing a hand held, ergonomic grip removably retaining a portable phone device and sized and shaped to accommodate the distance from the ear to the mouth on a human head. The grip having an ergonomic grip body held in a hand and sized and shaped to accommodate the distance between said ear and said mouth when held in an operating position. An opening within the ergonomic grip body removably retaining the portable phone device therein. An at least one operating control element thereon. An at least one portion of the ergonomic grip body facilitating release of the portable phone device from the ergonomic grip body and an at least one grip element on the ergonomic grip, wherein a user holds the grip element and thereby the grip body the removable retains the portable phone device in the operating position and the ergonomic grip body fits the ergonomic distance from ear to mouth.08-19-2010

Scott Merz, Ann Arbor, MI US

Patent application numberDescriptionPublished
20080241208Methods, Compositions and Devices For Promoting Anglogenesis - This disclosure is, at least in part, directed to compositions, devices, and methods of promote angiogenesis.10-02-2008
20080262330Analyte Sensors and Compositions for Use Therein - The present invention relates to analyte sensors and compositions, membranes for use in analyte sensors. For example, an analyte sensor is provided that comprise an electrode surface comprising an enzyme; an a biocompatible analyte permeable composition comprising a nitric oxide generating agent.10-23-2008
20090118819Nitric Oxide Coatings for Medical Devices - The disclosure provides for devices and coatings that are substantially free of organic solvent sand suitable for insertion into a patient, and that comprise a metal layer and a coating with a thickness of about 20 nm to about 2000 nm wherein the coating comprises a biocompatible polymer comprising at least one residue covalently bonded to a nitric oxide generating compound.05-07-2009

Scott I. Merz, Ann Arbor, MI US

Patent application numberDescriptionPublished
20100150759PULSATILE ROTARY VENTRICULAR PUMP - A roller pump conduit defining a pump chamber is provided. The roller pump conduit includes a roller contact portion having a fill region and a delivery region. The fill region has a first taper configured to determine volume delivery per revolution of a roller head. The delivery region has a pressure region having a second taper and a discharge region having a third taper. The third taper has a lesser degree of taper than the second taper. The delivery region is configured to produce a pulsatile flow out of the conduit.06-17-2010