Patent application number | Description | Published |
20120239417 | HEALTHCARE WALLET PAYMENT PROCESSING APPARATUSES, METHODS AND SYSTEMS - The HEALTHCARE WALLET PAYMENT PROCESSING APPARATUSES, METHODS AND SYSTEMS (hereinafter “H-Wallet”) transforms patient insurance information, and healthcare procedure schedule information inputs via H-Wallet components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: obtaining a user healthcare payment request including user credentials; retrieving healthcare product details and a payment amount from the user healthcare payment request; obtaining balance information of a list of user accounts; determining a recommended account for the obtained user healthcare payment request based on the retrieved healthcare product details, payment amount and the obtained balance information; transmitting a list of user account including the recommended account with the obtained balance information to the user mobile device; receiving a user selection of the recommended account; verifying payment eligibility of the recommended account for the obtained payment request; and processing fund transfer from the recommended account to a healthcare provider. | 09-20-2012 |
20120239560 | HEALTHCARE PAYMENT COLLECTION PORTAL APPARATUSES, METHODS AND SYSTEMS - The HEALTHCARE PAYMENT COLLECTION PORTAL APPARATUSES, METHODS AND SYSTEMS (hereinafter “H-Collect”) transforms patient insurance information, and healthcare procedure schedule information inputs via H-Collect components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: obtaining a healthcare payment bill from a healthcare provider; determining a user responsible amount based on the obtained healthcare payment bill; facilitating transmission of a user payment request via a healthcare collection portal; obtaining a user payment initiation trigger from the healthcare collection portal; verifying user credentials associated with the user payment initiation trigger; identifying, via a processor, a healthcare payment command within the user payment initiation trigger; and initiating a funds payment transaction based on the identified healthcare payment command. | 09-20-2012 |
20130030828 | HEALTHCARE INCENTIVE APPARATUSES, METHODS AND SYSTEMS - The HEALTHCARE INCENTIVE APPARATUSES, METHODS AND SYSTEMS (hereinafter “H-INC”) transforms patient insurance information, and healthcare procedure schedule information inputs via H-INC components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: receiving an indication of healthcare service interest from a user; querying for a healthcare provider based on the indication of healthcare service interest; obtaining a cost estimate of the healthcare service for the healthcare provider; obtaining a reward amount based on the cost estimate; providing the healthcare provider to the user as a recommended provider; receiving a user redemption request including healthcare payment information related to healthcare service performed at the healthcare provider; verifying the healthcare payment information related to healthcare service performed at the healthcare provider; and providing the reward amount to the user. | 01-31-2013 |