Patent application number | Description | Published |
20090271301 | MULTIPLE RATE CURRENCY CONSOLIDATOR - A multiple currency rate consolidator addresses the needs of multi-national companies that do business in different currencies and tax localities. A consolidated view of financial data may be provided in real time. The multiple currency rate consolidator allows each subsidiary within a subsidiary hierarchy to enter and manage transactional data as well as budget/forecast data in a corresponding localized functional currency. The multiple currency rate consolidator allows different consolidation levels to view localized, consolidated values of subsidiary transactions. The multiple currency rate consolidator also accommodates statutory, ad hoc and management reporting consolidation using different subsidiary configurations for the same time periods, as well as the versioning of the subsidiary hierarchy to accommodate structural changes across different time periods. | 10-29-2009 |
20120036065 | Enhanced Electronic Data and Metadata Interchange System and Process for Electronic Billing and Payment System - A Software As A System (SAAS)-based system is disclosed herein for sending bills and payments in conjunction with a third-party accounting system. The system deploys a downloadable program interface to configure the third-party accounting system and then send and receive data between the two systems. The transmitted bills may contain an electronic signature, a line item billing, and/or other transaction-specific meta data, and, based on cash flow needs and outstanding bills, some or all customers may be offered a very substantial time-limited discount for immediate payment. Also, customers may use the line-item billing feature to withhold partial payments for specific issues attributed to specific items. Alternatively, a communication module between SAAS units (CSU) may be deployed to configure the third-party accounting system and then send and receive data between the two systems. | 02-09-2012 |
20130054440 | MULTIPLE RATE CURRENCY CONSOLIDATOR - A multiple currency rate consolidator addresses the needs of multi-national companies that do business in different currencies and tax localities. A consolidated view of financial data may be provided in real time. The multiple currency rate consolidator allows each subsidiary within a subsidiary hierarchy to enter and manage transactional data as well as budget/forecast data in a corresponding localized functional currency. The multiple currency rate consolidator allows different consolidation levels to view localized, consolidated values of subsidiary transactions. The multiple currency rate consolidator also accommodates statutory, ad hoc and management reporting consolidation using different subsidiary configurations for the same time periods, as well as the versioning of the subsidiary hierarchy to accommodate structural changes across different time periods. | 02-28-2013 |
20130204756 | Method and System for an Enhanced Business to Business Information and Money Exchange System - Systems and methods are provided to provide enhanced business to business information within an electronic money exchange. Various types of information relating to a plurality businesses are collected from a variety of sources, including transaction information, rating information, offerings information and publicly available information, such as information from third-party websites. The collected information is analyzed to create various metrics that relate to business's reliability and creditworthiness and enhanced profiles are created for each of the plurality of businesses. Facilities are provided for querying businesses to search the enhanced profiles of the plurality of businesses using various search criteria and to establish relationships with selected businesses. | 08-08-2013 |
20130226798 | METHODS AND SYSTEMS FOR AUTOMATING PAYMENTS UTILIZING RULES AND CONSTRAINTS - An event that potentially relates to payments of an entity is detected by an electronic payment system. In response to detecting the event, automatically and without user intervention, a set of rules relating to the payments of the entity that relates to the event is retrieved, financial information relating to the set of rules relating is retrieved, a payment is determined based on the event, the set of rules and the financial information and the payment is effected. The rules may be user defined and stored in a rules database. The financial information may be drawn from the electronic payment system and/or websites of various service providers based on one or more rules. The payment may be scheduled for future execution, or may be executed immediately based on one or more rules. | 08-29-2013 |
20130239185 | METHOD AND SYSTEM FOR USING SOCIAL NETWORKS TO VERIFY ENTITY AFFILIATIONS AND IDENTITIES - Login credentials for at least one website, such as a social networking website, are received from a user purporting to act on behalf of an entity, for example, in the context of registering the entity with a system for electronic bill payment. Social data relating to the entity is retrieved from the websites using the login credentials. The social data comprises a plurality of social connections, each reflecting a respective relationship between the entity and a respective third party. A plurality of relevant social connections comprising at least a subset of the plurality of social connections is determined, each social connection of the plurality of relevant social connections reflecting a relationship to a respective third party that is deemed to be reliable. A reliability rating of the entity is then determined based on the plurality of relevant social connections. | 09-12-2013 |
20140136382 | METHOD AND SYSTEM FOR USING SOCIAL NETWORKS TO VERIFY ENTITY AFFILIATIONS AND IDENTITIES - Login credentials for at least one website, such as a social networking website, are received from a user purporting to act on behalf of an entity, for example, in the context of registering the entity with a system for electronic bill payment. Social data relating to the entity is retrieved from the websites using the login credentials. The social data comprises a plurality of social connections, each reflecting a respective relationship between the entity and a respective third party. A plurality of relevant social connections comprising at least a subset of the plurality of social connections is determined, each social connection of the plurality of relevant social connections reflecting a relationship to a respective third party that is deemed to be reliable. A reliability rating of the entity is then determined based on the plurality of relevant social connections. | 05-15-2014 |
20140195416 | SYSTEMS AND METHODS FOR PAYMENT PROCESSING - A computer-implemented method includes: receiving, by a computer system, a payment request from an originator having an account at a first financial institution, wherein the payment request is associated with a receiver having an account at a second financial institution. In response to receiving the payment request, a payment instrument is disbursed to the receiver. The method further includes receiving, by the computer system, a request for a payment amount designated by the payment instrument and, in response to receiving the request for the payment amount, crediting the payment amount to a clearing account. The method also includes crediting the payment amount to the receiver's account in conjunction with debiting the payment amount from the clearing account. | 07-10-2014 |
20150142545 | ENHANCED SYSTEM AND METHOD FOR OFFERING AND ACCEPTING DISCOUNTS ON INVOICES IN A PAYMENT SYSTEM - Embodiments of the present disclosure may be used to make and/or receive automated offers for a discount on a good or service using a rules and constraints engine. Among other things, embodiments of the present disclosure may help incentivize faster payment of invoices and allow the offeror of an offer to automatically modify offers based on various factors, such as a balance in the offeror's account. | 05-21-2015 |
20150142643 | System and Method for Sharing Transaction Information by Object Tracking of Inter-Entity Transactions and News Streams - Among other things, embodiments of the present disclosure may be used to enable multiple entities having interests in an event (such as a transaction) to receive and view information related to the event. Entities may receive alerts and status information related to different aspects of a transaction or other event. | 05-21-2015 |
Patent application number | Description | Published |
20100297057 | PESTICIDE COMPOSITIONS EXHIBITING ENHANCED ACTIVITY AND METHODS FOR PREPARING SAME - Pest controlling compositions exhibiting enhanced pesticidal activity levels and methods for preparing the same are disclosed. In one embodiment, a method includes providing a liquid composition that includes at least one pesticide and at least one co-ingredient that enhances pesticidal activity of the composition compared to a composition dissimilar only in not having the at least one co-ingredient. The at least one co-ingredient may include at least one metal oxide, a combination of at least one transition metal salt and at least one proteinaceous material or a combination of at least one proteinaceous material and at least one polymeric material. The method further includes spray drying the liquid composition to provide a solid composition. In one aspect of this embodiment, the solid composition provided by the spray drying exhibits enhanced pesticidal activity compared to the liquid composition. | 11-25-2010 |
20100297259 | PESTICIDE COMPOSITIONS EXHIBITING ENHANCED ACTIVITY - Pest controlling compositions exhibiting enhanced pesticidal activity levels are disclosed. In one embodiment, a composition includes at least one pesticide and at least one metal oxide. In this embodiment, the composition exhibits enhanced pesticidal activity levels compared to a composition dissimilar only in not having the at least one metal oxide. Still, other alternative embodiment pesticide compositions exhibiting enhanced pesticidal activity are disclosed. | 11-25-2010 |
20120129694 | HERBICIDAL CAPSULE SUSPENSIONS OF ACETOCHLOR CONTAINING REDUCED AMOUNTS OF SAFENER - Aqueous herbicidal capsule suspensions of acetochlor, containing microcapsules of defined size, shell wall composition, and thickness which contain acetochlor and reduced levels of herbicide safener are provided. The aqueous herbicidal capsule suspensions of acetochlor provide commercially acceptable weed control and selectivity in corn. | 05-24-2012 |
20140303104 | PESTICIDE COMPOSITIONS EXHIBITING ENHANCED ACTIVITY AND METHODS FOR PREPARING SAME - Pest controlling compositions exhibiting enhanced pesticidal activity levels and methods for preparing the same are disclosed. In one embodiment, a method includes providing a liquid composition that includes at least one pesticide and at least one co-ingredient that enhances pesticidal activity of the composition compared to a composition dissimilar only in not having the at least one co-ingredient. The at least one co-ingredient may include at least one metal oxide, a combination of at least transition metal salt and at least one proteinaceous material or a combination of at least one proteinaceous material and at least one polymeric material. The method further includes spray drying the liquid composition to provide a solid composition. In one aspect of this embodiment, the solid composition provided by the spray drying exhibits enhanced pesticidal activity compared to the liquid composition. | 10-09-2014 |
Patent application number | Description | Published |
20150330727 | FIREARM WITH RECIPROCATING BOLT ASSEMBLY - A semiautomatic firearm with a reciprocating bolt assembly has delayed blowback and a firing pin block. The firearm is particularly suitable for firing necked rimfire cartridges with a high level of reliability. Features prevent out-of-battery firing, when the bolt assembly is not fully engaged to the firing chamber or barrel face, a movable member within a bolt body functions as a blocking member that blocks the firing pin and prevents the firing pin from striking a cartridge. In embodiments, the firing pin has two stop portions that the movable member can engage depending on the cycle status of the firearm. A reverse cam mechanism associated with the firing pin blocking provides a resistance to and delays blowback. The bolt may interface with the necked rimfire cartridge using a undercut engagement on the forward end of the bolt. The semiautomatic firearm also may incorporate one or both of a dual trigger arrangement as part of a trigger and firing mechanism. | 11-19-2015 |
20150330731 | EXTRACTOR MECHANISM FOR FIREARM - An ejector mechanism for a firearm. The ejector mechanism includes a claw-type extractor disposed opposite a ledge portion that includes an inclined face, the inclined facing being oriented to face toward a bolt face to help secure a shell casing to the bolt face during the extraction process. The claw-type extractor and inclined face, while providing positive retention of the shell casing during ejection, also cooperate to enable the shell casing to be dislodged by an ejector. | 11-19-2015 |
20150330734 | SEMIAUTOMATIC FIREARM - A semiautomatic firearm with redundant systems for reducing misfirings. A safety trigger is provided that is passively actuated in advance of a firing trigger. The safety trigger maintains redundant safety mechanisms that prevent inadvertent or accidental actuation of the firing trigger. The firing trigger can be configured for actuation with a very low magnitude or “soft” pull without compromising safety. For the disclosed embodiments, the safety trigger assures that the firearm is discharged only upon deliberate actuation of the firing trigger. In one embodiment, a trigger pull adjustment mechanism provides adjustment of the pull of the firing trigger to a desired force required by the operator. The disclosed trigger pull adjustment mechanism reduces the number of components and complexity of the machined parts over conventional trigger pull adjustment mechanisms. | 11-19-2015 |