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| 20110184819 | AUDIBLE TRANSACTION PROCESS AND SYSTEM - Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale. The consumer device, either a mobile device carried by the consumer or an immobile device also located proximate the point of sale, communicates with the payment terminal and receives transaction information such as product identity or amount information. The consumer device then produces sound waves audible to the consumer based on the communicated transaction information using one or more private and/or public listening devices. This audible transaction process can be performed automatically during a transaction or can be implemented based on consumer preference. | 07-28-2011 |
| 20110184820 | MOBILE DEVICE CONSUMER INTERFACE PROCESS AND SYSTEM - Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer via consumer-readable communications. In one embodiment, a payment terminal proximate the point of sale communicates a transaction information signal to the mobile device. The mobile device communicates the transaction information to the consumer in a consumer-readable format such as audible sound waves. In some embodiments, the consumer-readable communications include requests for consumer input. The consumer input is received by an input device proximate the mobile device and communicated to the payment terminal. In some embodiments consumer input is received by the payment terminal as well as the mobile device, and in some embodiments, the consumer chooses whether to use the mobile device as an interface or only to use the payment terminal. | 07-28-2011 |
| 20110184821 | PAYMENT DEVICE TRIGGERED MODIFIED TRANSACTION SESSION AT POINT OF SALE - Systems, methods, and computer program products are provided for providing a modified transaction process or session for a consumer at a point of sale of a vendor when triggered by a consumer's transaction or payment device. The transaction device either stores consumer preference data or stores pointer data pointing to the network location of the consumer preference data. The transaction device communicates with the vendor's point of sale or payment terminal, and the payment terminal processes the consumer preference data. If the payment terminal determines the consumer prefers a modified transaction session, the payment terminal initiates the modified transaction session, which in various embodiments, includes one or both of communicating transaction information via consumer-readable communications proximate the consumer's mobile device and receiving consumer input proximate the consumer's mobile device and communicating the consumer input to the payment terminal for processing or other modifications to a typical transaction session. | 07-28-2011 |
| 20110184824 | TACTILE OVERLAY FOR POINT OF SALE TERMINAL - Systems and methods provide tactile assistance to a consumer completing a transaction at a point of sale terminal. A tactile overlay, either permanent or removable, couples with a consumer interface such as a touch screen of the point of sale terminal. The tactile overlay includes one or more overlay inputs that provide a distinct tactile impression in comparison with the remainder of the overlay. For example, the overlay inputs can be depressions, apertures, protrusions, dimples, or the like, or provide a different texture such as a rougher or smoother texture than the surrounding overlay. The overlay inputs are configured to correspond with underlying touch screen inputs such that the consumer using the tactile overlay can discern the proper location on the touch screen for providing the desired input. | 07-28-2011 |
| 20110184853 | TALKING TRANSACTIONS - Embodiments of the invention relate to systems, methods, and computer program products for providing audio messages relating to financial transactions. For example, one embodiment of the invention provides a financial institution's computer apparatus having a memory communicably coupled to a communication device and a processor. In one embodiment, the memory stores information about a financial account including information about a system to use to communicate a message comprising an audio component to a person associated with the financial account, and the processor is configured to receive an indication of a financial transaction affecting the financial account and use the communication device to communicate an audio message containing information relating to the financial transaction to the person associated with the financial account by using the system. | 07-28-2011 |
| 20110184864 | CASH FOLDING APPARATUS AND METHOD - Embodiments of the present invention provide currency solutions for the visually impaired by, for example, providing automated teller machines (ATMs) or other cash dispensers configured to dispense folded bills to the customer. The bills are folded based on denomination to allow the customer receiving the bills from the cash dispenser to be able to identify the denomination of each bill. In some embodiments, the cash dispenser is configured to automatically identify whether the customer prefers to receive folded bills and, in some embodiments, the cash dispenser is configured to fold and dispense bills according to customer preferences. | 07-28-2011 |
| 20110184865 | INTERACTING WITH USER AT ATM BASED ON USER PREFERENCES - Embodiments of the present invention provide apparatuses, methods, and computer program products that allow for interaction with a user at an automated teller machine (ATM) based on pre-established user preferences. For example, an ATM is provided having: (1) a user interface configured to receive user identifying information from a user; and (2) a processing device operatively coupled to the user interface and configured to use the user identifying information to determine a pre-established user preference, wherein the processing device is further configured to use the user interface to interact with the user based at least partially on the pre-established user preference. | 07-28-2011 |
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| 20090281823 | SYSTEM AND METHOD FOR DISPERSING MEDICATIONS USING A SINGLE POINT REPLENISHMENT - A computer system and methods manages the dispersal and replenishment of medications. Participating pharmacies are associated with a code that corresponds to medication units dispersed by the pharmacies. The amount of medication units corresponding to the code and dispersed by the pharmacies is tracked. When the amount of dispersed medication units reaches a replenishment threshold, replacement medication units are ordered. | 11-12-2009 |
| 20090281824 | SYSTEM AND METHOD FOR DISPERSING MEDICATIONS USING A SINGLE POINT PURCHASE - A computer system and method manages the dispersal and replenishment of medications. Participating health care providers are associated with a code that corresponds to medication units dispersed by a pharmacy. The amount of medication units corresponding to the code and dispersed to patients of the health care providers is tracked. When the amount of dispersed medication units reaches a replenishment threshold, replacement medication units are ordered. | 11-12-2009 |
| 20090326975 | SYSTEMS AND METHODS FOR CONTROLLING A REPLENISHMENT PROGRAM THROUGH A CONTRACT PHARMACY - The existing infrastructure of a pharmacy may be extended to allow the pharmacy to service patients of one or more qualified entities that are entitled to discounted drugs through one or more qualified programs (e.g., 340B, GPO, PAP, or the like). One or more data structures of the systems already in place at the pharmacy may be leveraged to store data relating to the qualified entity and/or qualified program that covering the patients served by the pharmacy. This data used to comply with the regulatory requirements of the qualifying programs under which the drugs are obtained. The data may also be used to track inventory loaned to the qualifying entity from a common inventory of the pharmacy. The inventory information may be used to replenish the loaned inventory as needed, identify alternative, equivalent drugs for use in replenishment, and manage the reimbursement and financial reconciliation elements of the qualified programs. | 12-31-2009 |
| 20100312578 | SYSTEM AND METHOD FOR PREPURCHASED REPLENISHMENT OF PHARMACEUTICALS - A computer system and method manages the disbursement and replacement of medication units to patients. Medication units disbursed to qualified patients under qualified discount plans are replaced by replenishment. Computer systems implementing traditional replenishment, cached replenishment, and prepurchased replenishment are disclosed. The computer system and method monitors medication units disbursed to patients by a pharmacy and tracks the amount of medication units disbursed to qualified patients of health care providers qualified under a discount program. When the amount of disbursed medication units reaches a threshold, replacement medication units are ordered. The medication units disbursed to non-qualified patients are replaced through restocking and the medication units disbursed under a qualified discount program are replaced through traditional replenishment, cached replenishment, and/or prepurchased replenishment. | 12-09-2010 |
| 20110054935 | SYSTEM AND METHOD FOR CACHED REPLENISHMENT OF PHARMACEUTICALS - A computer system and method manages the disbursement and replacement of medication units to patients. Medication unites disbursed to qualified patients under qualified discount plans are replaced by replenishment. Computer systems implementing traditional replenishment, cached replenishment, and prepurchased replenishment are disclosed. The computer system and method monitors medication units disbursed to patients by a pharmacy and tracks the amount of medication units disbursed to qualified patients of health care providers qualified under a discount program. When the amount of disbursed medication units reaches a threshold, replacement medication units are ordered. The medication units disbursed to non-qualified patients are replaced through restocking and the medication units disbursed under a qualified discount program are replaced through traditional replenishment, cached replenishment, and/or prepurchased replenishment. | 03-03-2011 |
