Patent application number | Description | Published |
20090240596 | METHODS AND SYSTEMS FOR VENDOR ASSURANCE - Methods and systems for managing financial transactions. Specifically, the invention includes methods and systems for creating order profiles used to select vendors for carrying out third-party sub-transactions needed to complete financial transactions. A product related to the completion of the financial transaction is selected, a vendor ordering profile is selected, a product vendor that most closely matches the characteristics designated in the ordering profile is selected, and the selected product is ordered from the selected product vendor. | 09-24-2009 |
20110178921 | METHOD AND SYSTEM FOR MORTGAGE EXCHANGE - A method and system for electronically facilitating real estate transactions by providing accurate representations of the loans a borrower is qualified to receive, which are based on actual data, rather than estimates. All actions required for completing the real estate transaction, from entry of the borrower information to the closing and funding of the loan, are seamlessly integrated. An automated underwriting engine is provided for generating a decision matrix based on user input and/or existing data. An appropriate loan is selected based on the decision matrix, and is communicated to a potential borrower. After a loan is selected, fulfillment processing is performed, and the loan is funded and closed. | 07-21-2011 |
20120005071 | METHOD AND SYSTEM FOR LOAN CLOSING - A method and system for electronically facilitating loan closing transactions that include sub-transactions involving third parties. The method and system provide functionality to quickly and easily order a sub-transaction and bill the respective party, or pay for the sub-transaction directly from various payment systems. An interactive closing document updates automatically as different services and sub-transactions are ordered. Designated parties to the transaction make and approve changes and updates to the interactive document as sub-transactions are completed and billed. The interactive document receives information from the earlier stages of the loan or mortgage transaction, and incorporates the information into the interactive closing document. Upon approval by all parties, at the closing of the transaction, the interactive closing document is generated as a hard copy for signature. | 01-05-2012 |
20130006797 | METHODS AND SYSTEMS FOR VENDOR ASSURANCE - Methods and systems for managing financial transactions. Specifically, the invention includes methods and systems for creating order profiles used to select vendors for carrying out third-party sub-transactions needed to complete financial transactions. A product related to the completion of the financial transaction is selected, a vendor ordering profile is selected, a product vendor that most closely matches the characteristics designated in the ordering profile is selected, and the selected product is ordered from the selected product vendor. | 01-03-2013 |
20130006846 | METHOD AND SYSTEM FOR MORTGAGE EXCHANGE - A method and system for electronically facilitating real estate transactions by providing accurate representations of the loans a borrower is qualified to receive, which are based on actual data, rather than estimates. All actions required for completing the real estate transaction, from entry of the borrower information to the closing and funding of the loan, are seamlessly integrated. An automated underwriting engine is provided for generating a decision matrix based on user input and/or existing data. An appropriate loan is selected based on the decision matrix, and is communicated to a potential borrower. After a loan is selected, fulfillment processing is performed, and the loan is funded and closed. | 01-03-2013 |
20130282558 | METHOD AND SYSTEM FOR LOAN CLOSING - A method and system for electronically facilitating loan closing transactions that include sub-transactions involving third parties. The method and system provide functionality to quickly and easily order a sub-transaction and bill the respective party, or pay for the sub-transaction directly from various payment systems. An interactive closing document updates automatically as different services and sub-transactions are ordered. Designated parties to the transaction make and approve changes and updates to the interactive document as sub-transactions are completed and billed. The interactive document receives information from the earlier stages of the loan or mortgage transaction, and incorporates the information into the interactive closing document. Upon approval by all parties, at the closing of the transaction, the interactive closing document is generated as a hard copy for signature. | 10-24-2013 |
20150019381 | METHODS AND SYSTEMS FOR VENDOR ASSURANCE - Methods and systems for identifying and coordinating vendors capable of providing a product or service associated with a transaction. Specifically, the invention includes methods and systems for creating order profiles used to select vendors for providing products or services available according to the transaction. A product or service related to the completion of the transaction is selected, a vendor ordering profile is selected, a vendor is selected according to a distribution selection method or by selection of a user, and the selected product or service is ordered from the selected product vendor. | 01-15-2015 |
Patent application number | Description | Published |
20090038283 | Combination blower, edger and trimmer and method for tending vegetation - A combined edger, trimmer and blower generally referred to as a lawn care apparatus for tending vegetation. More particularly, a novel handlebar provides a power control handle to maintain a boom on a longitudinal line of symmetry from a fixed point to an upright motor assembly in response to a side control handle rotating and translating the boom from a gearbox to a tangential tool assembly in front of an operator on a lateral line of symmetry. The gearbox including one or more lateral hubs that quick couples the side control handle into either a right or left handed holding position when the fixed point is to the side of an operator. The gearbox further containing one or more orthogonal gears with one or more gear addendum cams to lock the tangential tool assembly into a vertical or horizontal operating position, that is, a narrow or wide operating framework. | 02-12-2009 |
20090272778 | Auxiliary loop and span harness for a string trimmer or the like - An auxiliary harness supported by right or left shoulder to suspend the string trimmer at or near a fixed point somewhat central to the torso having a carrying case, a string trimmer quick release button, an on-off lock to release or fix a retractable cable from a spring loaded spool, the cable fitted to the string trimmer and the operator by harness clips, the cable having to provide a longitudinal span to dampen lateral kickback and longitudinal flutter and to relax one or more trigger fingers, the operator having to adjust the cable and the boom slightly without having to remove the harness, the cable made of firm or elastic material having to dampen an operator's foot movement and the string trimmer vibration with a two-way longitudinal span embodiment or maneuvers the string trimmer with a single loop embodiment, and the harness providing steps to relieve operator fatigue. | 11-05-2009 |
20100307011 | COMBINATION BLOWER, TRIMMER AND EDGER FOR TENDING VEGETATION - An engine is connected to the upper end of a drive shaft housing and a work head with a string trimmer or blower or both is operatively connected to the lower end of the drive shaft housing and is rotatably driven by an engine rotating a drive shaft inside the drive shaft housing and connected to the working head. The drive shaft housing is rigidly connected to the working head and may be rotated about its longitudinal axis relative to the engine in any desired amount of rotation, but the preferred degree of rotation is 135° to move the working head from a trimming position with the rotating trimmer string in a horizontal position to an edging position with the rotating trimmer string in a vertical position and with the working head being displaced to the operator's right side for better viewing and control and operator comfort. In one embodiment, a gear driven crank handle is rigidly connected to the drive shaft housing and is itself rotated 135° as the drive shaft housing is rotated 135° to place the handle in a position that is comfortable to use. Further, the amount of air flowing through the blower is regulated by an air outlet regulating valve and a separate air intake regulating valve. | 12-09-2010 |
20110131815 | COMBINATION BLOWER AND TRIMMER ASSEMBLY - A combination blower and trimmer assembly including a centrifugal clutch transmission for shifting a drive shaft driven by a motor between engagement with an impeller of the blower and engagement with a drive shaft of the trimmer for selective operation of either the blower or trimmer. | 06-09-2011 |
20140272770 | Phototherapy mouthpiece for enhancing the replication of gum cells - A phototherapy mouthpiece includes a mouthguard including a light source and a power pack extending power therethrough a cable to the light source mounted for converting the power to red or near-red photon light, in order to convert the photon energy to proton-motive energy in the gum margin, so that gum cells can replicate to heal gum tissue. The mouthguard portion forms a plurality of recesses and air ducts to enhance oral osmosis. Optionally, a power pack based light source can deliver red or near red photon light through an optic cable to achieve the same proton-motive energy effect, but with less load on the jaw. | 09-18-2014 |
Patent application number | Description | Published |
20080230240 | Front suspension for a yard tool - A front suspension for a yard tool mounted on a bracket to a boom, the bracket having to support a drive shaft, a cutting disk, a shield and one or more front suspensions to dampen power transfer, the front suspension having a frame preferably connected to a wheel at a distal end and coupled to the bracket at a proximal end, the front suspension operated in parallel single orthogonal fold frameworks with height and width adjustments substantially below the yard tool center of mass, the front suspension having to support the yard tool in equilibrium in all operative and inoperative positions to save power, to guide the cutting disk with a longer and straighter cut, to dampen the cutting disk resistance adjacent to hard surfaces, and to fold away for the shield and cutting disk to perform soft yard grounds work. | 09-25-2008 |
20100088902 | Handheld lawn tool - A handheld lawn tool including a first arm and a second arm, a third arm horizontally on the first arm and a forth arm pivotally on the second arm, an operator applying a functional grip on a first control grip over the third arm and on a second control grip along a first forward transport path in a horizontal cutting circle of a cutting tool, a reverse hand grasp on the second control grip for transposing the second grip into a third control grip with the boom arranged in a diagonal direction, the first functional hand grasp on the first control grip plus the second functional hand grasp on the third control grip with a vertical cutting circle of the cutting tool in a second transport path, the balancing point of the boom transposing between the transport path. | 04-15-2010 |
20130167846 | Aerobic mouthguard adapted to permit larger oral osmosis while diffusing larger oral shock - An aerobic mouthguard having a plurality of treads intermittent to one of a plurality of recesses forming an oral footprint and or an opposite oral footprint for larger oral shock diffusion and larger oral osmotic equilibrium. Each oral footprint may comprise a plurality of ducts and v-cuts that taper toward their posterior end for retaining larger oral fluids. The aerobic mouthguard can comprise a single rigid footprint for stress related contact sports or a double elastic footprint for stress-free dental therapy and treatment. A tab defining a lip footprint can be forwardly part of the aerobic mouthguard, and a tether or a drool cup having one or more drool pads can be forwardly part of the tab for larger oral osmotic equilibrium to prevent tooth loss. | 07-04-2013 |
20140260839 | Powered grounds tool supporting handle - This grounds tool supporting handle mounts at an upper end portion of a support and an implement mounted at a use end of the support. Each such handle includes a ball joint largely retained in a ball socket closure for making multiple adjustments of the handle beside the powered grounds tool support longitudinal axis, while simultaneously making sufficient height adjustments to the implement in relation to the grounds surface. Optionally, this handle may be equipped with improved damping mechanisms and or tool adjusted when the powered grounds tool demands a stationary mode of operation. | 09-18-2014 |
Patent application number | Description | Published |
20080271325 | Barrier bracket assembly for a yard tool or the like - A yard tool or unit having the motor barrier bracket upright when the tool barrier bracket and the control barrier bracket are rotated. The tool barrier bracket having flared operator and tool nozzle shields, a front suspension, one or more line filament or bladed tools, uniform air intake open to a fan to discharge debris and hold lubricants in a chamber. The front suspension fixed or to dial into tool heights and balance the unit. The tool output combines for no more than 200 rpm variance of motor input. The control barrier bracket having to mount a handlebar near the unit fixed point with a neighboring tool control grip, power control grip and transmission. The neighboring control grip to rotate the line filament or bladed tool in the right or left single fold operating framework free of collapsing. | 11-06-2008 |
20100031515 | Grounds tool with means for transposable grips - A grounds tool with means for transposable grips with an upright input arm having a first grip and a trigger, an output arm having a line filament or bladed working end and a button or a dual button end couples the input arm, the button engages a mid-slot or the dual button engages mirrored slots forming a boom, a motor on the boom for driving the line filament and bladed tools, the output arm held within left and right mirrored isometry folds having a second grip to transpose a third and forth grip, the second control grip and the tools having to transpose congruently with the button folds, a front suspension complementary and supplementary to the operator shield radian walls that are about twice the boom tilt, a chamber having to duplicate, reciprocate or reverse the tools with uniform airflow and the fifth grip having to translate the motor. | 02-11-2010 |