| Patent application number | Description | Published |
|---|
| 20090272361 | Hydrocarbon Adsorption Filter for Air Intake System Evaporative Emission Control - The present invention is directed to the use of an improved hydrocarbon adsorbent coating for the treatment of evaporative emissions from a motor vehicle. More specifically, one or more hydrocarbon adsorbents, in accordance with the present invention, can be coated to any surface area of an air intake system to trap hydrocarbon vapors before they can escape to the atmosphere, through said air intake system. In another embodiment, one or more hydrocarbon adsorbents can be incorporated in the air filter of an air intake system. | 11-05-2009 |
| 20100180581 | DIESEL OXIDATION CATALYST COMPOSITE WITH LAYER STRUCTURE FOR CARBON MONOXIDE AND HYDROCARBON CONVERSION - Provided is a catalyst composition, in particular a diesel oxidation catalyst, for the treatment of exhaust gas emissions, such as the oxidation of unburned hydrocarbons (HC), and carbon monoxide (CO). More particularly, the present invention is directed to a catalyst structure comprising at least two, specifically three distinct layers, at least one of which contains an oxygen storage component (OSC) that is present in a layer separate from the majority of the platinum group metal (PGM) components, such as palladium and platinum. | 07-22-2010 |
| 20100186375 | Layered Diesel Oxidation Catalyst Composites - Provided are diesel exhaust components where palladium is segregated from a molecular sieve, specifically a zeolite, in a catalytic material. In the catalytic material, therefore, there are at least two layers: a palladium-containing layer that is substantially free of a molecular sieve and a hydrocarbon trap layer that comprises at least one molecular sieve and is substantially free of palladium. The palladium is provided on a high surface area, porous refractory metal oxide support. The catalytic material can further comprise a platinum component, where a minor amount of the platinum component is in the hydrocarbon trap layer, and a majority amount of the platinum component is in the palladium-containing layer. Systems and methods of using the same are also provided. | 07-29-2010 |
| Patent application number | Description | Published |
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| 20130024300 | MULTI-STAGE FILTERING FOR FRAUD DETECTION USING GEO-POSITIONING DATA - A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of the transactions are cleared for processing (e.g., deemed not likely fraudulent or of too low value to continue processing) after each filtration stage. As such, acceptable transactions are not unnecessarily scrutinized. Methods include receiving transaction data; filtering the transaction data based on a first stage filtration to produce filtered data; enriching the filtered data with geo-positioning data to produce enriched data; and filtering the enriched data based on other attributes to indentify a possible fraud. | 01-24-2013 |
| 20130024339 | MULTI-STAGE FILTERING FOR FRAUD DETECTION WITH CUSTOMER HISTORY FILTERS - A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that may include customer history filters that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of the transactions are cleared for processing (e.g., deemed not likely fraudulent or of too low value to continue processing) after each filtration stage. As such, acceptable transactions are not unnecessarily scrutinized. | 01-24-2013 |
| 20130024358 | FILTERING TRANSACTIONS TO PREVENT FALSE POSITIVE FRAUD ALERTS - A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of the transactions are cleared for processing (e.g., deemed not likely fraudulent or of too low value to continue processing) after each filtration stage. As such, acceptable transactions are not unnecessarily scrutinized. Another user of the multi-stage filtering process and system is to detect false positive fraud alerts produced by other systems. By reducing the prevalence of false positives, the process and system saves the financial institution costs associated with conducting expensive screening of valid transactions and saves the customers inconvenience and frustration of having valid transactions declined. | 01-24-2013 |
| 20130024361 | CAPACITY CUSTOMIZATION FOR FRAUD FILTERING - A multi-stage filtering process and system for fraud detection is disclosed. The multi-stage filtering process allows for the ability to dynamically increase/decrease server capacity, as well as application capacity to support fraud detection activities. The system monitors the queues of the transactions being made using various channels, and responds by adjusting the server and application resources needed for performing pre-filtering on the transactions in the queues. The invention allows for the fraud detection systems to maintain the capacity necessary to examine, at some level, if one or more of the transactions being processed by a financial institution are potentially fraudulent. The capacity can be changed during times of high and low volumes, thus allowing the allocation of resources based on transaction volume, which reduces the computing, energy, labor, etc. costs associated with fraud detection systems without losing the ability to detect almost all of the fraudulent transactions occurring. | 01-24-2013 |
| 20130024373 | MULTI-STAGE FILTERING FOR FRAUD DETECTION WITH ACCOUNT EVENT DATA FILTERS - A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that provide for enhanced screening for fraudulent activity. In one such embodiment the preliminary filtration provides for evaluating financial transactions based on financial transaction attribute data and secondary filtration provides for further evaluating the financial transactions based on a customer's account event data. Over a plurality of transactions, a portion of the transactions are cleared for processing (e.g., deemed not likely fraudulent or of too low value to continue processing) after each filtration stage. As such, acceptable transactions are not unnecessarily scrutinized. In specific embodiments, filtration is based on financial transaction data and account event data. | 01-24-2013 |
| 20130024375 | MULTI-STAGE FILTERING FOR FRAUD DETECTION - A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of the transactions are cleared for processing or marked as not fraudulent (e.g., deemed not likely fraudulent or of too low a value to continue analyzing) after each filtration stage. As such, acceptable transactions are not unnecessarily scrutinized. | 01-24-2013 |
| 20130024376 | MULTI-STAGE FILTERING FOR FRAUD DETECTION WITH VELOCITY FILTERS - A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that may include velocity filters that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of the transactions are cleared for processing (e.g., deemed not likely fraudulent or of too low value to continue processing) after each filtration stage. As such, acceptable transactions are not unnecessarily scrutinized. | 01-24-2013 |
