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Frew, US
Daniel L. Frew, Mckinney, TX US
David Frew, Fort Mill, SC US
| Patent application number | Description | Published |
|---|---|---|
| 20090018939 | AUTOMATED FLOAT PRICING FOR GEOGRAPHICALLY DISTRIBUTED DEPOSITS AND ACCOUNTS - An automated system can be provided for continuously and accurately assigning float to deposit credits within a financial institution. A normalized market segment is continuously assigned to each account by extracting information from a plurality of disparate demand deposit account systems. Deposit credits are gathered from disparate known capture sites and the normalized market segment is assigned to a deposit credit for a corresponding account. A float assignment can then be made for a deposit credit so that the float reflects both a deposit location and current domestic information for the corresponding account. A system for implementing the invention can include a float system connected to a transaction exchange system. | 01-15-2009 |
David T. Frew, Fort Mill, SC US
| Patent application number | Description | Published |
|---|---|---|
| 20090164390 | SYSTEMS AND METHODS FOR ALTERING MAIL ROUTING, MAIL PROCESSING, AND/OR MODE OF DELIVERY - The present invention provides systems, methods, and computer program products for altering delivery of a piece by altering either the delivery address, mode of processing, and/or the mode of delivery. The invention provide an indicia associated with the piece of mail including instructions that are at least one of a different delivery address, mode of processing, or a mode of delivery than that originally designated for the piece of mail. During mail sorting and processing, the indicia associated with the piece of mail are analyzed. Either the delivery address, mode of processing, and/or mode of delivery currently associated with the piece of mail are altered to conform with the delivery address, mode of processing, and/or mode of delivery indicated by the indicia. In some embodiments, the indicia is altered by on a business parameter, such as a monetary value associated with the contents of the piece of mail. | 06-25-2009 |
| 20090319424 | POSTAL MAIL DEPOSIT AGENCY - Apparatus and methods for electronically depositing a check in a bank account. In some embodiments, the apparatus and methods may involve a check identification module configured to analyze content of an electronically imaged postal mail item; and a customer control module configured to receive from a customer an instruction to deposit the check in the bank account. | 12-24-2009 |
| 20110131096 | TARGETED ENROLLMENT - Embodiments of the invention relate to apparatuses and methods for providing targeted product offers to customers. For example, in one embodiment, a first entity sends a targeted offer to certain customers. The first entity uses a second entity to perform a service related to the offer, such as an enrollment service. The first entity sends a candidate file to the second entity, where the candidate file includes a list of customers that qualify for the offer. The first entity authenticates the customer and, when the customer expresses interest in the targeted offer, the first entity forwards the customer to the second entity along with customer identifying information so that the second entity can perform the related service. The second entity then verifies whether the transferred customer qualifies for the offer by comparing the customer information to the candidate file. If verified, the second entity can perform the service related to the offer for the customer. | 06-02-2011 |
David Todd Frew, Fort Mill, SC US
| Patent application number | Description | Published |
|---|---|---|
| 20100211422 | SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR STANDARDIZATION OF PAYMENT REQUESTS TO FACILITATE COMPREHENSIVE PAYMENT HUB PROCESSING - Systems, methods, and computer program products are provided for conducting comprehensive payment processing of all payment requests regardless of the payment request channel. Payment requests are transformed from the initial format to a standardized format, which allows for the occurrence of further comprehensive payment processing, referred to herein as payment hub processing. Once the payment request has undergone necessary payment hub processing, the request undergoes further transformation/conversion from the standardized format to a target clearing format. In one embodiment of the invention, the processing hub provides for determining the clearing or remittance channel based on payment routing rules, which may take into account cost, time, risk and any other payment factors. | 08-19-2010 |
| 20100211483 | SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR MANAGING PAYMENT PROCESSES IN A COMPREHENSIVE PAYMENT HUB SYSTEM - Systems, methods, and computer program products are provided for managing the processing of a financial payment and, more specifically managing the processing of a financial payment in a comprehensive payment hub environment that provides for payment processing, including payment route determination, irrespective of the payment input channel. In accordance with embodiments herein disclosed, managing the processing of the payment includes automatically determining the payment processes and automatically determining the arrangement of the payment processes. As such, the methods, systems, and computer program products herein described provide for an efficient and cost-effective approach to processing payments. | 08-19-2010 |
| 20100211495 | SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR IMPROVING FOREIGN CURRENCY EXCHANGE IN A COMPREHENSIVE PAYMENT HUB SYSTEM - Systems, methods, and computer program products are provided for improving foreign currency exchange processing of financial payment requests and, more specifically improving the bid/ask spread in foreign currency exchange so as to increase the profitability realized by the financial institution processing the payment. In accordance with embodiments herein disclosed, international financial payment requests are pooled together based on currency type and payment time requirements to provide for better exchange rates. | 08-19-2010 |
| 20100211499 | SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR OPTIMIZING ROUTING OF FINANCIAL PAYMENTS - Systems, methods, and computer program products are provided for optimizing routing of financial payments by determining routing on a per-payment transaction basis based on one or more routing rules. The routing rules take into account payment factors such as, but not limited to, cost of payment processing, time for payment processing, risk/quality of payment processing, remittance requirements and/or the destination of the payment. From the payor or payee perspective, payor-defined or payee-defined payment attributes associated with these or other payment factors can be predefined in a payor/payee profile or dynamically defined proximate to the time at which the payment request is initiated. In this regard, present embodiments serve to create a payment process that is beneficial, in terms of cost, timeliness, quality and the like, to both the payor, the payee and financial institution handling payment processing. | 08-19-2010 |
Dean Frew, Mckinney, TX US
| Patent application number | Description | Published |
|---|---|---|
| 20100019035 | ARTICLE IDENTIFICATION SYSTEM - The present disclosure includes methods and systems for identifying articles. One method embodiment includes positioning a number of movable Faraday screens in particular locations relative to a number of different stages in a laundering process, and moving a mobile electronic identification device (EID) reader past the locations. | 01-28-2010 |
Dean L. Frew, Mckinney, TX US
| Patent application number | Description | Published |
|---|---|---|
| 20080218356 | Radio Frequency Identification Objects and Systems Employing the Same - A radio frequency identification (“RFID”) reader, system and object, and methods of operating and manufacturing the same. In one embodiment, the RFID object includes a container having an interior wall, an exterior wall and a cavity therebetween. The RFID object also includes an RFID tag located within the cavity. In another embodiment, the RFID object includes a container having an interior wall and an exterior wall. The RFID object also includes a first RFID tag attached to the interior wall, and a second RFID tag attached to the exterior wall. | 09-11-2008 |
| 20100102969 | Portable Radio Frequency Identification System - A radio frequency identification (“RFID”) system and method of operating the same. In one embodiment, the RFID system includes a portable structure including a frame with a base supported by a plurality of wheels, an antenna tower and at least one removable shelf therein. The RFID system also includes an RFID reader located on the at least one removable shelf and at least one antenna mounted on the antenna tower and coupled to the RFID reader. The RFID system still further includes a computer system located on the at least one removable shelf and coupled to the RFID reader, and a power subsystem located on the at least one removable shelf and coupled to the RFID reader and the computer system. | 04-29-2010 |
Iain Frew, Duvall, WA US
| Patent application number | Description | Published |
|---|---|---|
| 20100325139 | Service Provider Management Console - A service provider management system may consolidate multiple functions and multiple service providers for those functions using a user interface system with a common schema. Each service provider may comply with a function specific schema, and some service providers may include extensions to the schema. The user interface system may present a list of service providers. When a specific service provider is selected, a list of available tasks along with current data about the service provider may be presented. The service provider management may integrate with local databases for populating information used by a service provider. One embodiment may be used to manage services across a network of computer devices, such as managing multiple computing devices and multiple users within a local area network. | 12-23-2010 |
Lain Frew, Duvall, WA US
| Patent application number | Description | Published |
|---|---|---|
| 20110289160 | Mail Service Management System - An electronic mail management system may have a standardized interface to which different mail providers may provide an adapter. The standardized interface may have a predefined set of functions that each mail provider may provide, and the mail management system may have a user interface through which the functions may be managed. In some cases, a mail provider may have additional or customized functions that may be added to the user interface and made available to an administrator. Through the user interface, an administrator may be able to add, delete, configure, and move mailboxes, as well as other functions. | 11-24-2011 |
Steven Frew, Round Rock, TX US
| Patent application number | Description | Published |
|---|---|---|
| 20110249658 | PRESENCE-BASED COMMUNICATION ROUTING SERVICE AND REGULATION OF SAME - Systems, methods, and user interfaces are provided for customized communication routing and regulation thereof. The routing of an incoming communication to a device, wireless or wireline, is based on a routing preference and a presence condition of a mobile device in a home or visited wireless environment served by a confined-coverage access point (AP). The routing preference can be configured for a device that operates in the home or visited wireless environment. The confined-coverage AP can be owned or leased by a subscriber associated with the incoming call or by a third party. Provisioning of routing of incoming call based on a third-party confined-coverage AP can be event-based. Add-on services can be provisioned and configured; screening of incoming call(s) based on screening rule(s) specific to an confined-coverage AP is provided. Customized communication routing to equipment that operates in a confined-coverage area served by a third-party confined-coverage AP can be cancelled. | 10-13-2011 |
| 20110250895 | COMMUNICATION ROUTING BASED ON PRESENCE IN A CONFINED WIRELESS ENVIRONMENT - System(s), method(s) and user interfaces are provided to route an incoming communication (e.g., a voice call, a data call) to a wireless devices or a wireline device, based in part on at least one routing preference and a presence condition of a mobile device in a confined wireless environment served by a confined-coverage access point (AP). The at least one routing preference is subscriber-specific and configurable by the subscriber linked to the mobile device, whereas the presence condition reveals if the mobile device is attached to the confined-coverage AP and is automatically detected. A routing server acquires the at least one routing preference and the presence condition for the mobile device. Based on routing logic applied to the at least one routing preference and the presence information, the routing server directs the incoming communication to a set of wireline devices, a set of wireless devices, or a combination thereof. | 10-13-2011 |
Steven William Frew, Pflugerville, TX US
| Patent application number | Description | Published |
|---|---|---|
| 20110075657 | SYSTEM AND METHOD OF PROVIDING MULTIMEDIA COMMUNICATION SERVICES - In a particular embodiment, a method of providing multimedia communication services includes receiving, at an intelligent service switch (ISS) of an integrated wireline-wireless (IWW) network, a service request from a wireline communication device. The method includes receiving contextual information associated with the service request, the contextual information including a time of the service request, a range of times of the service request, a day of the service request, a range of days of the service request, a date of the service request, a range of dates of the service request, a location of the wireline communication device, a type of the wireline communication device, or a combination thereof. At least one multimedia communication service is provided to the wireline communication device. The at least one multimedia communication service includes audio entertainment content, news content, weather content, traffic content, securities market content, sports content, financial content, local business location content, local event schedule content, network address book content, calendar content, appointment content, map content, call log content, or a combination thereof. | 03-31-2011 |