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Fellner
Debra Fellner, Glen Mills, PA US
| Patent application number | Description | Published |
|---|---|---|
| 20100114749 | Financial Inclusion Card, System, and Method for Implementing - Embodiments of the invention are directed to a computer-implemented financial inclusion account system and method provided by a financial institution for facilitating payments between system participants, the system participants including account holder service recipients and eligible necessities service providers. The system includes at least one financial inclusion account maintaining funds for an account holder service recipient. The financial inclusion account includes a main account having a main account balance and at least one sub-account having a sub-account balance, the at least one sub-account storing funds for payment to at least one eligible necessities service provider. The system additionally includes withdrawal rules stored in a memory, the withdrawal rules including identification of approved debit requesters for withdrawing funds from the sub-account balance, the withdrawal rules requiring approved debit requesters to be debit requestors designated by the financial institution as eligible necessities service providers. The system additionally includes a withdrawal engine for accessing the stored withdrawal rules upon receiving a debit request, the withdrawal engine causing the sub-account balance to be debited if the debit requester is an approved debit requestor according to the stored withdrawal rules. | 05-06-2010 |
Debra C. Fellner, Wilmington, DE US
| Patent application number | Description | Published |
|---|---|---|
| 20110127324 | Multiple Account Advanced Payment Card and Method of Routing Card Transactions - A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This addition data permits the proper account to be accessed. The data may be input at the point of sale as an account selection. In this instance, the selection may be used to route the transaction data through the financial processing network or may be used to read data regarding one of multiple accounts encoded on the card. The data may also be stored as conditional routing rules at transfer points in the financial processing network. In this instance, the transaction is routed to the proper account based on the stored rules. | 06-02-2011 |
| 20110131103 | System and Method for Linked Account Having Sweep Feature - A linked account instrument is used to access funds in an existing demand deposit account held at a financial institution. Merchant or other transactions are first processed against a demand deposit account via an electronic authorization network. If the demand deposit account does not have sufficient funds, the transactions may be processed as a credit charge against an designated credit account. The demand deposit account may subsequently be swept at predetermined times in search of funds to defray the overdraft. If adequate funds are present, they will be withdrawn from the demand deposit account, and the credit account will be cleared. Otherwise, the instrument holder's daily purchasing abilities may be temporarily suspended until the credit account is settled. The processing of overdraft amounts may be on a FIFO, smallest-first or other basis. | 06-02-2011 |
| 20110131133 | Multiple Account Advanced Payment Card and Method of Routing Card Transactions - A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This addition data permits the proper account to be accessed. The data may be input at the point of sale as an account selection. In this instance, the selection may be used to route the transaction data through the financial processing network or may be used to read data regarding one of multiple accounts encoded on the card. The data may also be stored as conditional routing rules at transfer points in the financial processing network. In this instance, the transaction is routed to the proper account based on the stored rules. | 06-02-2011 |
Elizabeth A. Fellner, San Diego, CA US
| Patent application number | Description | Published |
|---|---|---|
| 20110169887 | INKJET INK AND METHOD OF MAKING THE SAME - An ink composition comprising a solvent system, a pigment dispersed in the solvent system; and a surfactant present in an amount sufficient to impart to the ink composition a dynamic viscosity greater than 100 centipoise at a shear rate of 1 s | 07-14-2011 |
Herbert Fellner, Korbermoor DE
| Patent application number | Description | Published |
|---|---|---|
| 20090148266 | DEVICE AND METHOD FOR DEPALLETIZING STACKED BUNDLES - In a method and device for depalletizing stack containers, the stacked containers are supported by at least one support base, and the stacked containers on the support base are frictionally engaged and lifted on two opposite sides thereof. | 06-11-2009 |
Johann Fellner, Dietenhofen DE
| Patent application number | Description | Published |
|---|---|---|
| 20110115913 | AUTOMATED VEHICLE SURROUNDING AREA MONITOR AND DISPLAY SYSTEM - At least a first and second monitoring device that outputs display signals to a control device. A display device connected with the control device is able to display the display signals from the monitoring devices in at least two sections in split screen mode. The control device is connected to an actual state of motion signal line, so that depending on the actual state of motion of the vehicle, the display device displays at least two display signals originating from at least two different monitoring devices in split screen mode. | 05-19-2011 |
Paul W. Fellner, Crystal Lake, IL US
| Patent application number | Description | Published |
|---|---|---|
| 20090147927 | Method and system for call tracing - The present invention is drawn to a call trace system and method that is simple to establish in a short amount of time. The call trace is implemented through a Web browser page which remotely programs central offices to trace calls to particular number. When a trace is established a message is sent back to the Web browser which displays the calling number, the called number and the central office detecting the call. Also, a page is sent to a pager which displays the traced information. | 06-11-2009 |