Patent application number | Description | Published |
20130317665 | SYSTEM AND METHOD TO PROVIDE TELEMATICS DATA ON A MAP DISPLAY - A system and method are disclosed herein to determine an insurance premium discount based on telematics data. The system includes a computer memory and a processor in communication with the computer memory. The computer memory stores data indicative telematics data received from a sensor within a vehicle, including at least one of geo-position information of the vehicle and vehicle kinematics data. The processor is configured to identify safety events and associated safety event locations based on the telematics data. The processor is further configured to display to the driver indications of the safety events on a map display along with indications of safety events associated with other drivers. | 11-28-2013 |
20130317736 | SYSTEM AND METHOD TO DETERMINE AN INITIAL INSURANCE POLICY BENEFIT BASED ON TELEMATICS DATA COLLECTED BY A SMARTPHONE - A system and method are disclosed herein to determine an insurance policy benefit based on telematics data. The system includes a computer memory and a processor in communication with the computer memory. The computer memory stores data indicative of preliminary telematics data collected by a smartphone associated with a vehicle, including at least one of geo-position information of the vehicle and vehicle kinematics data collected prior to issuance of an insurance policy for the vehicle. The processor is configured to calculate and apply an initial insurance policy benefit in exchange for receiving the data indicative of actual telematics data. When the data indicative of the actual telematics data meets a pre-determined condition, the processor may compute a final insurance policy benefit and replace the initial insurance policy benefit with the final insurance policy benefit. | 11-28-2013 |
20130317862 | SYSTEM AND METHOD TO PREDICT AN INSURANCE POLICY BENEFIT ASSOCIATED WITH TELEMATICS DATA - A system and method are disclosed herein to predict an insurance benefit, such as a discount, associated with telematics data. The system includes a processor configured to determine demographic information associated with a driver of a vehicle. A first average number of safety events associated with a first safety event type may be displayed along with a second average number of safety events associated with a second safety event type, wherein the averages are based at least in part on the demographic information. A first predicted number of safety events associated with the first safety event type may be received from the driver along with a second predicted number of safety events associated with the second safety event type. A predicted discount may be automatically calculated and output. | 11-28-2013 |
20140257592 | System and Method to Provide Event Data on a Map Display - A system and method are disclosed herein to determine an insurance premium discount based on telematics data. The system includes a computer memory and a processor in communication with the computer memory. The computer memory stores data indicative telematics data received from a sensor within a vehicle, including at least one of geo-position information of the vehicle and vehicle kinematics data. The processor is configured to identify safety events and associated safety event locations based on the telematics data. The processor is further configured to display to the driver indications of the safety events on a map display along with indications of safety events associated with other drivers. | 09-11-2014 |
20140343972 | Computer System for Processing Motor Vehicle Sensor Data - A system and method are disclosed herein to predict a benefit associated with motor vehicle telematics data. The system includes a processor configured to determine demographic information associated with a driver of a vehicle. The processor may then display to the driver a first average number of safety events associated with a first safety event type along with a second average number of safety events associated with a second safety event type, wherein the first and second average numbers of safety events are based at least in part on the demographic information. A first predicted number of safety events associated with the first safety event type may be received from the driver along with a second predicted number of safety events associated with the second safety event type. Based on the first and second predicted numbers of safety events, a benefit may be automatically calculated and output. | 11-20-2014 |