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| 20110165836 | ID APPLICATION FOR NFC PHONE - Embodiments of systems, methods, and machine-readable media are disclosed for enabling a mobile device having near-field communication (NFC) capabilities to be used as fare media at access control points of a transit system. Embodiments can include receiving a request for activation information from the mobile device to enable the device to transmit an identification code using NFC capabilities. Embodiments further include associating a funding source with the identification code and transmitting the activation information to the mobile device. The identification code can then be transmitted from the mobile device to an access control point, and a determination of whether to allow or deny passage of a user at the access control point can be made. The determination can be based, at least in part, on whether the identification code is included on a list. A transaction can then be associated with the identification code; and a value of the transaction can be reconciled with the funding source. | 07-07-2011 |
| 20110165866 | TRANSIT ACCOUNT MANAGEMENT WITH TEXT MESSAGING - Embodiments of systems, methods, and machine-readable media are disclosed for enabling the management of a transit user account of a transit system with a mobile device. Embodiments of a transit system utilizing such transit user accounts are also disclosed. Embodiments for enabling a mobile device to manage a transit user account can include receiving an identification code of a fare media and receiving contact information of the mobile device. The transit user account, which can be used in transactions of the transit system associated with the fare media, can be created using user information and a passcode. Additionally, the mobile device can be authenticated by sending at least one message to the mobile device and receiving at least one message from the mobile device. | 07-07-2011 |
| 20110166914 | RELOADABLE PREPAID CARD DISTRIBUTION, RELOAD, AND REGISTRATION IN TRANSIT - Embodiments of systems, methods, and machine-readable media are disclosed providing for the concurrent distribution of reloadable prepaid cards and enablement of the reloadable prepaid cards for use at access control points of a transit system. Embodiments enabling of the reloadable prepaid cards for use at access control points of the transit system can include obtaining user information, payment, and communicating card information to a card issuer for activation of the first reloadable prepaid card. A transit user account for managing transactional information of the user of the transit system is also created, reloadable prepaid card is enabled for use as fare media at access control points of the transit system. Thus, once distributed, the prepaid reloadable cards may be used as fare media in the transit system as payment for transit fare, as well as for purchases at locations outside the transit system. | 07-07-2011 |
| 20110166936 | PREDICTIVE TECHNIQUES IN TRANSIT ALERTING - Embodiments of systems and methods are disclosed for providing messages based on an identified ridership pattern of a user of a transit system. Embodiments can include receiving information associated with a plurality of transactions of the user of the transit system, and identifying a ridership pattern of the user of the transit system. A predicted time and duration that the user of the transit system will be at a predicted location can be determined based, at least in part, on the identified ridership pattern. A message can be formulated using this information, and the message can be sent to the user or other message subscriber. Messages can include a variety of information, including advertisements, transit status updates, and more. | 07-07-2011 |
| 20110166997 | PROXY-BASED PAYMENT SYSTEM - A system, method, and apparatus for accepting account-based contactless smartcards at offline terminals are disclosed. The contactless smartcards may be branded bank cards which have a prepaid account balance. Each card may include an integrated circuit with a payment application, a proxy application, and a proxy data store. A proxy-enabled card reader can read and write the proxy data and may use the proxy data to determine whether to proceed with a card-based transaction absent an online authorization. Updated proxy information may be periodically distributed throughout a payment system and used to update various lists maintained at the card readers. | 07-07-2011 |
| Patent application number | Description | Published |
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| 20090072024 | TRANSIT SECURITY DETECTION SYSTEM - A method and system for processing exposure to an item of interest in a transit system is disclosed. Detectors are sensitive to the item of interest such as chemicals, biologic compound, radiation, nuclear, and/or explosives to produce detector or other information. A threat assessment value is determined periodically. The fare media is read for card information, which can be used in addition to detector or other information. The assessment value along with the card information, detector information and/or other information is used in determining if an action is taken, for example, if a user can pass a portal to get access to the transit system. | 03-19-2009 |
| 20090115605 | Smart card detectors - A smartcard or other media detects the presence of chemical, biological, radiation, and/or explosive (CBRE) compounds or other items of interest on individuals handling the smartcard or other media. The exposure is stored such that, when the card is presented to a reader, the detection data is transmitted to the reader for appropriate processing by the system. In one embodiment, this invention provides a detection methodology which captures the fact that the holder of the detection device has been in contact with an item of interest without external power. The detector card is then able to alert appropriate authorities of that exposure when the device is presented to a reader in the normal course of the holder's business. | 05-07-2009 |
