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David Ross

David Ross Baumgartner, Iv, Highlands Ranch, CO US

Patent application numberDescriptionPublished
20090307118FUND ON ACTIVATION - A system and method of funding a financial transaction card, providing a financial transaction card to a user, wherein the financial transaction card has a face value and wherein an amount of funds pertaining to the face value is placed in a liability account, and wherein the financial transaction card has an actual value of zero, activating the financial transaction card by the user; and funding a funds pool for the financial transaction card with the funds from the liability account after the activation of the financial transaction card, wherein only funds from the funds pool is available for conducting a purchase.12-10-2009

David Ross Baumgartner, Iv, Parker, CO US

Patent application numberDescriptionPublished
20080301001BULK ACTIVATION OF PORTABLE CONSUMER PAYMENT DEVICES - Consumer Payment Device (PCPD)s, such as gift cards, can be bulk activated and thereby be made ready to use in a commercial transaction. The bulk activation is provided through a web service giving a user experience that includes an online interactive user interface that receives an order for PCPDs and a request to activate all PCPDs in the order. The respective accounts of the PCPDs in the order are funded upon activation and a fee is assessed for the activations. Thereafter, each activated PCPD can be used in a transaction with a merchant who submits the transaction to an acquirer for processing by a transaction handler who requests an issuer of the account of the PCPD to obtain payment for the transaction from the account corresponding to the PCPD.12-04-2008
20090299883Graduation function for stored value card - A stored value card and system provides a stored value card issued in the name of a cardholder and with an account associated with an issuer and a legal account holder. The legal account holder is initially a person or entity other than the cardholder. The legal account holder manages the account and is authorized to add funds to the account and the cardholder is authorized to use the funds in the account. As the account is being used, and account data is changing, the account data is compared to a plurality of triggering criteria. When a predetermined number of the triggering criteria are satisfied, the nature of the account is changed and the cardholder becomes the legal account holder who then manages and owns the funds in the account.12-03-2009

David Ross Mcgavin, Portage, MI US

Patent application numberDescriptionPublished
20080311151Vaccine For Periodontal Disease - The present invention relates to novel bacterial isolates identified by their 16S rRNA DNA, that cause periodontal disease in companion animals, polynucleotide sequences contained therein, polypeptides encoded by such polynucleotide sequences and vaccines comprising such bacteria, polynucleotides, or polypeptides. Also provided are methods for treating and preventing periodontal disease and kits for detecting and treating periodontal disease kits for detecting and preventing periodontal disease. In addition, methods for assessing the efficacy of a vaccine against periodontal diseases in an animal are provided.12-18-2008

Patent applications by David Ross Mcgavin, Portage, MI US

David Ross Parsnick, Amherst, NY US

Patent application numberDescriptionPublished
20090320520NITROGEN LIQUEFIER RETROFIT FOR AN AIR SEPARATION PLANT - A method is disclosed for increasing liquid production involving retrofitting an existing air separation plant with a nitrogen liquefier. The nitrogen liquefier liquefies a nitrogen-rich vapor stream withdrawn from the higher pressure column to return a nitrogen-rich liquid stream to the higher pressure column. This increases liquid nitrogen reflux to the higher pressure column to in turn increase the production of liquid oxygen containing column bottoms of the higher pressure column and therefore, the production of oxygen-rich liquid in the lower pressure column. The increased production of the oxygen-rich liquid allows a liquid oxygen product to be taken at an increased rate or for the liquid oxygen product to be taken in the first instance, if the plant is not designed to produce such a product. Also liquid nitrogen and argon products can be produced at an increased rate as a result of the retrofit.12-31-2009
20100071412METHOD AND APPARATUS FOR PRODUCING HIGH PURITY OXYGEN - A method and apparatus of producing high purity oxygen in connection with low purity liquid oxygen produced by a plurality of cryogenic air separation plants. The low purity liquid oxygen from the air separation plants is introduced into a distillation column of an auxiliary cryogenic rectification plant that is reboiled by nitrogen also produced by such the air separation plants. Nitrogen is separated from the low purity liquid oxygen to produce high purity liquid oxygen from residual liquid located in a bottom region of the distillation column that can be taken as a product. Optionally, an argon column can be connected to the distillation column to produce a liquid argon product stream.03-25-2010
20100313600METHOD AND APPARATUS FOR PRESSURIZED PRODUCT PRODUCTION - The present invention relates to a method and apparatus for producing a pressurized product stream product by cryogenic rectification. A main heat exchanger, used in the cryogenic rectification, warms a pumped product stream composed of oxygen-rich or nitrogen-rich liquid and thereby produces the pressurized product stream. Layers of the main heat exchanger are designed such that a reduction in the heat transfer area provided within the main heat exchanger for warming the pumped product stream occurs at a location at which the temperature of the pumped product stream exceeds either the critical or a dew point temperature of such stream. The reduction in heat transfer area leaves regions of the layers able to heat or cool another stream that is used in connection with the cryogenic rectification. Such other stream can be a refrigerant stream that allows the introduction of additional refrigeration to increase production of liquid products.12-16-2010
20110126585KRYPTON XENON RECOVERY FROM PIPELINE OXYGEN - A method and apparatus for producing a krypton-xenon-rich stream in which a pipeline oxygen stream is removed from an oxygen pipeline at ambient temperature and then distilled in a cryogenic rectification plant to produce the krypton-xenon-rich stream from a column bottoms of a distillation column. The plant can generate its own refrigeration by way of a heat pump loop incorporating an expander or, alternatively, refrigeration can be added by means of a liquid oxygen reflux stream introduced into the top of such distillation column.06-02-2011

Patent applications by David Ross Parsnick, Amherst, NY US