Patent application number | Description | Published |
20100199449 | BASTING BRUSH - The present invention provides a basting brush including a plurality of silicone bristles of varying size. | 08-12-2010 |
20100200602 | TRAVEL MUG - The present invention provides a travel mug that is easy to clean and allows a user to drink from any side of the mug. | 08-12-2010 |
20100213294 | Rasp and Cover - A rasp (grater) cover releasably covers either side of a rasp to protect a user from the grating elements when the rasp is not in use and to catch grated material when in use. The rasp has a head portion, grating surface portion with grating elements and a handle portion. The cover is sized and shaped to frictionally fit between ends of the head portion and handle portion. The cover is preferably transparent and includes measuring indicia. | 08-26-2010 |
20100326856 | Herb keeper - The present invention provides a herb keeper that allows a user to easily access the herbs, or other items, kept within it. | 12-30-2010 |
20110079155 | CORING DEVICE - A coring device is provided and in particular a coring device for coring cupcakes or similar food items. The coring device may comprise a body defining a channel therein; a plunger, received within the channel and configured to slide therein; and a flange, extending around at least a portion of the body. The body has a first and second end, at least one of which defines a cutting edge. The body and the flange may be a unitary construction. | 04-07-2011 |
20120139276 | ADJUSTABLE GRILL/GRIDDLE TONGS - There is provided a pair of tongs for grasping items, particularly food from a grill or griddle. Prongs are sized and space to fit between gaps in the cooking surface to slide under the food. The spacing may be adjustable to size the tongs for different sizes of grill/griddle spacing. For example, mounting ends of the prongs are coupled for rotation within an end of an arm. Gears between the prongs permit the turning of one prong when the other is rotated. The rotation adjusts the relative spacing between parallel elongate portions of the tongs. The spacing adjustment allows the prongs to fit grills with different size spacing. | 06-07-2012 |
20120153062 | FOOD GRATER - The present matter provides an improved grating surface and graters comprising an improved grating surface. The grating surface comprises one or more cutting blades extending outwardly from the grating surface each including a cutting edge, and at least one groove located on the grating surface and extending towards the cutting edge of the at least one cutting blade. The at least one groove can be located on the cutting blade surface and extend towards and into the cutting edge. The at least one grove can be formed by chemical etching techniques (e.g. in a grating surface of metal such as stainless steel). Grooves and cutting blades can be simultaneously formed. in a grating surface by chemical etching. | 06-21-2012 |
20130022725 | DETACHABLE FROZEN POP MOLDS - Provided is a detachable frozen pop mold for freezing edible fluids. The molds have vessels with cavities for holding the fluid. The mold vessels have connectors on their exterior sides for connecting a number of molds together. Molds can be detached and removed from the freezer either individually or in bunches as desired so that there are never empty frozen pop molds taking up space in the freezer. | 01-24-2013 |
20140319862 | TONGS WITH TEETH - There is provided a pair of tongs for grasping items comprising a pair of gripping ends, having a silicone and/or plastic exterior surface, where a first of the pair of gripping ends further comprises a set of metal teeth projecting toward the second of the pair of gripping ends. Each of the first and second of the pair of gripping ends may comprises a body core at least partially covered by a (silicone) coating. In one embodiment, teeth are embedded within a plastic core. In another, the core comprises a metal frame from which the teeth project. The set of teeth may be spaced from a periphery of the gripping end. The second of the pair of gripping ends may also comprise metal teeth projecting toward the first of the pair of gripping ends. | 10-30-2014 |
Patent application number | Description | Published |
20080249911 | METHODS AND APPARATUS FOR USING ASSIGNABLE FEE PROFILES TO DEFINE FEE STRUCTURES FOR REMITTANCE SERVICES - A method includes storing a plurality of service fee profiles. Each of the profiles is for associating a respective service fee level with each of a plurality of transaction amount tiers. The method further includes, after the storing step, selecting a pair of currencies. The pair of currencies includes a sender currency and a recipient currency. The method also includes assigning one of the stored service fee profiles to the selected pair of currencies to set up a service fee schedule for the selected pair of currencies. | 10-09-2008 |
20080249912 | FORMAT IN COMPUTER-PROVIDED USER INTERFACE FOR ENTERING TRANSACTION FEE STRUCTURE - Data entry fields for entering a transaction fee structure are laid out in a grid of rows and in three or four columns. Data entered in a field in the second column defines the end point amount for a tier of transactions and is automatically populated into the field in the first column in the next row to define the starting point for the next tier of transactions. Data entered into a field in the third or fourth column defines a fee level for the tier of transactions defined by the amounts in the fields in the same row and in the first and second columns. | 10-09-2008 |
20080249913 | METHODS AND APPARATUS FOR CHECKING ANTI-MONEY-LAUNDERING SUSPECT LIST TRANSACTION BY TRANSACTION - A method includes maintaining a list of individuals prohibited from receiving funds transfers, and receiving information from time to time for updating the list. The method further includes receiving a plurality of funds transfer requests over time. Each of the funds transfer requests specifies a respective recipient individual. In response to receiving each of the funds transfer requests, the respective recipient individual specified in the funds transfer request is compared with the updated list of individuals prohibited from receiving funds transfers. | 10-09-2008 |
20080249930 | INTERNATIONAL REMITTANCE SYSTEM BASED ON PAYMENT CARD ACCOUNTS WITH ACCESS BY MOBILE TELEPHONE - A funds transfer system includes a first mobile telephone operating company and a first financial institution which exchanges data communications regarding funds transfer requests with the first mobile telephone operating company. The system further includes a second mobile telephone company and a second financial institution. The system also includes a payment processing network operating company. The payment processing network operating company transfers funds from the first financial institution to the second financial institution to benefit a recipient who owns a mobile telephone served by the second mobile telephone operating company. | 10-09-2008 |
20080249935 | METHODS AND APPARATUS FOR FUNDS REMITTANCES TO NON-PAYMENT CARD ACCOUNTS USING PAYMENT CARD SYSTEM - A method includes receiving a funds transfer request. The request specifies a transaction amount, a destination bank account and a source payment card account. A response to the request includes initiating a payment transaction to transfer the transaction amount from the source payment card account to a payment card system settlement account that was established by a payment card system with an agent bank. The response to the request also includes issuing an instruction for the agent bank to transfer the transaction amount from the settlement account to the destination bank account. | 10-09-2008 |
20080249937 | PAYMENT CARD BASED REMITTANCE SYSTEM WITH DELIVERY OF ANTI-MONEY LAUNDERING INFORMATION TO RECEIVING FINANCIAL INSTITUTION - A request for a funds transfer is received from a first financial institution located in a first country. The request includes data that indicates the name and residential address of an individual who initiated the funds transfer. The funds transfer is routed from the first financial institution to a second financial institution located in a second country that is different from the first country. The routing of the funds transfer includes transmitting, to the second financial institution, the name and residential address of the individual who initiated the funds transfer. | 10-09-2008 |
20120016795 | INTERNATIONAL REMITTANCE SYSTEM BASED ON PAYMENT CARD ACCOUNTS WITH ACCESS BY MOBILE TELEPHONE - A funds transfer system includes a first mobile telephone operating company and a first financial institution which exchanges data communications regarding funds transfer requests with the first mobile telephone operating company. The system further includes a second mobile telephone company and a second financial institution. The system also includes a payment processing network operating company. The payment processing network operating company transfers funds from the first financial institution to the second financial institution to benefit a recipient who owns a mobile telephone served by the second mobile telephone operating company. | 01-19-2012 |
20120317030 | INTERNATIONAL REMITTANCE SYSTEM BASED ON PAYMENT CARD ACCOUNTS WITH ACCESS BY MOBILE TELEPHONE - Methods and systems for registering a remittance customer to facilitate international funds transfers are described. In an embodiment a first financial institution computer in a first country receives the name, residence address and a mobile telephone number of a remittance customer from a first mobile network operator (MNO), and also receives image data that corresponds to documentation verifying the remittance customer's identity and residence address. A new payment card account number is generated for the remittance customer and is stored along with the image data and first mobile telephone number. The remittance customer's mobile telephone number and new payment card account number is then transmitted to a translation server of a payment system used for transferring funds internationally. | 12-13-2012 |
20130282585 | PAYMENT CARD BASED REMITTANCE SYSTEM WITH DELIVERY OF ANTI-MONEY LAUNDERING INFORMATION TO RECEIVING FINANCIAL INSTITUTION - A request for a funds transfer is received by a sending financial institution (FI) located in a first country from a mobile network operator (MNO) for a recipient located in a second country. The funds transfer request includes the sender's mobile telephone number and transaction data, and the process includes translating the mobile telephone number into a sender's payment card account number, determining that the sender's payment card account can support the transfer amount, and transmitting the transaction data and the sender's payment card account number to a payment system. The sending FI receives a payment confirmation message that satisfies compliance with know your customer (KYC) information and anti-money laundering (AML) information requirements, and transmits a remittance confirmation message to the MNO. | 10-24-2013 |
20130346223 | PROCESSING POINT-OF-SALE TRANSACTIONS USING A MOBILE CARD AND MOBILE PHONE - In some example embodiments, a mobile card is determined to have been presented as payment in a point-of-sale (POS) transaction and a mobile phone is determined to be associated with the mobile card. A transaction request is then sent to a mobile phone and a transaction authorization is received from the mobile phone. The POS transaction is then authorized. | 12-26-2013 |
20140040123 | METHODS AND APPARATUS FOR FUNDS REMITTANCES TO NON-PAYMENT CARD ACCOUNTS USING PAYMENT CARD SYSTEM - Apparatus and methods for funds remittances to non-payment card accounts are described. An embodiment includes a processor receiving a funds transfer request specifying a transaction amount, a destination bank account and a source account, and determining that the destination account is not a payment card account. The processor then initiates a payment transaction routed from the source account via a payment card system network to a payment card system settlement account that has been established in an agent bank in the same country as the destination bank account. The processor stores an instruction file of transfer instructions for the agent bank to transfer the transaction amount from the payment card system settlement account to the destination bank account, and later transmits the instruction file to the agent bank. | 02-06-2014 |
20140156484 | METHODS AND APPARATUS FOR USING ASSIGNABLE FEE PROFILES TO DEFINE FEE STRUCTURES FOR REMITTANCE SERVICES - Methods, apparatus and systems for receiving a selection of a service fee profile option from a user and implementing it in an international remittance system. The process includes providing, by an administrative computer server to a user computer, a data entry page for defining a class of remittance transactions, receiving a selection that includes a sender country and currency and a recipient country and currency, wherein the sender country is different from the recipient country. The process also includes providing a plurality of service fee profiles to the user computer, receiving a user selection, transmitting a fee structure to the user computer, and receiving a confirmation to assign the selected service fee profile to the currency remittance channel. | 06-05-2014 |
20140379578 | METHOD AND SYSTEM FOR CONDUCTING ON-BEHALF ELECTRONIC FINANCIAL TRANSACTION - A method of conducting an electronic financial transaction over a payment network on behalf of a customer is provided using a payment application stored in a mobile device of a facilitator, the method including: receiving transaction details of the electronic financial transaction in the payment application from the customer; generating a transaction request for the electronic financial transaction based on said the transaction details received; and forwarding the transaction request to a payment gateway for processing to carry out the electronic financial transaction over the payment network, the payment gateway having stored therein account details of a payment card linked to the facilitator from which funds are authorized to be deducted or to which funds are authorized to be credited based on the transaction request to pay for or receive funds from the electronic financial transaction on behalf of the customer in exchange for the facilitator receiving cash payment from or providing cash to the customer. There is also provided a system for conducting an electronic financial transaction on behalf of a customer, and a computer program product, embodied in a non-transitory computer-readable storage medium, including instructions executable by a computing processor to perform the above method. | 12-25-2014 |
20150134514 | METHODS AND APPARATUS FOR FUNDS REMITTANCES TO NON-PAYMENT CARD ACCOUNTS USING PAYMENT CARD SYSTEM - Systems and apparatus for international funds remittances to non-payment card accounts are described. An embodiment includes a remittance request server having a storage device, an agent bank computer having a settlement account, a payment system gateway, an international payment card system, and a plurality of recipient bank computers. The remittance request server storage device stores instructions that causes the remittance request server to receive an international funds transfer request specifying a transaction amount, a source payment card account of a first country, and a destination bank account (which is not a payment card account) of a recipient bank located in a second country. The remittance request server transmits an international payment transaction, stores a funds transfer instruction as part of an electronic funds transfer file, and transmits the electronic funds transfer file on a periodic basis directly to the agent bank computer to cause the transaction amount to be transferred from the settlement account to the destination bank account. | 05-14-2015 |