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Carter, NC
Barry Howard Carter, Kinston, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20080206330 | Pharmaceutical Composition - Oral pharmaceutical formulations containing ditosylate salts of 4-quinazolineamines are described as well as methods of using the same in the treatment of disorders characterized by aberrant erbB family PTK activity. | 08-28-2008 |
Bernadette A. Carter, Raleigh, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20110277012 | SYSTEM FOR AUGMENTING ACCESS TO RESOURCES - The different illustrative embodiments provide a method, data processing system, and computer program product for managing access to resources. A number of access permissions of a first user to a number of resources in a computer system are provided to a second user in response to a presentation of first credentials for the first user to the computer system. A level of presence of the first user relative to the computer system and/or the second user is monitored. The number of access permissions of the first user to the number of resources in the computer system continues to be provided to the second user as long as a preselected level of presence of the first user is present. | 11-10-2011 |
| 20120005566 | ADDING A COMPREHENSION MARKER TO A SOCIAL NETWORK TEXT ENTRY - A computer implemented method provides dynamically altered versions of a comprehension marker for a social network text entry. A computer presents a comprehension marker for a text entry in a social network. The comprehension marker provides additional information to explain the text entry. Dynamically altered versions of the comprehension marker from other readers are then received and presented. | 01-05-2012 |
Bernadette A. Carter, Cary, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20090292686 | DISAMBIGUATING TAGS IN FOLKSONOMY TAGGING SYSTEMS - Allowing users of a folksonomy tagging system to use any phrase they feel is relevant to the resource can lead to ambiguities within the system. For example, a user may tag a picture of a gift with the keyword “bow”. Another user may tag a picture of a bow and arrow with the keyword “bow”. This may cause a problem for someone searching with the keyword “bow” when looking for information about making a bow for a gift. The user looking for gift bows does not want to see search results for bows and arrows. Functionality can be implemented in a folksonomy tagging system to disambiguate tags by associating them with definitions. Associating ambiguous tags with appropriate definitions will increase search accuracy for users of folksonomy tagging systems, thus allowing users to find relevant information more efficiently. | 11-26-2009 |
| 20090307345 | AUTOMATED DIGITAL MEDIA CONTENT FILTRATION BASED ON RELATIONSHIP MONITORING - An apparatus, system, and method are disclosed for automated digital media content filtration based on relationship monitoring. The method determines a plurality of user relationships based at least in part on an online association between a user and a content producer. The method monitors each user relationship with each content producer for a relationship interaction between the user and the content producer. Furthermore, the method also identifies digital media content published by a content producer having a relationship with the user. A determined relevancy may be based on a strength factor derived at least in part on monitored relationship interactions between the user and the content producer that published the digital media content. The digital media content is presented to the user, with that having a greater relevancy weight having a higher priority than other digital media content available to the user from other content producers. | 12-10-2009 |
| 20100005106 | ASSISTING USERS IN SEARCHING FOR TAGGED CONTENT BASED ON HISTORICAL USAGE PATTERNS - A tagging event can be detected where a software entity is associated with a tag resulting from a user interaction. At least one situational attribute relating to the tagging event can be automatically determined. The one or more situational attribute can be stored in a data repository so that the stored situational attribute is associated with the tag. The detecting, determining, and storing can be repeated for a set of different tags, each associated with a software entity. A search of tagged software entities can be conducted. The results of the search can be modified based at least in part upon the stored situational attributes of the tagged software entities. | 01-07-2010 |
| 20100036888 | METHOD AND SYSTEM FOR MANAGING TAGS - A method and system manage one or more tags for an item. The tags reside in a datastore. The method and system include associating the tag with at least one expiration condition and determining whether the at least one expiration condition has been met. If the expiration condition(s) have been met, then corrective action is taken for the tag while retaining the at least one item. | 02-11-2010 |
| 20100037141 | ENHANCING USER INTERACTION BY DISPLAYING IMAGES FROM A NETWORK - In a user-interactive method and system, a display application for enhancing user interaction over a network is provided. The method includes receiving preference information from a first user, the preference information indicating at least one type of image the first user wishes to view. In response to a network interaction being established between at least the first user and a second user, the method further includes retrieving a plurality of images associated with the second user based on the preference information. The method further includes displaying the plurality of images based on the preference information. | 02-11-2010 |
| 20100088364 | SOCIAL NETWORKING ARCHITECTURE IN WHICH PROFILE DATA HOSTING IS PROVIDED BY THE PROFILE OWNER - Social networking content can be served to a set of social networking users. The served social networking content can include semantic content associated with specific ones of the social networking users. The semantic content can be shared among different ones of the social networking users during the serving. At least a portion of the semantic content can be stored within a local data store associated with a computing device of the specific user to whom the semantic content applies. | 04-08-2010 |
| 20110153619 | PERSONALIZED CONTENT LINKS - Content with personalized content links are published at a server. The content and specified content characteristics of the content are received at the server. In addition, potential reader's personalization indicators are received by the server. The content is linked with the specified content characteristics and the potential reader's personalization indicators. The content is then published at the server. | 06-23-2011 |
| 20110153768 | E-MEETING PRESENTATION RELEVANCE ALERTS - Electronic meeting relevance alerts that include receiving, by a processing device, metadata related to an electronic meeting, comparing, by the processing device, the metadata with preferences of an attendee invited to the electronic meeting to determine a relevancy of the metadata to the attendee, and sending, by the processing device, a notification to the attendee responsive to the relevancy of the metadata to the attendee. | 06-23-2011 |
Bernadette Alexia Carter, Cary, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20090293017 | System and Method to Assist in Tagging of Entities - A method to assist in tagging an entity includes a user selecting at least one threshold for the user's activity of at least one entity; monitoring user activity of the at least one entity; and when the at least one threshold is reached, automatically suggesting or recommending to the user that the at least one entity be tagged. The user has the option to tag or not tag the at least one entity. Usage data is associated with a tagged entity. | 11-26-2009 |
| 20100274889 | AUTOMATED FEED READER INDEXING - An incoming web feed received from a web feed document server is monitored for changes associated with a web feed document. A change associated with the web feed document is determined to have occurred. A priority is assigned to the change associated with the web feed document based upon a ranking criterion. The change associated with the web feed document is stored with the assigned priority to a memory. This abstract is not to be considered limiting, since other embodiments may deviate from the features described in this abstract. | 10-28-2010 |
Bernadette Alexia Carter, Raleigh, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20120110463 | Application Recommendation - A method for application recommendation performed by a computerized application recommendation system includes receiving usage data for applications within a category of applications from a plurality of users, and providing a first user with a recommendation for a first application in the category of applications based, at least in part, on a change in the usage data. A computerized application recommendation system includes a processor and a memory. The processor is configured to receive usage data for applications in a category of applications from a plurality of users, and provide a first user with a recommendation for a first application in the category of applications based, at least in part, on a change in the usage data. | 05-03-2012 |
Brent Walker Carter, High Point, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20080202540 | Cigarette Customization Apparatus and Associated Method - An apparatus for customizing an as-formed cigarette is provided, wherein the as-formed cigarette has a cylindrical rod configuration defining a longitudinal axis, and includes a filter rod portion and a contiguous tobacco rod portion. Such an apparatus comprises a feeder unit configured to feed an as-formed cigarette, from a plurality of as-formed cigarettes, to a register position. An imprinting unit is configured to interact with the as-formed cigarette in the register position so as to imprint at least one of an alphanumeric character and a graphical character thereon. An associated method is also provided. | 08-28-2008 |
| 20090194118 | SYSTEM FOR ANALYZING A FILTER ELEMENT ASSOCIATED WITH A SMOKING ARTICLE, AND ASSOCIATED METHOD - A system and associated method for analyzing a filter element of at least one of a filter rod and a smoking article is provided. At least one sensor element is adapted to interact with the filter element so as to determine an object insertion status with respect thereto and to generate an output signal in response. The object insertion status includes at least one of an object presence within the filter element, an object absence from the filter element, a proper insertion of an object into the filter element, a defective insertion of an object into the filter element, a proper object within the filter element, and a defective object within the filter element. An analysis unit is in communication with the at least one sensor element and responsive to the output signal therefrom to generate an indicia corresponding to the object insertion status. | 08-06-2009 |
| 20100186351 | Method and apparatus for customizing cigarette packages - An apparatus for customizing a cigarette package is provided, wherein the cigarette package is configured to receive a plurality of as-formed cigarettes therein. Such an apparatus comprises a feeder unit configured to feed one of a plurality of cigarette packages to a register position. An imprinting unit is configured to interact with the cigarette package in the register position so as to imprint at least one of an alphanumeric character and a graphical character thereon. An associated method is also provided. | 07-29-2010 |
| 20100192962 | EQUIPMENT AND ASSOCIATED METHOD FOR INSERTION OF MATERIAL INTO CIGARETTE FILTERS - Filter rods for use in the manufacture of cigarette filter elements are provided, with each rod having a longitudinal axis and incorporating a generally longitudinally extending filter material and a generally longitudinally extending strand within that filter material. A filter making unit receives a continuous supply of a filter material, and forms the filter material into a gathered composite having a continuous cylindrical shape. A continuous supply of a strand (e.g., colored thread) is provided and is introduced into the filter material gathered composite in the tongue of the filter making unit. The filter material and continuous strand positioned therein are formed into a continuous rod having the strand material laterally positioned within that rod, and the continuous rod is subdivided at pre-determined longitudinal intervals to provide a plurality of rod portions. | 08-05-2010 |
Calvin Carter, Durham, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20080257262 | Susceptor Designs for Silicon Carbide Thin Films - A susceptor is disclosed for minimizing or eliminating thermal gradients that affect a substrate wafer during epitaxial growth. The susceptor includes a first susceptor portion including a surface for receiving a semiconductor substrate wafer thereon, and a second susceptor portion facing the substrate receiving surface and spaced from the substrate-receiving surface. The spacing is sufficiently large to permit the flow of gases therebetween for epitaxial growth on a substrate on the surface, while small enough for the second susceptor portion to heat the exposed face of a substrate to substantially the same temperature as the first susceptor portion heats the face of a substrate that is in direct contact with the substrate-receiving surface. | 10-23-2008 |
Craig A. Carter, Statesville, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20100146685 | FORCED-AIR PROTECTIVE APPARATUS - An article for protecting a wearer's eyes from air-entrained particulate matter in close proximity to the eyes includes a frame, a conduit and a connector. The frame is to be placed on the head at least partially encircling the eyes of the wearer. The conduit is supported by the frame and includes a discharge outlet therein for discharging a gas under pressure into the area forward of the wearer's eyes to form a zone of relatively high pressure and propel particulate matter away from the eyes. The connector is carried by the conduit for connecting the conduit to a pressurized source of gas. An apparatus for protecting an aperture from air-entrained particulate matter includes a frame, a conduit, and a connector. | 06-17-2010 |
David Carter, Asheville, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20090252599 | RING SEALS FOR GAS SEALING AND VIBRATION DAMPING - A connection device for connecting two turbine housings ( | 10-08-2009 |
Edward H. Carter, Raleigh, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20090070176 | METHOD, SYSTEM AND PROGRAM PRODUCT FOR MANAGING FULFILLMENT OF ORDERS - A method, system and program product for optimally managing fulfillment of orders that are channeled through a diversified manufacturing environment that utilizes different process models, product nomenclatures and communication methods. The method includes sending by a contemporary fulfillment application to a legacy application a scheduling request for an order that includes a code recommending that the order is deemed eligible for fulfillment by a specific manufacturing site. The method further includes returning by the legacy application a scheduling response providing scheduling information for the order and confirming that the order is to be fulfilled by the specific manufacturing site. The method further includes transmitting a shipment request by the contemporary fulfillment application to a contemporary production application for routing delivery of the order to the specific manufacturing site and receiving a shipment response from the contemporary production application providing a delivery status of the order. | 03-12-2009 |
Jack A. Carter, Greensboro, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20100184878 | POLYURETHANE FOAMS COMPRISING OLIGOMERIC POLYOLS - The invention relates to polyurethane foams comprising oligomeric polyols. In embodiments of the invention, the polyurethane foams comprise the reaction product of: (a) a polyisocyanate; and (b) an active-hydrogen containing composition comprising an oligomeric polyol having a hydroxyl number of about 45 to about 65 mg KOH/g, a number average hydroxyl functionality (Fn) of less than about 2.7, and about 40% weight or greater oligomers. The polyurethane foams of the invention may be slabstock foams or molded foams. Also disclosed are low odor polyols and polyurethane compositions. | 07-22-2010 |
| 20100261805 | OLIGOMERIC POLYOLS FROM PALM-BASED OILS AND POLYURETHANE COMPOSITIONS MADE THEREFROM - The invention relates to oligomeric polyols that are made from palm-based oils and to polyurethane compositions comprising the oligomeric palm-based polyols. Oligomeric polyols of the invention comprise a ring-opened and oligomerized epoxidized palm-based oil composition comprising about 40% wt. or greater oligomers, a hydroxyl number of about 65 or less, a number average hydroxyl functionality (f | 10-14-2010 |
Jeff Carter, Charlotte, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20100057574 | BUDGET ENVELOPE CREDIT CARD - Apparatus and methods for providing a budget envelope credit card are provided. An apparatus according to the invention may include a budget envelope credit card software engine and a rewards software engine that provides a reward scheme for use by the budget envelope credit card engine, the rewards scheme that defines a reward frequency. | 03-04-2010 |
Lisa L. Carter, Durham, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20100159911 | REMOTE LOCKING ARRANGEMENTS FOR ELECTRONIC DEVICES - The invention broadly contemplates locking methods and arrangements for electronic devices, including laptop personal computing (PC) devices. The invention provides methods and arrangements for authorizing remote devices, such as cellular phones, to control the locking of electronic devices, such as laptop PCs. After receipt of a lock message from an authorized device at a guaranteed buffer, the laptop PC becomes locked such that only an authorized user may enable the functionality of the device. | 06-24-2010 |
Lisa Louise Carter, Durham, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20110113367 | APPARATUS AND METHOD FOR PROVIDING OPTIONS TO CUSTOMIZE SETTINGS FOR USER MESSAGING - A method for displaying various types of messages received from a network to which an information handling system, such as a computer, is connected. A selection is made from a list of application programs installed on the system as to whether or not messages are displayed when selected ones of the application programs are running on the system. A message display system can be operated by preventing display of messages when the display of the system is in a particular mode, such as one of full screen mode or presentation mode. A selection may be made as to which types of messages are to be displayed. Only those types of messages that are selected are displayed on a display of the system. A medium can have code thereon for causing a system to implement the method. An information handling system, such as a computer, can have a processor and memory for storing instructions to implement the method. | 05-12-2011 |
Matthew P. Carter, Dobson, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20080208129 | INJECTION TUBE FOR CATHETER DEVICES - A medical device is provided including a catheter shaft having a lumen extending therethrough with a splittable wall portion along a side of the lumen, and a tube that extends through at least a portion of the lumen and is configured to provide a patent path of fluid communication. | 08-28-2008 |
| 20080242932 | Endoscopic Securing System - An endoscopic securing system for use with a cap member disposed on the distal end of an endoscope, the securing system including a tether and a safety coupling. The safety coupling is attached around the body of an endoscope and is coupled to the cap member by the tether to prevent distal movement or dislodgment of the cap member. When the system is placed onto an endoscope, the tethers extend axially along the endoscope to the safety coupling. The clamp can also be disposed proximally adjacent to a ridge on the endoscope to prevent the safety coupling from moving distally toward the cap member. | 10-02-2008 |
| 20090018500 | BALLOON CATHETER WITH DEFLATION MECHANISM - A balloon catheter including an inflatable balloon affixed to a catheter. The proximal end of the balloon is fixedly connected to the distal end of the catheter, and the distal end of the balloon is supported by stiffening member that extends distally from the distal end of the catheter and through the interior of the balloon. The distal end of the catheter comprises one or more apertures that are in fluid communication with an inflation lumen extending through the catheter. A deflation mechanism is disposed about the stiffening member and is configured to facilitate the flow of an inflation fluid through the interior volume of the balloon and towards the aperture. | 01-15-2009 |
| 20090024087 | BALLOON FOLDING CONTROL MECHANISM - A balloon catheter including an inflatable balloon affixed to a catheter. The proximal end of the balloon is affixed to the distal end of the catheter so as to provide an air tight seal there between. A stiffening member extends distally of the distal end of the catheter and forms a slip joint connection with the distal end of the balloon to permit the distal end of the balloon to axially move or translate relative to the distal end of the catheter. The slip joint allows the axial length of balloon to change during inflation or deflation without transferring tensile or compressive forces between the balloon and the catheter. A balloon folding control mechanism is disposed about the portion of the stiffening member traversing the interior of the balloon, and is configured to promote refolding of the balloon into a predetermined and desired folding configuration upon deflation. | 01-22-2009 |
| 20100121426 | Stent Introducer System - A stent delivery system for positioning a first and second stent the first and second branch lumens of a bifurcation. The stent delivery system includes stent introducers and a sheath or catheter having a frangible wall. A method of delivering stents to anatomies such as bifurcated ducts or vessels. | 05-13-2010 |
| 20110184345 | ERCP Catheter with a Removable Handle for Lithotriptor Compatible Basket - An ERCP catheter having a removable handle for a lithotriptor compatible basket is disclosed. The removable handle allows the catheter and handle assembly to be removed, leaving the basket in place within the duct and facilitates the use of a lithotriptor for mechanically crushing stone captured in the basket. | 07-28-2011 |
Michael Carter, Clayton, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20090015434 | ENHANCED AC IMMUNITY IN GROUND FAULT DETECTION - A method for reducing the occurrence of false ground fault detections in a central office terminal is provided. The method includes generating a no-fault signal when no ground current is detected, delaying generation of a fault signal when ground current is detected at least for the duration of an expected pulse in AC induced signal, and when the ground current persists for a sufficient period, generating a signal indicating a fault condition. | 01-15-2009 |
Michael Ray Carter, Charlotte, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20080318064 | LOW-GLOSS DRY-ERASE COATING FORMULATION - An EB (electron beam) or UV (ultra violet) curable, low-gloss, dry-erase coating formulation for static and electronic whiteboards is disclosed. The coating contains an acrylate silica blend, an aliphatic urethane acrylate or a polyester acrylate, a polyfunctional reactive diluent and at least one photoinitiator. | 12-25-2008 |
| 20090017313 | Low-Gloss Anti-Graffiti Surface for Electronic White Boards - The present invention is an electronic whiteboard having a low-gloss surface with anti-graffiti properties. | 01-15-2009 |
| 20110256322 | Low-Gloss Dry-Erase Coating Formulation - An EB (electron beam) or UV (ultra violet) curable, low-gloss, dry-erase coating formulation for static and electronic whiteboards is disclosed. The coating contains an acrylate silica blend, an aliphatic urethane acrylate or a polyester acrylate, a polyfunctional reactive diluent and at least one photoinitiator | 10-20-2011 |
Nick Carter, Mooresville, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20110159063 | Method of Cleaning Using An Anti-Microbial Nonwoven Wipe - The present invention is directed to a method of cleaning a hard surface with a nonwoven anti-microbial hard surface wipe, and more specifically to an anti-microbial hard surface wipe that more readily releases a disinfectant or anti-microbial agent, that includes coating a nonwoven wipe having a fibrous nonwoven substrate with a non-ionic and cationic binder mixture to provide a first coated nonwoven wipe, coating the first coated nonwoven wipe with a cationic dual quaternary ammonia anti-microbial agent to provide a second coated nonwoven wipe, providing a water source, and introducing the second coated nonwoven wipe to the water source wherein the cationic dual quaternary ammonia anti-microbial agent is readily released upon the second coated nonwoven wipe being introduced to the water source. | 06-30-2011 |
Ron Carter, Matthews, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20110169308 | CHILD'S CAR SEAT ASSEMBLY ENABLING ACCESS TO GAMING AND COMMUNICATIONS - A child's car seat assembly includes built-in components enabling wireless gaming applications. A child's car seat assembly includes built-in components enabling two-way, person-to-person communications. A child's car seat assembly includes built-in components enabling both wireless gaming applications and two-way, person-to-person communications. The child's car seat assembly of the invention is intended for use with an infant or toddler. | 07-14-2011 |
Royston E. Carter, Durham, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20100071092 | METHODS AND GENETIC CONSTRUCTS FOR MODIFICATION OF LIGNIN COMPOSITION OF CORN COBS - Expression cassettes causing specific regulatory control of transgene expression in plants, wherein the expression cassettes include regulatory sequences from the MADS gene family for expression of recombinant gene products in the reproductive tissue of plants for the purpose of generating maize plants with altered lignin content of the cobs. | 03-18-2010 |
Russell M. Carter, Wilmington, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20090293425 | SYSTEMS FOR MONITORING AND CONTROLLING USAGE OF MATERIALS - Material usage tracking systems for monitoring and optimizing usage of stretch film on a stretch wrapping machine is provided. A system includes a rotary encoder collar securable to a pre-stretch roller of a stretch wrapping machine and a proximity sensor securable proximate to the rotary encoder collar. Upon installation, the proximity sensor measures the revolutions of the pre-stretch roller when the stretch wrapping machine is wrapping a product or pallet. The system also includes a controller in communication with the proximity sensor. The controller converts the revolutions of the pre-stretch roller to measurements of the amount of stretch film pulled off a film roll in the stretch wrapping machine based on data received from the proximity sensor. Different uses for the data collected by the material usage tracking system and different ways of presentation of the data are also provided. | 12-03-2009 |
Samuel Jeff Carter, Charlotte, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20090152343 | AUTHENTICATION METHODS FOR USE IN FINANCIAL TRANSACTIONS AND INFORMATION BANKING - A method for conducting a financial transaction can be used by a person using a mobile device to conduct the transaction. The mobile device receives information related to the person that can be used for authentication purposes, such as a PIN or biometric data. The mobile device then authenticates the person by verifying the information received. If the person is authenticated, the transaction is completed using the mobile device, and if the person is not authenticated, the transaction is prevented. | 06-18-2009 |
| 20090157454 | TRANSACTION CONTROL METHODS FOR USE IN FINANCIAL TRANSACTIONS AND INFORMATION BANKING - A method for conducting a financial transaction involves a person using a mobile device. The mobile device accesses information regarding the proposed financial transaction and determines, based on that information, whether the proposed transaction is permissible according to pre-set preferences associated with the person. Some of these preferences may be controllable by the person, and other preferences may be only partially controllable or not controllable by the person. The proposed transaction is denied if it is determined not to be permissible, and the proposed transaction is allowed if it is determined to be permissible. If the transaction is denied, the person may be presented with the option of changing the preferences, and authentication may be necessary to do so. | 06-18-2009 |
| 20090157560 | INFORMATION BANKING AND MONETIZATION OF PERSONAL INFORMATION - Information related to a person can be processed and monetized according to several methods. The person is provided control over monetization of information that is related to him or her. This information may be received and stored by a storage entity, such as an information bank. Upon confirmation of a purchase agreement between the person and a purchaser, the information is made available to the purchaser, and the person receives value in exchange for the information. The information may be collected and stored for later bulk or incremental monetization at the control of the person. | 06-18-2009 |
| 20100241573 | Conducting Customized Market Surveys with Transactional Data - Systems and methods for consumer participation in a marketing survey and for development of marketing solicitations by corporate clients based on consumer transactional/demographic data are described. An individual seeking to participate in a marketing survey may first choose to be included in a database containing many surveys that have been added by corporate sponsors. The system may select a willing consumer for participation in the survey based on predefined preferred data metrics. Upon participation, the consumer may also receive a reward in the form of a cash payment or gift, which the system may credit directly to the consumer's bank account and/or to the consumer's account with a corporate affiliate. In addition, the platform may be used to generate marketing contact lists based on consumer demographic and transactional data for a corporate client. | 09-23-2010 |
| 20110313872 | INFORMATION BANKING - A method for conducting a financial transaction can be used by a person using a mobile device to conduct the transaction. The mobile device receives information related to the person that can be used for authentication purposes, such as a PIN or biometric data. The mobile device then authenticates the person by verifying the information received. If the person is authenticated, the transaction is completed using the mobile device, and if the person is not authenticated, the transaction is prevented. | 12-22-2011 |
Seth Carter, Advance, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20110060671 | METHOD AND SYSTEM FOR AN INTEGRATED APPROACH TO COLLECTIONS CYCLE OPTIMIZATION - Methods and systems are provided for an integrated approach to collections cycle optimization including optimizing personnel, communications, and collection resolutions, resulting in reducing the variability of the collections cycle, reducing instances of foreclosure in collections, while increasing borrower satisfaction with the collections process. Candidate loan officers are selected based on behavioral attributes, personnel history, and human resources information, among other factors. Scripts that improve the effectiveness of communication between loan collection staff and borrowers are generated. An optimized collection program to best suit the needs of a particular borrower is determined. | 03-10-2011 |
Thomas G. Carter, New Bern, NC US
| Patent application number | Description | Published |
|---|---|---|
| 20110220641 | Water Treatment Pressure Vessel Having Internal Conical Distributor Plates - A pre-manufactured fiberglass reinforced plastic (“FRP”) tank may be fitted with one or more conical internal diffuser plates (also termed nozzle plate, filtration plate, or chamber separator plate). To insert the diffuser plate into the FRP tank, a plastic liner is cut perpendicular to the axis of the tank and along the tank sidewall so as to allow complete access to the inside of the tank. The cut results in two opposing and substantially equal surfaces that mate with weld grooves on the diffuser plate. The first opposing face is welded to the mating weld groove on one side of the diffuser plate while the other opposing face is welded to the mating weld groove on the other side of the diffuser plate. The weld creates a hermetic seal between the interior of the tank and the exterior along both welds. The FRP tank may be cut a second time, or more times, to install additional diffuser plates as required. Each diffuser plate has a wall section that now becomes an extension of the tank sidewall and completes the liner. One or more riser tubes can be installed through central openings in the diffuser plate(s) to provide for ingress and egress of liquid from the FRP tank. | 09-15-2011 |