| Patent application number | Description | Published |
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| 20090006954 | UNIFIED USER EXPERIENCE USING CONTEXTUAL INFORMATION, DATA ATTRIBUTES AND DATA MODELS - Various implementations are described herein for providing unified user experiences using data attributes and data models. By referencing structural information of data attributes included in data models, users are able to interact with and/or view related data stored in different databases. Contextual information for the different databases, data attributes, and data models provide a seamless unified user experience when running reports, scripts, web controls and so forth associated with the related data. | 01-01-2009 |
| 20110219154 | ABSTRACT PROTOCOL INDEPENDENT DATA BUS - An abstraction layer (e.g., transport) between consumer logic (e.g., presentation) and provider logic (e.g., business) that makes composition of, for example, many presentation technologies to many business logic data providers possible without imposing strict interface boundaries to each. The abstraction layer can be an abstract transport data model bus that provides serialization, transformation, and transport services. A core concept of the data access library implementation is a transmittable data object based on a flexible property bag data structure and abstract type system. Pluggable data providers declare the associated data model, and pluggable consumer clients declare the data model consumed (a many-to-many implementation). In other words, declarative (codeless) combinations of front ends and back ends are employed. Moreover, the abstraction layer is hidden from the developer. | 09-08-2011 |
| 20110258596 | PLATFORM INDEPENDENT PRESENTATION COMPOSITION - Architecture that includes a platform independent, configuration driven, presentation composition engine. The composition engine that allows dynamic generation of multiplatform user experience (UX) based on a data contract. By composition, the user can select the parts, interactions, and constraints between the interaction and parts, as well as the placement with respect to each other. The UX is dynamically composed from components that are targeted to particular data classes. At runtime, platform dependent component implementations are automatically selected by the engine based on the execution platform of the composition host. A user can create or customize the UX without writing code by composing from a wide variety of presentation widgets that access a wide variety of data sources that can work on many platforms. Compositions are targeted to both a data class and presentation type and can be either predefined or generated. | 10-20-2011 |
| Patent application number | Description | Published |
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| 20090083189 | SECURING PAYMENT DATA - The claimed subject matter relates to an architecture or arrangement that can limit access to sensitive information by means of encryption. In particular, data obtained from a payment instrument at, e.g., a Point-Of-Sale (POS) location can be encrypted at an early stage such that a POS (or another) application does not have access to the data in an unencrypted form and/or does not have access to a means for decrypting the data. For example, a Public Key Infrastructure (PKI) arrangement can be employed such that a back-end payment processor can define encryption algorithms, associate itself with a public key, and maintain a private key for decryption. The public key can be delivered to the POS location and employed for data encryption, and, moreover, the PKI can be regulated by the more trusted parties. | 03-26-2009 |
| 20110264587 | SECURING PAYMENT DATA - The claimed subject matter relates to an architecture or arrangement that can limit access to sensitive information by means of encryption. In particular, data obtained from a payment instrument at, e.g., a Point-Of-Sale (POS) location can be encrypted at an early stage such that a POS (or another) application does not have access to the data in an unencrypted form and/or does not have access to a means for decrypting the data. For example, a Public Key Infrastructure (PKI) arrangement can be employed such that a back-end payment processor can define encryption algorithms, associate itself with a public key, and maintain a private key for decryption. The public key can be delivered to the POS location and employed for data encryption, and, moreover, the PKI can be regulated by the more trusted parties. | 10-27-2011 |
| Patent application number | Description | Published |
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| 20080223918 | PAYMENT TOKENS - Systems and methods of payment processing via employing a payment token(s) that is supplied to smart portable devices, which are carried by customers. Such a token can be in form of a unique identifier(s) (which is generated by an issuing bank and received by the smart portable devices), and is associated with a payment amount for a merchant. Moreover, the point of sale (POS) terminal can accept the token offline, and hence a requirement for availability of communication between the POS and a payment processor/issuing bank can be mitigated. | 09-18-2008 |
| 20080228566 | PROCESSING COUPONS WITH PAYMENTS - Systems and methods that combine coupon processing with payment processing (e.g., a credit/debit card transaction). Payment processing entities can function as the coupon clearinghouse between coupon issuers and merchants. Accordingly, processing costs can be mitigated as coupons are no longer processed separately from other tenders, (e.g., coupons can be processed same manner electronic transactions related to payments are processed, and by the same service provider. | 09-18-2008 |
| 20080228567 | ONLINE COUPON WALLET - Systems and methods that electronically redeem coupons via an online storage component, which stores coupon data for a consumer and regardless of which issuer has issued the coupon. Such online storage medium can store coupons online (e.g., in a single location) without being tied to a particular service, and can readily provide redemption (e.g., an automatic redemption). The consumer and other retail entities (e.g., coupon issuers, merchants, and the like) can populate the online storage medium periodically, or in response to predetermined events (e.g., physical location of consumer, associated demographics, and the like.) | 09-18-2008 |
| 20080228568 | DELIVERY OF COUPONS THROUGH ADVERTISEMENT - Systems and methods that supply associations between advertisements—and—relevance of coupons for customers. Accordingly, the customer is empowered to interact with an advertising system, and the coupons obtained are considered desirable by the customer (e.g., non-spam). The advertisement system includes a presentation component (which presents advertisement to customers); a contextualization component (which analyzes context of purchase related to the advertisement such as location, profile, and basket of the customer), and a dispenser component (which dispenses the coupons based on customer initiation—e.g., pressing a button). | 09-18-2008 |
| 20090055322 | REMOVABLE MODULE IN PERSONAL HANDHELD DEVICES FOR PERSONAL INFORMATION EXCHANGE - A personal information exchange module in a standardized form is used as a plug-in to a personal handheld device for information exchange such as financial transactions, facility access, medical information exchange, and the like while protecting sensitive code and data associated with the module by separating those from the operating environment of the personal handheld device. Functional capabilities of the module may also be adjusted based on available power from the personal handheld device. | 02-26-2009 |
