Patent application number | Description | Published |
20130144770 | ALERT GENERATION BASED ON A GEOGRAPHIC TRANSGRESSION OF A VEHICLE - A method of associating a geospatial boundary area with a vehicle currently having a security interest, determining that the vehicle currently having the security interest has transgressed the geospatial boundary area, and generating an alert communication to a party having the security interest in the vehicle based on the transgression is disclosed. Also disclosed is the comparison of geo spatial data received from a transmitter installed within the vehicle with a predetermined event specified by a lender or provider and dynamically generated using the geospatial data, to make a determination of a predictive indicator of default, delinquency, or loss of value of an asset. | 06-06-2013 |
20130144771 | ALERT GENERATION BASED ON A GEOGRAPHIC TRANSGRESSION OF A VEHICLE ASSOCIATED WITH A COLLATERAL - A method of associating a geospatial boundary area with a vehicle, determining that the vehicle has transgressed the geospatial boundary area, and generating an alert communication to a party having a security interest in at least one of the vehicle and an ancillary collateral based on the transgression is disclosed. Also disclosed is the comparison of geospatial data received from a transmitter installed within the vehicle with a predetermined event specified by a lender or provider and dynamically generated using the geospatial data, to make a determination of a predictive indicator of default, delinquency, or loss of value of an asset. | 06-06-2013 |
20130144805 | GEOSPATIAL DATA BASED MEASUREMENT OF RISK ASSOCIATED WITH A VEHICULAR SECURITY INTEREST IN A VEHICULAR LOAN PORTFOLIO - A method of geospatial data based assessment of a vehicular security interest in a vehicular loan portfolio is disclosed. The method may involve permitting a party having a vehicular security interest and/or a party interested in acquiring the vehicular security interest and/or a vehicular loan portfolio access to dynamically determined vehicle location and pattern of usage information associable with the vehicle through a geospatial positioning device within the vehicle. A risk scoring methodology may be developed that may contribute to the assessment of the financial value of the vehicular security interest and/or the vehicular loan portfolio when there is a match between an event and the location and pattern of usage information associable with the vehicle. Subsequently, a risk score associated with the vehicular security interest and/or the vehicular loan portfolio based on the risk scoring methodology may be generated. | 06-06-2013 |
20130159214 | VEHICULAR GEOSPATIAL DATA BASED MEASUREMENT OF RISK ASSOCIATED WITH A SECURITY INTEREST IN A LOAN/LEASE PORTFOLIO - A method includes receiving, at a tracking server, geospatial location data of a vehicle at various points in time from a transmitter installed therein. The vehicle is associated with a borrower in a loan agreement or a lease agreement with a lending institution with regard to an asset. The method also includes determining a location of the vehicle and a pattern of usage thereof based on the geospatial location data received, permitting a financial entity server associated with the lending institution access to the location of the vehicle and the pattern of usage thereof, and determining an event based on the location of the vehicle and the pattern of usage thereof. Further, the method includes generating, through the tracking server, a risk score associated with a security interest in the asset and/or a loan/lease portfolio related to the asset based on a risk scoring methodology implemented therein. | 06-20-2013 |
20130185193 | FRAUD MINIMIZATION AND ANALYTICS THROUGH GEOSPATIAL COMPARISON OF VEHICLE LOCATION AND TRANSACTION SITUS - A method comprising determining that a transaction associated with a purchase of a fuel of a vehicle equipped with a geospatial positioning device is associated with a unique identifier of a fuel card is disclosed. The method may comprise comparing a present geospatial location of the vehicle with a situs where the transaction associated with the purchase of the fuel of the vehicle is determined when a distance between the vehicle and the situs where the transaction associated with the purchase of the fuel of the vehicle occurs is within a threshold limit. The method may also comprise generating an alert communication to a party based on a transgression of the vehicle from the threshold limit. | 07-18-2013 |
20140052605 | CONDITIONALLY PERMITTING ACCESS OF TRACKED GEOSPATIAL LOCATION DATA OF A VEHICLE OF A BORROWER BY A LENDING INSTITUTION - A method includes receiving, at a tracking server, geospatial location data of a vehicle at various points in time from a transmitter installed in the vehicle. The vehicle is associated with a borrower in a loan agreement or a lease agreement with a lending institution. The method also includes permitting a financial entity server associated with the lending institution access to the geospatial location data at the tracking server upon the vehicle exceeding one or more threshold parameter(s) related to the geospatial location data stored thereat and/or the borrower exceeding a threshold parameter related to the loan agreement or the lease agreement stored at the financial entity server. | 02-20-2014 |
20140074692 | APPLICATION OF A VALUE DATA TO A PROFILE OF A VEHICLE BASED ON A LOCATION OF THE VEHICLE - A method, apparatus and system related to an application of a value data to a profile of a vehicle based on a location of the vehicle is disclosed. According to one embodiment, a method of an administrative server includes processing a location data of a vehicle having an onboard location device, matching the location data to a value data based on a location lookup table, and applying the value data to a profile of the vehicle. The method may include applying a credit and/or a debit, based on the value data, to an account (e.g., a financial account, a non-financial account) of a user associated with the vehicle according to a predetermined policy of an administrator. The method may also include modifying the value data to a modified value data depending on a meta-data such as a time of day, a date, and/or a vehicle type/model. | 03-13-2014 |
20140280658 | SERVER ABSTRACTED MESSAGING SYSTEM - A server abstracted messaging system interfaces to networking services such as SMS, UDP and IP, using internally implemented protocols or third-party tools. All connections, disconnections, errors or intricacies in service decoding are abstracted by the messaging system. To interface to an LBS device, the messaging system uses a special language to communicate with that device, leaving the actual translation of the command to the device until the very end, thereby abstracting the communication to the device by any application. All new commands for the LBS device are implemented in the abstracted language. | 09-18-2014 |
20150024727 | MOBILE DEVICE REGULATION THROUGH A DIAGNOSTIC DEVICE OF A VEHICLE TO MINIMIZE VEHICULAR ACCIDENTS - A method, system, and apparatus related to mobile device regulation through a diagnostic device of a vehicle to minimize vehicular accidents are disclosed. In one aspect, a method of mobile device regulation involves accessing a diagnostic device of the vehicle, generating a local area wireless network through the diagnostic device of the vehicle and determining that a mobile device located in an interior portion of the vehicle is a controlled mobile device. Also, the method involves controlling a functionality of at least one of the mobile device and the controlled mobile device based on a criterion stored in a database of an administration server. The method may also include establishing a communication with the mobile device located in the interior portion of the vehicle. The method involves associating a level of control that corresponds with the controlled mobile device described in the database of the administration server. | 01-22-2015 |
Patent application number | Description | Published |
20100320975 | QUASI-CONTINUOUS VOLTAGE REGULATOR WITH DUAL POLARITY OUTPUTS - A controller includes a hysteretic circuit that provides a first ON level pulse when a corresponding first negative regulated voltage rises above a respective first voltage threshold. Similarly, a second ON level pulse is provided when a corresponding second positive regulated voltage falls below a respective second voltage threshold. The hysteretic circuit provides an OFF level pulse when one of first and second switch currents increases above a current threshold. A switch control circuit receives the first and second ON level pulses and the OFF level pulse, and provides first and second switch control outputs to separately regulate the first and second regulated voltages. | 12-23-2010 |
20100320987 | QUASI-CONTINUOUS VOLTAGE REGULATOR AND CONTROLLER - A controller for a voltage regulator includes a hysteretic circuit that generates a hysteretic voltage output as a function of a regulated voltage and that generates a hysteretic current output as a function of an inductor current. A switch control circuit provides a quasi-continuous control output as a function of the hysteretic current output from a start time when the regulated voltage rises above a higher hysteretic voltage until a stop time when the regulated voltage falls below a lower hysteretic voltage. | 12-23-2010 |
20120151162 | Selectively Depowering Portion of a Controller to Facilitate Hard Disk Drive Safeguard Operations - In response to a hard disk drive losing primary power, power is obtained from a spinning motor of the hard disk drive. Portions of a controller of the hard disk drive are selectively depowered to facilitate performing safeguard operations via the controller using the power obtained from the spinning motor. | 06-14-2012 |
20140117960 | ENHANCED SWITCHING REGULATOR CONTROLLER - In accordance with one embodiment, a system is provided that can include a voltage regulator controller configured to switch a power circuit based on a trigger. A linear scaler can generate an adjustment value based on a reference voltage and a regulated output voltage. This adjustment value can be used to generate the trigger to switch the power circuit based on the adjustment value. | 05-01-2014 |
Patent application number | Description | Published |
20090043445 | AUTOMOBILE MILEAGE NOTIFICATION SYSTEM - The application describes a system for notifying a vehicle owner regarding service due for a vehicle based on the vehicle's accumulated mileage. The system determines vehicle mileage based on GPS data, determines whether the mileage has exceeded a threshold, transmits a wireless signal from the vehicle to a notification service provider computer when the threshold is exceeded, and sends a notice from the notification service provider to the dealer and/or customer to indicate that vehicle service is due. | 02-12-2009 |
20100271198 | GLOBAL EMERGENCY ALERT NOTIFICATION SYSTEM - An emergency event reporting system combines emergency event detection means with a wireless beacon capable of communicating with the Cospas-Sarsat search-and-rescue satellite system. The system provides for the association of a beacon's unique identification number (UIN) with a third-party monitoring service to which the emergency event message is to be reported. In this way, civilian emergency events can be reliably handled without overwhelming limited government search and rescue resources. Several applications of the system are disclosed, which include reporting alarm messages from home and business security systems and crash alerts indicating the deployment of a vehicle air bag during a vehicle crash. | 10-28-2010 |
20110093159 | SYSTEM FOR PROCESSING DATA ACQUIRED FROM VEHICLE DIAGNOSTIC INTERFACE FOR VEHICLE INVENTORY MONITORING - A system for keeping an inventory of vehicles that serve as collateral for loans provided by a lending entity includes a vehicle monitoring device, a database, and a central vehicle data server. The vehicle monitoring device includes a wireless modem, a processor, a GPS receiver, a vehicle diagnostics interface connector, and memory. These components are preferably enclosed in a small housing which may be installed beneath the dashboard of a vehicle. The vehicle diagnostics interface connector connects to the vehicle's OBD interface which is electrically connected to the vehicle's on-board diagnostics processor. The device retrieves vehicle diagnostic data through the vehicle's OBD interface based on the occurrence of certain events during the operation of the vehicle, such as ignition events, voltage change events, and location-based events, such as crossing a geofence boundary or exceeding a mileage or speed threshold. The device transmits the retrieved vehicle diagnostic data to the central vehicle data server via a wireless communication network. Vehicle inventories are managed in the database based on the information transmitted from the vehicle monitoring device. | 04-21-2011 |
20130147617 | SYSTEM FOR COMMUNICATING BETWEEN A TRAILER TRACKING DEVICE, A TRUCK TRACKING DEVICE, AND A CENTRAL MONITORING STATION - When a cargo trailer is coupled to a truck, a trailer tracking device on the trailer acquires an identifier of a truck tracking device attached to the truck. The trailer tracking device then transmits a message to a central server indicating that the trailer is coupled to the truck, which message includes the identifiers of the two tracking devices. The central server associates the identifiers of the two tracking devices in a database. When the trailer is decoupled from the truck, the trailer tracking device transmits a message to the central server indicating that the trailer is decoupled. The trailer tracking device then goes into a sleep mode until the trailer is again coupled to a truck, a predetermined time interval expires, a motion sensor indicates trailer movement, location coordinates indicate a geofence violation, or a low battery voltage condition occurs. Upon any of these events, the trailer tracking device wakes up and transmits to the central server a message indicating which situation caused the transmission and including the location coordinates of the trailer. | 06-13-2013 |