| 20090106149 | GLOBAL COMPLIANCE PROCESSING SYSTEM FOR A MONEY TRANSFER SYSTEM - A money transfer system generally includes a rules database, a customer database, a transaction processing system, and an administrator port. The rules database includes information representative of transaction rules. The transaction rules include transaction type-based rules, point of entry-based rules, customer-based rules, and transaction location-based rules. At least some of the transaction rules include an aggregation threshold. The customer database includes information representative of customers' transaction histories. The transaction processing system is connected to the rules database and customer database and generally includes point of entry ports, a customer identifier, a rules coordinator, an aggregation engine, and a transaction rules service. The point of entry ports receive transaction requests from points of entry and provide transaction responses to the points of entry. Based on information received in transaction requests, the customer identifier identifies customers and the rules coordinator determines applicable transaction rules. The aggregation engine determines aggregation values as a function of customers' transaction histories. The transaction rules service determines whether information received in the transaction requests meets the applicable transaction rules, generates transaction responses requesting additional information if additional information is needed to meet the applicable transaction rules, causes the aggregation engine to determine aggregation values if the applicable transaction rules include aggregation thresholds, generates transaction responses, and updates the customer database as a function of the transaction responses. Transaction responses authorizing transactions are generated if the information received in the transaction requests, including any information received in response to additional information requests and any aggregation values, meet the applicable transaction rules. Transaction responses denying transactions are generated if the information received in the transaction requests, including any information received in response to additional information requests and any aggregation values, do not meet the applicable transaction rules. The administrator port communicates rule update information and the transaction processing system updates the rules database as a function of the rule update information. | 04-23-2009 |
