Bhinder
Mick M. Bhinder, Richmond Hill CA
Patent application number | Description | Published |
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20120290422 | SEAMLESSLY CAPTURING TRANSACTIONAL DATA AT THE MERCHANT'S POINT OF SALE ENVIRONMENT AND CREATING ELECTRONIC RECEIPTS, ALL IN REAL-TIME - Series of processes and methods designed to seamlessly capture detailed transactional data from merchants' Point of Sale environments and generate final presentments of electronic receipts for both consumers and merchants, is accessible from their destination accounts, all in real time. Objectives are to: migrate all printed paper receipts to electronic forms; enable customer facing post-sales management capabilities; increase self serve; create new shopping and post-shopping experiences and satisfaction rates; significantly reduce administrative and storage requirements and costs, and provide more time for work productivity. Customers and merchants are able to create various reports and are able to directly submit them from their destination accounts for: expenditure accounting and tax purposes, payment processing, and for other company expenses. Further capabilities include creating: supplementary accounts; spend alerts; merchant driven targeted profile marketing initiatives, and business directory listings with mapping capabilities. | 11-15-2012 |
Mundip S. Bhinder, Richmond Hill CA
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20110302083 | METHOD AND SYSTEM FOR CONTROLLING ACCESS TO A FINANCIAL ACCOUNT - A computer implemented system and method for controlling access to a financial account, the system comprising: one or more memories for storing information and at least one set of instructions, and one or more processors for receiving the financial account information at an access terminal, wherein the access terminal collects access data; identifying a destination account from the financial account information; sending an authorization request to a mobile device linked to the destination account, wherein the authorization request comprises a variable amount of the access data; receiving a response to the authorization request from the mobile device; and controlling access to the financial account at the access terminal based on the response. In some embodiments, the system and method may be further configured to store the response in the destination account. In other embodiments, the financial account is used for payment in a sales transaction, and the access is a request for payment from the financial account. | 12-08-2011 |
Pritipal S. Bhinder, San Diego, CA US
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20080268546 | DETECTION OF DNA HYBRIDIZATION ON SURFACES - A DNA hybridization surface includes a support having a self assembled monolayer on a metallized surface. The self assembled monolayer includes an alkanethiol and a strand of nucleic acids comprising a functional group that binds to the metallized surface. A method for detecting DNA hybridization in a sample includes (a) incubating a DNA hybridization surface with an aqueous sample that includes a fragment of DNA to produce an incubated DNA hybridization surface; (b) rinsing the incubated DNA hybridization surface to produce a rinsed incubated DNA hybridization surface; (c) contacting the rinsed incubated DNA hybridization surface with a liquid crystal; and (d) determining whether the liquid crystal is uniformly anchored on the rinsed incubated DNA hybridization surface. | 10-30-2008 |
Tejinder Kaur Bhinder, Stevenage GB
Patent application number | Description | Published |
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20120225055 | ANTIGEN BINDING PROTEINS - The present invention relates to antigen binding proteins, such as antibodies, which bind to serum amyloid P component (SAP), polynucleotides encoding such antigen binding proteins, pharmaceutical compositions comprising said antigen binding proteins and methods of manufacture. The present invention also concerns the use of such antigen binding proteins in the treatment or prophylaxis of diseases associated with amyloid deposition including systemic amyloidosis, local amyloidosis, Alzheimer's disease, and type 2 diabetes. | 09-06-2012 |