Barron, Jr.
Edwin Clifford Barron, Jr., Suffield, CT US
Patent application number | Description | Published |
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20090150189 | Hybrid life insurance product with an improved total return - Disclosed is a novel life insurance product that provides an improved return to a purchaser. The life insurance product contains a benefit payment, and has a fixed benefit amount and a variable benefit amount. A policy protection benefit prevents a purchaser's life insurance product from lapsing, and a minimum death benefit ensures that the purchaser receives the greater of the face value of the product and a predetermined percentage of the account value. | 06-11-2009 |
20120209631 | SYSTEM AND METHOD FOR PROCESSING DATA RELATED TO A LIFE INSURANCE POLICY HAVING A DEATH BENEFIT PAYABLE BASED ON AGE OF A LIVING INSURED - A computer system for processing of data related to a permanent life insurance policy includes a data storage device storing data indicative of a policy owner, an insured under the policy, and a death benefit amount, payable under the policy to a beneficiary upon death of the insured, and a processor in communication with the data storage device. A withdrawal benefit providing periodic payments to the owner, each payment reducing the amount of the death benefit until reaching a residual death benefit amount, is available on owner request, at a minimum age of the insured, on meeting a condition related to a likelihood of policy lapse prior to death of the insured. The processor is configured to determine whether premium payments in accordance with a schedule will cause the condition to be met. | 08-16-2012 |
20120226509 | SYSTEM AND METHOD FOR PROCESSING DATA RELATED TO DEATH BENEFIT AMOUNTS FOR LIFE INSURANCE POLICIES - A computer system for processing data relating to a life insurance policy issued by an insurance company to an owner includes a data storage device storing data relating to the life insurance policy, including data indicative of a face amount, a benefit account, an investment account and a death benefit factor, and a processor configured to access data indicative of the face amount, a value of the investment account, a value of the benefit account and a value of the death benefit factor; determine a first value based on a sum of the face amount and the value of the investment account; determine a second value based on the benefit account value, the investment account value and the value of the death benefit factor; and determine an amount of a death benefit of the life insurance policy to be the greater of the first value and the second value. | 09-06-2012 |
Matthew Darrell Barron, Jr., Houston, TX US
Patent application number | Description | Published |
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20100082969 | EMBEDDED DEVICE FOR IMPLEMENTING A BOOT PROCESS ON A HOST - An embedded device, for implementing a boot process on a host, is provided. This embedded device includes servers supporting various industry-standard Internet protocols and services related to the boot process. This embedded device also includes a storage medium that stores boot options for multiple Operating Systems (OSs). | 04-01-2010 |
William Cook Barron, Jr., Portland, OR US
Patent application number | Description | Published |
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20140214823 | VIRTUAL VISITOR'S CENTER APPLICATION FOR THE DIGITAL COMMUNITY - Systems and methods for providing a social media tool that permits users to identify “what to do” in a particular geographical area in real-time. This is accomplished by utilizing the rate of support (or “likes”) localized topics receive from users in a particular geographical area. A topic can be a place, activity, event, concept, value, brand, etc. A user may operate an application on a computing device to see a list of popular topics in their area. The area may be any defined geographical area, such as a city, stadium, event, etc. The users can like topics, add new topics, add photos, comments, or other content to topics, and subscribe to (or “follow”) their favorite topics. Users can view topics in any geographical region, but they can only contribute likes or content for the particular geographical area in which they are present. | 07-31-2014 |