| Patent application number | Description | Published |
|---|
| 20090112773 | Automated Private Financing Network - A computerized and networked system and method empower individuals and businesses to obtain private financing from qualified investors by offering risk diversification and investment liquidity. In addition, progress of the individuals and businesses is monitored to ensure their compliance with the business plans submitted to the investors. Furthermore, suspicious activities are monitored, detected and reported in accordance with the anti-money laundering, anti-terrorist financing and/or anti-financial crimes regulatory requirements. | 04-30-2009 |
| 20090271617 | PRIVACY PROTECTED COOPERATION NETWORK - A computerized method and apparatus are established to identify a subject of common interest among multiple parties without releasing the true identity of any subject. Furthermore, a computerized network provides different parties at different locations with a mechanism to conduct cooperative activities concerning such a subject of common interest without exposing that subject to possible identity theft. | 10-29-2009 |
| 20100044430 | Automated Remittance Network - A computerized network empowers senders (or payers) to send funds and recipients (or payees) to receive funds at any time anywhere over the world through user-accessible terminals such as ATM terminals, check-cashing kiosks, money services kiosks, cash registers, checkout stands, computer, contactless device, wire line phone, mobile phone, smartphone, personal digital assistant, etc. Furthermore, the disclosed network collects and verifies senders' and recipients' identification information in accordance with the anti-money laundering, anti-terrorist financing, and anti-financial crimes regulatory requirements, such as the Bank Secrecy Act and the USA PATRIOT Act in the United States and any equivalent laws in other countries. | 02-25-2010 |
| 20100250364 | Privacy Protected Anti Identity Theft and Payment Network - A computerized and networked system protects individuals against identity theft without the need to disclose the detailed personal information of the individuals. Furthermore, the system helps prevent loss and damage to consumers, financial institutions and merchants caused by financial crimes related to identity theft. In addition, users can conduct payments in a secure manner without the need to use any traditional financial instrument. A pass code can be generated for each transaction and sent to a user's personal communications device. When the correct pass code is received from the user, the transaction is then authorized. | 09-30-2010 |
| 20100250390 | Anti-Crimes Online Transaction System - Anti-money laundering, anti-terrorist financing and other anti-crimes measures are enforced in compliance with the Bank Secrecy Act and the USA PATRIOT Act in the USA or equivalent laws in other countries, and crimes in financial transaction activities such as online banking, trading, money services, shopping, payment, etc. are reduced. Embedded identification information is read from a machine-readable official government issued identification document such as a passport, driver's license, etc., and such information is sent to a financial institution for approval and for anti-money laundering, anti-terrorist financing and other anti-crimes purposes. | 09-30-2010 |
| 20100250410 | CARDLESS FINANCIAL TRANSACTIONS SYSTEM - Users are enabled to conduct financial transactions in a secured manner without the need to use traditional financial instruments, such as credit cards, debit cards, prepaid cards, ATM cards, checks, cash, etc. In addition, user's identity is kept confidential in the financial transactions. | 09-30-2010 |
| 20100325026 | ANTI-CRIMES FINANCIAL NETWORK - A computerized system is established through a network to help business organizations conduct and manage their businesses with anti-financial crimes provisions according to the government regulations and laws, e.g., the Bank Secrecy and the USA PATRIOT Act, and to enable financial institutions to monitor and manage these business organizations with confidence in compliance with the regulatory requirements and applicable laws. | 12-23-2010 |
| 20110029428 | Mobile Remittance Network - A computerized network empowers senders (or payers) to send funds and recipients (or payees) to receive funds at any time anywhere in the world through user-accessible terminals such as ATM terminals, check-cashing kiosks, money services kiosks, cash registers, checkout stands, computers, contactless devices, wire line phones, mobile phones, smartphones, personal digital assistants, etc. Furthermore, the network collects and verifies senders' and recipients' identification information in accordance with the anti-money laundering, anti-terrorist financing, and anti-financial crimes regulatory requirements, such as the Bank Secrecy Act and the USA PATRIOT Act in the United States and any equivalent laws in other countries. | 02-03-2011 |
| 20110087576 | Client compliance system - A computerized system is established through a network to help business organizations conduct and manage their businesses with anti-financial crimes provisions according to the government regulations and laws, e.g., the Bank Secrecy and the USA PATRIOT Act, and to enable financial institutions to monitor and manage these business organizations with confidence in compliance with the regulatory requirements and applicable laws. | 04-14-2011 |
