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Ahles
Daniel Ahles, Houston, TX US
| Patent application number | Description | Published |
|---|---|---|
| 20090164365 | SYSTEMS AND METHODS FOR PERFORMING A SIMPLIFIED RISK ASSESSMENT - Systems and methods for performing a simplified risk assessment are provided. A historical transaction value for past transactions associated with related promissory payments is maintained. A request is received from a merchant to determine authorization of a financial transaction associated with a proffered promissory payment. The historical transaction value associated with the related promissory payments is accessed and determination, based on the historical transaction value, of whether to authorize the financial transaction based on a risk score or whether to authorize the financial transaction based on data stored in a negative database is made. | 06-25-2009 |
| 20090171795 | PERSONAL CHECK ACCEPTANCE SYSTEMS AND METHODS - Tools for facilitating the acceptance of personal checks and other presentation instruments. The tools, in some aspects, allow for preauthorization of a personal check (or other presentation instrument) prior to the merchant receiving the actual check, allowing a merchant, for example, to accept an order by phone, obtain details about the check that will be used to pay for the order, obtain preauthorization to accept the check, and arrange for delivery of the order. Upon delivering the order, the merchant can receive the check, and then obtain a full authorization to accept the check. The full authorization can be based primarily on the preauthorization, giving the merchant assurance that the check will in fact be authorized. In some cases, the tools of the invention also settle the check; in a particular aspect, the check can be settled without requiring the merchant to deposit the check. | 07-02-2009 |
| 20090307119 | CHECK TRANSMISSION INFORMATION NOTIFICATION SYSTEM FOR FRAUD PREVENTION - A fraud detection system can be implemented by a check processor and a financial institution. The check processor can notify the financial institution proximate to the time a check is submitted to a merchant. The financial institution can then assess whether the check is suspicious and, if suspicious, contact the account holder to confirm that the account holder actually wrote the check. The financial institution can make direct contact with the account holder to confirm that the account holder is aware of the check writing activity. | 12-10-2009 |
James Ahles, Wade Park, MN US
| Patent application number | Description | Published |
|---|---|---|
| 20090254487 | AUTOMATED LOAN PROCESSING SYSTEM AND METHOD - A browser based automated loan system includes a loan engine offered individually to financial institutions to set up, operate and manage loan product offerings, a consumer website interface having a loan application form with data fields relevant to the loan product offerings, a designer component that establishes tasks in the form of a loan process checklist associated with each loan product offering, and a workflow engine for automatically evaluating the loan application form using the applicable loan process checklist in conjunction with rules, logical mathematical computational components, and risk based offer configurations for generating an instant loan offer when a borrower qualifies. Each task has attributes available for establishing entry conditions to provide workflow automation, and each task is performed when the entry conditions associated therewith are satisfied. The consumer website interface enables selecting a category of loan product offerings, and each checklist is associated with the selected category. | 10-08-2009 |
John G. Ahles, Neenah, WI US
| Patent application number | Description | Published |
|---|---|---|
| 20090162258 | LIQUID TREATMENT SYSTEM - A liquid treatment system has a housing defining an interior space. The housing has an inlet port for receiving liquid into the interior space of the housing and an outlet port for allowing liquid to exit the interior space of the housing. The outlet port is spaced from the inlet port so that liquid flows through the interior space of the housing from the inlet port to the outlet port. An ultrasonic waveguide assembly is disposed within the interior space of the housing and includes an ultrasonic horn disposed at least in part intermediate the inlet port and the outlet port of the housing. The ultrasonic horn is operable at an ultrasonic frequency to ultrasonically energize liquid flowing within the housing. An ultraviolet light source emits ultraviolet light into the interior space of the housing to treat liquid flowing therein. | 06-25-2009 |
Magnus Ahles, Mulheim A.d. Ruhr DE
| Patent application number | Description | Published |
|---|---|---|
| 20100025063 | Impact wrench having a pin clutch impact mechanism and being torque limited - An impact wrench | 02-04-2010 |
Marcus Ahles, Pfullingen DE
| Patent application number | Description | Published |
|---|---|---|
| 20080214838 | Oligo-Tetracenes, Production and Use Thereof - Described are oligotetracenes of formula I which may either be unsubstituted or carry one or more substituents R and | 09-04-2008 |
| 20110072906 | SENSOR SYSTEM AND METHOD FOR MANUFACTURING A SENSOR SYSTEM - A sensor system, in particular a pressure sensor system, having a substrate having a main extension plane, the substrate having at least one trench on a first side, and the trench being provided to produce a diaphragm area on a second side of the substrate diametrically opposite to the first side perpendicularly to the main extension plane, and a decoupling element further being integrated in the material of the diaphragm area. | 03-31-2011 |
| 20110147864 | Method for manufacturing a micromechanical diaphragm structure having access from the rear of the substrate - A method for manufacturing a micromechanical diaphragm structure having access from the rear of the substrate includes: n-doping at least one contiguous lattice-type area of a p-doped silicon substrate surface; porously etching a substrate area beneath the n-doped lattice structure; producing a cavity in this substrate area beneath the n-doped lattice structure; growing a first monocrystalline silicon epitaxial layer on the n-doped lattice structure; at least one opening in the n-doped lattice structure being dimensioned in such a way that it is not closed by the growing first epitaxial layer but instead forms an access opening to the cavity; an oxide layer being created on the cavity wall; a rear access to the cavity being created, the oxide layer on the cavity wall acting as an etch stop layer; and the oxide layer being removed in the area of the cavity. | 06-23-2011 |
Stephan Ahles, Berkshire GB
| Patent application number | Description | Published |
|---|---|---|
| 20090304112 | SCHEME TO ALLEVIATE SIGNAL DEGRADATION CAUSED BY DIGITAL GAIN CONTROL LOOPS - An amplifier ( | 12-10-2009 |
Stephan Ahles, Ulm DE
| Patent application number | Description | Published |
|---|---|---|
| 20100073208 | APPARATUS AND METHOD FOR THE CALIBRATION OF DELTA-SIGMA MODULATORS - The application relates to a calibration apparatus and calibration method for a tuneable resonator of a delta-sigma modulator of the continuous time, band pass type. The calibration apparatus comprises: a resonator driver capable of causing an oscillating behaviour in a resonator output signal, a reference signal source that provides a reference signal, a frequency detector that provides a frequency relation signal corresponding to the frequency relation between the resonator output signal and the reference signal, and a controller that controls the tuneable resonator in dependence from the frequency relation signal so as to reduce frequency deviation. | 03-25-2010 |
Stephan Ahles, Erbach DE
| Patent application number | Description | Published |
|---|---|---|
| 20110148679 | RECONFIGURABLE BANDPASS DELTA-SIGMA MODULATOR - A delta-sigma modulator is disclosed which has a filter comprising a filter input, two LC resonators (LC | 06-23-2011 |