Patent application number | Description | Published |
20080288415 | Equity Protection - Systems and methods are illustrated for providing an equity protection product to a borrower of a loan. Aspects of the equity protection product may be implemented using an equity protection agreement. The equity protection product may be used to safeguard a borrower's investment in the event of a housing market downturn. In some examples, once the equity protection is purchased, the borrower's equity can only increase or remain stable (i.e., flat) regardless of market conditions. The payoff amount of the borrower's loan may be reduced to compensate for a change in the market value of the borrower's home. The equity protection product may be provided by a lending institution, bank, or any other comparable entity/person. A trading desk may also be used to hedge against the risk created by the equity protection product. In addition, an appraiser may also be used to evaluate and provide current market values of the relevant property. | 11-20-2008 |
20110178920 | EQUITY PROTECTION - Systems and methods are illustrated for providing an equity protection product to a borrower of a loan. Aspects of the equity protection product may be implemented using an equity protection agreement. The equity protection product may be used to safeguard a borrower's investment in the event of a housing market downturn. In some examples, once the equity protection is purchased, the borrower's equity can only increase or remain stable (i.e., flat) regardless of market conditions. The payoff amount of the borrower's loan may be reduced to compensate for a change in the market value of the borrower's home. The equity protection product may be provided by a lending institution, bank, or any other comparable entity/person. A trading desk may also be used to hedge against the risk created by the equity protection product. In addition, an appraiser may also be used to evaluate and provide current market values of the relevant property. | 07-21-2011 |
Patent application number | Description | Published |
20100144284 | SYSTEM AND METHOD FOR CONFIGURING A WIRELESS CONTROL SYSTEM OF A VEHICLE USING INDUCTION FIELD COMMUNICATION - A system for mounting in a vehicle and for providing a control signal to a remote device based on information stored in a portable electronic device includes a radio frequency transmitter for transmitting a control signal to the remote device. The system also includes a first circuit configured to receive first information from the portable electronic device via inductive-coupling between the portable electronic device and the first circuit when the portable electronic device is brought within the induction field of the first circuit. The system also includes a second circuit configured to use the first information received from the portable electronic device and to at least one of format the control signal in accordance with the first information and to cause the radio frequency transmitter to format the control signal in accordance with the first information. | 06-10-2010 |
20100240307 | SYSTEM AND METHOD FOR SHORT-RANGE COMMUNICATION FOR A VEHICLE - A system for communicating information and/or instructions includes a transmitter and receiver configured for wireless communication with a user interface. The information and/or instructions may be audibly communicated to the user. The system includes voice activation and controls. The wireless communication may utilize Bluetooth communication protocol. | 09-23-2010 |
20100260350 | VEHICLE MEDIA SYSTEM - An audio system for a vehicle includes a communications interface that receives audio information from a portable media device. The audio system also includes audio control electronics for processing the received audio information and for generating an audio output signal. The audio system further includes an audio system interface that provides the audio output signal used in controlling vehicle audio output devices. Additionally, in the audio system the communications interface, the audio control electronics, and the audio system interface are housed separately from any audio source that may be included with the vehicle. | 10-14-2010 |
20100280956 | SYSTEMS AND METHODS FOR CONDUCTING COMMERCE IN A VEHICLE - A system for a vehicle and for conducting a transaction with a remote system includes a circuit configured to wirelessly obtain data from a payment mechanism brought into the vehicle and to wirelessly transmit the data to the remote system. | 11-04-2010 |
20110248866 | Communication System And Method - The invention relates to a communication system and a communication method, the communication system comprises a first communication module ( | 10-13-2011 |
20110250845 | Communication System And Method - A communication system and method in which the communication system comprises a first communication module ( | 10-13-2011 |
20120126942 | TRAINABLE WIRELESS CONTROL SYSTEM - The invention relates to a trainable wireless control system ( | 05-24-2012 |
20120184200 | SYSTEM AND METHOD FOR CONFIGURING A WIRELESS CONTROL SYSTEM OF A VEHICLE USING INDUCTION FIELD COMMUNICATION - A system for mounting in a vehicle and for providing a control signal to a remote device based on information stored in a portable electronic device includes a radio frequency transmitter for transmitting a control signal to the remote device. The system also includes a first circuit configured to receive first information from the portable electronic device via inductive-coupling between the portable electronic device and the first circuit when the portable electronic device is brought within the induction field of the first circuit. The system also includes a second circuit configured to use the first information received from the portable electronic device and to at least one of format the control signal in accordance with the first information and to cause the radio frequency transmitter to format the control signal in accordance with the first information. | 07-19-2012 |
20150022319 | COMMUNICATION SYSTEM AND METHOD - A vehicle system includes a vehicle communication module in the vehicle, a remote start system in the vehicle, and a vehicle processor. The vehicle processor is configured to determine if the vehicle is in a garage, and further configured to receive an indication of a remote start request from the remote start system, receive a garage door status from a garage door opener using the vehicle communication module, and determine, based on the received garage door status, if a garage door is closed. In response to determining that the garage door is closed, the vehicle systems transmits a remote command to the garage door opener formatted to cause the garage door opener to open the garage door. | 01-22-2015 |
Patent application number | Description | Published |
20140001959 | MASTER/SLAVE ARRANGEMENT FOR LIGHTING FIXTURE MODULES | 01-02-2014 |
20140167622 | AUTO COMMISSIONING LIGHTING FIXTURE - The present disclosure relates to lighting fixtures for use in a lighting network where the lighting fixtures and other elements are able to communicate with each other via wired or wireless communication techniques. When the lighting network is being formed or modified, the lighting fixtures may be able to communicate with each other and automatically determine a single lighting fixture to act as a coordinator during a commissioning process. The lighting fixtures can exchange their communication addresses, such as MAC addresses, wherein the lighting fixture with the lowest (or highest) normal communication address becomes the coordinator. The coordinator may also be configured to assign short addresses to use for communications once the lighting network is formed instead of the longer MAC, or like, addresses. The short addresses can reduce routing overhead, and thus make the routing of messages including control information, sensor data, and the like, more efficient. | 06-19-2014 |
20140167623 | COMMISSIONING FOR A LIGHTING NETWORK - The present disclosure relates to lighting fixtures for use in a lighting network where the lighting fixtures and other elements are able to communicate with each other via wired or wireless communication techniques. When the lighting network is being formed or modified, a lighting fixture is selected to act as a coordinator for forming the lighting network. For example, a user may employ a commissioning tool to select a particular lighting fixture as the coordinator. The coordinator will send out one or more ‘join my network’ messages toward the other elements of the lighting network. The elements that receive the ‘join my network’ message may respond in order to make the coordinator aware of their presence and join them to a lighting network. | 06-19-2014 |
20140265919 | UPDATABLE LIGHTING FIXTURES AND RELATED COMPONENTS - Systems and methods related to lighting fixtures for solid-state light sources are disclosed. In one embodiment, a lighting fixture includes a driver module and a communications module. The driver module is configured to execute driver program code, which causes the driver module to generate a drive output that drives one or more solid-state light sources. To provide updates, the communications module is configured to receive updated driver program code from a remote device and send the updated driver program code to the driver module. The driver module is configured to erase the driver program code and write the updated driver program code received from the communications module to memory. In this manner, updates can be provided to the lighting fixture without having to remove the lighting fixture from a support structure. | 09-18-2014 |
20150015145 | HANDHELD DEVICE FOR CONTROLLING SETTINGS OF A LIGHTING FIXTURE - A handheld device having a communication interface configured to wirelessly communicate with a plurality of lighting fixtures and control circuitry is described. In one embodiment, the circuitry is configured to effect selection of a first lighting fixture in a first group of lighting fixtures via the communication interface; identify the first group of lighting fixtures based on information from the first lighting fixture; determine new settings for the first group of lighting fixtures; and send the new settings to each of the first group of lighting fixtures via the communication interface, wherein the first group of lighting fixtures includes a defined plurality of lighting fixtures that are associated to operate in a coordinated manner. | 01-15-2015 |
20150048758 | HANDHELD DEVICE FOR GROUPING A PLURALITY OF LIGHTING FIXTURES - A handheld device for grouping a plurality of lighting fixtures is disclosed. In one embodiment, the handheld device includes a communication interface configured to wirelessly communicate with the plurality of lighting fixtures and control circuitry. The circuitry is configured to: effect selection of at least two lighting fixtures of the plurality of lighting fixtures via the communication interface; determine a first group for the at least two lighting fixtures; create first group assignment information for the first group; and send the first group assignment information to each of the at least two lighting fixtures via the communication interface. | 02-19-2015 |
Patent application number | Description | Published |
20100060231 | Method and Apparatus for Energy Harvesting and/or Generation, Storage, and Delivery - A device and method for harvesting, generating, storing, and delivering energy to a load, particularly for remote or inaccessible applications. The device preferably comprises one or more energy sources, at least one supercapacitor, at least one rechargeable battery, and a controller. The charging of the energy storage devices and the delivery of power to the load is preferably dynamically varied to maximize efficiency. A low power consumption charge pump circuit is preferably employed to collect power from low power energy sources while also enabling the delivery of higher voltage power to the load. The charging voltage is preferably programmable, enabling one device to be used for a wide range of specific applications. Also low power charge pump driver circuits for efficient scavenging of low voltage, high current energy sources. | 03-11-2010 |
20100315046 | SYSTEM FOR ENERGY HARVESTING AND/OR GENERATION, STORAGE, AND DELIVERY - A device and method for harvesting, generating, storing, and delivering energy to a load, particularly for remote or inaccessible applications. The device preferably comprises one or more energy sources, at least one supercapacitor, at least one rechargeable battery, and a controller. The charging of the energy storage devices and the delivery of power to the load is preferably dynamically varied to maximize efficiency. A low power consumption charge pump circuit is preferably employed to collect power from low power energy sources while also enabling the delivery of higher voltage power to the load. The charging voltage is preferably programmable, enabling one device to be used for a wide range of specific applications. | 12-16-2010 |
20120068669 | System for Energy Harvesting and/or Generation, Storage, and Delivery - A device and method for harvesting, generating, storing, and delivering energy to a load, particularly for remote or inaccessible applications. The device preferably comprises one or more energy sources, at least one supercapacitor, at least one rechargeable battery, and a controller. The charging of the energy storage devices and the delivery of power to the load is preferably dynamically varied to maximize efficiency. A low power consumption charge pump circuit is preferably employed to collect power from low power energy sources while also enabling the delivery of higher voltage power to the load. The charging voltage is preferably programmable, enabling one device to be used for a wide range of specific applications. | 03-22-2012 |
Patent application number | Description | Published |
20110259600 | ELECTROMECHANICAL ACTUATOR APPARATUS AND METHOD FOR DOWN-HOLE TOOLS - An apparatus and method for the actuation of down-hole tools are provided. The down-hole tool that may be actuated and controlled using the apparatus and method may include a reamer, an adjustable gauge stabilizer, vertical steerable tools, rotary steerable tools, by-pass valves, packers, whipstocks, down hole valves, latch or release mechanisms and/or anchor mechanisms. | 10-27-2011 |
20140209301 | ELECTROMECHANICAL ACTUATOR APPARATUS AND METHOD FOR DOWN-HOLE TOOLS - An apparatus and method for the actuation of down-hole tools are provided. The down-hole tool that may be actuated and controlled using the apparatus and method may include a reamer, an adjustable gauge stabilizer, vertical steerable tools, rotary steerable tools, by-pass valves, packers, whipstocks, down hole valves, latch or release mechanisms and/or anchor mechanisms. | 07-31-2014 |
20140290963 | ELECTROMECHANICAL ACTUATOR APPARATUS AND METHOD FOR DOWN-HOLE TOOLS - An apparatus and method for the actuation of down-hole tools are provided. The down-hole tool that may be actuated and controlled using the apparatus and method may include a reamer, an adjustable gauge stabilizer, vertical steerable tools, rotary steerable tools, by-pass valves, packers, whipstocks, down hole valves, latch or release mechanisms and/or anchor mechanisms. | 10-02-2014 |