Howe
Anita Y.m. Howe, Antwerpen BE
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20100028922 | IDENTIFICATION AND CHARACTERIZATION OF HCV REPLICON VARIANTS WITH REDUCED SUSCEPTIBILITY TO BENZOFURANS, AND METHODS RELATED THERETO - The present invention provides methods of decreasing the frequency of emergence, decreasing the level of resistance, and delaying the emergence of a treatment-resistant Hepatitis C viral infection, by administering to a subject, either in combination or in series, an inhibitor of the Hepatitis C RNA-dependent RNA polymerase NS5B, e.g., a benzofuran, such as 5-cyclopropyl-2-(4-fluorophenyl)-6-[(2-hydroxyethyl)(methylsulfonyl)amino]-N-methyl-1-benzofuran-3-carboxamide (HCV-796), and at least one additional anti-Hepatitis C agent, e.g., a ribavirin product or an immunomodulator, such as an interferon product. Additionally, the invention relates to methods of monitoring the course of treatment of a Hepatitis C viral infection, methods of monitoring and prognosing a Hepatitis C viral infection, and methods of identifying an individual with a decreased likelihood of responding to an anti-Hepatitis C viral therapy. These methods use the sequence and/or structure of the Hepatitis C RNA-dependent RNA polymerase NS5B to identify the emergence of a treatment-resistant Hepatitis C viral infection, particularly a benzofuran (e.g., HCV-796) treatment-resistant Hepatitis C viral infection. | 02-04-2010 |
Anthony Howe, Kirkland, WA US
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20130031564 | Asynchronously Refreshing, Networked Application with Single-Threaded User Interface - An invention is disclosed for updating a networked, single-threaded application's data model without blocking the application's entire user interface. In embodiments of the invention, a client executes a networked application with a single-threaded user interface that communicates with a server to refresh its data model. The client sends a message to the server that requests a refresh of the data model. Before the data model has been refreshed, the client receives local user input to perform an action on the data model. The client sends a message to the server to cancel the refresh. When the client receives an acknowledgement from the server that the refresh has been cancelled, the client performs the action. After performing the action, the client sends a second message to the server that requests a refresh of the data model, and then refreshes the data model upon receiving the refreshed data model from the server. | 01-31-2013 |
Anthony C. Howe, Cannes FR
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20080270544 | GREYLISTING OPTIMIZATIONS FOR ELECTRONIC MAIL FILTERING - The present invention is directed to providing mail system administrators with the ability to choose the members of a key set used for storage and retrieval of greylisting records, wherein the key set members are derived from information concerning an SMTP transaction, such as SMTP client network details and/or other SMTP command arguments in addition to those of MAIL FROM: and RCPT TO:. The invention is further directed to the specific treatment of a key set that uses a client PTR record obtained from a DNS query based on an IP address of a connected SMTP client. | 10-30-2008 |
20080270545 | ENHANCED MESSAGE-ID AS ELECTRONIC WATERMARK FOR ELECTRONIC MAIL FILTERING - The present invention is directed to an enhanced Message-ID for an email message produced by an enhanced Message-ID generator and validator of an email system. The enhanced Message-ID comprises a symbolic name used to identify the presence of an enhanced Message-ID header, a timestamp value indicating when a modification was applied to the header, an original value of the Message-ID header, and a textual representation of a one-way security hash generated from the timestamp value, the original value, and a secret phrase. | 10-30-2008 |
Bart Anson Howe, Houston, TX US
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20150255651 | WAVELENGTH-SELECTIVE PHOTOVOLTAIC FOR A DISPLAY OR FOR A DEVICE WITH A DISPLAY - Described herein is an apparatus and method used to provide power or photovoltaic functionality to a display or device containing a display without impacting the visual perception of the display. The wavelength-selective photovoltaic (WPV) element is visibly transparent, in that it absorbs selectively around the visible emission (or reflection) peaks generated by the display. The photovoltaic material is able to cover a portion or the entire surface area of the display, without substantially blocking or perceptually impacting the emission (or reflection) of content from the display. The incident light that is absorbed by the photovoltaic element is then converted into electrical energy to provide power to the device, for example. | 09-10-2015 |
Chad Howe, Lennox, SD US
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20130069797 | Vehicle Operator Distress Signaling System - A vehicle operator distress signaling system includes a pair of housings each having a control circuit and a transceiver coupled to the control circuit. A plurality of light emitters is electrically coupled to the control circuit. A plurality of actuators is electrically coupled to the control circuit and each is associated with one of the light emitters. The transceiver of one of the housings emits a distinct radio signal associated with an actuated one of the actuators and the transceiver of the one of the housings turns on the light emitter associated with the distinct radio signal. An effective transmission distance of radio signals between the housings is less than 350 m such that when the receiving transceiver loses radio signals after the effective transmission distance has been exceeded, the light emitters associated with lost ones of the radio signals turn off. | 03-21-2013 |
Charles David Howe, Crewe, VA US
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20140048083 | ROD FORMING APPARTUS - An apparatus for the formation of machine-made tobacco rods for use in the production of smoking articles, such as cigars, from tobacco comprising a tacky material. The apparatus includes a pair of transfer and compression belts for receiving and compressing the stream of tobacco, the transfer and compression; a pair of squeeze bars for compressing the tobacco in a direction perpendicular to the pair of transfer and compression belts, the pair of squeeze bars produced from a material comprising a poly(aryl ether ketone); a tongue for receiving the compressed tobacco, the tongue produced from a material comprising a poly(aryl ether ketone); and a folder for folding a wrapper material around the compressed tobacco so as to form a continuous rod of tobacco, the wrapper material provided from a source of wrapper material, the folder produced from a material comprising a poly(aryl ether ketone). | 02-20-2014 |
Christian Howe, Paderborn DE
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20090206597 | METHOD FOR CONNECTING AN EXHAUST PIPE WITH A FLANGE, FLANGE AND EXHAUST PIPE CONNECTION, AND RESISTANCE PRESSURE WELDING DEVICE - A resistance pressure welding device includes a mounting to support a flange and at least one exhaust pipe to be welded to the flange and arranged in a flange opening of the flange, with the exhaust pipe having an end in the form of an outwardly directed collar. The collar is pressed against the flange by an inner electrode which is movable in an axial direction of the exhaust pipe to press. An outer electrode is placed in spaced-apart surrounding relationship to the inner electrode, and movable in the axial direction of the exhaust pipe against the flange from the same side as the inner electrode so that the welding current can be conducted across the contact surfaces of the collar and the flange. | 08-20-2009 |
20100051183 | METHOD OF MAKING LIGHTWEIGHT STRUCTURES - In a method of making a lightweight structure composed of a reinforced base element and a reinforcement element, the reinforcement element is fabricated, and the base element is heated by a heat source to a curing or pre-curing temperature. Subsequently the heated base element is joined together with the reinforcement element in a press tool. | 03-04-2010 |
20120077402 | SEMI-FINISHED TEXTILE PRODUCT, PARTICULARLY PREPREG, MANUFACTURED FROM NON-WOVEN FIBER FABRIC - A method for manufacturing a semi-finished textile product, particularly a prepreg, from carbon fibers preimpregnated with a matrix material, includes the steps of manufacturing non-woven fabric having at least 10% carbon fibers and/or a fleece having at least 10% carbon fibers. At least a portion of the fibers used for manufacturing the fabric and/or the fleece are waste fibers and/or recycling fibers. The non-woven fabric and/or fleece is impregnated with a matrix material selected from the group thermoplastic, thermoset, elastomers and any chosen mixtures of two or more of the aforementioned materials. | 03-29-2012 |
20120193939 | MOTOR VEHICLE STRUCTURE, AND METHOD OF MAKING A MOTOR VEHICLE STRUCTURE - A motor vehicle structure includes a metallic base body in the form of a three-dimensional metal sheet and a reinforcement element made of fiber composite having a matrix resin for coupling the reinforcement element with the base body in a coupling zone by a material joint. Arranged between the base body and the reinforcement element is a non-woven having voids through which the matrix resin is able to permeate. | 08-02-2012 |
20120211959 | STABILIZER FOR A MOTOR VEHICLE - A stabilizer for installation onto a motor vehicle axle includes a stabilizer back and two legs which are connected to the stabilizer back to form a U-shaped, or C-shaped, or other suitably shaped structure. The stabilizer back is made of a composite material such as fiber composite, e.g. of glass fibers, carbon fibers, basaltic fibers, and metallic fibers. | 08-23-2012 |
Christopher A. Howe, Vic AU
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20150034247 | AUTOMATED RESIN AND FIBER DEPOSITION FOR RESIN INFUSION - A composite structure is fabricated by laying up at least one ply of fiber reinforcement and at least one layer of resin on a tool. The resin film layer is formed by laying strips of resin film. The fiber reinforcement is infused with resin from the resin layer. | 02-05-2015 |
Christopher A. Howe, Glen Waverley AU
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20120325398 | AUTOMATED RESIN AND FIBER DEPOSITION FOR RESIN INFUSION - A composite structure is fabricated by laying up at least one ply of fiber reinforcement and at least one layer of resin on a tool. The resin film layer is formed by laying strips of resin film. The fiber reinforcement is infused with resin from the resin layer. | 12-27-2012 |
Christopher Alan Howe, Albert Park AU
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20150274934 | Three-Dimensional Filament Network for a Composite Laminate - A method and apparatus for forming a composite structure. The apparatus comprises a fiber layer. The fiber layer comprises a plurality of fiber bundles and a number of filler portions. The plurality of fiber bundles has a number of spaces between the plurality of fiber bundles. A number of filler is comprised of discontinuous filaments that substantially fill the number of spaces between the plurality of fiber bundles. | 10-01-2015 |
Christopher H. Howe, Pflugerville, TX US
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20140337161 | On-Site Curation That Enables Scalable Peer Generated Content That is Visual and Inspires Discovery Anywhere - A system and method are disclosed for automating the provision of social media product recommendations in an electronic commerce environment. In various embodiments, a set of instructions is provided to configure a merchant's source web page markup language and script code to receive consolidated script code. The merchant's source web page markup language and script code is then processed to generate source web page markup content and a script code customizations, which are in turn processed with a set of recommendation script code to generate a set of consolidated script code, which is then executed by the merchant's web site to provide social media recommendations in an electronic commerce environment. | 11-13-2014 |
20140337162 | PROCESS TO DISPLAY PICKS ON PRODUCT CATEGORY PAGES - A system and method are disclosed for automating the provision of social media product recommendations in an electronic commerce environment. In various embodiments, web page data associated with a merchant's website is processed to identify a set of product category pages. In turn, data associated with the identified set of product category pages is processed to generate product category page data and data associated with a predetermined set of Pick Lists is processed to generate Pick List data. The resulting product category page data and Pick List data is then processed to generate Pick List association data, which in turn is processed to identify a subset of the set of Pick Lists that are associated with a predetermined product category page. | 11-13-2014 |
20140372249 | Automated Creation of Collages From a Collection of Assets - A system and method are disclosed for automating the provision of social media product recommendations in an electronic commerce environment. A user selects one or more products from one or more Pick Lists, which are a pictorial grouping of products that the user has selected, assembled and named. The user then selects a Pick Collage template, which is then populated with the selected product(s). Once populated, the Pick Collage template is processed to generate a Pick Collage, which provides a more stylized presentation of the selected product(s). Once generated, the Pick Collage is provided to a website associated with a merchant that provides the selected product(s). | 12-18-2014 |
Claudia Howe, Scottsdale, AZ US
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20130318808 | Marker Tags for Positioning Objects - In various representative aspects, apparatus and system for an elongated marker tag that generally comprises a front side, a rear side, and a positioning aid. The front side and the rear side are at least partially comprised of adhesive areas. The adhesive area on the first side substantially covers the top. The adhesive area on the back is at or near the bottom and preferably at least ½ inch away from the top to leave room for the user to press the tag. | 12-05-2013 |
Curtis I. Howe, Hampton CA
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20090122879 | TRANSIENT VIDEO ANOMALY ANALYSIS AND REPORTING SYSTEM - A system and method for detecting and analyzing transient video anomalies in AV broadcast networks includes AV signal monitors associated with each decoding device in the network for continuously monitoring AV signals received by their associated video decoding device for detecting signal anomalies which are outside predetermined signal parameter levels during normal operation of the broadcast network. | 05-14-2009 |
20130111535 | TRANSIENT VIDEO ANOMALY ANALYSIS AND REPORTING SYSTEM | 05-02-2013 |
David Howe, Louisville, CO US
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20150270835 | PHASE MODULATION NOISE REDUCERE - A phase modulation (PM) noise reducer to reduce phase modulation noise of an oscillator, the PM noise reducer including: an amplitude modulation (AM) detector to receive a primary oscillator signal and to produce an AM detector signal based on the primary oscillator signal, the primary oscillator signal including a first phase modulation (PM) noise; a control circuit in electrical communication with the AM detector to receive the AM detector signal and to produce a control signal; a phase shifter in electrical communication with the control circuit to receive the primary oscillator signal and the control signal and to produce a secondary oscillator signal based on the primary oscillator signal and the control signal, the secondary oscillator signal comprising a second PM noise, wherein the second PM noise is less than the first PM noise. | 09-24-2015 |
David Howe, Grand Praire, TX US
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20130297271 | SYSTEMS AND METHODS FOR VEHICLE SURVIVABILITY PLANNING - System and methods for improving vehicle survivability. In some embodiments, Mission information may be obtained regarding a mission of at least one vehicle. The mission may comprise a plurality of mission stages, and the mission information may comprise at least one model associated with the at least one vehicle and at least one threat to the at least one vehicle. A potential action of the at least one vehicle may be selected by calculating a numerical measure for the potential action based at least in part on a mission stage of the plurality of mission stages during which the potential action is to be taken and the at least one model. | 11-07-2013 |
Devon O. Howe, Saratoga Springs, NY US
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20130101962 | DENTURE AND METHOD AND APPARATUS OF MAKING SAME - A method for making a denture comprising a base and a plurality of teeth joined thereto. The method comprises forming a first cavity in a block of a denture base material, the first cavity being formed to match the contour of natural teeth as arranged on maxillae or on a mandible; filling the first cavity with a first fluid synthetic tooth material and solidifying the first fluid synthetic tooth material into a first solid synthetic tooth material; removing a portion of the first solid synthetic tooth material to form the plurality of teeth; and removing a portion of the block of denture base material to form the denture base. The steps of the method may be implemented by a computer. An apparatus for making the denture according to certain embodiments of the method, and a denture comprised of a base and artificial teeth are also disclosed. | 04-25-2013 |
20140080094 | DENTURE AND METHOD AND APPARATUS OF MAKING SAME - A method for making a denture comprising a base and a plurality of teeth joined thereto. The method comprises forming a first cavity in a block of a denture base material, the first cavity being formed to match the contour of natural teeth as arranged on maxillae or on a mandible; filling the first cavity with a first fluid synthetic tooth material and solidifying the first fluid synthetic tooth material into a first solid synthetic tooth material; removing a portion of the first solid synthetic tooth material to form the plurality of teeth; and removing a portion of the block of denture base material to form the denture base. The steps of the method may be implemented by a computer. An apparatus for making the denture according to certain embodiments of the method, and a denture comprised of a base and artificial teeth are also disclosed. | 03-20-2014 |
20140234802 | MOLDING ARTIFICIAL TEETH IN DENTURE BASE DISC - A method of molding artificial teeth in denture base material comprising forming a U-shaped cavity in a block of denture base material, forming socket cavities in the bottom of the U-shaped cavity, casting a fluid artificial tooth material into the cavities, and causing the fluid tooth material to solidify into solid artificial tooth material while applying pressure. Causing the solidification may include heating the fluid tooth material. The method may include casting a liquid elastomer into a bottom portion of the U-shaped cavity following forming that cavity and prior to the forming the socket cavities, curing the liquid elastomer into a solid elastomeric cushion, and removing the cushion from the U-shaped cavity. Subsequently, the cushion may be inserted into the U-shaped cavity and contacted with the fluid tooth material. A die may then be contacted with the cushion to apply pressure to it and the fluid tooth material during curing. | 08-21-2014 |
20140272777 | PRECISION-MILLED DENTURE TEETH AND METHOD AND DEVICES FOR MAKING SAME - A device for making artificial teeth for a denture. The device is comprised of a nest comprised of a lower portion formed of a rigid material and having an upper planar surface, and an upper portion contiguous with the upper planar surface of the lower portion, and formed of an elastomeric material and configured to receive a plurality of the artificial teeth and hold the teeth in predetermined positions relative to the upper planar surface. A method for making artificial teeth using the nest and a fixative applied thereto is also disclosed. The method may include milling of the artificial teeth by a CAD-CAM operated mill. | 09-18-2014 |
20140272798 | STRESS-REDUCED DENTURE BASE DISC - A method and apparatus for making a denture base disc that is used subsequently to form a removable denture. A vessel with an elastomeric lining is used to form the denture base disc so that the compression of the elastomeric material is approximately equivalent to the shrinkage of the denture base disc material during its polymerization. The vessel and elastomeric lining contained therein work cooperatively to cause the denture base disc to cure in a homogenous manner with consistent pressure on all sides so that residual stresses in the finished disc are minimized. | 09-18-2014 |
20140272800 | DENTAL CROWNS AND BRIDGES AND METHOD OF MAKING SAME - Dental prostheses and methods for making them are disclosed. In one embodiment, a method comprises a sequence of steps including milling a cavity in a block of a coping material, filling the cavity with a green ceramic material, milling a portion of the green ceramic material away to leave a layer of green ceramic material on an occlusal surface formed in the coping material, milling the underside of the block of coping material to form the coping with green ceramic material, and sintering the coping with green ceramic material to complete the prosthesis. The milling steps may be performed by a computer-controlled mill. The computer may execute a CAD-CAM program that includes data from a three dimensional model of a tooth that is to receive the prosthesis. The dental prosthesis may be a dental crown or a dental bridge. | 09-18-2014 |
Douglas J. Howe, South Windsor, CT US
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20130075976 | COMPLIANT MOUNTING OF AN AXIAL FACE SEAL ASSEMBLY - A axial face seal assembly includes first and second structures rotatable relative to one another about an axis. A carrier supports a seal that engages the second structure. The carrier is configured to move along the axis. First and second springs operatively are arranged between the first structure and the carrier. The first and second springs are configured to bias the carrier relative to the second structure respectively in first and second directions along the axis for providing a desired closing force on the second structure. A method of sealing a rotating structure includes biasing a seal toward a rotating sealing surface with a first spring to provide a desired axial closing force. The axial position of the seal relative to the rotating sealing surface is changed to an undesired axial closing force. The seal is biased with a second spring to achieve the desired axial closing force. | 03-28-2013 |
Duncan Howe, Hopkins, SC US
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20140323865 | ENHANCED ULTRASOUND DEVICE AND METHODS OF USING SAME - In one aspect, an enhanced ultrasound device may generally comprise an ultrasound probe including a housing and at least one transducer element disposed within the housing. The ultrasound probe may be configured to generate ultrasound image signals associated with an object being imaged. In addition, the device may include an acoustic receiver associated with the ultrasound probe. The acoustic receiver may be configured to generate auscultation signals associated with sounds generated by the object as the object is being imaged using the ultrasound probe. | 10-30-2014 |
20150086954 | Adding Sounds to Simulated Ultrasound Examinations - A system for performing audio-enhanced, simulated ultrasound examinations may generally include an ultrasound simulation device having at least one processor and associated memory. The memory may store pre-recorded audio-enhanced ultrasound data for at least one internal organ. The audio-enhanced ultrasound data may include a moving ultrasound image of the at least one internal organ along with synced audio data associated with auscultatory sounds generated by the at least one internal organ depicted within the moving ultrasound image. In addition, the system may include a display and a speaker coupled to the ultrasound simulation device. The display may be configured to display the moving ultrasound image as a trainee is performing the simulated ultrasound examination. The speaker may be configured to broadcast the synced audio data simultaneously with the display of the moving ultrasound image. | 03-26-2015 |
20150086959 | Ultrasound Loop Control - A method for conducting ultrasonography training using ultrasound loop control may generally include providing for display a moving ultrasound image of an internal body part, wherein the moving ultrasound image is associated with an image frame loop including a plurality of individual image frames. The method may also include receiving an initial input from a user associated with stopping the moving ultrasound image at a current image frame of the image frame loop, receiving a second input associated with cycling forward or backwards through the image frame loop in order to provide additional image frames of the image frame loop for display to the user and receiving a third input associated with a submission of one of the image frames as a selected image frame. | 03-26-2015 |
Gary Howe, Plano, TX US
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20130265834 | APPARATUSES AND METHODS FOR IMPROVED MEMORY OPERATION TIMES - Apparatuses and methods for improved memory cycle times are disclosed. An example apparatus may include first and second lines and a sense amplifier. The sense amplifier is directly coupled to the first and second lines. The sense amplifier may sense a differential signal between the first and second lines and amplify the same. An example method may include accessing a first memory cell coupled to a first line of a pair of lines and accessing a second memory cell coupled to a second line of the pair of lines. A differential is sensed between the pair of lines with a sense amplifier coupled directly to the pair of lines, and the sensed differential is amplified. The sense amplifier is coupled to an input/output bus to provide the amplified sensed differential to the input/output bus. | 10-10-2013 |
20150098285 | ON-DIE TERMINATION APPARATUSES AND METHODS - Apparatuses and methods are disclosed herein, including those, performed by a memory die, that operate to detect that a command on a bus connected to the memory die is addressed to another memory die responsive to a chip select signal, and to change the impedance of an on-die termination circuit of the memory die responsive to the detecting. | 04-09-2015 |
James Howe, Earlysville, VA US
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20140183356 | Integrated method to analyze crystals in deposits - A method to analyze crystals in a deposit on a surface of a nuclear generating station heating surface, wherein the method extracts a sample of material from the surface of the nuclear generating station heating surface and also includes conducting at least one of a high resolution scanning electron microscope/energy dispersive X-ray spectrometry of the sample and a scanning transmission electron microscope/selected area electron diffraction/spot and elemental mapping analysis of the sample. | 07-03-2014 |
John Howe, Saratoga Springs, NY US
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20140076523 | DEVICES, SYSTEMS, AND METHODS FOR COOLING ELECTRONIC DEVICE HEAT SPREADERS - Devices, systems, and methods for cooling electronic component heat spreaders, for example, a heat spreader mounted over a CPU of personal computer, are disclosed. The devices, systems, and methods employ a housing having an internal cavity with an open bottom; a gasket positioned between the open bottom and the heat spreader; a cooling fluid inlet to the housing adapted to direct a cooling fluid upon the heat spreader in a direction substantially normal to heat spreader; and a cooling fluid outlet positioned to remove the cooling fluid from the housing. Though aspects of the invention can be applied to any electronic component that can benefit from enhanced heat dissipation, users of high-performance computer equipment, such as, gamers, scientific and mathematical modelers, and engineers may find aspects of the invention particularity advantageous. | 03-20-2014 |
John C Howe, Bear, DE US
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20130005889 | POLYARYLENE SULFIDE-CONTAINING POLYMER MELT - This invention relates to methods for decreasing the complex viscosity of a polyarylene sulfide polymer melt while maintaining the molecular weight of the polyarylene sulfide with time. This invention also relates to polymer melt compositions comprising a polyarylene sulfide, wherein the complex viscosity of the composition is decreased relative to the complex viscosity of the native polyarylene sulfide measured under the same conditions, and the weight average molecular weight of the polyarylene sulfide is maintained. The methods of decreasing the complex viscosity of a polyarylene sulfide-containing polymer melt, and the polymer melt compositions so obtained, are useful in processes to produce fibers, films, nonwovens, and molded parts from polyarylene sulfides. | 01-03-2013 |
20130005890 | THERMAL STABILIZATION OF POLYARYLENE SULFIDE COMPOSITIONS - Provided are novel compositions comprising a polyarylene sulfide and at least one tin additive comprising a branched tin(II) carboxylate selected from the group consisting of Sn(O | 01-03-2013 |
20130009333 | PROCESS FOR MAKING NONWOVEN WEBS - A nonwoven web comprising bicomponent fibers. The fibers have continuous phases each of a first polyarylene sulfide (PAS) component and a polymer component. The polymer component may also be a second polyarylene sulfide. The first polyarylene sulfide component contains a tin or a zinc additive or both, and the first polyarylene sulfide component of any given fiber is at least partially exposed to the external surface of that fiber. | 01-10-2013 |
20130012637 | IMPROVED PROCESS FOR FORMING POLYARYLENE SULFIDE FIBERS - An improved process for forming polyarylene sulfide fibers is provided. The process comprises forming at least one fiber from a polymer melt comprising a polyarylene sulfide and at least one tin additive comprising a branched tin(II) carboxylate. Using such a melt, the fiber forming continuity is improved compared to that of the native polyarylene sulfide melt processed under the same conditions. | 01-10-2013 |
20130012638 | METHODS OF DECREASING VISCOSITY OF A POLYARYLENE SULFIDE-CONTAINING POLYMER MELT - This invention relates to methods for decreasing the complex viscosity of a polyarylene sulfide polymer melt while maintaining the molecular weight of the polyarylene sulfide with time. This invention also relates to polymer melt compositions comprising a polyarylene sulfide, wherein the complex viscosity of the composition is decreased relative to the complex viscosity of the native polyarylene sulfide measured under the same conditions, and the weight average molecular weight of the polyarylene sulfide is maintained. The methods of decreasing the complex viscosity of a polyarylene sulfide-containing polymer melt, and the polymer melt compositions so obtained, are useful in processes to produce fibers, films, nonwovens, and molded parts from polyarylene sulfides. | 01-10-2013 |
20130018135 | THERMOOXIDATIVE STABILIZATION OF POLYARYLENE SULFIDE COMPOSITIONS - Provided are novel compositions comprising a polyarylene sulfide and at least one tin additive comprising a branched tin(II) carboxylate selected from the group consisting of Sn(O | 01-17-2013 |
20130210307 | POLYARYLENE SULFIDE COMPOSITIONS - Provided are novel compositions comprising a polyarylene sulfide and at least one tin additive comprising a branched tin(II) carboxylate selected from the group consisting of Sn(O | 08-15-2013 |
Joseph Howe, Ithaca, NY US
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20150138608 | System and Method for Printing a Hidden and Secure Barcode - The present invention relates to systems and methods for printing a hidden and secure barcodes and, more particularly, to digital printers structured, configured, and/or programmed to print a set of unique non-standard symbols for the purpose of representing a data string based on a barcode standard that can be hidden in the background of a media substrate. | 05-21-2015 |
Justin Howe, Oakdale, NY US
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20140156510 | METHOD AND SYSTEM OF PROVIDING FINANCIAL TRANSACTIONS FOR THE VISUALLY IMPAIRED - A method for audibly communicating transaction details includes: storing payment card details for a payment card, the card details including a payment card number; receiving transaction details for a financial transaction involving the payment card, the transaction details including a transaction amount; and audibly emitting the transaction amount for the financial transaction. A method for audibly communicating account information which includes: capturing an image of a payment card; processing the captured image of the payment card to identify payment card details, the card details including a payment card number; transmitting the identified card details; receiving account details for a financial account associated with the payment card, the account details including at least an account balance; and audibly emitting the account balance for the financial account. | 06-05-2014 |
Justin Howe, Amarillo, TX US
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20130115375 | STONE SEALING SYSTEMS AND METHODS - This disclosure is related to systems and methods of sealing a stone and is particularly useful for sealing a stone countertop, though it could also be applied to stone tiles or other types of stone products. In one example, a method for sealing stone may include applying heat to a stone and applying a sealant to the stone when the temperature of the stone is above a temperature threshold. The sealant may be an impregnating sealer. | 05-09-2013 |
Justin X. Howe, Larchmont, NY US
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20130290119 | Method for Providing Payment Card Security Using Registrationless Telecom Geolocation Capture - A method for providing registrationless payment card security for a payment network that includes maintaining a list of anonymous mobile telephone numbers, which correspond to personal payment card account numbers (PAN). When a card-present authorization for a listed PAN is received, the payment network requests the geolocation of the cell phone of the card holder in real time from the mobile network operator. The mobile network operator determines the geolocation of the cell phone and transmits it to the payment network. The payment network compares the geolocation of the cell phone with the geolocation of the merchant to confirm that the card holder is present at the location of the transaction. | 10-31-2013 |
Justin X. Howe, Oakdale, NY US
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20130226803 | METHOD AND SYSTEM FOR AUTHENTICATING AN ENTITY USING TRANSACTION PROCESSING - A system for authenticating an entity includes a database configured to store a profile associated with an entity, the profile including at least an authentication status; a supplying device configured to supply transaction details including a unique virtual payment number (VPN) to a third party entity to be authenticated; a receiving means for receiving an authorization request that includes transaction details that include a VPN; and a processor configured to capture, from the authorization request, transaction details for a payment card transaction wherein the transaction details includes at least a payment card number, authenticate the entity requesting a transaction by comparing the captured transaction details including a payment card number to the supplied unique VPN, and update, in the database, the authentication status in the profile associated with the entity based on the authenticating of the entity based on said authentication. | 08-29-2013 |
20140337062 | CARD PRESENT FRAUD PREVENTION METHOD USING AIRLINE PASSENGER DETAIL - A system, method, and computer-readable storage medium configured to process cross-border transactions involving payment cards. | 11-13-2014 |
20140337217 | CARD PRESENT FRAUD PREVENTION METHOD USING AIRLINE PASSENGER DETAIL - A system, method, and computer-readable storage medium configured to process cross-border transactions involving payment cards. | 11-13-2014 |
20140358741 | METHOD AND SYSTEM FOR SHOWROOMING DETECTION - A method for identifying instances of showrooming includes: storing a plurality of location data entries, each location data entry including a geographic location and location timestamp; storing a plurality of transaction data entries, each transaction data entry including a merchant identifier and transaction timestamp; identifying at least one matched data entry including a location data entry and a transaction data entry where the location timestamp is within a predefined range of time that includes the transaction timestamp; identifying, for each matched data entry, at least one nearby merchant based on the geographic location included in the corresponding location data entry; identifying a specific matched data entry of the at least one matched data entry indicating showrooming where the merchant identifier included in the corresponding transaction data entry is not associated with any of the corresponding at least one nearby merchant; and storing the identified specific matched data entry. | 12-04-2014 |
20150019293 | SYSTEM AND METHOD FOR PRIVACY COMPLIANT GIS FILE FORMAT DELIVERY SYSTEM FOR PAYMENT DATA - A method for providing characteristic payments data includes: storing a plurality of transaction data entries, each data entry including transaction data, consumer information, merchant information, and a geographic location; receiving a request for characteristics, the request including a characteristic metric and specified geographic area; identifying a subset of data entries, where the geographic location is included in the specified geographic area; identifying the characteristic metric based on at least one of: the transaction data, consumer information, and merchant information of each data entry in the subset; generating a data file illustrating the identified characteristic metric as applied to the specified geographic area, wherein the data file is of a geographic information system (GIS) file format; and transmitting the generated data file in response to the received request for characteristics. | 01-15-2015 |
20150051953 | METHOD AND SYSTEM FOR GEOLOCATION MAPPING OF INDOOR LOCATIONS USING PAYMENT DATA - A method for mapping merchant boundaries includes: storing, in a transaction database, a plurality of transaction data entries, wherein each transaction data entry includes data related to a payment transaction including at least a merchant identifier, a consumer identifier, and a transaction time and/or date; identifying, in the transaction database, a subset of transaction data entries, wherein each transaction data entry in the subset of transaction data entries includes a common merchant identifier; receiving, for each transaction data entry in the identified subset of transaction data entries, a geographic location of a mobile communication device associated with the respective included consumer identifier temporally proximal to the respective included transaction time and/or date; and generating, by a processing device, a boundary map for a merchant associated with the common merchant identifier based on the geographic locations received for each transaction data entry in the identified subset of transaction data entries. | 02-19-2015 |
20150052005 | INTERNET SITE AUTHENTICATION WITH PAYMENTS AUTHORIZATION DATA - Methods for identification by a payment cardholder of phishing and/or deceptive Websites (e.g., merchant Websites and financial institution Websites) are provided. In particular, a method involves initiating a proxy interaction of a payment cardholder computer system executing a browser application with an item of content associated with the merchant Website, and communicating with a payment card network connected to the merchant Website. The proxy interaction is used to determine whether the merchant Website is registered with the payment card network. | 02-19-2015 |
20150052053 | INTERNET SITE AUTHENTICATION WITH PAYMENTS AUTHORIZATION DATA - A system for identification by a payment cardholder of phishing and/or deceptive Websites is provided. The system includes an electronic storage device having a database of merchant or financial institution Website registration with a payment card network information stored therein. The system includes an access path for allowing access to the merchant or financial institution Website registration with a payment card network information. The system includes a processor for assembling the merchant or financial institution Website registration with a payment card network information in the database, and for communicating the assembled merchant or financial institution Website registration with a payment card network information to a payment cardholder that has been granted access to the database. | 02-19-2015 |
20150058088 | METHOD AND SYSTEM FOR USING TRANSACTION DATA TO ASSIGN A TRADE AREA TO A MERCHANT LOCATION - A method for identifying a merchant trade area, includes: receiving a trade area request, the request identifying a merchant; storing a plurality of consumer location data entries, each entry including data related to a consumer involved in one or more payment transactions with the merchant, including a geographic location associated with the related consumer; identifying a geographic location associated with the merchant; identifying at least one geographic deviation metric based on the geographic location associated with the related consumer included in each entry of the plurality of consumer location data entries; identifying a merchant trade area based on the geographic location associated with the merchant and the identified at least one geographic deviation metric; and transmitting the identified merchant trade area in response to the received trade area request. | 02-26-2015 |
20150088735 | CHIP CARD DEPLOYMENT DRIVEN BY TRAVEL ITINERARY METHOD AND APPARATUS - A system, method, and computer-readable storage medium to issue CHIP-enabled payment cards to cardholders based on their propensity to travel to locations where the use of CHIP is dominant. | 03-26-2015 |
20150113024 | GENERATING SOCIAL GRAPHS USING COINCIDENT GEOLOCATION DATA - The present disclosure provides a method and a system for generating social graphs using coincident geolocation data. In particular, a method is provided in which an entity retrieves information from one or more databases. The information includes geolocation data for a plurality of entities generated over a predetermined period of time. The information is analyzed to determine coincident geolocation information of the entities. The coincident geolocation information is then analyzed to determine social relationships of the entities. One or more social graphs are then generated based on the social relationships of the entities. The social graphs comprise multi-node graphs having edges or connectors linking the nodes. The entities are represented by the nodes. A social relationship between the entities is represented by the edges or connectors linking the nodes. The attributes of the edges or connectors are based upon information describing a characteristic of the relationship. | 04-23-2015 |
20150120521 | GENERATING SOCIAL GRAPHS USING COINCIDENT PAYMENT CARD TRANSACTION DATA - The present disclosure relates to a method and a system for generating social graphs using payment card transaction data. The method involves retrieving, by a financial transaction processing entity, information from one or more databases. The information includes purchasing and payment activities attributable to payment cardholders. The information is analyzed to determine coincident purchasing and payment transaction information of the payment cardholders. The coincident purchasing and payment transaction information is then analyzed to determine social relationships of the payment cardholders. One or more social graphs are generated based on the social relationships of the payment cardholders. The social graphs comprise multi-node graphs having edges or connectors linking the nodes. The payment cardholders are represented by the nodes. A social relationship between the payment cardholders is represented by the edges or connectors linking the nodes. The attributes of the edges or connectors are based upon information describing a characteristic of the relationship. | 04-30-2015 |
20150142651 | INTERNET SERVICE PROVIDER (ISP) AUTHENTICATION OF eCOMMERCE TRANSACTIONS - The present disclosure provides internet service provider (ISP) authentication of eCommerce transactions, more particularly, a method and system of associating an ISP recognition identification (ID) with a cashless payment account. A system, method, and software product are provided for fraud prevention in the field of cashless payment account transactions. A computing device receives details of completed eCommerce payment transactions. A number of ISP recognition IDs are also received indicating merchant URLs of personal computing devices. A computing device then flags all received ISP recognition IDs for a time period surrounding the completed eCommerce payment transactions, and defines sets of flagged ISP recognition IDs. The sets of flagged ISP recognition IDs are then compared in generating candidate ISP recognition IDs (i.e., ISP subscriber lines), which are associated with each cashless payment account. Further iterations allow for limiting of the number of ISP recognition IDs associated with each cashless payment account. | 05-21-2015 |
Justin Xavier Howe, Larchmont, NY US
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20130346266 | SYSTEM AND METHOD OF IDENTIFYING TRANSACTIONS OVER A PAYMENT CARD NETWORK SUBJECTABLE TO A CONDITIONAL CONSUMPTION TAX - In one aspect, a method is provided herein of identifying transactions being processed over a payment card network which may be subjected to a conditional consumption tax. The method includes receiving, via the payment card network, a payment authorization message corresponding to a transaction between a user and a merchant. Further, the method includes determining, using a computer, from the payment authorization message, a user geographical code for the user. Similarly, the method includes determining, using a computer, from the payment authorization message, a merchant geographical code for the merchant. Using a computer, the method calls for comparing the geographical code of the user and the geographical code of the merchant with a demesne of a first tax authority. If the geographical code of the user and the geographical code of the merchant are within the demesne of the first tax authority, then, determining the transaction has no conditional consumption tax burden under the first tax authority. If the geographical code of the user and the geographical code of the merchant are not both within the demesne of the first tax authority, then, identifying the transaction as subjectable to conditional consumption tax by the first tax authority. Advantageously, with the method of the subject invention, transactions over a payment card network can be reviewed to determine if conditional consumption taxes, such as use taxes, apply while being normally processed. | 12-26-2013 |
20140129420 | TELECOM SOCIAL NETWORK ANALYSIS DRIVEN FRAUD PREDICTION AND CREDIT SCORING - A method for scoring a user's propensity for credit fraud includes forming a social graph from Call Detail Records (“CDR”), the users being nodes and weighted edges connecting node pairs representing a relationship between those users. Initial scores are assigned to users. A first user/credit applicant final score is calculated as a sum of all weighted initial scores of users having a degree of separation of n with the first user, along a path of connecting edges on the social graph, each weighted initial score being a product of the weight of the edges connecting the corresponding node pair, the user initial score, and the inverse square of the degree of separation with the first user. The summation of the degree weighted initial scores of users with degree of separation of n or less is the first user's credit-fraud score. | 05-08-2014 |
20140129596 | METHODS FOR GEOTEMPORAL FINGERPRINTING - Records of geotemporal data for a plurality of users from a database associated with on-line and/or mobile cellular activities are used to generate a geotemporal fingerprint of a user. The geolocation history associated with the user's on-line and/or mobile cellular activities from one such database can be correlated with a user's geolocation data from a separate on-line database associated with a different activity. For example, the geolocation history or geotemporal fingerprints associated with on-line and/or mobile cellular activities from one particular database can be correlated with those associated with payment card usage. Such information can be used to authenticate a user, for example, as a security measure for payment card users and issuers, for registrationless credit security applications, and for gathering relevant data for advertising campaigns. | 05-08-2014 |
20150058187 | Mileage Tax Estimation Using Payment Network Data - A method and system of determining a vehicle mileage tax associated with a consumer includes retrieving data associated with a plurality of transactions associated with a payment account of a consumer, the data including a merchant identifier, a location, and a date and time associated with each of the plurality of transactions. A total mileage traveled by a vehicle associated with the consumer is estimated based on the location, and the date and time associated with the plurality of transactions. A vehicle mileage tax is calculated based on the total mileage estimated for the vehicle associated with the consumer. Additional geotemporal information is provided by mobile devices linked to the payment account and is used to adjust the vehicle mileage estimated from payment transaction geotemporal data. | 02-26-2015 |
Justin Xavier Howe, Oakdale, NY US
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20140058767 | RESERVATION REALIZATION SCORING SYSTEM AND METHOD - With the subject invention, a method is provided in which real-time information beyond point-of-sale is evaluated to determine a propensity score of a person realizing a reservation, in particular, whether the person shall be a no show or cancellation with respect to a reservation. The subject invention utilizes information obtained through a payment card network, which in the prior art has not been considered in evaluating no show or cancellation rates. | 02-27-2014 |
20140156501 | REAL-TIME INTERACTIVE CREDIT SCORE IMPROVEMENT COACH - A method and system for providing a credit coaching service for providing real-time recommendations to improve a credit score for a user retrieves credit report data issued from a credit reporting agency for analysis by a processor and initializes datafeeds for accessing in real-time financial transactions by the user from at least one financial source. Corrective actions are determined and alerts transmitted in real-time to the user in response to detection of a real-time financial transaction that adversely affects the user's credit score. | 06-05-2014 |
20140250007 | METHOD AND SYSTEM OF COOKIE DRIVEN CARDHOLDER AUTHENTICATION SUMMARY - A method for authenticating a financial transaction includes: storing a plurality of transaction data entries, each transaction data entry including data related to a financial transaction and including transaction data and a consumer identifier; receiving cookie data, the cookie data including a computing device identifier and historical browsing data; receiving an authorization request for a financial transaction, the authorization request including a consumer identification; identifying, in the transaction database, a subset of transaction data entries, wherein each transaction data entry in the subset includes a consumer identifier corresponding to the consumer identification; identifying an authentication score for the financial transaction based on a correlation of transaction data included in each transaction data entry of the subset and the historical browsing data; and transmitting the identified authentication score and consumer identification for use in approval of the financial transaction by an issuer. | 09-04-2014 |
20140250010 | METHOD AND SYSTEM OF COOKIE DRIVEN CARDHOLDER AUTHENTICATION SUMMARY - A method for authenticating a financial transaction includes: storing a plurality of transaction data entries, each transaction data entry including data related to a financial transaction and including transaction data and a consumer identifier; receiving cookie data, the cookie data including a computing device identifier and historical browsing data; receiving an authorization request for a financial transaction, the authorization request including a consumer identification; identifying, in the transaction database, a subset of transaction data entries, wherein each transaction data entry in the subset includes a consumer identifier corresponding to the consumer identification; identifying an authentication score for the financial transaction based on a correlation of transaction data included in each transaction data entry of the subset and the historical browsing data; and transmitting the identified authentication score and consumer identification for use in approval of the financial transaction by an issuer. | 09-04-2014 |
20140279194 | SKU-DRIVEN APPAREL SIZE DETERMINATION FOR CARDHOLDERS - Repositories of apparel purchase data combined with payment card data can be used to determine accurate cardholder apparel sizes by examining their historical clothing purchases. Using these profiles to identify cardholders with similar figures, and their purchases to extrapolate what sizes to purchase in as yet unpurchased items. The present method can be implemented on an e-commerce platform or in brick & mortar locations, for example as a smartphone app with barcode scanner. Shopping becomes more efficient for cardholders, the retailer sees increased throughput, and returns for size are reduced. No effort by customer is needed. | 09-18-2014 |
20140330690 | MERCHANT CONTINUITY CORRECTION USING CARDHOLDER LOYALTY INFORMATION - A computer-implemented method of maintaining continuity of transaction data associated with a merchant within a payment card network includes identifying new merchant IDs and associated new merchant information from a database, the new merchant IDs and associated new transactions generated after a predetermined timestamp; and identifying discontinued merchant IDs and associated discontinued merchant information from the database, the discontinued merchant IDs associated only with older transactions generated before the predetermined timestamp and thus appearing to have been discontinued after the predetermined timestamp. The method further includes linking a new merchant ID to a discontinued merchant ID based on continued loyalty of payment card holders, the linked pair of new merchant and discontinued merchant ID having common payment card accounts associated therewith, thereby maintaining continuity of transaction data associated with the merchant corresponding to the linked pair of new and discontinued merchant IDs. | 11-06-2014 |
20140337215 | SYSTEM AND METHOD FOR UPDATING CARDHOLDER PERSONAL DATA WITH AVS SYNCHRONIZATION - A computer-implemented method of processing updated payment cardholder personal data. The method includes receiving, by a at least one processing device, updated personal data associated with the payment cardholder; obtaining, by the at least one processing device, data identifying at least one payment system entity with which the payment cardholder has a transaction history; and transmitting, by the at least one processing device, notification of the payment cardholder's personal data update to the identified at least one payment system entity. The receiving, obtaining, and transmitting by the at least one processing device are performed independent of administration by an issuing bank that issued a payment card to a payment cardholder. | 11-13-2014 |
20140344040 | TRANSACTION LINKED MERCHANT DATA COLLECTION - A system, method, and software product as provided for obtaining details on merchant data from customers purchasing goods or services at a merchant with a payment instrument. After customers make purchases at merchants, a server associated with a payment instrument network or payment issuing bank sends a message in the form of a signal to open an application, an SMS, an e-mail, an electronic bank statement, or other electronic means to the customer offering the customer the opportunity to provide details on merchant data on the merchant where the purchase was just made, including the name and address of the merchant where the purchase was just made. The customer may be offered various rewards for providing of details on merchant data, with more valuable prizes rewarded for hard-to-obtain details on merchant data. The payment instrument network and payment issuing bank are thus presented with the opportunity to mine data in a crowdsourced manner from a number of consumers who have just purchased goods from a merchant. | 11-20-2014 |
20140358769 | MERCHANT DATA CORRECTION THROUGH LOCATION AVERAGING - A computer-implemented method is provided for determining merchant locations. The method includes receiving transaction data and associated location data for transactions between at least one cardholder and at least one merchant, and calculating an average location. The location data associated with each transaction is related to a location of a cardholder of the at least one cardholder making the associated transaction. The calculation includes averaging location data associated with a threshold amount of transactions for one of the merchants. A location of the merchant is determined based on the calculated average location. The method is performed by at least one processing device. | 12-04-2014 |
20140358772 | MERCHANT AGGREGATION THROUGH MERCHANT DATA PROVISIONING - A method, system and machine-readable medium for aggregating merchant data from transaction data. The method includes retrieving a first data set from a data warehouse, the first data set including transaction data having a respective merchant location identifier. One or more acquiring institutions provides a data second set including merchant locations represented by the respective acquiring institution, each merchant location in the data set having an associated settlement account identifier. The first and second data sets are merged based upon common merchant locations, and merchant locations in the merged data sets having a common settlement account identifier are associated with each other. | 12-04-2014 |
20140372304 | GEO-ENUMERATIVE DEVICEHOLDER AUTHENTICATION - A system, method, and software product are provided for fraud prevention in the field of payment instrument transactions without requiring registration. A computing device receives details of completed payment transactions. A number of recognition IDs are also received indicating locations of geolocation devices. A computing device then flags all received recognition IDs by deviceholder identification for a time period surrounding the completed payment transactions, and defines sets of flagged recognition IDs. The sets of flagged recognition IDs are then compared in generating candidate recognition IDs, which are associated with each payment instrument. Further iterations allow for limiting of the number of recognition IDs associated with each payment instrument. Other embodiments provide for faster matching by only considering recognition IDs from a certain geographic region or presenting time-limited offers to customers to purchase goods at specific merchants and then removing recognition IDs not associated with purchase at a merchant. | 12-18-2014 |
20150019394 | MERCHANT INFORMATION CORRECTION THROUGH TRANSACTION HISTORY OR DETAIL - A method of updating location information associated with a merchant in an electronic payment card network includes retrieving a plurality of payment transaction records associated with a merchant over a predetermined period of time. The plurality of payment transaction records are associated with a plurality of payment accounts, and include location data, including a country of issuance, associated with the payment card accounts. The location data associated with the plurality of payment accounts are aggregated. The merchant's location information is updated in payment transaction records and, optionally, in a central database of merchant location data, based on the aggregated location data associated with the plurality of payment accounts, for example, based on a country of issuance of a majority of the payment cards associated with the payment accounts. | 01-15-2015 |
20150081387 | METHOD AND SYSTEM FOR IDENTIFYING INFLUENCERS FROM PAYMENT DATA - A method for identifying a trendsetting consumer includes: storing transaction entries, each entry including a consumer identifier, transaction date, and transaction characteristics each having a characteristic value; receiving two trend identifiers, each trend identifier including a trend date and transaction characteristic value and is associated with a specific trend; identifying a trending consumer where a first transaction entry includes a transaction date corresponding to the trend date and a transaction characteristics having a characteristic value corresponding to the transaction characteristic value of one of the two identified trends, a second transaction entry includes a transaction date corresponding to the trend date and a transaction characteristics having a characteristic value corresponding to the transaction characteristic value of another one of the two identified trends, and the first and second transaction entries include a common consumer identifier associated with the trending consumer; and associating the trending consumer with the specific trends. | 03-19-2015 |
20150088752 | METHODS, APPARATUS, SYSTEMS AND COMPUTER READABLE MEDIUMS FOR ANONYMIZED IDENTIFICATION OF PAYMENT CARD ACCOUNTS BELONGING TO A SAME ENTITY - In one embodiment, a method includes receiving, by a processing device, data representing a plurality of payment card transactions made in association with payment card accounts, the data including personally identifiable information; anonymizing, by a processing device, the data by hashing the personally identifiable information; determining, by a processing device, a plurality of the payment card accounts that belong to a same entity based on the hashed personally identifiable information without decoding the hashed personally identifiable information to recover the personally identifiable information; and identifying, by a processing device, the determined plurality of payment card accounts as belonging to the same entity. | 03-26-2015 |
20150095203 | METHOD AND SYSTEM FOR DETECTION OF ANOMALIES IN A MERCHANT CASH PAYMENT FLOW - A method and system of detecting anomalies in cash flow to and from a merchant includes receiving records from sources of cash flow to and records of deposits of cash flow from the merchant. The records of cash flow to the merchant are preferably provided from external sources independent of the merchant operations. Each record includes a merchant identifier associated with the merchant and a total amount of cash. The records of cash flow to and from the merchant are compared for anomalies and the merchant is flagged for further financial review in response to detecting an anomaly between the records of cash flow to the merchant and the records of cash flow from the merchant. The anomaly can be a discrepancy between the independent records of cash flow to the merchant and a revenue reported by the merchant. | 04-02-2015 |
20150127450 | METHOD AND SYSTEM FOR AUTOMATED DETECTION OF CAN-SPAM VIOLATIONS BY MERCHANTS AND ACQUIRERS - A method for associating a merchant account with violating activity includes: storing a plurality of merchant profiles, each profile including at least a merchant identifier; receiving a uniform resource locator or hyperlink captured from distributed electronic content that is identified as being in violation of a rule or regulation; navigating, via a browsing application program, to a webpage via the received uniform resource locator or hyperlink; initiating a payment transaction for the purchase of goods or services via the webpage; receiving an authorization request for the payment transaction, wherein the authorization request includes at least a merchant identification; transmit an authorization response in response to the received authorization request; identifying, in the database, a specific merchant profile where the included merchant identifier corresponds to the merchant identification; and indicating, in the database, the specific merchant profile as being in violation of the rule or regulation. | 05-07-2015 |
20150134523 | TELEPHONE ORDER PAYMENTS AUTHENTICATION USING PHONE NUMBER RECOGNITION - Presented are a method, system, and software product for transaction authentication via identification of a received telephone call. A telephone call is received from a potential payor requesting payment instrument transaction authorization. A determination is made via the telephone company of whether the telephone number was engaged in a call mode when the telephone call was received. If so, the transaction is allowed to proceed. Also presented are a method, system, and software product for authorization of transactions made via telephone. A payment instrument organization receives a request for transaction authorization containing a unique customer identifier of a customer attempting to complete a transaction via telephone. The associated telephone company is then contacted to determine whether the customer telephone number was engaged in an outbound call at the time the request for authorization of the transaction was received. If so, the transaction is approved. | 05-14-2015 |
20150213474 | APPARATUS, METHOD, AND COMPUTER PROGRAM PRODUCT FOR TRANSIT POOLING USING PAYMENT CARD DATA - Using payment card transaction data, residence locations are estimated for a plurality of payment card holders and recurrent destinations are estimated for at least a first portion of the plurality of payment card holders. A plurality of pooled transit pick-up points are identified in a geographic region of interest. Each of at least a second portion of the payment card holders are assigned to at least one of the pooled transit pick-up points. At least some of the payment card holders assigned to at least one of the pick-up points are identified as potential riders of a pooled transit service | 07-30-2015 |
Kevin Howe, Galesburg, IL US
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20150013923 | CAMPING ACCESSORY DOORS FOR UTILITY TRAILER - An accessory for changing a utility trailer to a camping trailer. The accessory may include attachable canvas panels that may be formed to fit and cover the door openings of a trailer. The canvas panels may include screen windows that may be opened and closed. The canvas panels may further include doors so that a user may easily enter and exit the trailer housing. | 01-15-2015 |
Kevin Howe, Barrie CA
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20140230726 | SPRAY COATING SYSTEM AND METHOD - A robotic spray coating assembly is used in a method for spraying a coating. The assembly may include a robotic arm having a remote end region and a coating head mounted on the remote end region. The coating head emits a coating material within a defined coating delivery region via at least one first orifice located in the coating delivery region, the at least one first orifice connected to a coating supply. One or more second orifices are positioned in a pattern beyond the periphery of the coating delivery region, and a fluid supply is connected to the one or more second orifices. Fluid emitted from the one or more second orifices forms a fluid curtain that at least partially encircles the coating delivery region, thereby minimizing overspray emerging therefrom. The present invention also discloses a vehicle spray painting system and a method of spray painting a vehicle. | 08-21-2014 |
Laurie A. Howe, Bear, DE US
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20130210307 | POLYARYLENE SULFIDE COMPOSITIONS - Provided are novel compositions comprising a polyarylene sulfide and at least one tin additive comprising a branched tin(II) carboxylate selected from the group consisting of Sn(O | 08-15-2013 |
Leslie Howe, Atlanta, GA US
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20120300471 | Light Diffusion and Condensing Fixture - Certain embodiments may include system apparatus for providing optical film lens assemblies, light fixtures, and film tensioning frame. According to an example embodiment, a lens assembly is configured for modifying light from a light source associated with a light fixture enclosure, wherein the lens assembly is characterized by one or more optical films that are characterized by at least one or more lenticular surfaces. The lens assembly is further characterized by a curved plane. According to an example embodiment, a film-tensioning frame is characterized by a frame with four corners, wherein one or more film sheets are attached to the top or bottom of the frame at least at the four corners of the frame, and wherein the one or more film sheets are tensioned on the frame by elastic potential energy imparted into the frame before attachment of the one or more film sheets. | 11-29-2012 |
Leslie David Howe, Atlanta, GA US
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20130163059 | Systems, Methods, and Apparatus for a Light Reflector - Certain embodiments of the disclosed technology may include light reflector systems, methods, and apparatus. According to an example embodiment, a light reflector is provided. The light reflector includes a rear reflector that includes a reflective surface. The light reflector includes a lenticular optical film having a smooth surface and a structured surface. The smooth surface of the lenticular optical film is attached or disposed adjacent to the reflective surface. The lenticular optical film is configured for condensing and diffusing light. | 06-27-2013 |
20130188362 | LIGHT REFLECTOR CONE - Certain embodiments of the disclosed technology may include systems and apparatus for providing a light reflector, light fixture, light fixture retrofit apparatus, lamp reflector, lamp retrofit apparatus or luminaire reflector retrofit. According to an example embodiment of the disclosed technology, a light reflector is provided that includes two or more nested cone-shaped layers configured for reflecting light from a light source placed in proximity to the inner cone portion. The two or more nested cone-shaped layers include a reflection layer disposed adjacent to an outer cone portion of the layers. The two or more nested cone-shaped layers further include a lenticular optical film disposed between the reflection surface of the reflection layer and an inner cone portion. | 07-25-2013 |
20140204590 | FRAMELESS LIGHT MODIFYING ELEMENT - According to one implementation of the disclosed technology, a lens is provided. The lens includes one or more pieces of optical film configured for attaching to and modifying light from a light emitting device. The one or more pieces of optical film define: a lens aperture; a front light-emitting side of the lens; a back light-receiving side of the lens; and two or more edge trusses. The edge trusses are disposed towards the back light-receiving side of the lens. Each of the two or more edge trusses include one or more sides configured from a corresponding fold in the one or more optical films, wherein at least one of the one or more sides of each of the two or more edge trusses is configured at an angle relative to the lens aperture plane to impart support to the lens and to resist deflection of each edge truss. | 07-24-2014 |
20140211484 | LIGHT MODIFYING ELEMENTS - Example embodiments of the disclosed technology include systems, methods, and/or apparatus for modifying light. In example implementations, a light modifying element or assembly of light modifying elements is provided and is configured to modify light from a light source. The light modifying elements can include various configurations and assemblies disclosed herein, which may comprise V-shaped, curved, or truncated-pyramid shaped light modifying elements, wherein one or more optical film pieces are characterized by one or more edge trusses disposed at two or more opposing edges of at least one of the one or more optical film pieces. The one or more edge trusses are characterized by one or more folds of at least a portion of at least one of the one or more optical film pieces. Edge trusses are further characterized to support two or more opposing optical film edges in a substantially planar configuration. | 07-31-2014 |
20140233231 | LIGHT FIXTURES AND MULTI-PLANE LIGHT MODIFYING ELEMENTS - In an example embodiment, a light fixture is provided that includes an enclosure with an aperture plane and two or more linear light emitting diode (LED) arrays configured to mount within the enclosure on LED array mounting features that are oriented at an angle between about 80 degrees and about 135 degrees relative to a back surface plane of the enclosure. The light fixture may further include a lens with an axis of symmetry defining two opposing lens halves that define substantially planar outer portions and curved inner portions. The two lens halves may be configured to intersect or join in proximity to the axis of symmetry that is disposed parallel, and above or in proximity to the two or more linear LED arrays. The outer edges of the substantially planar outer lens portions are disposed in proximity to opposing edges of the aperture plane of the enclosure. | 08-21-2014 |
20140240980 | OPTICAL FILM COMPRESSION LENSES, OVERLAYS AND ASSEMBLIES - A compression lens assembly is disclosed that includes one or more pieces of optical film with a top edge defining an X-axis, a bottom edge, a left edge defining a Y-axis, a right edge at a distance W from the left edge, and a Z-axis perpendicular to the X- and Y-axes. One or more parallel inward and or outward folds extend between the top and bottom edges. The compression lens assembly may include a lens containment feature with top and bottom channels configured to engagingly secure and restrict the corresponding top and bottom edges of the film in at least the Z-axis direction, and left and right channels spaced a distance smaller than W and configured to compress the left and right film edges together and restrict film movement in the X-axis direction. The compressed film piece may form one or more hill or valley profiles between adjacent folds. | 08-28-2014 |
20150016108 | LIGHT FIXTURES AND MULTI-PLANE LIGHT MODIFYING ELEMENTS - Certain example implementations of the disclosed technology include a light emitting device. The light emitting device may include an enclosure with four sides and a top edge surface associated with each of the four sides. The enclosure may be capable of mounting on a grid frame of a suspended ceiling such that a portion of the top edge surfaces contacts a portion of the grid frame. The light emitting device may further include a light modifying element characterized by a substrate with four or more edges, a back surface disposed on the top edge surface of each of the four sides of the enclosure, and a front surface. In certain example embodiments the substrate may further comprise two or more edge trusses. A periphery of the light-emitting front surface may be capable of contacting the grid frame after the light emitting device is mounted to the grid frame. | 01-15-2015 |
20150062913 | FRAMELESS LIGHT MODIFYING ELEMENT - A lens apparatus is disclosed that can include at least one piece of optical film comprising two or more major edges, a front light-emitting side, a back light-receiving side and four corner regions, each having one or more associated minor edges defining one or more corner cuts that define a corner cutout. The lens apparatus may also include an edge truss configured on the two or more major edges, wherein each edge truss may be disposed towards the back light-receiving side of the at least one piece of optical film. Each edge truss may include one or more sides configured from a corresponding fold in the at least one piece of optical film, wherein at least one of the one or more sides of each edge truss may be configured to impart support to the lens apparatus and to resist deflection of each edge truss. | 03-05-2015 |
20150159839 | SUBSTRATE TENSIONING SYSTEMS - An example embodiment of substrate tensioning system is disclosed that may comprise a frame including four sides and channels, wherein the channels may comprise a first surface, a second surface that opposes the first surface, and an edge truss retention feature. The substrate tensioning system may further comprise at least one substrate including four major edges and a first surface, wherein each major edge is configured with one or more edge trusses configured from corresponding folds in the at least one substrate, such that the edge trusses may be configured at an angle relative to the first surface of the substrate. The at least one substrate may attach to the frame, wherein each edge truss may nest inside, and be secured inside a corresponding frame channel, wherein a perimeter edge of each outermost edge truss may be engaged by the corresponding frame channel's edge truss retention feature. | 06-11-2015 |
Matt Howe, Salt Lake City, UT US
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20140117571 | REUSABLE CARTRIDGE FOR INJECTION MOLDING - Reusable cartridges allow the time consuming resin preparation and processing steps to occur offline and not affect the cycling time of the injector. Cartridges also greatly simplify the operation of RTM injectors as preparation simply consists of loading a warmed ready-to-use resin cartridge and performing the injection. | 05-01-2014 |
Michael Howe, Giengen DE
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20110138843 | REFRIGERATION DEVICE HAVING AN ICE-CUBE MAKER - A refrigerator having an ice-cube maker is provided. The refrigerator includes a collection container to collect the pieces of ice produced by the ice-cube maker. The collection container has a panel and is removable from the refrigerator. The refrigerator further includes an ice-cube production apparatus associated with the collection container and a cover which blocks access, at a front side, to the ice-cube production apparatus. The cover is rearwardly offset in relation to the panel of the collection container. | 06-16-2011 |
Michael D. Howe, Blaine, MN US
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20130005047 | LUMINESCENCE LIFETIME BASED ANALYTE SENSING INSTRUMENTS AND CALIBRATION TECHNIQUE - A method of calibrating a luminescence lifetime sensing instrument | 01-03-2013 |
20130086972 | CALIBRATION TECHNIQUE FOR CALIBRATING A ZIRCONIUM OXIDE OXYGEN SENSOR AND CALIBRATED SENSOR - A method of calibrating a zirconium oxide sensor employing a reference gas having a known mole fraction of oxygen and a monitored gas having a known mole fraction of oxygen, characterized by use of a reference gas and a monitored gas having the same mole fraction of oxygen but different partial pressures of oxygen. This allows a single gas source, such as air, to be used for both the reference gas and the monitored gas across a range of oxygen concentration readings. | 04-11-2013 |
Michael William Howe, Spring, TX US
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20140173972 | LIQUID FUEL COMPOSITIONS - A liquid fuel composition containing | 06-26-2014 |
Patrick Jun Howe, Fairport, NY US
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20130247788 | Dampening Fluid Deposition by Condensation in a Digital Lithographic System - A system and corresponding methods are disclosed for depositing of a layer of dampening fluid to a reimageable surface of an imaging member in a variable data lithography system by way of condensation. Dampening fluid in an airborne state is introduced proximate the reimageable surface in a condensation region. Conditions in the condensation region are such that the airborne dampening fluid preferentially condenses on the reimageable surface in a precisely controlled quantity, to thereby form a precisely controlled layer of dampening fluid of desired thickness over the reimageable surface. Among other advantages, improved print quality is obtained. | 09-26-2013 |
Paul Howe, New York, NY US
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20130179305 | SYSTEMS AND METHODS FOR FACILITATING INTERNET SHOPPING - As part of the general search functionality in the context of a comparison shopping site, a skip by popularity functionality evaluates each keyword submitted to a search engine. The skip by popularity functionality then determines whether the keyword or keywords submitted are highly relevant to a specific attribute or category. When a relevance threshold with respect to a specific attribute or category is met, certain criteria may be applied to test whether the user can be skipped over intermediate navigational steps and immediately delivered to the highly relevant category or attribute or even to a comparison shopping page for a specific product. Skip by popularity functionality may be used to determine and select the single most popular product associated with the keyword as determined either by users, or according to some other suitable determination scheme. | 07-11-2013 |
Peter Howe, Niagara-On-The-Lake CA
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20140114785 | SYSTEM, METHOD AND APPARATUS THAT ENABLES A NEW ECONOMIC ARCHITECTURE FOR THE EXCHANGE OF VALUE - An electronic capacity exchange system comprises one or more computing devices in communication with one another via at least one of a wired and wireless network. In one aspect, the system is configured to receive capacity orders for product and/or service capacity that include an associated order value in terms of non-monetary universal trading units (UTU's). In addition, the system receives at least electronic indication of interests, at least one of which corresponds to at least one capacity order. The indication of interest is compared to its corresponding capacity order and if there is a match, a capacity may be consummated and executed. Upon execution of the capacity transaction, a quantity of UTU's is credited and/or debited from electronic UTU accounts pertaining to one or both parties to the capacity transaction. | 04-24-2014 |
Phillip D. Howe, Laramie, WY US
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20140360075 | Recoil Pad Mold - A recoil pad having a pad in which the elastomer contains a plurality of pockets having one or more pocket characteristics adjustable over the entirety or portions of the pad to achieve recoil pad characteristics which can be incrementally variably matched to the recoil energy characteristics and recoil energy transfer characteristics of a particular target stock. | 12-11-2014 |
20150153136 | Weapon Sight Light Emission System - A light emission assembly for weapon sights which provides a viewable illuminated aiming indicia of substantially fixed area and uniform brightness regardless of the ambient light conditions. | 06-04-2015 |
Richard Howe, Mesa, AZ US
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20130327371 | FOLDABLE SOLAR POWER RECEIVER - An apparatus for the purpose of power generation by collecting or reflecting light using a foldable surface for compact transport, comprising of a circular surface divided into sectors, which in a closed folded position each sector is drawn closed by elevating a radius on one side of the sector on a pivot along the radius, and which in an opened position is held rigid by both radial and circumferential support. | 12-12-2013 |
Robert Howe, Colts Neck, NJ US
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20130110560 | System And Method For Determining Opportunities And Peer Information For Insurance Policies | 05-02-2013 |
Robert Edward Howe, Queensland AU
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20090052760 | Image processing system for use with a patient positioning device - Three camera rigs ( | 02-26-2009 |
Robert Edward Howe, Spring Hill AU
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20110178783 | Image processing system for use with a patient positioning device - Three camera rigs are connected by wiring to a computer. The computer is also connected to a treatment apparatus. A mechanical couch is provided as part of the treatment apparatus such that under the control of the computer the relative positions of the mechanical couch and the treatment apparatus may be varied. The camera rigs obtain video images of a patient lying on the mechanical couch the computer processes these images to generate a three-dimensional model of the surface of the patient which is utilized to position the patient relative to the treatment apparatus. | 07-21-2011 |
Sabine Howe, Hamburg DE
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20100260689 | REDUCING SHAVING FREQUENCY - The invention describes the use of acidic aluminum compounds that in cosmetic preparations result in hair softening and a reduction of the shaving frequency. | 10-14-2010 |
Scott Howe, Campbellville CA
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20100109706 | USB 2.0 HS Voltage-Mode Transmitter With Tuned Termination Resistance - A high-speed universal serial bus (USB) transceiver includes a voltage-mode architecture for generating a USB signal. The voltage mode architecture reduces power consumption by reducing the current requirements for high-speed USB communications. The USB transceiver can include a reference voltage generator, a resistive element, and a switching element for completing and breaking a circuit including the reference voltage generator, the resistive element, and a data pin of a USB port to generate half of the differential USB signal (e.g., the D+ signal). A similar circuit can be used to generate the other half of the differential USB signal (i.e., the D− signal). The resistive element can be a set of parallel resistors in the transceiver, with the set of parallel resistors being specifically selected from a larger population of resistors to provide the specified resistance (45Ω±10%) in the USB transceiver. | 05-06-2010 |
20110019763 | USB 2.0 HS Voltage-Mode Transmitter With Tuned Termination Resistance - A high-speed universal serial bus (USB) transceiver includes a voltage-mode architecture for generating a USB signal. The voltage mode architecture reduces power consumption by reducing the current requirements for high-speed USB communications. The USB transceiver can include a reference voltage generator, a resistive element, and a switching element for completing and breaking a circuit including the reference voltage generator, the resistive element, and a data pin of a USB port to generate half of the differential USB signal (e.g., the D+ signal). A similar circuit can be used to generate the other half of the differential USB signal (i.e., the D− signal). The resistive element can be a set of parallel resistors in the transceiver, with the set of parallel resistors being specifically selected from a larger population of resistors to provide the specified resistance (45 Ω±10%) in the USB transceiver. | 01-27-2011 |
20110181312 | Mixed signal integrated circuit, with built in self test and method - A mixed signal integrated circuit includes a signal source to inject a test signal into the signal path of the mixed signal integrated circuit, a feedback loop and a signal comparator for determining characteristics of a resulting signal. Conveniently, the test signal may be a digital signal injected upstream of a digital to analog converter (DAC). By connecting the output to the input, the entirety of the signal path and the majority of the integrated circuit may be tested. The signal may be condition or manipulated in the feedback loop. By incorporating test signal generation and measurement into the mixed signal integrated circuit, the cost of test equipment and the test duration for each device under test may be reduced. | 07-28-2011 |
Scott Lawrence Howe, Campbellville CA
Patent application number | Description | Published |
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20080309308 | HIGH CURRENT DRIVE BANDGAP BASED VOLTAGE REGULATOR - A high current drive bandgap based voltage regulator for providing a reference voltage at a an output voltage at a designed output voltage value. The high current drive bandgap based voltage regulator includes a high current drive output transistor, a feedback network, an output terminal and an operational amplifier. The feedback network is coupled between the output of the transistor and the input of the transistor. The operational amplifier is in the feedback network and has at least two operational amplifier input terminals and an operational amplifier output terminal. The operational amplifier output terminal is coupled to the transistor input terminal, and the operational input terminals are coupled to the transistor output terminal. The output terminal of the high current drive bandgap based voltage regulator is coupled to the output of the high current drive transistor. The high current drive bandgap based voltage regulator is operable to provide a current of at least 100 μA to the output terminal while maintaining the output voltage at the output terminal at a value substantially equal to the designed output voltage value. | 12-18-2008 |
Stephen R. Howe, Oconomowoc, WI US
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20140124403 | Front-To-Front Low Position Tray - A tray having a first clearance height when stacked in a front-to-front orientation with a like tray and a second clearance height when stacked in a back-to-front orientation with the like tray is provided. The first clearance height is lower than the second clearance height. | 05-08-2014 |
Steve Howe, Morristown, NJ US
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20140036072 | CARGO SENSING - Cargo presence detection devices, systems, and methods are described herein. One cargo presence detection system includes one or more sensors positioned in an interior space of a container, and arranged to collect background image data about at least a portion of the interior space of the container and updated image data about the portion of the interior space of the container and a detection component that receives the image data from the one or more sensors and identifies if one or more cargo items are present in the interior space of the container based on analysis of the background and updated image data. | 02-06-2014 |
Steve Howe, Cottage Grove, WI US
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20140031148 | PUSH-PASS TECHNIQUE AND SYSTEM FOR TRAINING SOCCER PLAYERS - A push-pass technique system in accordance with the present invention for training soccer players having a curved track, raised on each end by graduating ramps, upon which moves a rolling base plate secured by four wheels on each side to the track. A foot pedal is attached to the rolling base plate. The foot pedal glides back and forth upon the horizontal plane and moves length-wise across the plane to a pre-determined length following the curvature of the ramp. The foot pedal will guide the player's foot into the proper horizontal position while training the player to execute the proper push-pass soccer technique and gain muscle memory. | 01-30-2014 |
Steven D. Howe, Idaho Falls, ID US
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20130114775 | ECONOMICAL PRODUCTION OF ISOTOPES USING QUANTIZED TARGET IRRADIATION - A process for producing isotopes by continuously flowing a liquid stream, carrying capsules of target nuclei (NP-237) in solution, through a nuclear reactor (a TRIGA style nuclear reactor). Upon removal from the core of the nuclear reactor and after allowing for the decay of Np-238 to Pu-238, the capsules are emptied and the mixture of elements and isotopes are chemically separated using solvent extraction or ion exchange. Isotopes that are capable of further processing into Pu-238 are recycled to the core for further processing | 05-09-2013 |
Steven J. Howe, Massapequa, NY US
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20120327241 | Video Motion Detection, Analysis and Threat Detection Device and Method - A method and apparatus are provided for detecting human motion. The method includes the steps of a camera collecting video images of a secured area, extracting objects in motion from the collected images; for each extracted object determining an object size, correcting the object size for optical depth perception distortion based upon known or derived geometrical and optical information, for each extracted object determining, an object size, an object aspect ratio, an object speed and object motion path track, comparing the distance corrected object size with a statistical bell curve tuned to nominal human size, comparing aspect ratio to a statistical bell curve tuned to nominal aspect ratio of human proportions including one for walking and one for crawling, comparing object speed to a statistical bell curve tuned to nominal travel speed of a typical human including one for walking and one for crawling and comparing object motion path track against ramp function of absolute distance traveled over time, a method for interactive control to reshape and re-characterize each reference bell curve and motion ramp, determining a respective threat probability for each of the extracted object signatures based upon the corrected object size compared with the bell curve tuned to human size, the aspect ratio compared with the bell curves tuned to both walking and crawling, the object speed compared with the bell curves for walking and crawling and upon sustained motion path over time, summing the respective threat probabilities for each extracted moving object based upon size, aspect ratio, speed and sustained motion path and generating an motion alert upon detecting the summed threat probabilities exceeding a programmable threshold value. | 12-27-2012 |
20150248798 | SYSTEM AND METHOD HAVING BIOMETRIC IDENTIFICATION INTRUSION AND ACCESS CONTROL - An apparatus and method having biometric identification intrusion and access control. The apparatus features a monitoring system, visual input device and an audible input device. The visual and audible input devices are coupled to control circuits of the monitoring system which can implement an authentication process responsive to both visual and audile inputs. | 09-03-2015 |
Steve R. Howe, Cottage Grove, WI US
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20150053684 | Waste Container with Gravity Latch and Latch Deactivation System - A waste container having a body and a lid pivotably connected to the body. The lid includes a gravity activated locking mechanism having a latch that engages the lid to the body when the container is in an upright position. The locking mechanism rotates to disengage the latch and allow the lid to open when the container is inverted for dumping the waste. The waste container further including a slideable member that is engageable with a locking member when the container is not in an upright position or inverted for dumping, to prevent rotation of the locking mechanism and opening of the lid. The container further including a deactivation system to prevent the lid from locking when the container is upright. | 02-26-2015 |
Tera L Howe, Virginia Beach, VA US
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20130182887 | ELECTRONIC LOCKBOX TRANSACTION PROCESSING - Methods, computer readable media, and apparatuses for electronically sorting and managing mail within an electronic lockbox are described. Mail may be routed from a mail delivery service to a first location. The mail may be scanned at the first location and information may be extracted from the envelopes and items within the envelopes. The information may be verified and grouped into electronic transactions. The electronic transactions may be classified and sorted into batches based on identifiers contained within the information extracted from the mail. The batches of electronic transactions may be processed and information relating to the transactions may be stored. | 07-18-2013 |
20130185200 | ELECTRONIC LOCKBOX IMPLEMENTATION AND MANAGEMENT - Methods, computer readable media, and apparatuses for electronically sorting and managing mail within an electronic lockbox are described. Mail may be routed from a mail delivery service to a first location. The mail may be scanned at the first location and information may be extracted from the envelopes and items within the envelopes. The information may be verified and grouped into electronic transactions. The electronic transactions may be classified and sorted into batches based on identifiers contained within the information extracted from the mail. The batches of electronic transactions may be processed and information relating to the transactions may be stored. | 07-18-2013 |
Thomas Howe, Phoenix, MD US
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20130282563 | Systems and Methods for Routing Debit Transactions - Systems and methods for routing debit transactions. In one embodiment, a method for routing debit transactions can be provided. The method can include obtaining, by a routing determination system comprising one or more computers, information associated with a proposed debit transaction. The method can also include identifying, by the routing determination system based at least in part upon the obtained information, one or more merchant parameters associated with a merchant on whose behalf the proposed debit transaction will be submitted to a transaction processor. Further, the method can include determining, by the routing determination system based at least in part upon the one or more merchant parameters, a debit transaction network for routing the proposed debit transaction to the transaction processor, wherein the debit transaction network is included in a plurality of available debit transaction networks. | 10-24-2013 |
Todd Howe, Norman, OK US
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20150275444 | Attachment For Clearance Of Worksites - A cutting device adapted to be pulled by a trailer. The cutting device comprises a frame which supports an engine and a cutting drum assembly powered by the engine. The cutting drum assembly comprises a self-aligning mount that allows movement of its drum relative to the frame. The engine is positioned such that its weight is provided to the cutting drum assembly to maintain a consistent depth of the cutting drum. A linear actuator, such as a hydraulic cylinder, allows the frame to pivot internally, so that the cutting drum assembly may be raised and lowered relative to the ground while translating the frame on wheels. | 10-01-2015 |
Torsten Howe, Bünde DE
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20090283126 | APPARATUS FOR GENERATING ELECTRICAL POWER FROM THE WASTE HEAT OF AN INTERNAL COMBUSTION ENGINE - An apparatus for generating electrical power from the waste heat generated by an internal combustion engine includes a first pipe wall through which a heated medium flows, a thermoelectric generator disposed exteriorly to the inner pipe wall, and a second pipe wall disposed exteriorly to the thermoelectric generator. The first pipe wall and the second pipe wall form at least a partially double-walled pipe. The first pipe wall saves as a high-temperature source. The second pipe wall serves as a low-temperature source. | 11-19-2009 |
Torsten Howe, Bünde DE
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20080228356 | SAFETY DEVICE FOR A MOTOR VEHICLE - A safety device for a motor vehicle includes a deformation element which is arranged between a bumper beam and a side rail and moves into the side rail in the event of an impact. The deformation element is configured in the form of an evertable tubular member having a side-rail-proximal rear end provided with an abutment ring. Operatively connected to the deformation element is an actuator which is provided to release a displacement of the deformation element into the side rail in a predefined speed range by liberating the abutment ring in relation to the side rail in a release position, and to block the displacement of the deformation element into the side rail, when the speed range is exceeded or a vehicle speed is below the speed range, by locking the abutment ring in relation to the side rail in an engagement position. | 09-18-2008 |
20090283126 | APPARATUS FOR GENERATING ELECTRICAL POWER FROM THE WASTE HEAT OF AN INTERNAL COMBUSTION ENGINE - An apparatus for generating electrical power from the waste heat generated by an internal combustion engine includes a first pipe wall through which a heated medium flows, a thermoelectric generator disposed exteriorly to the inner pipe wall, and a second pipe wall disposed exteriorly to the thermoelectric generator. The first pipe wall and the second pipe wall form at least a partially double-walled pipe. The first pipe wall saves as a high-temperature source. The second pipe wall serves as a low-temperature source. | 11-19-2009 |
20110127016 | HEAT EXCHANGER - A heat exchanger includes a housing having first and second longitudinal housing walls disposed in opposite relationship, and plural cartridges which are made from extruded aluminum sections and have channels for flow of a first medium there through. The cartridges are received in the housing in alternating relationship in several rows to thereby define a multiple S-shaped curved flow path for flow of a second medium around the cartridges, with a first longitudinal side of each of the cartridges touching one of the first and second housing walls and with an opposite second longitudinal side thereof positioned at a distance to the other one of the first and second housing walls. | 06-02-2011 |
Travis Michael Howe, Bellevue, WA US
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20140373126 | USER AUTHENTICATION IN A CLOUD ENVIRONMENT - Embodiments are directed to authenticating a user to a remote application provisioning service. In one scenario, a client computer system receives authentication credentials from a user at to authenticate the user to a remote application provisioning service that provides virtual machine-hosted remote applications. The client computer system sends the received authentication credentials to an authentication service, which is configured to generate an encrypted token based on the received authentication credentials. The client computer system then receives the generated encrypted token from the authentication service, stores the received encrypted token and the received authentication credentials in a data store, and sends the encrypted token to the remote application provisioning service. The encrypted token indicates to the remote application provisioning service that the user is a valid user. | 12-18-2014 |
Trevor John Howe, Kraainem BE
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20090306138 | PYRROLIDINE DERIVATIVES ACTING AS CCR3-RECEPTOR ANTAGONISTS - Compounds of formula I | 12-10-2009 |
Wayne R. Howe, Dublin, OH US
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20130283320 | System and Method for Providing Television Services - A method includes receiving an indicator from a service provider via a network. The indicator is received with first media content and includes data to cause a selectable image to be displayed with the first media content. The selectable image indicates an availability of second media content that is different than the first media content. The method includes, in response to receipt of the indicator, displaying the selectable image with the first media content at a display device. The method further includes, in response to receiving a removal message before receiving an input indicating a selection of the selectable image, removing the selectable image from display at the display device. | 10-24-2013 |
20140331255 | SYSTEM AND METHOD FOR PROVIDING TELEVISION SERVICES - A method includes receiving video content and interactive callback data. The interactive callback data includes an interactive callback address that indicates a location of interactive content. The interactive callback data is associated with an on-screen image that is displayable with at least a portion of the video content, where the on-screen image indicates availability of the interactive content. The method also includes receiving a command to discontinue display of the on-screen image. | 11-06-2014 |
20150067732 | INDICATING AVAILABILITY OF INTERACTIVE CONTENT - A method includes receiving, at a computing device from a server, video content and an address indicating a location of interactive content. The method also includes generating a display of an on-screen image indicating availability of the interactive content, the on-screen image at least partially overlaying a display of the video content. The method further includes discontinuing the display of the on-screen image responsive to a command from the server. | 03-05-2015 |
William Howe, Chicago, IL US
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20140143028 | SELF-GOVERNANCE OF AN ONLINE COMMUNITY - Embodiments disclosed herein provide systems and methods that allow users to self-organize and build self-governed online communities around any topic or genre of interest, such as sports, news, politics, science, and/or broader or more specific topics. The online communities may be groups of like-minded individuals who can govern themselves by democratically selecting leaders and rules. The selection process for leaders and/or rule may be automatic using algorithms, based on voting, or a combination of both. | 05-22-2014 |
20140236683 | INTERACTIVE ADVERTISING METHODS AND SYSTEMS - Systems and methods allow consumers of advertisements to vote on advertisements in order to receive an offer, discount, etc. from the advertisers. After advertisers are selected, consumers vote on offers that advertisers have extended to the consumer if they vote for the advertisement and/or if their advertisement is selected as a winner. After a period of time, or any other trigger, one or more winning advertisements may be selected and the winning advertisers must honor their offers/prizes to a selected subset of consumers. The selected subset may be all consumers, all consumers who voted for the winning advertisement, all consumers having defined demographic or behavioral information, etc. | 08-21-2014 |
20140317108 | PRIORITIZED AND PERSONALIZED CONTENT ON ONLINE COMMUNITIES - Embodiments disclosed herein provide systems and methods that allow a member of an online community to assign personal rankings to other members of the online community to prioritize and personalize content generated by the other members of the online community to the member of the online community. | 10-23-2014 |
William R. Howe, Indianapolis, IN US
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20130213997 | DISPENSING VESSEL FOR CLOTHES DRYER - A dispensing vessel for introducing moisture into a clothes drying environment includes a core and a cover substantially surrounding the core. The core is configured to at least temporarily retain a moistening substance therein. The cover includes a plurality of protuberances sized and dimensioned to lift and separate individual clothing articles when the dispensing vessel is disposed within a clothes drying environment with clothing articles. Each protuberance includes a flattened tip at a distal end thereof, a fill opening defined therethrough to provide access to an interior of the cover from an exterior of the cover, and one or more dispensing openings. Each dispensing opening is disposed at the flattened tip of a respective protuberance of the plurality of protuberances and provides access to an exterior of the cover from an interior of the cover. | 08-22-2013 |