Patent application number | Description | Published |
20090299898 | METHOD AND SYSTEM FOR PROCESSING TRANSFER REQUESTS - Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount. | 12-03-2009 |
20090300655 | METHOD AND SYSTEM FOR INTERFACE DATA UTILIZATION - Methods and system for interface data utilization are described. In one embodiment, source interface data may be provided from a provider. The source interface data may be capable of being used to provide a source user interface for a networked resource associated with the provider. A user request may be received through the source user interface. A service call may be provided over a network to an application based on the receiving of the user request. The application may be associated with an application manager. Response data may be received over the network from the application based on the service call. Target interface data may be rendered based on the response data. The target interface data may be provided from the provider. | 12-03-2009 |
20100036777 | Method and system for postal payments and addressing - Methods and systems for postal payments and addressing are described. In one embodiment, an electronic communication identifier associated with a postal item may be accessed for automated payment. Source user data associated with the postal item may be accessed. A user associated with an electronic communication associated may be identified. Information from the identification of the user may be utilized for addressing or otherwise delivering the postal item, or for securing a payment approval, or for otherwise verifying previous blanket approval for payments. | 02-11-2010 |
20100063924 | PAYMENT APPLICATION FRAMEWORK - Embodiments of the present invention provide a payment application framework. In an example embodiment, a request at a payment facilitator is received. The request is for a split payment to a plurality of receiving parties. The request is processed to establish one or more payment transactions. A single transfer of funds is sent from an account of a sender to at least one account of a receiving party of the plurality of receiving parties. | 03-11-2010 |
20100063926 | PAYMENT APPLICATION FRAMEWORK - A payment application framework may include metaphors and constraints. The metaphors may be associated with actors and objects that are part of the payment transactions. The constraints may include rules and parameters that may be used to process the payment transactions. | 03-11-2010 |
20100191645 | PAYMENT APPLICATION FRAMEWORK - Embodiments of the present invention provide a payment application framework. In an example embodiment, a request at a payment facilitator is received. The request may comprise a list of receiving parties and an indication of an amount to transfer to each of the receiving parties. A transfer of a single payment from an account of a sender to respective accounts of the receiving parties based on the request may then be processed. | 07-29-2010 |
20120041873 | METHOD AND SYSTEM FOR PROCESSING TRANSFER REQUESTS - Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount. | 02-16-2012 |
20130018784 | METHOD AND SYSTEM FOR PROCESSING TRANSFER REQUESTS - Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount. | 01-17-2013 |
20140150107 | METHOD AND SYSTEM FOR INTERFACE DATA UTILIZATION - Methods and system for interface data utilization are described. In one embodiment, source interface data may be provided from a provider. The source interface data may be capable of being used to provide a source user interface for a networked resource associated with the provider. A user request may be received through the source user interface. A service call may be provided over a network to an application based on the receiving of the user request. The application may be associated with an application manager. Response data may be received over the network from the application based on the service call. Target interface data may be rendered based on the response data. The target interface data may be provided from the provider. | 05-29-2014 |
20140207667 | METHOD AND SYSTEM FOR PROCESSING TRANSFER REQUESTS - Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount. | 07-24-2014 |
Patent application number | Description | Published |
20090276354 | METHOD AND SYSTEM FOR TRANSACTION PROCESSING - Methods and system for transaction processing are described. In one embodiment, a plurality of default parameters may be configured for value transfer. A transfer request including a transfer amount and a user account identifier may be received. One or more of the plurality of default parameters may be selected. The transfer request may be processed in the transfer amount based on the user account identifier and the one or more selected default parameters. | 11-05-2009 |
20100082480 | PAYMENTS WITH VIRTUAL VALUE - Methods and systems for payments with virtual value are described. In one embodiment, a virtual value indication associated with a user from a virtual value provider may be received. Virtual value may be associated with a user account in response to receiving the virtual value indication. A payment request may be received. A portion of the virtual value associated with the account may be converted to a base value of a base value type at a conversion rate in response to the receiving of the payment request. The payment request may be processed for the account using the base value. Additional methods and systems are disclosed. | 04-01-2010 |
20130018781 | MERCHANT DATA CLEANSING IN CLEARING RECORD - A network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in the merchant data cleansing service will be provided with the cleansed, and optionally augmented, merchant information. Providing this data to the issuer could be used to help reduce costs associated with “do not recognize” calls by cardholders, disputed charges, and charge-backs. With cleansed data provided in the clearing record, a device holder would be given access to this cleansed information about the merchant where a transaction took place through their statement. The present disclosure also provides for augmenting the clearing record data to include merchant-specific add-on and/or aggregate data not presently included in the transaction clearing record, yet useful to the issuer both in form and content. | 01-17-2013 |
20140067462 | INTEGRATING ELECTRONIC PAYMENTS AND SOCIAL MEDIA - An operator of a payment network obtains transaction data from a plurality of entities which make payments with the payment network. The operator of the payment network also obtains a plurality of consents from the plurality of entities which make payments with the payment network. The plurality of consents authorize the operator of the payment network to share at least a portion of the transaction data from the plurality of entities which make payments with the payment network with an operator of a social media site. At least portion of the transaction data is made available to the operator of the social media site. | 03-06-2014 |