Patent application number | Description | Published |
20120078784 | AVAILABLE BALANCE ENHANCEMENT - In some embodiments of the present invention, a method is provided that includes: (a) receiving information associated with a first transaction, where the first transaction involves a deposit account; (b) receiving information associated with a second transaction, where the second transaction involves the deposit account; (c) determining, based at least partially on the information associated with the first transaction, that an available balance associated with the deposit account is based at least partially on the first transaction; (d) determining, based at least partially on the information associated with the second transaction, that the available balance is not based on the second transaction; (e) posting first information to an online banking account, where the online banking account is associated with the deposit account, and where the first information indicates that the available balance is based at least partially on the first transaction; and (f) posting second information to the online banking account, where the second information indicates that the available balance is not based on the second transaction. | 03-29-2012 |
20120078785 | ESTIMATED BALANCE - Some embodiments of the present invention provide a method that includes: (a) receiving information associated with a deposit account; (b) determining, based at least partially on the information associated with the deposit account, an available balance associated with the deposit account; (c) determining, based at least partially on the information associated with the deposit account, a second amount associated with the deposit account; (d) determining, based at least partially on the available balance and the second amount, an estimated balance associated with the deposit account; and (e) posting the estimated balance to an online banking account, where the online banking account is associated with the deposit account. | 03-29-2012 |
20120078786 | DEPOSIT TRANSACTION-LEVEL INFORMATION - Some embodiments of the present invention provide a method that includes: (a) receiving information associated with a deposit transaction, where the deposit transaction involves a deposit account, and where the deposit transaction includes a total deposit amount; (b) determining, based at least partially on the information associated with the deposit transaction, that a first amount of the total deposit amount is immediately available; (c) determining, based at least partially on the information associated with the deposit transaction, that a second amount of the total deposit amount is not immediately available, (d) posting first information to an online banking account, where the online banking account is associated with the deposit account, and where the first information indicates that the first amount is immediately available; and (e) posting second information to the online banking account, where the second information indicates that the second amount is not immediately available. | 03-29-2012 |
20130212015 | AVAILABLE BALANCE ENHANCEMENT - In some embodiments of the present invention, a method is provided that includes: (a) receiving information associated with a first transaction, where the first transaction involves a deposit account; (b) receiving information associated with a second transaction, where the second transaction involves the deposit account; (c) determining, based at least partially on the information associated with the first transaction, that an available balance associated with the deposit account is based at least partially on the first transaction; (d) determining, based at least partially on the information associated with the second transaction, that the available balance is not based on the second transaction; (e) posting first information to an online banking account, where the online banking account is associated with the deposit account, and where the first information indicates that the available balance is based at least partially on the first transaction; and (f) posting second information to the online banking account, where the second information indicates that the available balance is not based on the second transaction. | 08-15-2013 |
Patent application number | Description | Published |
20130124849 | System And Method For Individualizing Content For A Consumer - Protected content that has been encrypted according to an encryption algorithm is individualized for a consumer according to pseudorandomly-generated individualization data values and individualization indexes. When different instances of individualized protected content are generated from the same protected content for different consumers, the different instances differ in content. To generate the individualized protected content, a packaging component is configured to identify pseudorandom intervals within the protected content using the individualization indexes, and for each given one of the intervals, to combine the protected content included within the given interval with a respective one of the individualization values according to a reversible data transform operation. The data transform operation is less computationally expensive than the given encryption algorithm. | 05-16-2013 |
20130124868 | SYSTEM AND METHOD FOR PARTS-BASED DIGITAL RIGHTS MANAGEMENT - Various embodiments of a system and method for parts-based digital rights management are described. Various embodiments may include a digital rights management component configured to receive content comprising a plurality of portions of content. The digital rights management component may also receive a license for the encrypted content; the license may include a plurality of permissions each specific to a respective portion of the content. Additionally, each permission may specify one or more access privileges for the respective portion of the content. The digital rights management component may receive a digital signature for the entire license. The digital rights management component may validate the digital signature to determine that the permissions have not been modified. The digital rights management component may also be configured to, in response to determining that said permissions have not been modified, provide access to content in accordance with said license including said permissions. | 05-16-2013 |
20130125223 | System And Method For Transparently Authenticating A User To A Digital Rights Management Entity - Various embodiments of a system and method for transparently authenticating a user to a digital rights management entity are described. In various embodiments, a digital rights management server may be configured to receive an authentication token from a first remote computer system. Such authentication token may indicate that a particular user of the first remote computer system was authenticated by a first content provider of one or more content providers. In various embodiments, the digital rights management server may also be configured to verify the authentication token by determining that one or more portions of the authentication token were generated based on respective authentication information issued to the first content provider. In various embodiments, the digital rights management server may also be configured to, in response to verification of the authentication token, issue to the first remote computer system one or more credentials. | 05-16-2013 |
20140033320 | DOCUMENT ORIGIN DESIGNATOR - A document rights management system (DRM) defines an unrenderable origin designator in a media item that does not display or alter the physically rendered version of an instantiation of the media item. The unrenderable designator does not appear as an obscured or occluded feature in a printed or displayed versions. The rendered version is unaffected by the unrenderable designator because it does not result in any displayable features. The unrenderable designator is stored in a display list of the media item and appears as an attribute of objects such that the function to cause the display object to be undisplayable, or unrenderable, are not immediately apparent. The DRM system encodes a designator in an attribute of a display object for rendering according to a media rendering format such as PDF, such that the designator causes the display object to be unrenderable and indicates the origin of the media item. | 01-30-2014 |
20150332178 | SYSTEM AND METHOD FOR PARTS-BASED DIGITAL RIGHTS MANAGEMENT - Various embodiments of a system and method for parts-based digital rights management are described. Various embodiments may include a digital rights management component configured to receive content comprising a plurality of portions of content. The digital rights management component may also receive a license for the encrypted content; the license may include a plurality of permissions each specific to a respective portion of the content. Additionally, each permission may specify one or more access privileges for the respective portion of the content. The digital rights management component may receive a digital signature for the entire license. The digital rights management component may validate the digital signature to determine that the permissions have not been modified. The digital rights management component may also be configured to, in response to determining that said permissions have not been modified, provide access to content in accordance with said license including said permissions. | 11-19-2015 |
Patent application number | Description | Published |
20130093713 | METHOD AND APPARATUS FOR DETERMINING THE PRESENCE OF A DEVICE FOR EXECUTING OPERATIONS - An apparatus, method, and computer program product are described that can detect the presence of a tangible object without using computer vision. The apparatus receives a signal from a device proximate the apparatus, where the signal includes at least one of a proximity component and an orientation component, and also receives a touch input from the associated display. The apparatus then determines whether there is an association between the signal and the touch input based on the proximity component and/or the orientation component. If the signal and the touch input are associated, it is an indication that the device is disposed on the display, operations may be executed, such as to facilitate interaction between the apparatus and the device. As a result, any object capable of providing a signal having a proximity component or an orientation component can be detected (e.g., without the use of cameras or fiducial markers). | 04-18-2013 |
20130109961 | APPARATUS AND METHOD FOR PROVIDING DYNAMIC FIDUCIAL MARKERS FOR DEVICES | 05-02-2013 |
20130215040 | APPARATUS AND METHOD FOR DETERMINING THE POSITION OF USER INPUT - An apparatus, method, and computer program product are described that determine a position of a touch component of a user input received outside a touch sensitive area of a touch surface by correlating a position of the force component and a position of a touch component of a portion of the user input received within the touch sensitive area with a position of the force component of a portion of the user input received outside the touch sensitive area. In this way, the position of a touch component of the user input received outside the touch sensitive area, where the touch surface is not capable via hardware to detect the position of the touch component, may be determined, and operations may be executed based on the position of the touch component that is determined. | 08-22-2013 |
20150382138 | LOCATION-BASED AUDIO MESSAGING - Mobile devices provide a variety of techniques for presenting messages from sources to a user. However, when the message pertains to the presence of the user at a location, the available communications techniques may exhibit deficiencies, e.g., reliance on the memory of the source and/or user of the existence and content of a message between its initiation and the user's visit to the location, or reliance on the communication accessibility of the user, the device, and/or the source during the user's location visit. Presented herein are techniques for enabling a mobile device, at a first time, to receive a request to present an audio message during the presence of the user at a location; and, at a second time, detecting the presence of the user at the location, and presenting the audio message to the user, optionally without awaiting a request from the user to present the message. | 12-31-2015 |
Patent application number | Description | Published |
20090265198 | Reputation Evalution Using a contact Information Database - A contact information database, including records such as those stored in a personal address book, is applied to evaluate the reputation of a user and/or conduct fraud or spam detection. A number of different factors selected for reputation/fraud prediction value can be used in a statistical model to evaluate reputation of an individual based on an identifier, such as an email address. The factors can include information useful in predicting the reputation of an individual, such as in how many address books the email address or other information appears, whether emails have been previously sent to that email address, whether any such emails have been returned as undeliverable, and so forth. These factors can be used to create a vector including scores for the user on the various factors, which can be stored in a vector database and updated regularly as the information changes. The information in the vector database can be accessed by parties for use in reputation evaluation, fraud detection, etc. for a particular email address or individual. | 10-22-2009 |
20110288912 | Content Recommendation System - A content recommendation system is disclosed that allows users to identify friends, recommend content to friends, and receive awards for influencing friends. Interfaces can be used to display rankings of recommended programs, user profiles and their awards, and dynamic chats relating to specific content. | 11-24-2011 |
20120117036 | SMART ADDRESS BOOK - An apparatus, method, system, and computer-readable medium are provided for maintaining contact information associated with a contact. In some embodiments a request associated with a contact may be received. Contact information may be obtained from one or more external or internal sources. One or more confidence scores may be generated for the obtained contact information and for one or more values received with the request. Based on the confidence score(s), one or more values associated with the contact may be incorporated in one or more data stores. In some embodiments, suggestions for contact related information may be generated. Responses to the suggestions may be used to update the generated confidence score(s). | 05-10-2012 |
20120117163 | SMART ADDRESS BOOK - An apparatus, method, system, and computer-readable medium are provided for maintaining contact information associated with a contact. In some embodiments a request associated with a contact may be received. Contact information may be obtained from one or more external or internal sources. One or more confidence scores may be generated for the obtained contact information and for one or more values received with the request. Based on the confidence score(s), one or more values associated with the contact may be incorporated in one or more data stores. In some embodiments, suggestions for contact related information may be generated. Responses to the suggestions may be used to update the generated confidence score(s). | 05-10-2012 |
20140365509 | Smart Address Book - An apparatus, method, system, and computer-readable medium are provided for maintaining contact information associated with a contact. In some embodiments a request associated with a contact may be received. Contact information may be obtained from one or more external or internal sources. One or more confidence scores may be generated for the obtained contact information and for one or more values received with the request. Based on the confidence score(s), one or more values associated with the contact may be incorporated in one or more data stores. In some embodiments, suggestions for contact related information may be generated. Responses to the suggestions may be used to update the generated confidence score(s). | 12-11-2014 |
20150073937 | REPUTATION EVALUATION USING A CONTACT INFORMATION DATABASE - A contact information database, including records such as those stored in a personal address book, is applied to evaluate the reputation of a user and/or conduct fraud or spam detection. A number of different factors selected for reputation/fraud prediction value can be used in a statistical model to evaluate reputation of an individual based on an identifier, such as an email address. The factors can include information useful in predicting the reputation of an individual, such as in how many address books the email address or other information appears, whether emails have been previously sent to that email address, whether any such emails have been returned as undeliverable, and so forth. These factors can be used to create a vector including scores for the user on the various factors, which can be stored in a vector database and updated regularly as the information changes. The information in the vector database can be accessed by parties for use in reputation evaluation, fraud detection, etc. for a particular email address or individual. | 03-12-2015 |
Patent application number | Description | Published |
20100187564 | Method and Apparatus for Providing a Patterned Electrically Conductive and Optically Transparent or Semi-Transparent Layer over a Lighting Semiconductor Device - A light emitting diode (“LED”) using an electrical conductive and optical transparent or semi-transparent layer to improve overall light output is disclosed. The device includes a first conductive layer, an active layer, a second conductive layer, an electrical conductive and optical transparent or semi-transparent layer, and electrodes. In one embodiment, the electrical conductive and optical transparent or semi-transparent layer has a first surface and a second surface, wherein the first surface is overlain the second conductive layer. The second surface includes a pattern which contains thick regions and thin regions for facilitating light passage. | 07-29-2010 |
20100231135 | Reconfigurable LED Array and Use in Lighting System - A light-emitting device capable of being powered by an AC power supply or an unregulated DC power supply is disclosed. The light-emitting device, in an aspect, is coupled to a controller, a light-emitting diode (“LED”) array, and a power supply, wherein the power supply can be an AC power source or an unregulated DC power source. While the power supply provides electrical power, the controller generates various LED control signals in response to power fluctuation of the electrical power. The LED array allows at least a portion of LEDs to be activated in accordance with the logic states of the LED control signals. | 09-16-2010 |
20110169417 | Reconfigurable LED Array and Use in Lighting System - A light-emitting device capable of being powered by an AC power supply or an unregulated DC power supply is disclosed. The light-emitting device, in an aspect, is coupled to a controller, a light-emitting diode (“LED”) array, and a power supply, wherein the power supply can be an AC power source or an unregulated DC power source. While the power supply provides electrical power, the controller generates various LED control signals in response to power fluctuation of the electrical power. The LED array allows at least a portion of LEDs to be activated in accordance with the logic states of the LED control signals. | 07-14-2011 |
20110181194 | Reconfigurable LED Array and Use in Lighting System - A light-emitting device capable of being powered by an AC power supply or an unregulated DC power supply is disclosed. The light-emitting device, in an aspect, is coupled to a controller, a light-emitting diode (“LED”) array, and a power supply, wherein the power supply can be an AC power source or an unregulated DC power source. While the power supply provides electrical power, the controller generates various LED control signals in response to power fluctuation of the electrical power. The LED array allows at least a portion of LEDs to be activated in accordance with the logic states of the LED control signals. | 07-28-2011 |
Patent application number | Description | Published |
20090261373 | LOW OPTICAL LOSS ELECTRODE STRUCTURES FOR LEDS - An electrode structure is disclosed for enhancing the brightness and/or efficiency of an LED. The electrode structure can have a metal electrode and an optically transmissive thick dielectric material formed intermediate the electrode and a light emitting semiconductor material. The electrode and the thick dielectric cooperate to reflect light from the semiconductor material back into the semiconductor so as to enhance the likelihood of the light ultimately being transmitted from the semiconductor material. Such LED can have enhanced utility and can be suitable for uses such as general illumination. | 10-22-2009 |
20110006332 | LEDs with LOW OPTICAL LOSS ELECTRODE STRUCTURES - Semiconductor devices in which one or more LEDs are formed include a dielectric region formed on a n/p region of the semiconductor, and that a metallic electrode can be formed on (at least partially on) the region of dielectric material. A transparent layer of a material such as Indium Tin Oxide can be used to make ohmic contact between the semiconductor and the metallic electrode, as the metallic electrode is separated from physical contact with the semiconductor by one or more of the dielectric material and the transparent ohmic contact layer (e.g., ITO layer). The dielectric material can enhance total internal reflection of light and reduce an amount of light that is absorbed by the metallic electrode. | 01-13-2011 |
20110008918 | METHODS OF LOW LOSS ELECTRODE STRUCTURES FOR LEDS - Aspects concerning a method of making electrical contact to a region of semiconductor in which one or more LEDs are formed include that a dielectric region can be formed on a p region of the semiconductor, and that a metallic electrode can be formed on (at least partially on) the region of dielectric material. A transparent layer of a material such as Indium Tin Oxide can be used to make ohmic contact between the semiconductor and the metallic electrode, as the metallic electrode is separated from physical contact with the semiconductor by one or more of the dielectric material and the transparent ohmic contact layer (e.g., ITO layer). The dielectric material can enhance total internal reflection of light and reduce an amount of light that is absorbed by the metallic electrode. | 01-13-2011 |
20110024782 | LOW OPTICAL LOSS ELECTRODE STRUCTURES FOR LEDS - An electrode structure is disclosed for enhancing the brightness and/or efficiency of an LED. The electrode structure can have a metal electrode and an dielectric material formed intermediate the electrode and a light emitting semiconductor material. Electrical continuity between the semiconductor material and the metal electrode is provided by an optically transmissive ohmic contact layer, such as a layer of Indium Tin Oxide. The metal electrode thus can be physically separated from the semiconductor material by one or more of the dielectric material and the ohmic contact layer. The dielectric layer can increase total internal reflection of light at the interface between the semiconductor and the dielectric layer, which can reduce absorption of light by the electrode. Such LED can have enhanced utility and can be suitable for uses such as general illumination. | 02-03-2011 |
20120235195 | LEDS WITH EFFICIENT ELECTRODE STRUCTURES - Aspects include electrodes that provide specified reflectivity attributes for light generated from an active region of a Light Emitting Diode (LED). LEDs that incorporate such electrode aspects. Other aspects include methods for forming such electrodes, LEDs including such electrodes, and structures including such LEDs. | 09-20-2012 |
20130270573 | LEDs with Efficient Electrode Structures - Aspects include Light Emitting Diodes that have a GaN-based light emitting region and a metallic electrode. The metallic electrode can be physically separated from the GaN-based light emitted region by a layer of porous dielectric, which provides a reflecting region between at least a portion of the metallic electrode and the GaN-based light emitting region. | 10-17-2013 |
20140346554 | LEDS WITH EFFICIENT ELECTRODE STRUCTURES - Aspects include Light Emitting Diodes that have a GaN-based light emitting region and a metallic electrode. The metallic electrode can be physically separated from the GaN-based light emitted region by a layer of porous dielectric, which provides a reflecting region between at least a portion of the metallic electrode and the GaN-based light emitting region. | 11-27-2014 |
20150228860 | LEDS WITH EFFICIENT ELECTRODE STRUCTURES - Aspects include Light Emitting Diodes that have a GaN-based light emitting region and a metallic electrode. The metallic electrode can be physically separated from the GaN-based light emitted region by a layer of porous dielectric, which provides a reflecting region between at least a portion of the metallic electrode and the GaN-based light emitting region. | 08-13-2015 |
Patent application number | Description | Published |
20100219431 | Multi-Junction LED - A light source and method for making the same are disclosed. The light source includes a substrate and a light emitting structure that is deposited on the substrate. A barrier divides the light emitting structure into first and second segments that are electrically isolated from one another. A serial connection electrode connects the first segment in series with the second segment. A first blocking diode between the light emitting structure and the substrate prevents current from flowing between the light emitting structure and the substrate when the light emitting structure is emitting light. The barrier extends through the light emitting structure into the first blocking diode. | 09-02-2010 |
20120058584 | Multi-Junction LED - A light source and method for making the same are disclosed. The light source includes a substrate and a light emitting structure that is deposited on the substrate. A barrier divides the light emitting structure into first and second segments that are electrically isolated from one another. A serial connection electrode connects the first segment in series with the second segment. A first blocking diode between the light emitting structure and the substrate prevents current from flowing between the light emitting structure and the substrate when the light emitting structure is emitting light. The barrier extends through the light emitting structure into the first blocking diode. | 03-08-2012 |
20120133289 | AC LED Light Source with Reduced Flicker - A lighting apparatus and method for operating LED-based lighting devices are disclosed. The apparatus includes a receiver that receives a potential from a power source whose output varies as a function of time, an energy storage device, and an LED array. The energy storage device stores energy from the power source when the driving potential is greater than a predetermined value. The LED array has variable forward bias potential, the LED array generating light when a potential across the array is greater than the selected forward bias potential. A source selector connects the energy storage device to the array when the potential from the power source is less than a predetermined value. A controller that varies the forward bias potential such that the difference between the forward bias potential and potential across the array is maintained at a value less than a predetermined value. | 05-31-2012 |
20120319160 | Method for Reducing Stress in Epitaxial Growth - A device and method for making the same are disclosed. The device includes a substrate having a first TEC, a stress relief layer overlying the substrate, and crystalline cap layer. The crystalline cap layer overlies the stress relief layer. The cap layer has a second TEC different from the first TEC. The stress relief layer includes an amorphous material that relieves stress between the crystalline substrate and the cap layer arising from differences in the first and second TECs at a growth temperature at which layers are grown epitaxially on the cap layer. The device can be used to construct various semiconductor devices including GaN LEDs that are fabricated on silicon or SiC wafers. The stress relief layer is generated by converting a layer of precursor material on the substrate after the cap layer has been grown to a stress-relief layer. | 12-20-2012 |
20140054638 | LIGHT EMITTING DEVICES HAVING SHIELDED SILICON SUBSTRATES - Light emitting devices comprise a light emitting component, such as a GaN LED having active material layers supported by a Silicon substrate, which can be a growth substrate, or attached. Phosphor(s) can be disposed relative to the light emitting component to absorb a primary emission, and produce a secondary emission that can be relatively tuned or selected so that their combination produces light of a desired spectrum, such as light appearing white. The Silicon substrate has exposed sidewalls, which can be angled, with respect to planar surfaces of the substrate, and a light reflecting material, such as a diffusely reflective material coats the sidewalls. The reflective material can be opaque to the primary and secondary emissions. If other exposed portions of the Silicon substrate exist and are exposed to primary or secondary light, these other exposed portions can be coated with such light reflecting material. | 02-27-2014 |