Ivey, US
Bobby Joel Ivey, Charlotte, NC US
Patent application number | Description | Published |
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20150148422 | METHOD FOR PRESERVING FOOD AND METHOD FOR CLEANING SURFACES - A method for using urea sulfate as an anti-microbial agent, anti-mold agent, anti-fungal agent, and pH adjusting compound with the benefit of adding nitrogen and sulfur to the food supply. Urea sulfate provides a fundamental contribution to feed hygiene, as it suppresses the growth of mold and thus restricts the potential effect of mycotoxins. Consequently, feed safety is improved by adding this compound. | 05-28-2015 |
Brant Ivey, Maricopa, AZ US
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20130195124 | TIMEBASE PERIPHERAL - A microcontroller has a timebase driven by a clock signal, wherein the timebase has a reset input and an output coupled with a comparator. The comparator is further coupled with a register and is operable to generate a synchronization output signal if the timebase matches the register value. The microcontroller further has a first multiplexer receiving the synchronization output signal from the comparator and further receiving at least one event signal generated by a unit other than the timebase, wherein the first multiplexer is operable to select either the synchronization output signal or the at least one event signal as a timebase synchronization output signal. | 08-01-2013 |
Brant Ivey, Chandler, AZ US
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20140281465 | Dual Boot Panel SWAP Mechanism - A central processing unit with dual boot capabilities is disclosed comprising an instruction memory further comprising a first and second memory area which are configured to be individually programmable, wherein first and second memory area can be assigned to an active memory from which instructions are executed and an inactive memory, respectively. The instruction set for the central processing unit comprises a dedicated instruction that allows to perform a swap from the an active memory area to an inactive memory area, wherein the swap is performed by executing the dedicated instruction in the active memory followed by a program flow change instruction in the active memory, whereupon the inactive memory becomes the new active memory and the active memory becomes the new inactive memory and execution of instructions continues in the new active memory. | 09-18-2014 |
Brian K. Ivey, Saugus, CA US
Patent application number | Description | Published |
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20110161124 | METHOD AND SYSTEM FOR ENTERPRISE BUILDING AUTOMATION - A method and system for an enterprise-level building automation system, the method includes providing building level building data to a building level building automation system (BAS) associated with a property, the building level building data including a status of building equipment; communicating building level building data provided to a plurality of different building level building automation systems (BASs), each of the plurality of different building level BASs being associated with a distinct property to an enterprise level BAS; providing energy utility data to the enterprise level BAS; monitoring the building level data associated with each distinct property in real time by the enterprise level BAS; and generating, based on the building level data and the energy utility data, a report including a graphical visualization of the building level data and the energy utility data associated with each distinct property by the enterprise level BAS. | 06-30-2011 |
Chance D. Ivey, Austin, TX US
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20150258454 | Leadership Role Playing Game and Method Therefor - The present disclosure describes novel systems and methods for teaching and exercising leadership skills and strategies including the use of a narrative-driven role playing game. | 09-17-2015 |
Christopher Ivey, Litchfield, CT US
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20120259762 | Network-Based Systems, Methods, and Apparatuses for Constructing and Executing Transactions - In part, the invention relates a graphical trading algorithm platform configured to construct algorithms for execution in a cloud computing environment and related methods. In one embodiment, an exemplary method includes displaying a plurality of drag and droppable widgets within a computer generated graphical environment, each icon associated with a component of an event algorithm; processing a plurality of the widgets in a predetermined order when such widgets are arranged in a sequence corresponding to steps in the event algorithm; monitoring data feeds relating to an event of interest, wherein the event of interest is selected from the group comprising of stock changes, news events, market events, and regulatory events; and executing the action within a time period P when conditions defined by the event algorithm are satisfied. | 10-11-2012 |
Denny J. Ivey, Carrollton, GA US
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20140110627 | Compositions and Methods for the Removal of Phosphates and Other Contaminants from Aqueous Solutions - Compositions and methods for removing phosphates, nitrates and heavy metals from aqueous solutions. | 04-24-2014 |
20150183662 | Compositions & Methods For The Removal of Phosphates & Other Contaminants From Aqueous Solutions - Compositions and methods for removing phosphates, nitrates and heavy metals from aqueous solutions. | 07-02-2015 |
Ford M. Ivey, Arlington, VA US
Patent application number | Description | Published |
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20150045123 | SYSTEM AND METHOD FOR INTERACTIVE ROLE-PLAY GAME SUPPORT - A system and method for interactive game support may be provided. A player may have a mobile device configured to run a game support application. The game support application may maintain game and player attributes and monitor interactions with game devices. In some embodiments, a command-control center server may be communicatively coupled with the at least one mobile device or game device so as to facilitate game management. | 02-12-2015 |
Frank Douglas Ivey, Watertown, MA US
Patent application number | Description | Published |
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20100227853 | INHIBITORS OF CYCLIC AMP PHOSPHODIESTERASES - Recombinant fission yeast cells and methods of using them are described, which provide for identification of chemical and biological inhibitors or activators of a target exogenous phosphodiesterase (PDE). The invention provides, in some aspects, compounds that inhibit cAMP PDE activity and compositions that include such compounds. The invention, in part, also includes methods of using cAMP PDE-inhibiting compounds in the treatment of cAMP PDE-associated diseases and/or disorders. | 09-09-2010 |
Gregory Scott Ivey, Lake St. Louis, MO US
Patent application number | Description | Published |
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20150135783 | LOCKING ASSEMBLY FOR SECURING ELECTRONIC EQUIPMENT WITHIN AN EQUIPMENT RACK - A locking assembly is provided for securing an electronic module to a chassis of a rack enclosure within a mounting slot of the chassis. The locking assembly includes a lock configured to be secured to a vertical rail of the chassis. The lock further is configured to prevent the electronic module from being slidably installed into and removed from its respective mounting slot and to prevent a latch of the electronic module from being opened when the electronic module is secured in place within the chassis of the rack enclosure. The locking assembly further includes a key configured to enable the lock to be removed from the chassis thereby enabling the installation and removal of the electronic module from the chassis. | 05-21-2015 |
Hal Patrick Ivey, West Chester, PA US
Patent application number | Description | Published |
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20150361317 | HOT MELT ADHESIVE - The present invention provides a moisture-reactive hot melt adhesive composition. The composition comprises: (a) urethane prepolymer, derived from at least one polyol and at least one polyisocyanate, and having free isocyanate groups effective to cure the composition in the presence of moisture; and (b) acrylic(co)polymer, wherein the acrylic (co)polymer comprises one or more residues of an (alk)acrylate (co)monomer of formula (I) wherein the group R contains at least one cyclic, tertiary or quaternary carbon, R is attached to the group —C(O)O— via a cyclic or tertiary carbon atom and wherein R′ is a hydrogen or an alkyl group. The invention extends to use of an acrylic (co)polymer in a moisture reactive hot melt adhesive composition as a stringing reducing agent; a substrate comprising the moisture reactive hot melt adhesive composition; and a method of bonding materials together with the composition. | 12-17-2015 |
Henry Ivey, Pleasanton, CA US
Patent application number | Description | Published |
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20160005029 | Systems and Methods for Dynamically Detecting and Preventing Consumer Fraud - Systems and methods discussed herein relate to a system for detecting and preventing fraudulent transactions through collecting requests for website access, stored-card trades and sales, and transactions using physical or electronically issued credit, debit, stored-value, and other cards. The fraud detection system not only flags individual transactions, but is also configured to dynamically track and update banned/watch lists associated with request artifacts and cards in order to catch and prevent individual actors as well as BOTs, at least by adjusting the thresholds used to evaluate risk scores and what is placed on the banned/watch lists based upon requests received as well as information from financial institutions, merchants, government agencies, and watchdog groups. The system is also configured to provide information to those groups. | 01-07-2016 |
James Alan Ivey, Palo Alto, CA US
Patent application number | Description | Published |
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20150256286 | WAVEFORM-ENABLED JAMMER EXCISION (WEJE) - A method for waveform-enabled jammer excision (WEJE) may include performing a jammer measurement during a look-through window when no signal-of-interest (SOI) is present and obtaining a jammer signal. A SOI-plus-jammer measurement may be performed and a SOI-plus-Jammer signal may be obtained when both the jammer signal and the SOI are present. Optimal weights that maximize a SOI-to-jammer power ratio may be determined. SOI-plus-jammer signals from a number of antenna elements may be optimally weighted and combined to copy the SOI and null the jammer signal based on the determined optimal weights. | 09-10-2015 |
James D. Ivey US
Patent application number | Description | Published |
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20130262486 | Encoding and Decoding of Small Amounts of Text - Text compression and encryption is achieved by using a predetermined dictionary not unique to the encoded text to substitute codes for words and phrases thereby obviating transmission of the dictionary along with transmitted encoded text. The codes of the dictionary are made of one or more text characters such that the message, once encoded, continues to be a legitimate text message and can travel through any data transport medium through which a conventional unencoded text message can travel. Non-word characters delimit codes and unencoded words in an encoded message. Advantages include message filtering and maintaining message threads of short messages, including SMS. | 10-03-2013 |
James D. Ivey, Oakland, CA US
Patent application number | Description | Published |
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20130060561 | Encoding and Decoding of Small Amounts of Text - Text is encoded using a predetermined dictionary not unique to the encoded text to substitute codes for words and phrases thereby obviating transmission of the dictionary along with transmitted encoded text. The codes of the dictionary are made of one or more text characters such that the message, once encoded, continues to be a legitimate text message and can travel through any data transport medium through which a conventional text message can travel. Non-word characters delimit codes and unencoded words in an encoded message. Any phrase that can be confused with a code is flagged to indicate that it is not a code. | 03-07-2013 |
Jason Ivey, Irvine, CA US
Patent application number | Description | Published |
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20150215504 | RECEPTACLE FOR A VIDEO AND/OR IMAGE CAPTURE DEVICE - An apparatus comprises a receptacle configured to receive a video and/or image capture device. The video and/or image capture device has a connector that connects to a mounting device such that the video and/or image capture device is mountable to a surface during video and/or image capture. Further, the apparatus has a first handle having a first handle top portion that is operably connected to the receptacle and a first handle bottom portion that is operably connected to the receptacle. In addition, the apparatus has a second handle having a second handle top portion that is operably connected to the receptacle and a second handle bottom portion that is operably connected to the receptacle. The apparatus also has a receiver that is operably attached to the receptacle. The receiver receives the video and/or image capture device. | 07-30-2015 |
20150215511 | RECEPTACLE FOR AN IMAGE CAPTURE COMPUTING DEVICE AND A STABILIZATION DEVICE - An apparatus comprises a receptacle configured to receive a mobile computing device that has an integrated image capture component. Further, the apparatus comprises a first handle having a first handle top portion that is operably connected to the receptacle and a first handle bottom portion that is operably connected to the receptacle. In addition, the apparatus comprises a second handle having a second handle top portion that is operably connected to the receptacle and a second handle bottom portion that is operably connected to the receptacle. The apparatus also comprises a tripod receiver that is operably attached to the first handle. The tripod receiver receives a tripod connector to connect a tripod to the first handle. | 07-30-2015 |
Jason Ivey, Anaheim, CA US
Patent application number | Description | Published |
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20090071858 | SELF RIGHTING CONTAINER - A self righting container having a hollow and generally spherical shape and an eccentrically weighted ballast and a method of using the container. Upon rotation or other movement of the container, the weighted ballast urges the container to return to a predetermined orientation, typically determiner such that a container opening would be positioned at a desired location. The weighted ballast may further comprise a magnet such that metallic objects may be contained within the interior of the container and may even be retained in a particular orientation as determined by the magnetic forces. As the container is a highly desirable device, especially for office locations, graphical or advertising material may be imprinted on at least one portion of its outer surface for the purpose of providing advertising or promotion. | 03-19-2009 |
Jason Alan Ivey, Irvine, CA US
Patent application number | Description | Published |
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20090050641 | Cup lid with an anti-splash ergonomic shape - A cup lid for covering a disposable beverage cup has an outer peripheral wall and concentric therewith, an inner peripheral wall. The outer and inner peripheral walls are spaced apart and are mutually joined by a top rim having an aperture through which liquids in the beverage cup may be disbursed when the top rim is held between the lips. A well is defined by the inner peripheral wall and a panel where the panel is contiguous with the inner peripheral wall. The top rim and horizontal panel are spaced apart by approximately one inch thereby establishing an adequate space for a person's nose within the well when the beverage cup is raised for draining liquid therein. | 02-26-2009 |
Jessie Ivey, Woodland, CA US
Patent application number | Description | Published |
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20130091017 | Method And System for User Connections and Advertising Using Geographic Index of Affinity - A system for managing a geographic index of affinity (GIA), defined as a distance a user is willing to find/connect with other users, specific to a particular shared interest. The GIA includes a degree of distance (Affinity) based on their geographic location and can be used in conjunction with free online Web services to deliver a steady and relevant pool of meaningful connections based on interest-specific GIAs. This provides an advantage of capitalizing on blind spots and shortfalls in current social networking platforms by building sites where users build communities of trust, and, in the process, make themselves open to relevant local advertising. As desired, user demographic databases are built that include specific interests, approximate location, age and gender of the users using the GIA. | 04-11-2013 |
Jessie Ivey, Oakland, CA US
Patent application number | Description | Published |
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20130091017 | Method And System for User Connections and Advertising Using Geographic Index of Affinity - A system for managing a geographic index of affinity (GIA), defined as a distance a user is willing to find/connect with other users, specific to a particular shared interest. The GIA includes a degree of distance (Affinity) based on their geographic location and can be used in conjunction with free online Web services to deliver a steady and relevant pool of meaningful connections based on interest-specific GIAs. This provides an advantage of capitalizing on blind spots and shortfalls in current social networking platforms by building sites where users build communities of trust, and, in the process, make themselves open to relevant local advertising. As desired, user demographic databases are built that include specific interests, approximate location, age and gender of the users using the GIA. | 04-11-2013 |
Johnathan Ivey, Chandler, AZ US
Patent application number | Description | Published |
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20140290650 | VAPOR DISPENSER SYSTEM - A handheld vapor dispenser with rapidly interchangeable vapor tubes extending outside of the dispenser housing. A first exemplary embodiment uses a battery and a timing circuit to volatize the vapor-producing material and a positive air pressure source, such as a squeeze bulb, to expel the vapor from the tube. A second exemplary embodiment is rechargeable and has multiple vapor tubes in parallel spaced-apart proximity extending from the housing. A recharging station for multiple vapor dispensers that also provides vapor tube storage and access is disclosed. A third exemplary embodiment couples positive air pressure to the air inlet of an electronic cigarette to expel vapor from the mouthpiece for flavoring drinks. A dispensing tube that sealingly attaches to the mouthpiece is also disclosed. Additional embodiments are disclosed. | 10-02-2014 |
20140305734 | FLIP OUT DOG LEG MOUNTABLE CEILING SPEAKER ENCLOSURE - A manually operated flip dog mountable ceiling speaker enclosure, for ceiling or other panel installation, provides a plurality of flip dogs mounted tangentially on an annular flange around an opening of a speaker can and operated by either pulling on an actuator to create a cam-driven rotation to a radial alignment and a downward dog movement to a ratcheted clamping position, or by first rotating the manual actuator to rotate the dog and then pulling the actuator to pull the dog down into a ratcheted clamping position. Ratchet points on the dog are urged into ratchet points on a wall by a releasable biasing member. Three embodiments are illustrated. | 10-16-2014 |
Johnathan Loyd Ivey, Chandler, AZ US
Patent application number | Description | Published |
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20150014912 | ELECTRONIC MODULE INSTALLATION TOOLS FOR ELECTRONIC RACKS - An electronic module installation tool temporarily supports electronic modules in electronic racks. The tool has a frame configured to be inserted into a rack and that has a top surface for supporting an electronics module. A front surface of the frame supports a faceplate and left and right manual clamps having a first pivot for the clamp handle relative to the frame and a second pivot for the clamp relative to the clamp handle. The faceplate extends to the left and right to create flanges that each support a pin carrier that supports rearwardly extending top and bottom vertically arrayed pins that are sized and spaced apart to align with holes in an attachment rail in the rack. A clamp extends between the pins and clamps to the rear side of the rail when the handle is operated. The tools may be made for various sizes of racks. | 01-15-2015 |
John Edward Ivey, Acworth, GA US
Patent application number | Description | Published |
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20080248927 | Therapy Device to Increase Flexibility and Range of Motion to the Wrist, Fingers, and Thumb - A therapy device and methods thereof for increasing the flexibility and range of motion to the wrist, fingers, and thumb of a person is disclosed. The therapy device is directed to the stretching of the wrist, fingers, and thumb to improve range of motion, especially in such conditions as post-stroke spasticity. | 10-09-2008 |
Jonathan Brant Ivey, Maricopa, AZ US
Kathryn N. Ivey, San Francisco, CA US
Patent application number | Description | Published |
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20090186414 | Methods of Generating Cardiomyocytes and Cardiac Progenitors and Compositions - The present disclosure provides methods of inducing cardiomyogenesis in a stem cell or progenitor cell, or in a population of stem cells or progenitor cells; and methods for expansion of (increasing the numbers of) cardiac progenitors. Cell compositions are also provided. | 07-23-2009 |
Loyd Ivey, Ennis, TX US
Patent application number | Description | Published |
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20090067663 | OMNI-DIRECTIONAL SPEAKER LAMP - A speaker, having a diaphragm with a central opening and further having a pole piece, including a first sound dispersion element extending from the pole piece through the central opening of the diaphragm and further extending beyond the diaphragm wherein the first sound dispersion element has a larger transverse perimeter distal the pole piece than proximal the pole piece; and no support structures for the first sound dispersion element are located radially external to said first sound dispersion element. The speaker may be integrated with a lamp using a support structure. A second sound dispersion element may be used. A rod, used as a conduit, coupling, and/or support, may extend coaxially with the first sound dispersion element, interior thereto, and to a point beyond the diaphragm. The audio signal for the speaker may be supplied by a wireless link. The speaker and lamp may be configured for a ceiling fan. | 03-12-2009 |
Loyd Ivey, Phoenix, AZ US
Patent application number | Description | Published |
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20130016864 | Lighting and Audio Communication System - A lighting and communication system with a horn enclosure for recessed ceiling panel or wall mounting, including a speaker with a horn expansion area to direct sound waves from the speaker to a horn enclosure front, at least one light enclosure located within the horn enclosure, the light enclosure defining a light cavity which is separated from said horn expansion area, with a light source inside the light cavity. The light source can be an LED array, which is capable of displaying text, colors or patterns in response to a control system signal. | 01-17-2013 |
Loyd L. Ivey, Phoenix, AZ US
Patent application number | Description | Published |
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20110255711 | Lighting and Audio Communication System - A lighting and communication system with a horn enclosure for recessed ceiling panel or wall mounting, including a speaker with a horn expansion area to direct sound waves from the speaker to a horn enclosure front, at least one light enclosure located within the horn enclosure, the light enclosure defining a light cavity which is separated from said horn expansion area, with a light source inside the light cavity. The light source can be an LED array, which is capable of displaying text, colors or patterns in response to a control system signal. | 10-20-2011 |
Mark B. Ivey, Sunnyvale, CA US
Patent application number | Description | Published |
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20110194157 | User Selectable and User Definable Scanning Protocols In Mammographic Film Scanning System With Stack Film Feeder - A system and method for processing mammographic data are described. The system includes a user input/output system adapted and configured to receive from a user a user-defined scanning protocol that identifies the laterality and view type for each mammographic film in a film case to be scanned. A storage system stores the user-defined scanning protocol for subsequent use in scanning film cases. A scanning system scans film cases and generates digitized versions of each mammographic film. A processor then assigns laterality and view types to the digitized versions of the mammographic film according to the user-defined scanning protocol. The system also receives user alterations to stored scanning protocols. The system can also re-assign a case scanned according to one scanning protocol to another scanning protocol in response to a user's instruction to do so. The system processes the digitized versions according to at least one computer aided detection (CAD) algorithm for detecting anatomical abnormalities therein. | 08-11-2011 |
Rachel Ivey, Chandler, AZ US
Patent application number | Description | Published |
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20100075568 | CHILD SEAT ATTACHMENT - A child seat attachment that can be releasably attached to a child seat handle side bar having a narrow portion and a wider portion using one hand, and removed with one hand. The child seat attachment provides visual, audible, and/or tactile stimulation for the child. The child seat attachment includes a bracket portion and a child amusement device coupled to the bracket portion. The coupling between the bracket portion and the child amusement device may be releasable, extendable, and/or articulatible. The bracket portion includes a panel coupled to a pair of opposed, spaced apart wings that may include multiple webs, including arcuate webs. The wings are spaced apart a distance greater than the width of the narrow portion of the child seat handle side bar and less than the width of the wider portion of the child seat handle side bar. | 03-25-2010 |
Randy C. Ivey, Spring, TX US
Patent application number | Description | Published |
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20100300761 | APPARATUS AND METHODS TO OPTIMIZE FLUID FLOW AND PERFORMANCE OF DOWNHOLE DRILLING EQUIPMENT - Sleeves, stabilizers and other well tools may be formed with fluid flow paths or channels extending through one or more blades disposed on the exterior portions of such well tools. The blades and associated fluid flow paths extending therethrough may allow optimum fluid flow rates and volumes to enhance lifting of formation cuttings and downhole debris along with cleaning exterior portions of the well tool and an associated rotary drill bit. Location, configuration, orientation and/or dimensions associated with such blades and associated fluid flow paths or channels may also be modified to provide an enlarged pad or contact surface on exterior portions of one or more blades while maintaining desired fluid flow rates and volumes over exterior portions of the well tool. Such pads or contact surfaces may have optimum surface areas for contacting adjacent portions of a wellbore during directional drilling of the wellbore. | 12-02-2010 |
20130209164 | ALIGNED ANGLED WELL TOOL WELD JOINT - A well tool can include multiple sections, one section having a mating weld surface formed thereon, and another section having another mating weld surface formed thereon. Engagement between the mating weld surfaces can prevent lateral displacement of the well tool sections relative to each other. The mating weld surfaces are welded to each other. A method of constructing a well tool can include engaging a mating weld surface on a section of the well tool with another mating weld surface on another section of the well tool, an interface between the mating weld surfaces being inclined relative to a longitudinal axis of the well tool extending through the sections, and welding the mating weld surfaces to each other along the interface. | 08-15-2013 |
Richard Ivey, Parkton, MD US
Patent application number | Description | Published |
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20090269732 | Methods for Diagnosing Oncogenic Human Papillomavirus (HPV) - Methods for diagnosis of HPV infection in a subject are provided. HPV infection in a subject can be determined by generating mass profile data for a biological sample from the subject and correlating the mass profile data with reference mass profiles to detect the presence or absence, and/or quantity of at least one biomarker associated with HPV infection. Methods for detecting at least one biomarker associated with HPV infection in a biological sample are also provided. | 10-29-2009 |
Richard G. Ivey, Federal Way, WA US
Samuel E. Ivey, Richardson, TX US
Patent application number | Description | Published |
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20140267763 | INTEGRATED RADIATION SHIELD AND RADIATION STOP - An apparatus includes a detector that measures radiation. The apparatus also includes a window that is relationally coupled to the detector and a shield, so that the window is in between the detector and the shield. The apparatus further includes the shield that emits substantially constant radiation, and substantially blocks radiation from a camera housing at least partially surrounding the shield, so that the detector measures radiation passing through an optical system and the shield. | 09-18-2014 |
Sheila Ivey, Las Vegas, NV US
Patent application number | Description | Published |
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20150314180 | Religious Game and Method - A game operable to promote religious awareness and transform the belief of at least one player wherein subsequent the playing of the game the at least one player has a stronger belief in God. The game includes a plurality of bases wherein said plurality of bases includes three square shaped plates and one pentagonal shaped plate. A ball is further included wherein the ball is used to facilitate the rounds of play of the game in conjunction with the plurality of plates. The plurality of plates and the ball further include exterior surfaces wherein on the exterior surface inspirational indicia is imprinted thereon. The game further uses the term ballo, which is synomonous with being out of play. Players utilize base advancement exclamations as the players traverse intermediate each of the plurality of bases. | 11-05-2015 |
William S. Ivey, Huntersville, NC US
Patent application number | Description | Published |
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20140156425 | SURCHARGE AUDITING - Apparatus and methods for auditing a transaction record are provided. The transaction record may correspond to a credit card transaction. The auditing may include identifying a surcharge violation. The surcharge violation may be an unlawful surcharge. The auditing may identify patterns of double surcharging. Transaction-level auditing may include ensuring that a surcharge is returned upon a product return. A mobile wallet application may allow consumers to access and/or report merchant surcharge compliance activity. Functionality may include surcharge receipt scanning for use in crosschecking authenticity of a consumer report. Additional crosscheck functionality provided by geographic location support. Embodiments may include a registry for merchants that certify their surcharge calculations. | 06-05-2014 |
20140188705 | SURCHARGE ADVERSE SENSITIVITY CALCULATOR - Apparatus and methods are provided for adjusting a transaction cost and/or a transaction cost recovery amount. The adjusting may be based on a comparison of historical usage of a first payment instrument relative to use of a second payment instrument. Usage of the first or second payment instruments may be correlated to imposition of the transaction cost recovery amount. The adjusting may be based on determining a convenience fee and/or a transaction cost recovery amount for a funds transfer. The adjusting may be based on identifying a purchasing behavior. The purchasing behavior may include terminated or reduced spending, relative to historical spending, at a location that imposes a transaction cost recovery amount. The purchasing behavior may include identifying current payment instrument use at a location that imposes a transaction cost recovery amount. | 07-03-2014 |
20140372238 | SURCHARGE AUDITING - Apparatus and methods for auditing a transaction record are provided. The transaction record may correspond to a credit card transaction. The auditing may include identifying a surcharge violation. The surcharge violation may be an unlawful surcharge. The auditing may identify patterns of double surcharging. Transaction-level auditing may include ensuring that a surcharge is returned upon a product return. A mobile wallet application may allow consumers to access and/or report merchant surcharge compliance activity. Functionality may include surcharge receipt scanning for use in crosschecking authenticity of a consumer report. Additional crosscheck functionality provided by geographic location support. Embodiments may include a registry for merchants that certify their surcharge calculations. | 12-18-2014 |
William Sydney Ivey, Charlotte, NC US
Patent application number | Description | Published |
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20120066077 | OVERAGE SERVICE VIA MOBILE DEVICE - In general terms, embodiments of the present invention relate to methods and apparatuses for providing an overage service via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an overage as a result of the transaction; (c) prompting the holder to consent to the overage via the mobile device, where the holder is associated with the mobile device; (d) receiving the holder's consent to the overage; and (e) authorizing the transaction based at least partially on the receiving the holder's consent. | 03-15-2012 |
20120066126 | OVERAGE SERVICE VIA TRANSACTION MACHINE - In general terms, embodiments of the present invention relate to methods and apparatuses for providing an overage service via a transaction machine. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an overage as a result of the transaction; (c) prompting, via the transaction machine, the holder to consent to the overage; (d) receiving the holder's consent to the overage; and (e) authorizing the transaction based at least partially on the receiving the holder's consent. | 03-15-2012 |
20120066127 | OVERAGE SERVICE SUBJECT TO CONDITION - In general terms, embodiments of the present invention relate to methods and apparatuses for providing an overage service subject to one or more predetermined conditions. For example, in some embodiments, a method is provided that includes: (a) receiving, from a holder of an account, consent to a future overage, where the future overage is a result of a future overage transaction involving the account, and where the consent is valid only if a predetermined condition is met; (b) receiving transaction information associated with a transaction, where the transaction involves the account, and where the transaction was initiated after the receiving the consent; (c) determining, based at least partially on the transaction information, that the account will incur an overage as a result of the transaction; (d) determining that the predetermined condition is met and/or that the holder's consent is valid for the transaction; and (e) authorizing the transaction based at least partially on receiving the consent, determining that the holder's consent is valid for the transaction, and/or determining that the predetermined condition is met. | 03-15-2012 |
20130212021 | AMOUNT-EXCEEDING-CREDIT-THRESHOLD SERVICE SUBJECT TO CONDITION - In general terms, embodiments of the present invention relate to methods and apparatuses for providing an amount-exceeding-credit-threshold service subject to one or more predetermined conditions. For example, in some embodiments, a method is provided that includes: determining that an account will exceed a credit threshold associated with the account as a result of a transaction, determining that a predetermined condition is met and/or that the consent of the holder of the account is valid for the transaction, and authorizing the transaction based at least partially on receiving the consent, determining that the holder's consent is valid for the transaction, and/or determining that the predetermined condition is met. | 08-15-2013 |
20130218694 | SERVICE FOR EXCEEDING ACCOUNT THRESHOLDS VIA TRANSACTION MACHINE - In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a transaction machine. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an exceeded threshold as a result of the transaction; (c) prompting, via the transaction machine, the holder to consent to the exceeded threshold; (d) receiving the holder's consent to the exceeded threshold; and (e) authorizing the transaction based at least partially on the receiving the holder's consent. | 08-22-2013 |
20130218697 | SERVICE FOR EXCEEDING ACCOUNT THRESHOLDS VIA MOBILE DEVICE - In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an excess threshold amount as a result of the transaction; (c) prompting the holder to consent to the excess threshold amount via the mobile device, where the holder is associated with the mobile device; (d) receiving the holder's consent to the excess threshold amount; and (e) authorizing the transaction based at least partially on the receiving the holder's consent. | 08-22-2013 |