Patent application number | Description | Published |
20120295216 | Diagnostic Oral Health Care Implement and System - A diagnostic oral health care implement and system are provided for use during oral health care activities. The diagnostic oral health care implement has a diagnostic sensor. The diagnostic sensor provides diagnostic measurements in a plurality of formats including the biofilm thickness of dental plaque. The diagnostic oral health care system has a diagnostic oral health care implement and a first data transfer medium. The system optionally has any combination of a second data transfer medium, a network storage device, and a third data transfer medium. The system provides for the collection of diagnostic measurements and transmission of the data into a readable, usable form for the user via an oral health care implement. | 11-22-2012 |
20130080295 | Oral Health Care Implement and System with Proximity Sensor - An oral health care implement and system are provided for use during oral health care activities. The oral health care implement has a proximity sensor, most often in the embodiment of a capacitive sensor. The proximity sensor provides usage time and instance measurements in a plurality of proposed formats. The oral health care system has an oral health care implement, a first data transfer medium, and any combination of: a second data transfer medium, a network storage device, and a third data transfer medium. The system provides means for collecting usage measurements and transmitting data into a readable, usable form for the user via an oral health care implement. | 03-28-2013 |
20130091642 | Oral Health Care Implement and System with Oximetry Sensor - An oral health care implement and system are provided for use during oral health care activities. The oral health care implement has an oximetry sensor, most often in the embodiment of a transmissive or reflective pulse oximeter. The oximetry sensor provides blood oxygen saturation and heart rate measurements. The oral health care system has an oral health care implement, a first data transfer medium, and any combination of: a second data transfer medium, a network storage device, and a third data transfer medium. The system provides means for collecting a user's vital signs and transmitting data into a readable, usable form for the user via an oral health care implement. | 04-18-2013 |
20140242682 | Salivary Diagnostic Systems - Salivary diagnostic systems are provided for improved disease diagnosis and overall health care. Salivary diagnostic systems are provided for the plurality of steps required in salivary diagnostic processes. The salivary diagnostic systems are interchangeably coupled by various methods and steps and include a collection system, a filter system, an evaluation system, and a reporting system. One or more salivary diagnostic systems are comprised in at least one salivary diagnostic device. Salivary diagnostic devices include a toothbrush, an implement, and a stand-alone system. The systems provide for the collection, filtration, and evaluation of saliva samples and the reporting of diagnostic data derived from the evaluation of saliva samples. | 08-28-2014 |
20140250612 | Data Transferring Powered Toothbrush - A data transferring powered toothbrush is provided for use during oral health care activities carried out daily by a user. A powered toothbrush is provided including an orientation sensor that provides data relating toothbrush usage to various positions within the oral cavity. Further, the toothbrush comprises a data extractor that provides a means for transferring the data from the toothbrush to an external medium for viewing and manipulation. Further still, the powered toothbrush is comprised in a system including a data transfer medium (i.e. “smartphone”) and the Cloud, which allows for data transfer between multiple external mediums from the powered toothbrush. The system further allows for passive participation in social games with awards and incentives. The system and powered toothbrush further provide for active participation in brushing games to encourage proper brushing techniques. | 09-11-2014 |
20140251005 | Connected Tableware for Quantifying Dietary Intake - Connected tableware is provided with various sensors and systems for quantifying a user's dietary intake. Sensors and systems include a weight sensing system, a fluid level sensor, a fat content sensor, and a temperature sensor. Further, the connected tableware is comprised in a system including a data transfer medium (i.e. “smartphone”) and the Cloud, which allows for data transfer between multiple platforms from the connected tableware. The connected tableware and the system operate in conjunction to identify the dietary items contained on the connected tableware, thus quantifying dietary intake of a user. | 09-11-2014 |
20140272768 | Oral Screening Toothbrush - An oral screening toothbrush is provided for screening for oral diseases such as oral cancer and dental caries. The toothbrush emits blue light into the oral cavity and captures an image of the reflection of blue light. Image processing techniques are used to analyze the images to screen for oral diseases. Further, the toothbrush is comprised in a system including a data transfer medium (i.e. “smartphone”) and the Cloud, which allows for data transfer between multiple platforms from the toothbrush. The oral screening toothbrush and extended system provide for in-home oral screening and interaction with health professionals. | 09-18-2014 |
20140275842 | Connected Surface with Sensors - A connected surface is provided with various sensors for measuring multiple health statistics including heart rate, blood oxygen saturation, respiration rate, blood pressure, bone density, weight, balance, percent body fat, skin ulcers, stress level, pressure points, electrical heart activity, thermal imaging, and any combination thereof. Further, the connected surface may be comprised in flooring, a bath mat, a weight scale, a dedicated system, or any combination thereof. The connected surface also provides a user identification system utilizing capacitive coupling of the human body and voice feedback based on the user identified. The connected surface is comprised in a system including a data transfer medium (i.e. “smartphone”) and the Cloud, which allows for data transfer between multiple platforms from the connected surface. | 09-18-2014 |
20140283021 | User Identification System for Parental and Security Controls - A user identification system is provided for better parental and security controls on devices that require a user touch them for proper use. The user identification system comprises a base unit, a mobile unit, and the human body that provides signal transmission through capacitive coupling. A signal is sent from the base unit when it is contacted by a user, and the mobile unit sends a response signal containing the user identification. One embodiment of the mobile unit is a data transfer medium (i.e. “smartphone”). Embodiments of the base unit include a media device remote control and a computer input device. | 09-18-2014 |
20140310900 | Toothbrush and System with Sensors and User Identification - A toothbrush provides a unique opportunity to integrate health monitoring sensors into an object widely used by the mass population daily. A toothbrush is provided with various health monitoring sensors including an orientation sensor, oximetry sensor, capacitive sensor, pressure sensor, and temperature sensor. Further, the toothbrush is comprised in a system including a data transfer medium (i.e. “smartphone”) and the Cloud, which allows for data transfer between multiple platforms from the toothbrush. The system further allows for passive participation in social games with awards and incentives. The system and toothbrush further provide for active participation in brushing games to encourage proper brushing techniques. Further, the toothbrush also provides a user identification system utilizing capacitive coupling of the human body and a mobile unit that is optionally a “smartphone.” The mobile unit of the user identification system may also be used for user identification by other devices that require the user to touch them for proper use. | 10-23-2014 |
Patent application number | Description | Published |
20120269938 | PATTY-FORMING TOOL AND METHOD FOR FORMING STUFFED PATTIES - A tool for forming stuffed patties includes a base defining a cavity, a lid coupled to the base, and a stamp coupled to the lid. The lid is movable relative to the base between a closed position in which the cavity is substantially closed, and an open position in which the cavity is substantially open. The stamp is movable relative to the lid when the lid is in the closed position to reduce a volume of the cavity. | 10-25-2012 |
20140065278 | COMBINATION BAKING PAN AND COOLING RACK - A baking device for baking and cooling baked goods includes a rectangular baking pan formed from a single sheet of metal with planar opposing baking and bottom pan surfaces, including indentations positioned at four corners to extend out as protrusions from the bottom pan surface as standoffs. The baking device also includes a complementary rectangular cooling rack formed from a single sheet of metal with planar opposing baking and bottom rack surfaces, including indentations or depressions formed in the baking rack surface and positioned at four corners to extend out as protrusions from the bottom cooling rack surface and a plurality of small gauge holes. Dimensions of the cooling rack and baking pan are ensure that the cooling rack seats snugly in the baking pan so that the bottom cooling rack surface contacts and presses against the baking pan surface in an assembled state. | 03-06-2014 |
20140261230 | PET COLLAR TOY - A pet toy is attached to a pet collar and emits a point of light on a distal surface in front of the animal to provide entertainment to the animal. The pet toy preferably comprises a small housing suitable for attachment to an existing collar, wherein the housing contains a light source, a power source and an electronic control circuit. The toy preferably allows for either a constant or an intermittent display of the light based on user selection, and further preferably includes a timing circuit to allow for automatic deactivation of the light source after a predetermined period of operation. The light source may, for instance, be a laser or a light emitting diode. | 09-18-2014 |
20140283757 | PET LASER TOY - The present inventive concepts relate to pet toys, in general, and specifically to pet toys constructed and adapted to provide a light source which directs a point of light on a distal surface to provide entertainment to an animal. A pet toy can include a housing suitable for attachment to mounting surface, such as ceiling or wall. The housing can further contain a laser light, a power supply, one or more motors and control circuitry. The motor(s) and control circuitry can be configured to move the light source to cause the point of light to move around on the distal surface. The control circuitry may be remotely operable via a remote control unit. The pet toy may selectively allow for either a constant or an intermittent display of the laser light, and may include a timing circuit to permit automatic deactivation of the light. | 09-25-2014 |
Patent application number | Description | Published |
20100276899 | Shopping Cart - A shopping cart includes a frame, a number of front wheel assemblies and a number of rear wheel assemblies that are coupled to and support the frame, and a main container coupled to the frame. The main container includes a base, a front panel, a rear panel, and a pair of opposing side panels each having a tope edge. The front panel and the pair of opposing side panels are coupled together and extend upward from the base. The rear panel is pivotally coupled to the frame. A portion of the main container is structured to engage each of the corresponding top edges of the opposing side panels of another similarly constructed cart as the other cart is nested into the shopping cart. The engagement causes the number of rear wheel assemblies of the shopping cart to be moved from a first position to a second position generally above the first position. | 11-04-2010 |
20100307995 | Laundry Stand - A laundry stand having a plurality of connectors, a plurality of elongated members, and plurality of cross-rods with end caps thereon. The connectors fit into bores defined on the elongated members and include a key aperture to receive the heads of the end caps such that the cross-rods are captured between opposing elongated members. A pair of the connectors include a slot in the middle thereof to receive end hooks positioned on the end of top rail members that permit the laundry stand to move to and from an opened and folded configurations. | 12-09-2010 |
20120073451 | BAKING PAN - A baking pan includes a body, a cavity formed in the body for receiving batter, and a member positioned within the cavity for supporting a filling material in the batter. | 03-29-2012 |
20120222316 | Apparatus for Cutting Hair - An apparatus for cutting hair and, in particular, bangs, includes a main body portion configured to fit against a forehead of a user, the main body portion including at least one comb positioned on a front side thereof, a cutting element slidably attached to the main body portion, an adjustable strap attached to the main body portion, the strap positioned around a head of the user to secure the main body portion against the user's forehead. Once the main body portion is secure, the hair of the user is pulled over the main body portion and through the at least one comb, and the cutting element is then slid across the main body portion cutting the hair pulled through the at least one comb. The apparatus thus permits the user to cut their hair, preferably their bangs, in any fashion, preferably straight. | 09-06-2012 |
Patent application number | Description | Published |
20110068225 | Compact cargo lift for commerical aircraft - An apparatus for transferring cargo between an upper, passenger deck and a lower, cargo deck of an aircraft. A lift platform raises palletized cargo from the lower deck through an opening formed in the upper deck. The drive mechanism is housed entirely within the lift platform itself. The platform is stabilized by flanking, scissors-action leg assemblies, that nest alongside the platform when stowed. The platform is stowed in the raised position, within the opening formed in the upper deck. Locking assemblies attach the lift platform to the sides of the opening so that the platform becomes a load-bearing structural component of the upper deck when stowed. A recess is formed in the lower deck for receiving the lift platform when lowered. A translating floor assembly having folding floor sections lowers to clear the recess, and then raises to define a floor surface over the opening when the lift platform is not in use. | 03-24-2011 |
20120126056 | Compact cargo lift for commercial aircraft - An apparatus for transferring cargo between an upper, passenger deck and a lower, cargo deck of an aircraft. A lift platform raises palletized cargo from the lower deck through an opening formed in the upper deck. The drive mechanism is housed entirely within the lift platform itself. The platform is stabilized by flanking, scissors-action leg assemblies, that nest alongside the platform when stowed. The platform is stowed in the raised position, within the opening formed in the upper deck. Locking assemblies attach the lift platform to the sides of the opening so that the platform becomes a load-bearing structural component of the upper deck when stowed. A recess is formed in the lower deck for receiving the lift platform when lowered. A translating floor assembly having folding floor sections lowers to clear the recess, and then raises to define a floor surface over the opening when the lift platform is not in use. | 05-24-2012 |
20120160961 | System for overhead storage of cargo containers in upper lobe of aircraft - A cargo storage and handling system for aircraft. A rack assembly mounts in an upper portion of the fuselage to form a cargo area in the upper lobe thereof. The rack includes a series of frames that are suspended from pre-existing attachment points for luggage bins. Cargo rails mounted on the frames support containers for movement through the upper lobe cargo area. Cargo may be raised to the upper lobe cargo area from the main deck of the aircraft using a lift apparatus. The lift apparatus includes a platform that is raised/lowered by a lift mechanism, the lift mechanism being mounted to/or enclosed within a barrier between the cargo and personnel areas of the aircraft, such as a 9G Barrier. A cover apparatus closes a cargo hole in the main deck of the aircraft for personnel safety. The cover apparatus includes a plurality of the elongate plate members that are mounted to underfloor portions of the seat tracks of the main deck of the aircraft so as to be selectively extensible/retractable into and out of the opening. | 06-28-2012 |
Patent application number | Description | Published |
20110238734 | METHOD AND SYSTEM FOR PROVIDING LIVE REAL-TIME COMMUNICATION VIA TEXT BETWEEN MOBILE USER DEVICES - A method and system for providing real-time communication via text between multiple user devices, the method including receiving, at an application server, a conversation request from a first user device, wherein the conversation request is based upon a selection of a second user device from a contact list that is stored on the first user device, sending the conversation request from the application server to a push server, receiving, at the application server, a conversation session ID from the second user device, if the conversation request is accepted by the second user device, sending the conversation session ID from the application server to the push server, receiving, at the application server, a first datagram message from the first user device, sending the first datagram message from the application server to the second user device, receiving, at the application server, a second datagram message from the second user device, and sending the second datagram message from the application server to the first user device. | 09-29-2011 |
20130268605 | METHOD AND SYSTEM FOR PROVIDING LIVE REAL-TIME COMMUNICATION VIA TEXT BETWEEN MOBILE USER DEVICES - A method and system for providing real-time communication via text between multiple user devices, the method including receiving, at an application server, a conversation request from a first user device, wherein the conversation request is based upon a selection of a second user device from a contact list that is stored on the first user device, sending the conversation request from the application server to a push server, receiving, at the application server, a conversation session ID from the second user device, if the conversation request is accepted by the second user device, sending the conversation session ID from the application server to the push server, receiving, at the application server, a first datagram message from the first user device, sending the first datagram message from the application server to the second user device, receiving, at the application server, a second datagram message from the second user device, and sending the second datagram message from the application server to the first user device. | 10-10-2013 |
Patent application number | Description | Published |
20090177563 | AUTHORIZATION REFRESH SYSTEM AND METHOD - Limited use account identifiers or secondary account identifiers are enabled with refresh capability. The refreshable account identifiers are used in financial transactions and, specifically, in transaction situations where multiple and/or duplicate authorization requests occur for the same or related transactions. The limited use account identifiers may be used by intermediaries that coordinate the purchase of an item for a buyer. The intermediary also coordinates with the merchant to verify availability of the item, provides the merchant with the refreshable limited use account identifier and provides the purchaser with a confirmation number. | 07-09-2009 |
20120066133 | AUTHORIZATION REFRESH SYSTEM AND METHOD - Limited use account identifiers or secondary account identifiers are enabled with refresh capability. The refreshable account identifiers are used in financial transactions and, specifically, in transaction situations where multiple and/or duplicate authorization requests occur for the same or related transactions. An authorization refresh may occur if a settlement request is received for a transaction. The limited use account identifiers may be used by intermediaries that coordinate the purchase of an item for a buyer. | 03-15-2012 |
20120072348 | AUTHORIZATION REFRESH SYSTEM AND METHOD - Limited use account identifiers or secondary account identifiers are enabled with refresh capability. The refreshable account identifiers are used in financial transactions and, specifically, in transaction situations where multiple and/or duplicate authorization requests occur for the same or related transactions. The limited use account identifiers may be used by intermediaries that coordinate the purchase of an item for a buyer. An authorization refresh may be performed by the account issuer and/or the intermediary if a settlement request is received for a transaction. | 03-22-2012 |
20120072349 | AUTHORIZATION REFRESH SYSTEM AND METHOD - Limited use account identifiers or secondary account identifiers are enabled with refresh capability. The refreshable account identifiers are used in financial transactions and, specifically, in transaction situations where multiple and/or duplicate authorization requests are submitted by a merchant for the same or related transactions. The limited use account identifiers may be used by intermediaries that coordinate the purchase of an item for a merchant/buyer. An authorization refresh may be performed by the account issuer and/or the intermediary if a settlement request is received for a transaction. | 03-22-2012 |
Patent application number | Description | Published |
20090209169 | Method and apparatus to facilitate development of baby - A programmable system facilitates the development of a baby zero to six months old while the baby lies on its back in a baby crib. The programmable system includes an adjustable two dimensional display screen mounted on an adjustable arm to position the two dimensional display screen above the baby and generally parallel to the mattress of the crib. Real life audio-visual correlation models are shown on the display screen. | 08-20-2009 |
20100064983 | Buoyant retrievable dog toy - A game method and apparatus reduces the risk that a thrown toy will injure an animal. The apparatus consists of a buoyant toy with a sealed channel extending completely through the toy. A soft, flexible, water absorbent member extends through the sealed channel and is used to throw the toy and to facilitate retrieval of the toy. | 03-18-2010 |
20120042835 | Animal toy with squeaker - An animal toy includes a compressibly elastically deformable hollow thin-walled elastomer core sealingly circumscribing a center, includes an exterior including a first gravure elastomer relief surface and a second surface, includes a wall less than about eight millimeters thick, and includes points on the exterior at varying distances from the center. A fabric cover is affixed to the second surface and has a selected thickness, the ratio of the thickness of the fabric cover to the thickness of the wall being in the range of 1:6 to 1:0.15. | 02-23-2012 |
20120067294 | Fabric covered elastic polymer animal toy with soft pliable fabric head - An animal toy includes a compressibly elastically deformable hollow thin-walled elastomer core sealingly circumscribing a center, includes an exterior including a first gravure elastomer relief surface and a second surface, includes a wall less than about eight millimeters thick, and includes points on the exterior at varying distances from the center. A fabric cover is affixed to the second surface and has a selected thickness, the ratio of the thickness of the fabric cover to the thickness of the wall being in the range of 1:6 to 1:0.15. | 03-22-2012 |
20120103274 | Animal toy with induction charging system - An animal toy includes a novel battery charging system. The system generates electromagnetic waves to recharge a battery in the animal toy. The toy can also include squeaker apparatus. The squeaker apparatus includes a control apparatus that has at least two operative positions, a first operative position that permits air to flow through the squeaker and a second operative position that prevents air from flowing through the squeaker. | 05-03-2012 |
20120103275 | Animal toy with adjustable squeaker - An animal toy includes a housing comprising a hollow air filled compartment and an outer wall substantially completely circumscribing the hollow compartment. A squeaker is mounted in the outer wall to permit air to flow into and out of the hollow. The squeaker has two operative configurations, a first operative configuration that allows air to flow through the squeaker, and a second operative configuration that prevents air from flowing through the squeaker. | 05-03-2012 |
20140130748 | Animal toy with squeaker - An animal toy includes a compressibly elastically deformable hollow thin-walled elastomer core sealingly circumscribing a center, includes an exterior including a first gravure elastomer relief surface and a second surface, includes a wall less than about eight millimeters thick, and includes points on the exterior at varying distances from the center. A fabric cover is affixed to the second surface and has a selected thickness, the ratio of the thickness of the fabric cover to the thickness of the wall being in the range of 1:6 to 1:0.15. A line of demarcation separates the exterior into at least two areas. | 05-15-2014 |
20150014002 | Asymmetric terebrating shovel with lateral displacement slide surface and pivoting lever leg - The asymmetrical head of a shovel incorporates a vertically oriented edge extending upwardly from the tip of the head to a recessed leading edge. The construction of the head permits it to function both as a pivot and as a lever, as well as facilitating the initial penetration of the head in soil. | 01-15-2015 |
Patent application number | Description | Published |
20100218999 | DRILL BIT FOR EARTH BORING - Embodiments of the present invention include a drill bit configured for boring holes or wells into the earth. Embodiments include a drill bit comprised of a plurality of blades. Each of the plurality of blades includes one or more holes therethrough configured to receive a cutter that is secured therein. The cutters are secured in the hole with securing means that typically prevent the cutters from being removed when the drill bit is in use but allow the cutters to be removed from the holes when the drill bit is not in use. | 09-02-2010 |
20100252332 | DRILL BIT FOR EARTH BORING - Embodiments of the present invention include a drill bit configured for boring holes or wells into the earth. Embodiments include a drill bit comprised of a plurality of blades. A first plurality of the blades has cutting elements positioned substantially within the cone section of the drill bit. A second plurality of blades has cutting elements positioned substantially within the blade flank section and the blade shoulder section. Another embodiment of the first plurality of blades in which the blades end or truncate at a radial distance substantially less than the radial distance of the blade shoulder section from the center of the drill bit. | 10-07-2010 |
20120267173 | DRILL BIT FOR BORING EARTH AND OTHER HARD MATERIALS - A drill bit for drilling a hole through earth and hard materials, the drill bit including a bit body having an inner bore and a cutting head at a cutting end, the cutting head including a center portion with one or more apertures extending from the cutting end to the inner bore, a perimeter portion projecting radially outward to form a plurality of blades divided by a plurality of junk slots, a cutting face, and a plurality of cutter receptacles spaced about the cutting face. A plurality of cutters with cutter tips terminating in points are in mounted into the cutter receptacles at a pitch angle relative to the cutting face, and with the plurality of cutter points together defining a projected cutting surface. | 10-25-2012 |
20130133956 | REVERSE CIRCULATION BIT ASSEMBLY - A drill bit assembly for boring including a drill bit and a bit sub. A front bit end has a plurality cutting elements at a forward face of the front bit end and a first fluid return passage extending through the drill bit to a rear bit end. The bit sub couples to the rear bit end. The bit sub includes a bore disposed at a front sub end sized and shaped to receive the rear bit end of the drill bit. A plurality of legs extends from a mid-sub region toward the front sub end between pairs of cutting elements. The plurality of legs has a fluid delivery passage disposed therein with the fluid delivery passage extending from the plurality of legs to a rear sub bit end. The bit sub has a second fluid return passage connecting the first fluid return passage to the rear sub bit end. | 05-30-2013 |
Patent application number | Description | Published |
20090300472 | METHOD OF AUTHORING, DEPLOYING AND USING INTERACTIVE, DATA-DRIVEN TWO OR MORE DIMENSIONAL CONTENT - A method whereby dynamic, interactive, two or more dimensional media can be assembled and delivered where the need for pre-packaged binary content files and pre-compiled content is eliminated by using a markup language, a standard URI to identify local and/or remote media resources within a markup text, a standard protocol to retrieve the resource, a parser to load resources from the native format and a markup language to define behavior and where dynamic, interactive, n-dimensional media is achieved by using a markup language, connecting or embedding content into a local or remote data source, dragging-and-dropping markup text into a content provider application, updating content using a form, establishing a two-way connection between content and one or more data sources such that changing to the data source(s) and seeing the results propagate to the scene changing the content and seeing the results propagate to the data source(s) and using a markup language to issue commands, configure interaction, and create behavior. | 12-03-2009 |
20140201610 | AUTHORING, DEPLOYING AND USING INTERACTIVE, DATA-DRIVEN TWO OR MORE DIMENSIONAL CONTENT - A method whereby dynamic, interactive, two or more dimensional media can be assembled and delivered where the need for pre-packaged binary content files and pre-compiled content is eliminated by using a markup language, a standard URI to identify local and/or remote media resources within a markup text, a standard protocol to retrieve the resource, a parser to load resources from the native format and a markup language to define behavior and where dynamic, interactive, n-dimensional media is achieved by using a markup language, connecting or embedding content into a local or remote data source, dragging-and-dropping markup text into a content provider application, updating content using a form, establishing a two-way connection between content and one or more data sources such that changing to the data source(s) and seeing the results propagate to the scene changing the content and seeing the results propagate to the data source(s) and using a markup language to issue commands, configure interaction, and create behavior. | 07-17-2014 |
Patent application number | Description | Published |
20110022507 | MORTGAGE LOAN HAVING EXERCISABLE OPTION - Embodiments of the present invention relate to methods and apparatuses for providing, processing, and/or servicing a mortgage loan having one or more exercisable options. For example, in some embodiments, a method is provided that includes storing, in a non-transitory computer-readable medium, one or more terms of an exercisable option, where the option is incorporated into a mortgage loan, where the mortgage loan includes a fixed interest rate, and where the option includes an interest rate modification feature, such that exercising the option results in the value of the fixed interest rate being modified from a first value to a second value. | 01-27-2011 |
20110022512 | MODIFIABLE MORTGAGE - Embodiments of the present invention relate to methods and apparatuses for providing, processing, and/or servicing a mortgage loan having one or more exercisable options. For example, in some embodiments, a method is provided that includes storing, in a non-transitory computer-readable medium, one or more terms of an exercisable option, where the option is incorporated into a mortgage loan, where exercising the option results in one or more terms of the mortgage loan being modified, and where one or more terms of the option are based at least partially on a non-mortgage relationship between a borrower associated with the mortgage loan and a lender associated with the mortgage loan. | 01-27-2011 |
20120030092 | LOAN COLLATERAL EQUITY TRACKER - Embodiments of the present invention relate to methods and apparatuses for implementing, in connection with a loan account, a loan management tool. In some embodiments, the method includes: identifying a loan account associated with a loan, indentifying information associated with collateral securing the loan, determining a current equity value associated with the collateral, and generating a notification that additional credit may be added to the loan account. A current equity value associated with the collateral may be determined by calculating the difference between the market value for the collateral and the total amount of debt and credit secured by the collateral. The loan account may be a HELOC account where the collateral is a home. | 02-02-2012 |
20120030095 | LOAN MANAGEMENT TOOL - Embodiments of the present invention relate to methods and apparatuses for implementing, in connection with a HELOC account, a loan management tool. In some embodiments, the method includes: storing information relating to a loan account associated with a borrower, segmenting the loan account into one or more spend categories, and allocating purchases and payments, or portions thereof, made by the borrower to at least one of the one or more spend categories. In addition, the method may further include receiving from the borrower an input and calculating, based on the input, an output, wherein the output comprises at least one of the anticipated payoff date, the monthly payment amount, and the total saved interest. | 02-02-2012 |
20120030099 | MULTIPLE RATE LOAN - Embodiments of the present invention relate to methods and apparatuses for implementing, in connection with a loan account, a loan management tool. In some embodiments, the method includes: storing information relating to a loan account associated with a borrower in a storage device, wherein a first interest rate is associated with the loan account, segmenting the loan account into at least a first spend category, and associating a second interest rate with the first spend category, wherein the second interest rate is different from the first interest rate. The method may also include receiving a payment comprising a first portion based on the first interest rate and a second portion based on the second interest rate, and applying a first portion of the payment to reducing a balance of the first spend category. In some embodiments, the systems and methods of the present invention are used in connection with a HELOC account. | 02-02-2012 |
20120246024 | SELF-SERVICE HOME BUYING - According to some embodiments, a system comprises an interface and one or more processors. The interface receives a search request indicating that a buyer requests to search for properties to evaluate. The one or more processors determine one or more buyer preferences that describe preferred characteristics for the properties according to the buyer. The one or more processors also determine whether an available property located proximate to a device associated with the buyer satisfies at least a threshold amount of the buyer preferences. If the available property satisfies at least a threshold amount of buyer preferences, the interface communicates a notification recommending that the buyer evaluate the available property. | 09-27-2012 |
Patent application number | Description | Published |
20110175551 | EXAMINATION LIGHT APPARATUS WITH TOUCH-LESS CONTROL - An examination light apparatus including a touch-less control component that enables a user to control the apparatus without requiring physical contact between the user and the apparatus. The apparatus employs an LED control component that is configured to adapt its electrical interface to a variable quantity of light emitting diodes in order to interface with each of a plurality of lamp heads that each can include a unique arrangement and quantity of light emitting diodes. The light emitting diodes (LEDs) provide a high level of light quality, quantity and intensity (luminosity) while requiring low power consumption and low space and weight requirements and are employed without requiring a cooling fan. Uniform mechanical and electrical interfaces between the control component and other portions of the examination lamp provide for efficient and simple manufacturing of various examination light configurations. | 07-21-2011 |
20130096539 | MOTION SENSITIVE AND CAPACITOR POWERED HANDHELD DEVICE - A handheld device includes an electronic instrument and a capacitive power supply for storing and delivering power to the electronic instrument. The capacitive power supply includes at least one capacitor, and an electronic circuit operable to boost a voltage from the capacitor to a higher voltage for use by the electronic instrument. The capacitive power supply can be rapidly recharged. Some configurations include an accelerometer which permits the handheld device to detect movement and perform various operations responsive to detected movement. A dual charging station is also disclosed. | 04-18-2013 |
20140167506 | MOBILE CART WITH CAPACITIVE POWER SUPPLY - A mobile system includes a mobile cart and an electronic device supported by the mobile cart. The mobile cart includes integral power storage structures that store electrical energy. The mobile cart also includes power supply electronics configured to supply the electrical energy to the electronic device to power the electronic device. | 06-19-2014 |
20140355268 | Examination Light Apparatus with Touch-Less Control - An examination light apparatus including a touch-less control component that enables a user to control the apparatus without requiring physical contact between the user and the apparatus. The apparatus employs an LED control component that is configured to adapt its electrical interface to a variable quantity of light emitting diodes in order to interface with each of a plurality of lamp heads that each can include a unique arrangement and quantity of light emitting diodes. The light emitting diodes (LEDs) provide a high level of light quality, quantity and intensity (luminosity) while requiring low power consumption and low space and weight requirements and are employed without requiring a cooling fan. Uniform mechanical and electrical interfaces between the control component and other portions of the examination lamp provide for efficient and simple manufacturing of various examination light configurations. | 12-04-2014 |
Patent application number | Description | Published |
20100225297 | Energy Savings When Powering a Lower Voltage Device from a Higher Voltage Power Source - The present invention provides a power saving method and apparatus for powering a lower voltage device from a higher voltage power source. The apparatus includes a switch having an input coupled to an output of the higher voltage power source. The apparatus further includes a high-to-low voltage converter having an input coupled to an output of the switch. The apparatus also includes a power plug having an input coupled to an output of the high-to-low voltage power converter, and an output configured to receive a power socket of the low voltage device. Finally, the apparatus includes a switch actuator coupled to the power plug and the switch. When the power plug is operatively engaged within the power socket of the lower voltage device, the switch actuator closes the switch. When the power plug is operatively disengaged from the power plug, the switch actuator opens the switch. | 09-09-2010 |
20120254816 | NOISE REDUCTION USING FEEDBACK TO A WIRE SPREADER ROUTER - A computer implemented method, system, and/or computer program product reduce noise in a circuit. A level of noise imposed by an aggressor line on a victim line is determined. The aggressor line and the victim line are an aggressor/victim line pair from multiple aggressor/victim line pairs in a circuit. Determination of the noise level is conducted during a predetermined window of time during which a signal is being transmitted along the aggressor line. Each of the multiple aggressor/victim line pairs are ranked according to a level of noise being imposed by each aggressor line on each victim line. The spacing between a highest ranked aggressor/victim line pair is then expanded. | 10-04-2012 |
20130326445 | Categorization of Design Rule Errors - Embodiments of the invention include a method for categorizing and displaying design rule errors. The method may include receiving, from a design rule checker, more than one violation of a design rule within a design layout. The method may also include determining distinct categories of the design rule violations by comparing parameters associated with the design rule violations. | 12-05-2013 |
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20090182525 | EXPLOSIVE DEVICE COUNTERMEASURES - A method and system for mitigating the effectiveness of IEDs are disclosed. The method can include detecting IEDs by sensing the presence of a non-linear electronic component of an IED. The presence of a non-linear electronic component of the IED can be detected by illuminating the device with a high power microwave signal containing a plurality of radio frequencies of electromagnetic radiation and receiving sum and/or difference frequency components that are produced by interaction of the illuminating signals with a non-linear IED component and subsequently re-radiated. | 07-16-2009 |
20120245016 | HIGH DIELECTRIC CONSTANT COMPOSITE MATERIALS AND METHODS OF MANUFACTURE - The present invention relates to composite materials with a high dielectric constant and high dielectric strength and to methods of producing the composite materials. The composite materials have high dielectric constants at a range of high frequencies and possess robust mechanical properties and strengths, such that they may be machined to a variety of configurations. The composite materials also have high dielectric strengths for operation in high power and high energy density systems. In one embodiment, the composite material is composed of a trimodal distribution of ceramic particles, including barium titanate, barium strontium titanate (BST), or combinations thereof and a polymer binder. | 09-27-2012 |
20130057151 | SYSTEMS AND METHODS TO GENERATE A SELF-CONFINED HIGH DENSITY AIR PLASMA - This disclosure relates to methods and devices for generating electron dense air plasmas at atmospheric pressures. In particular, this disclosure relate to self-contained toroidal air plasmas. Methods and apparatuses have been developed for generating atmospheric toroidal air plasmas. The air plasmas are self-confining, can be projected, and do not require additional support equipment once formed. | 03-07-2013 |
20130062314 | DIELECTRIC LOADED FLUIDS FOR HIGH VOLTAGE SWITCHING - This disclosure relates to methods and systems to reduce high voltage breakdown jitters in liquid dielectric switches. In particular, dielectric liquids have been produced that contain a suspension of nanoparticles and a surfactant to reduce the breakdown jitter. In one embodiment, the suspended nanoparticles are Barium Strontium Titanate (BST) nanoparticles. | 03-14-2013 |
20130334537 | Optically Controlled Power Devices - An electro-optically triggered power switch is disclosed utilizing a wide bandgap, high purity III-nitride semiconductor material such as BN, AN, GaN, InN and their compounds. The device is electro-optically triggered using a laser diode operating at a wavelength of 10 to 50 nanometers off the material's bandgap, and at a power level of 10 to 100 times less than that required in a conventionally triggered device. The disclosed device may be configured as a high power RF MOSFET, IGBT, FET, or HEMT that can be electro-optically controlled using photons rather than an electrical signal. Electro-optic control lowers the power losses in the semiconductor device, decreases the turn-on time, and simplifies the drive signal requirements. It also allows the power devices to be operated from the millisecond to the sub-picosecond timeframe, thus allowing the power device to be operated at RF frequencies (i.e., kilohertz to terahertz range) and at high temperatures where the bandgap changes with temperature. | 12-19-2013 |
20150047190 | HIGH DIELECTRIC CONSTANT COMPOSITE MATERIALS AND METHODS OF MANUFACTURE - The present invention relates to composite materials with a high dielectric constant and high dielectric strength and to methods of producing the composite materials. The composite materials have high dielectric constants at a range of high frequencies and possess robust mechanical properties and strengths, such that they may be machined to a variety of configurations. The composite materials also have high dielectric strengths for operation in high power and high energy density systems. In one embodiment, the composite material is composed of a trimodal distribution of ceramic particles, including barium titanate, barium strontium titanate (BST), or combinations thereof and a polymer binder. | 02-19-2015 |
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20110180768 | CAMOUFLAGE IN THE NEAR ULTRAVIOLET SPECTRUM - A UV camouflaging substance, in the form of a solid, powder, paste, film, or liquid, can be applied to objects such as fabrics to match the ultraviolet reflectivity of the objects with their immediate surroundings. Embodiments are transparent to visible and IR light, and can be applied without changing the visible appearance of the objects. Other embodiments visibly match the surrounding environment, such as a white substance used near snow. Different embodiments can be layered on top of each other to form UV camouflage textures and to adapt to changing environments. Some embodiments can be washed off, to avoid a build-up of camouflage layers. Embodiments include UV-interactive micro- or nano-particles suspended in a binding agent which transmit, reflect, absorb and/or scatter ultraviolet rays. Some particles are absorbent, while others are approximately one-quarter wavelength thick, and suppress UV light by inducing half-wavelength phase shifts between light reflected from opposing surfaces. | 07-28-2011 |
20140212598 | PROTECTION AND PERFORMANCE IMPROVEMENTS OF FABRICS THROUGH NANOTECHNOLOGY - A system and method for treating fabrics to increase tear strength and to decrease UV exposure of the fabrics to help mitigate degradation in strength, color, or other significant attributes of the fabric. Nanoparticles are embedded within thin films and applied to the fabrics to increase the tear strength of such fabrics and minimize UV exposure. | 07-31-2014 |