Patent application number | Description | Published |
20080228645 | Methods, systems and articles of manufacture for managing penalty fees for financial accounts - Methods, systems, and articles of manufacture are disclosed for providing a payment plan to credit card customers. A customer may be offered membership into a payment plan that allows the customer to pay past due penalty fees included in a balance associated With the customer's credit card account. Once a customer is member of the plan, a new segment is created for the customer's account. The penalty fees are removed from the balance and applied to a balance associated with the new segment. Thereafter, each time payment is received for the financial account, the payment may be applied in whole or part to the new segment's balance until it reaches zero. Subsequent payments are applied to the balance of the financial account. In one configuration, the financial account may not be charged any penalty fees while the customer is a member of the plan. | 09-18-2008 |
20090070244 | Methods, systems and articles of manufacture for managing penalty fees for financial accounts - Methods, systems, and articles of manufacture are disclosed for providing a payment plan to credit card customers. A customer may be offered membership into a payment plan that allows the customer to pay past due penalty fees included in a balance associated with the customer's credit card account. Once a customer is member of the plan, a new segment is created for the customer's account. The penalty fees are removed from the balance and applied to a balance associated with the new segment. Thereafter, each time payment is received for the financial account, the payment may be applied in whole or part to the new segment's balance until it reaches zero. Subsequent payments are applied to the balance of the financial account. In one configuration, the financial account may not be charged any penalty fees while the customer is a member of the plan. | 03-12-2009 |
Patent application number | Description | Published |
20090062173 | Laundry System Having Unitized Dosing - Compositions, articles and methods are provided for supplying fabric care benefits to clothing or fabrics in an automated washing machine and by manual washing. The fabric care compositions preferably have less than about 5% detergent surfactants, more preferably less than 3%, even more preferably less than 1% and are most preferably free of detergent surfactants. Similarly, the fabric care compositions preferably have less than about 5% fabric softener actives, more preferably less than 3%, even more preferably less than 1% and are most preferably free of detergent surfactants. The laundry articles can take a variety of forms in a variety of physical states all of which will rapidly dispense a unitized amount of one or more selected fabric care agents to a wash and/or rinse bath solution during the laundering process under a variety of conditions. The invention also pertains to laundry kits that contain a variety of such articles and instructions concerning their use. Likewise, methods for preparing a customized laundry solution to obtain a specific fabric care benefit selected based on the user's personal preferences and/or the fabric care needs of the fabrics being laundered are also provided. Further, the present invention also concerns methods for assisting a consumer in identifying the unitized articles to be used in preparing a laundry solution that will impart desired fabric care benefits as well as merchandising displays for dispensing the articles, assembling customized laundry kits and instructing the consumer on the selection and use of laundry articles. | 03-05-2009 |
20090253611 | CONTROLLED BENEFIT AGENT DELIVERY SYSTEM - The present invention relates to a benefit agent delivery system that can, when directly applied to a substrate, provide a longer benefit term than when a benefit agent alone is applied to said substrate. Typical benefit agents include perfume raw materials such as perfume aldehydes and ketones. | 10-08-2009 |
20100035789 | Laundry System Having Unitized Dosing - Compositions, articles and methods are provided for supplying fabric care benefits to clothing or fabrics in an automated washing machine and by manual washing. The fabric care compositions preferably have less than about 5% detergent surfactants, more preferably less than 3%, even more preferably less than 1% and are most preferably free of detergent surfactants. Similarly, the fabric care compositions preferably have less than about 5% fabric softener actives, more preferably less than 3%, even more preferably less than 1% and are most preferably free of detergent surfactants. The laundry articles can take a variety of forms in a variety of physical states all of which will rapidly dispense a unitized amount of one or more selected fabric care agents to a wash and/or rinse bath solution during the laundering process under a variety of conditions. The invention also pertains to laundry kits that contain a variety of such articles and instructions concerning their use. Likewise, methods for preparing a customized laundry solution to obtain a specific fabric care benefit selected based on the user's personal preferences and/or the fabric care needs of the fabrics being laundered are also provided. Further, the present invention also concerns methods for assisting a consumer in identifying the unitized articles to be used in preparing a laundry solution that will impart desired fabric care benefits as well as merchandising displays for dispensing the articles, assembling customized laundry kits and instructing the consumer on the selection and use of laundry articles. | 02-11-2010 |
20100115708 | Laundry System Having Unitized Dosing - Compositions, articles and methods are provided for supplying fabric care benefits to clothing or fabrics in an automated washing machine and by manual washing. The fabric care compositions preferably have less than about 5% detergent surfactants, more preferably less than 3%, even more preferably less than 1% and are most preferably free of detergent surfactants. Similarly, the fabric care compositions preferably have less than about 5% fabric softener actives, more preferably less than 3%, even more preferably less than 1% and are most preferably free of detergent surfactants. The laundry articles can take a variety of forms in a variety of physical states all of which will rapidly dispense a unitized amount of one or more selected fabric care agents to a wash and/or rinse bath solution during the laundering process under a variety of conditions. The invention also pertains to laundry kits that contain a variety of such articles and instructions concerning their use Likewise, methods for preparing a customized laundry solution to obtain a specific fabric care benefit selected based on the user's personal preferences and/or the fabric care needs of the fabrics being laundered are also provided. Further, the present invention also concerns methods for assisting a consumer in identifying the unitized articles to be used in preparing a laundry solution that will impart desired fabric care benefits as well as merchandising displays for dispensing the articles, assembling customized laundry kits and instructing the consumer on the selection and use of laundry articles. | 05-13-2010 |
20100325813 | CONTROLLED BENEFIT AGENT DELIVERY SYSTEM - The present invention relates to a benefit agent delivery system that can, when directly applied to a substrate, provide a longer benefit term than when a benefit agent alone is applied to said substrate. Typical benefit agents include perfume raw materials such as perfume aldehydes and ketones. | 12-30-2010 |
20120015009 | Multi-phased personal care composition comprising a blooming perfume composition - A multi-phase personal care composition is described comprising is a first phase and a second phase. The personal care composition comprises at least 0.25%, by weight of the composition, of blooming perfume ingredients having a KI of less than about 1500. | 01-19-2012 |
Patent application number | Description | Published |
20100224155 | CAMSHAFT DAMPING MECHANISM AND METHOD OF ASSEMBLY - A camshaft damping mechanism may include first and second housing members and a biasing member. The first housing member may be engaged with a camshaft. The second housing member may be slidably coupled to the first housing member and may abut an engine structure. The biasing member may be retained axially between the first and second housing members and may force the first housing member in an outward axial direction from the second housing member. | 09-09-2010 |
20110083639 | CYLINDER DEACTIVATION TO REDUCE FUEL ENRICHMENT AFTER FUEL CUTOFF MODES - A system includes a fuel cutoff module and a cylinder deactivation module. The fuel cutoff module generates a fuel cutoff signal when a deceleration fuel cutoff condition occurs, wherein fueling to M cylinders of an engine is disabled based on the fuel cutoff signal, and wherein M is an integer greater than or equal to one. The cylinder deactivation module deactivates the M cylinders in response to the fuel cutoff signal. | 04-14-2011 |
20110094463 | ENGINE ASSEMBLY INCLUDING SECONDARY OIL PUMP AND PUMP MOUNTING STRUCTURE - A cam bearing cap may include a first bearing cap region, a pump mounting region, an oil inlet, and an oil outlet. The first bearing cap region may extend over and secure a first camshaft to an engine assembly. The pump mounting region may extend from the first bearing cap region and may have a secondary oil pump mounted thereto. The oil inlet may extend through the pump mounting region and may provide communication between the secondary oil pump and an oil supply. The oil outlet may extend through the pump mounting region and may provide communication between the secondary oil pump and a hydraulically actuated engine component. | 04-28-2011 |
20110220055 | MODULAR ENGINE ASSEMBLY AND FLUID CONTROL ASSEMBLY FOR HYDRAULICALLY-ACTUATED MECHANISM - An engine assembly may include a cylinder head and a fluid control assembly. The cylinder head may include first and second walls opposite one another and extending from a base region defining a cavity. The cylinder head may define a first oil passage extending through an interior surface defining the cavity. The fluid control assembly may include a first oil control valve and a first conduit. The first oil control valve may be fixed to the base region and may define a first port in fluid communication with the first oil passage and a second port in fluid communication with a second oil passage in the cylinder head. The first conduit may extend from the first oil control valve toward the first wall and may provide the fluid communication between the first port of the oil control valve and the first oil passage in the cylinder head. | 09-15-2011 |
20120227688 | ENGINE ASSEMBLY INCLUDING CYLINDER HEAD OIL GALLERY - A cylinder head assembly includes a first member coupled to an engine block and a second member coupled to the first member. The first member defines a first port in communication with a first cylinder and a second port in communication with a second cylinder. The second member defines a longitudinally extending portion located on a first lateral half of the first member. A first control passage and a second control passage are defined between the first member and the longitudinally extending portion of the second member. The second member defines a wall separating the first and second control passages from one another. | 09-13-2012 |