Patent application number | Description | Published |
20080319873 | SYSTEM AND METHOD FOR FACILITATING VALUE EXCHANGES - A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions. | 12-25-2008 |
20080319874 | SYSTEM AND METHOD FOR EXCHANGING VALUES BASED ON TELEPHONE NUMBER OF AN ENTITY - A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions. | 12-25-2008 |
20080319875 | SYSTEM AND METHOD FOR FACILITATING VALUE EXCHANGES USING MOBILE DEVICES - A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions. | 12-25-2008 |
20080319899 | SYSTEM AND METHOD FOR ELECTRONICALLY EXCHANGING VALUE AMONG DISTRIBUTED ENTITIES BASED ON ELECTRONIC MAIL ADDRESSES - A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions. | 12-25-2008 |
20100100483 | AUTOMATIC RESTITUTION OF TRANSACTION FEES, PUNISHMENT OF NON-PAYING BIDDERS, AND MANAGEMENT OF APPEALS - A method and system for resolving disputes between parties involved in a network-based transaction is described. One aspect of the present invention seeks to automatically facilitate the restitution of value to parties of the transaction, for example, facilitated by a network-based commerce platform or involving a network-based payment service, where a dispute has arisen with respect to the transaction. | 04-22-2010 |
20100262544 | SYSTEM AND METHOD FOR FACILITATING VALUE EXCHANGES USING MOBILE DEVICES - A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions. | 10-14-2010 |
Patent application number | Description | Published |
20080313053 | PAYMENT SERVICE - A method and system to offer a payment service to a consumer user. The system receives a check-out request from the consumer user of an electronic storefront. The check-out request is for purchase one or more products from the electronic storefront. The system determines whether to offer a payment service to the consumer user by identifying whether the consumer user is authorized to use the payment service to make purchases from the electronic storefront. Finally, the system serves a web-based check-out interface to a client used by the consumer user. The check-out interface includes an offer to the consumer user to use the payment service. Specifically, the offer includes an option to enable the consumer user to make payment for the one or more products via the payment service. | 12-18-2008 |
20100057589 | PAYMENT SERVICE TO EFFICIENTLY ENABLE ELECTRONIC PAYMENT - A method to redirect a browser client is disclosed. The method comprises serving a first web page including a check-out option and receiving a check-out request from a consumer user of an electronic storefront web site. The check-out request is to purchase a product. In response to the check-out request the browser client is redirected to a web page hosted by a payment service web site. The payment service web site stores information that includes a return URL that corresponds to a web-based interface that is hosted by the electronic storefront web site. The redirection further includes a comparison of the return URL in the stored information to a return URL that corresponds to the web-based interface that is hosted by the electronic storefront web site. The comparison is to determine whether redirection to the web-based interface hosted by the electronic storefront web site should be performed. | 03-04-2010 |
20100325042 | PAYMENT SERVICE TO EFFICIENTLY ENABLE ELECTRONIC PAYMENT - A method to redirect a browser client is disclosed. The method comprises storing information at a payment service web site that includes a return URL (uniform resource locator) corresponding to a web-based interface hosted by a merchant web site. Next, the method comprise extracting the return URL embedded in the information and comparing, the return URL to a reference return URL corresponding to the web-based interface hosted by the merchant web site. Finally, the method comprises identifying the return URL matches the reference return URL and redirecting the browser client to the web-based interface hosted by the merchant web site responsive to the identifying the match. | 12-23-2010 |
20120150688 | PAYMENT SERVICE TO EFFICIENTLY ENABLE ELECTRONIC PAYMENT - A method comprising communicating a web page, over a network, to a merchant server associated with a merchant. The web page includes a plurality of input mechanisms for receiving a plurality of reference return network addresses. The method further comprises receiving a first reference return network address, over a network, from the merchant, the first reference return network address being received at the payment service server, the first reference return network address identifying an interface that is hosted by a first merchant web site that is operated by the merchant and being utilized as a first landing page to which the consumer user is redirected to by the payment server to execute a transaction between the consumer user and the merchant. Finally, the method comprises storing the first reference return network address at the payment service server in user profile information that is associated with the merchant. | 06-14-2012 |
20140250003 | ESTABLISHING AN ACCOUNT LIMIT FOR A DIGITAL WALLET ACCOUNT - Information is received via a wallet application on a mobile device. A verification process is performed on the information received via the wallet application. A limit is established for a user account based on an amount of the information received via the wallet application that is verified in the verification process. | 09-04-2014 |
20140278867 | SYSTEM AND METHOD FOR LOADING A DIGITAL WALLET - A system and method for facilitating a value exchange transaction are provided. A plurality of identifiers to be associated with a user account that is accessible via the wallet application is received by a networked system from a wallet application on a mobile device. In response, access is provided to a plurality of values corresponding to the received plurality of identifiers. The plurality of values includes monetary values and non-monetary values. | 09-18-2014 |
20140289109 | USING BIOMETRICS WITH A DIGITAL WALLET - A system and method for using biometrics with a digital wallet is provided. A biometric input is received from a user operating a mobile device having a wallet application. In response to the biometric input satisfying a requirement, access is provided to functions of a value exchange system via the wallet application operating on the mobile device of the user. | 09-25-2014 |
20140289110 | USING TOKENS IN DIGITAL WALLET TRANSACTIONS - A system and method for facilitating a value exchange transaction are provided. A request is received from a wallet application on a mobile device of a first user. The request indicates a transfer of a value to a second user. The value is associated with a source selected from a plurality of sources associated with a user account of the first user. The plurality of values comprises monetary values and non-monetary values. A token from the wallet application is received. The transfer of the value is validated using the token. | 09-25-2014 |
20140297519 | AUTOMATIC RESTITUTION OF TRANSACTION FEES, PUNISHMENT OF NON-PAYING BIDDERS, AND MANAGEMENT OF APPEALS - A method and system for resolving disputes between parties involved in a network-based transaction is described. One aspect of the present invention seeks to automatically facilitate the restitution of value to parties of the transaction, for example, facilitated by a network-based commerce platform or involving a network-based payment service, where a dispute has arisen with respect to the transaction. | 10-02-2014 |
20140297520 | USE OF A DIGITAL WALLET APPLICATION - A system and method for using a digital wallet application is provided. In a wallet application on a mobile device, a list of entities is provided. The list of entities comprises entities with which the user has previously conducted a value transfer using the wallet application. A selection of an entity from the list of entities is received. A new value transfer is initiated with the selected entity in response to the received selection. | 10-02-2014 |
20140297525 | PROVIDING ESCROW SERVICE FOR DIGITAL WALLET TRANSACTIONS - A system and method for facilitating a value exchange transaction are provided. A request is received from a wallet application on a mobile device of a first user. The request indicates a transfer of a value to a second user. The value is associated with a source from a plurality of sources associated with a user account of the first user. The plurality of values comprise monetary values and non-monetary values. The value indicated in the request is transferred to an escrow account. | 10-02-2014 |
20140304154 | SYSTEM AND METHOD FOR USING A DIGITAL WALLET - A system and method for using a digital wallet are provided. A request is received from a wallet application on a mobile device of a first user. The request indicates a transfer of a value to a second user. The value is associated with a source selected from a plurality of sources associated with a user account of the first user. The plurality of sources is associated with monetary values and non-monetary values. The value indicated in the request is transferred. The source of the value is updated to reflect the transfer of the value to the second user. | 10-09-2014 |