Patent application number | Description | Published |
20110231041 | ELECTRICAL SYSTEM FOR GYROSCOPIC STABILIZED VEHICLE - Embodiments of the invention may transfer energy from a flywheel motor-generator to a capacitor bank in response to detecting an input to increase the speed of a vehicle, and transfer energy from a drive wheel motor-generator to a capacitor bank in response to detecting an input to decrease the speed of the vehicle. | 09-22-2011 |
20110231060 | GYROSCOPIC STABILIZED VEHICLE - Embodiments of the invention describe receiving, via a plurality of sensors, data indicating vehicle information. Said information may indicate at least orientation of a frame of a vehicle, orientation of a front wheel of the vehicle with respect to the frame, orientation and rotational speed of a first and second flywheel, and speed of the vehicle. In one embodiment, each flywheel is included in a first and second gyroscope coupled to the vehicle frame. | 09-22-2011 |
20110231085 | ELECTRONIC CONTROL SYSTEM FOR GYROSCOPIC STABILIZED VEHICLE - Embodiments of the invention describe receiving vehicle information data from a plurality of sensors. Said vehicle information data may indicate at least orientation of a frame of a vehicle, orientation of a front wheel of the vehicle with respect to the frame, orientation and rotational speed of a flywheel included in a gyroscope coupled to the frame, and speed of frame. | 09-22-2011 |
20120073891 | FOLDABLE SCOOTER - Embodiments of the invention describe a quadrilateral frame to be utilized by a two-wheeled vehicle. The quadrilateral frame may include front and rear vertical assemblies, top and bottom collapsible horizontal assemblies, the horizontal assemblies to collapse vertically. By collapsing the horizontal assemblies of the quadrilateral frame, it is to be understood that the space occupied by the vehicle when it is not in use is significantly reduced. | 03-29-2012 |
20130048401 | VEHICLE FRAME AND COMPONENT DESIGN FOR EFFICIENT AND COMPACT PACKAGING - Embodiments of the invention describe methods, apparatuses and systems related to vehicle frame and component design for efficient and compact packaging. Removable components of a scooter are formed to be able to all be placed within a void of the scooter frame so as to not affect the volume of the scooter when disassembled and packed. Thus, when disassembled, the volume of the packaged scooter is defined by the dimensions of its frame only. | 02-28-2013 |
20130292197 | FOLDABLE SCOOTER - Embodiments of the invention describe a quadrilateral frame to be utilized by a two-wheeled vehicle. The quadrilateral frame may include front and rear vertical assemblies, top and bottom collapsible horizontal assemblies, the horizontal assemblies to collapse vertically. By collapsing the horizontal assemblies of the quadrilateral frame, it is to be understood that the space occupied by the vehicle when it is not in use is significantly reduced. | 11-07-2013 |
20150060163 | HYPER-FLUX FLYWHEEL MOTOR SYSTEM - A hyper-flux flywheel motor system includes a rotor assembly and a number of permanent magnets coupled to the rotor assembly. A stator assembly is rotatably coupled to the rotor assembly and has a core, a number of teeth extending radially from the core, and one or more winding sets, each winding set comprising coils wound on the teeth to interact with the of permanent magnets. A flywheel housing including a frame, and one or more gimbals, houses a flywheel. This flywheel is disposed adjacent to the stator and rotator assembly, rotates about a spin axis, and precesses via the one or more gimbals, in response to rotation of the rotor assembly. | 03-05-2015 |
Patent application number | Description | Published |
20090261293 | Method of producing the pulp based food carton that emit FIR - This invention relates pulp based food carton and a method thereof, said carton is formed of pulp material with the incorporation of Optimum Resonant (different types of mineral elements) that naturally emit far infrared radiation (FIR), allowing the foods to be kept fresher and longer with better taste to provide benefits to both consumers and the farmers. Cartons use in storing, packaging, protecting of eggs, milk and beverage are disclosed. | 10-22-2009 |
20090267271 | method of producing the plastic bottle that emit FIR - This invention relates plastic bottles and a method thereof, said bottles are formed of plastic materials with the incorporation of Optimum Resonant (different types of mineral elements) that naturally emit 6˜10 μm wave length of far infrared radiation (FIR), allowing the beverages (especially drinking water) to be kept fresh with soft taste. Said bottles can be Ionize and alkalize its contents after bottling until it consumed by the end user/consumer to provide benefits to both consumers and suppliers. Plastic bottles used in storing, carrying, packaging, protecting of water, beverage, milk, eggs are disclosed. | 10-29-2009 |
Patent application number | Description | Published |
20130003280 | PORTABLE COMPUTING DEVICE - A portable computing device includes at least a base portion of a lightweight material that includes at least a wedge shaped top case having a trough formed at an interfacing edge thereof. The trough includes a raised portion having a first contact surface and a receiving area, and a bottom case coupled to the top case to form a complete housing for at least a portion of the portable computing device for enclosing at least a plurality of operational components and a plurality of structural components. The portable computing device also includes at least a lid portion pivotally connected to the base portion by a hinge assembly. In the described embodiments, the lid portion has a display in communication with one or more of the plurality of components in the base portion by way of or more electrical conductors that electrically connect the base portion to the lid portion. | 01-03-2013 |
20130328521 | EXTERNAL BATTERY-MANAGEMENT MODULE - A power supply for use in a portable electronic device is described. This power supply includes battery cells in separate locations that are electrically coupled by a power bus to a battery-management circuit board, which includes an integrated circuit with control logic that monitors the battery cells and that regulates charging and discharging of the battery cells. The battery cells are not enclosed in a common battery-pack housing so that the battery cells are mechanically separate from each other. Moreover, the battery-management circuit board is external to the battery cells and is not enclosed in the battery-pack housing. By excluding the battery-pack housing from the power supply, there may be more space available to expand the sizes, and thus the total capacities, of the battery cells. | 12-12-2013 |
20130330975 | CABLELESS BATTERY INTEGRATION - An interposer for electrically coupling a battery-management circuit board in a power supply and a motherboard is described. The interposer includes: a substrate having a top surface and a bottom surface; first spring connectors, disposed on the top surface, which electrically couple to the battery-management circuit board; and second spring connectors, disposed on the bottom surface and electrically coupled to the first spring connectors, which electrically couple to the motherboard. Spring connectors in a first subset of the first and second spring connectors that convey power signals have a first vertical height, and spring connectors in a second subset of the first and second spring connectors that convey monitoring signals for the power supply have a second, smaller vertical height. In this way, the first subset is activated before the second subset is activated, thereby ensuring that an electrical path for the power signals is established first. | 12-12-2013 |
20150131220 | PORTABLE COMPUTING DEVICE - A portable computing device includes at least a base portion of a lightweight material that includes at least a wedge shaped top case having a trough formed at an interfacing edge thereof. The trough includes a raised portion having a first contact surface and a receiving area, and a bottom case coupled to the top case to form a complete housing for at least a portion of the portable computing device for enclosing at least a plurality of operational components and a plurality of structural components. The portable computing device also includes at least a lid portion pivotally connected to the base portion by a hinge assembly. In the described embodiments, the lid portion has a display in communication with one or more of the plurality of components in the base portion by way of or more electrical conductors that electrically connect the base portion to the lid portion. | 05-14-2015 |
20160041606 | LOW POWER MODE - Examples of the disclosure are directed to a method of, after hitting a UVLO threshold, rebooting an electronic device in a low power mode having a lower UVLO threshold, such that the device can continue to be used past the first UVLO threshold. For example, in a high power mode, the device may be capable of a number of functionalities of a modern portable electronic device, such as network access, the ability to run applications, Bluetooth connections, etc. In a low power mode, the device may only be able to check and display a current time, play an alarm sound at a predefined time, perform near field communication (NFC) transactions/payments, among other possibilities described herein. The limited functionality and reduced usage of peripherals in the low power mode may prevent the battery from experiencing peaks in current level that may be problematic at relatively low levels of voltage. | 02-11-2016 |
Patent application number | Description | Published |
20090258410 | METHODS FOR PRODUCING SOLUBLE MEMBRANE SPANNING PROTEINS - Methods for producing membrane-spanning polypeptides in high yields, with native conformation, and/or in soluble form include solubilizing in non-ionic or zwitterionic detergents, as well as use of promoters and expression vectors for expressing high yields of membrane-spanning polypeptides in bacterial cells. Mutated promoters provide tight control of membrane-spanning polypeptides in bacterial cell hosts. | 10-15-2009 |
20100081170 | METHODS FOR PRODUCING SOLUBLE MEMBRANE-SPANNING PROTEINS - Methods for producing membrane-spanning polypeptides in high yields, with native conformation, and/or in soluble form include solubilizing in non-ionic or zwitterionic detergents, as well as use of promoters and expression vectors for expressing high yields of membrane-spanning polypeptides in bacterial cells. Mutated promoters provide tight control of membrane-spanning polypeptides in bacterial cell hosts. | 04-01-2010 |
20110250639 | METHODS FOR PRODUCING SOLUBLE MEMBRANE-SPANNING PROTEINS - Methods for producing membrane-spanning polypeptides in high yields, with native conformation, and/or in soluble form include solubilizing in non-ionic or zwitterionic detergents, as well as use of promoters and expression vectors for expressing high yields of membrane-spanning polypeptides in bacterial cells. Mutated promoters provide tight control of membrane-spanning polypeptides in bacterial cell hosts. | 10-13-2011 |
20150218276 | ANTIBODIES AND METHODS OF USE - The presently disclosed subject matter provides antibodies that bind KLB and FGFR1, and methods of using the same. In certain embodiments, an antibody of the present disclosure includes a bispecific antibody that binds to an epitope present on FGFR1 and binds to an epitope present on KLB. | 08-06-2015 |
Patent application number | Description | Published |
20120157042 | Systems and Methods to Accelerate Transactions Based on Predictions - Systems and methods to accelerate transactions made via mobile communications. In one aspect, a system includes: a data storage facility to store information associated with past payment transactions and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of controllers. The converters are configured to communicate with the controllers in different formats, and to communicate with the common format processor in a common format. The common format processor includes a risk engine and a transaction engine. The risk engine estimates a risk in a billing process; and the transaction engine determines whether or not to notify a merchant of the predicted result of billing based on the suggestion from the risk engine and/or other information, such as the status of the wireless telecommunications network. | 06-21-2012 |
20120157062 | Systems and Methods to Selectively Authenticate via Mobile Communications - Systems and methods to accelerate transactions made via mobile communications. In one aspect, a system includes: a data storage facility to store information associated with past payment transactions and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of controllers. The converters are configured to communicate with the controllers in different formats, and to communicate with the common format processor in a common format. After a payment request identifying the phone number is received in the interchange, the common format processor is to determine whether to skip mobile communications with a mobile phone at the phone number to confirm/authenticate the request, based on real time information about the current transaction, the historical transaction data related to the phone number, and other data such as social graph data related to the user of the phone number. | 06-21-2012 |
20120276870 | SYSTEMS AND METHODS TO FACILITATE REPEATED PURCHASES - Systems and methods are provided to facilitate repeated purchase and payment transactions. In one aspect, a system includes an interchange and a data storage facility configured to store payment transaction records associated with phone numbers. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is configured to identify a prior payment transaction associated with a phone number in response to a message from a mobile phone having the phone number, communicate with a merchant to repeat a purchase according to the prior payment transaction, and transmit via one of the converters premium messages to the mobile phone to collect funds for a payment to repeat the purchase. | 11-01-2012 |
20120282893 | SYSTEMS AND METHODS TO SUGGEST PRICES - Systems and methods are provided to suggest prices for payments to be processed via mobile communications. In one aspect, a system includes a data storage facility and an interchange having a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and with the common format processor in a common format. The common format processor is configured to collect funds for processing payments via transmitting premium messages through the converters. The system further includes a network communications interface configured to receive a query from a merchant device identifying at least one attribute of at least one customer. In response, the common format processor determines a set of discrete price points and uses the network communications interface to communicate the set of price points to the merchant device. | 11-08-2012 |
20130311377 | SYSTEMS AND METHODS TO FACILITATE REPEATED PURCHASES - Systems and methods are provided to facilitate repeated purchase and payment transactions. In one aspect, a system includes an interchange and a data storage facility configured to store payment transaction records associated with phone numbers. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is configured to identify a prior payment transaction associated with a phone number in response to a message from a mobile phone having the phone number, communicate with a merchant to repeat a purchase according to the prior payment transaction, and transmit via one of the converters premium messages to the mobile phone to collect funds for a payment to repeat the purchase. | 11-21-2013 |
20130311378 | SYSTEMS AND METHODS TO FACILITATE REPEATED PURCHASES - Systems and methods are provided to facilitate repeated purchase and payment transactions. In one aspect, a system includes an interchange and a data storage facility configured to store payment transaction records associated with phone numbers. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is configured to identify a prior payment transaction associated with a phone number in response to a message from a mobile phone having the phone number, communicate with a merchant to repeat a purchase according to the prior payment transaction, and transmit via one of the converters premium messages to the mobile phone to collect funds for a payment to repeat the purchase. | 11-21-2013 |
20130317980 | SYSTEMS AND METHODS TO FACILITATE REPEATED PURCHASES - Systems and methods are provided to facilitate repeated purchase and payment transactions. In one aspect, a system includes an interchange and a data storage facility configured to store payment transaction records associated with phone numbers. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is configured to identify a prior payment transaction associated with a phone number in response to a message from a mobile phone having the phone number, communicate with a merchant to repeat a purchase according to the prior payment transaction, and transmit via one of the converters premium messages to the mobile phone to collect funds for a payment to repeat the purchase. | 11-28-2013 |
20140171020 | SYSTEMS AND METHODS TO SELECTIVELY AUTHENTICATE VIA MOBILE COMMUNICATIONS - Systems and methods to accelerate transactions made via mobile communications. In one aspect, a system includes: a data storage facility to store information associated with past payment transactions and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of controllers. The converters are configured to communicate with the controllers in different formats, and to communicate with the common format processor in a common format. After a payment request identifying the phone number is received in the interchange, the common format processor is to determine whether to skip mobile communications with a mobile phone at the phone number to confirm/authenticate the request, based on real time information about the current transaction, the historical transaction data related to the phone number, and other data such as social graph data related to the user of the phone number. | 06-19-2014 |
20150052034 | SILENT SMS TRIGGERING FOR MOBILE BILLING AT A MERCHANT SERVER - The invention provides a method of processing transaction with at least one merchant computer, including receiving, with the at least one merchant computer, a confirmation of a purchase from a consumer device, triggering, with the at least one merchant computer, in response to the confirmation of the purchase, a silent text message to the consumer device, wherein a purchasing unit on the consumer device responds to the silent text message by sending a text message with a unique transaction ID to a short code of a billing server via a carrier server to the billing server and receiving, with the at least one merchant computer, in response to triggering the silent text message, a callback notification from the billing server with the transaction ID. | 02-19-2015 |
20150052049 | SILENT SMS TRIGGERING FOR MOBILE BILLING AT A BILLING SERVER - The invention provides a method of processing transactions with a billing server, including receiving, with the billing server, a transaction request API call from a merchant computer including a msisdn, transmitting, with the billing server, a transaction request response to the merchant computer in response to the transaction request API call, including a transmission ID, receiving, with the billing server, a payment authorization text message from a consumer device at the msisdn including a transaction ID, determining, with the billing server, a match between the transaction ID in the text message with the transaction ID in the transaction request response and if a match is determined between the transaction ID's, transmitting, with the billing server, a charge request to a carrier server to charge an account on the carrier server corresponding to the msisdn. | 02-19-2015 |
Patent application number | Description | Published |
20130311482 | MULTI-USER TIMELINE FOR FACILITATING SOCIAL DISCOVERY IN SOCIAL NETWORKING ENVIRONMENTS - Systems and methods for generating a common social timeline to facilitate social discovery in a social networking environment are disclosed. In one aspect, embodiments of the present disclosure include a method, which may be implemented on a system, of receiving user data items associated with users of the web-based social network, associating a time indicator with each of the data items, processing the data items to identify a first set of data items that are common to a first user and a second user, and generating a common social timeline that illustrates a temporal relationship between each of the first set of data items and one or more time scale identifiers. | 11-21-2013 |
20130311486 | SYSTEMS AND METHODS FOR GENERATING AUTOMATED SOCIAL INTERACTIONS IN SOCIAL NETWORKING ENVIRONMENTS - Systems and methods of generating automated social interactions for users in a social networking environment are disclosed. In one aspect, embodiments of the present disclosure include a method, which may be implemented on a system, of receiving data items associated with users of a social network, identifying sets of data items associated with a user, and comparing a first set of data items to other sets of data items to identify commonalities between the first set of data items and the other sets of data items. The method further comprising automatically selecting a second user associated with a second set of data items and a first electronic social interaction for the first user to pursue with respect to the second user based on the identified commonalities between the first set of data items and the second set of data items. | 11-21-2013 |
20130311560 | SOCIAL DISCOVERY FEED FOR FACILITATING SOCIAL EXPLORATION IN SOCIAL NETWORKING ENVIRONMENTS - Systems and methods of generating a common social timeline to facilitate social discovery in a social networking environment are disclosed. In one aspect, embodiments of the present disclosure include a method, which may be implemented on a system, of receiving data items associated with users of the social network, identifying a first set of data items associated with a first user, and processing the first set of data items to select a first set of characteristics. The method further comprises comparing the first set of characteristics with other sets of characteristics describing other users to select a subset of the other users having one or more characteristics that are the same or similar to one or more of the first set of characteristics. | 11-21-2013 |
20130311900 | DETERMINING AND MANAGING SOCIAL INTERACTION OPTIONS IN SOCIAL NETWORKING ENVIRONMENTS - Embodiments of the present disclosure include systems and methods for determining and managing social interaction options for social connections such as, for example, friendships in a social networking environment. In one embodiment, users of a social network are provided with more granularity in controlling the social interactions associated with individual social connections. The social connections can be a connection between two of more users of a social networking environment. | 11-21-2013 |
Patent application number | Description | Published |
20110270665 | Expiring Virtual Gift Card Statement Credit Exchange for Loyalty Reward - A statement credit reward system receives a request to redeem reward points from an account holder in exchange for a virtual gift card, where the account holder's request may be in response to an offer from a merchant for the card. The statement credit reward system receives transaction information corresponding to one or more transactions conducted by the account holder with one or more merchants. The transaction information may contain a qualifying transaction conducted by the account holder with a merchant. The statement credit reward system will attempt to match a statement credit trigger with the qualifying transaction. If a match is not found, the statement credit reward system adds the predetermined number of reward points back into the account holder's balance of reward points. If a match is found, the statement credit reward system credits the monetary amount of the statement credit trigger to the account holder's balance. | 11-03-2011 |
20130218657 | UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS - The UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS (“UVE”) transform cross-ecosystem currency exchange instructions via UVE components into cross-ecosystem currency exchanges. In one embodiment, the UVE may obtain a cross-ecosystem currency exchange instruction and determine one or more sources and destinations based on parsing the cross-ecosystem currency exchange instruction. The UVE may identify currency types associated with the sources and the destinations and determine exchange rates of the currency types relative to a standard currency. In one implementation, the UVE may obtain currency exchange restrictions and conditions associated with the sources and the destinations and generate a currency exchange flow path for currency transfer from the sources to the destinations. The UVE may also issue currency transfer requests to the sources and the destinations, determine that the cross-ecosystem currency exchange has been completed and provide a notification of completion of the cross-ecosystem currency exchange. | 08-22-2013 |
20150046241 | Universal Value Exchange Multipoint Transactions Apparatuses, Methods and Systems - The UNIVERSAL VALUE EXCHANGE MULTIPOINT TRANSACTIONS APPARATUSES, METHODS AND SYSTEMS (“UVEMT”) transform cross-ecosystem currency exchange instructions via UVEMT components into cross-ecosystem currency exchanges. In one embodiment, the UVEMT may obtain a cross-ecosystem currency exchange instruction and determine one or more sources and destinations based on parsing the cross-ecosystem currency exchange instruction. The UVEMT may identify currency types associated with the sources and the destinations and determine exchange rates of the currency types relative to a standard currency. In one implementation, the UVEMT may obtain currency exchange restrictions and conditions associated with the sources and the destinations and generate a currency exchange flow path for currency transfer from the sources to the destinations. The UVEMT may also issue currency transfer requests to the sources and the destinations, determine that the cross-ecosystem currency exchange has been completed and provide a notification of completion of the cross-ecosystem currency exchange. | 02-12-2015 |
Patent application number | Description | Published |
20130246273 | SYSTEMS AND METHODS TO GENERATE A RECEIPT FOR A TRANSACTION - A system includes a transaction terminal that is configured to examine an authorization response for an indicator, which, when set, causes the transaction terminal to communicate with a portal to obtain content relevant to the receipt for the transaction approved by the authorization response. The content may identify the benefit of an offer applied to the transaction, which is not reflected in the authorization response. The content may direct the user to select an option regarding the delivery of the receipt. Options presented for selection include suppression of the printing of the paper receipt in favor of an electronic receipt transmitted to a communication reference of the user, printing a mini paper receipt in addition to transmitting an electronic receipt, and/or printing the full paper receipt at the transaction terminal. | 09-19-2013 |
20130325579 | SYSTEMS AND METHODS TO PROCESS LOYALTY BENEFITS - A system and method to provide a universal loyalty currency, facilitate exchange of loyalty benefits, and allow payments using loyalty benefits. A method includes: receiving registration information to associate account information of a payment account with at least one loyalty account to enable conversion of first loyalty benefits to second loyalty benefits; receiving, for a transaction, an authorization request identifying the account information and requesting the use of the second loyalty benefits to fund at least a portion of the transaction; and processing the transaction using the second benefits converted from the first loyalty benefits hosted in the loyalty account and funds from the payment account. | 12-05-2013 |
20140129314 | SYSTEMS AND METHODS TO FACILITATE THE REDEMPTION OF LOYALTY CURRENCY - Systems and methods configured with a user interface to allow a user to request automated periodic offers that provide benefits to the consumer account of the user in exchange for a loyalty currency (e.g., loyalty points) the user has earned. | 05-08-2014 |
20140310080 | SYSTEMS AND METHODS TO PROCESS LOYALTY BENEFITS - A system and method to provide a universal loyalty currency, facilitate exchange of loyalty benefits, and allow payments using loyalty benefits. A method includes: receiving registration information to associate account information of a payment account with at least one loyalty account to enable conversion of first loyalty benefits to second loyalty benefits; receiving, for a transaction, an authorization request identifying the account information and requesting the use of the second loyalty benefits to fund at least a portion of the transaction; and processing the transaction using the second benefits converted from the first loyalty benefits hosted in the loyalty account and funds from the payment account. | 10-16-2014 |
20150019435 | SYSTEMS AND METHODS TO GENERATE A RECEIPT FOR A TRANSACTION - A system includes a transaction terminal that is configured to examine an authorization response for an indicator, which, when set, causes the transaction terminal to communicate with a portal to obtain content relevant to the receipt for the transaction approved by the authorization response. The content may identify the benefit of an offer applied to the transaction, which is not reflected in the authorization response. The content may direct the user to select an option regarding the delivery of the receipt. Options presented for selection include suppression of the printing of the paper receipt in favor of an electronic receipt transmitted to a communication reference of the user, printing a mini paper receipt in addition to transmitting an electronic receipt, and/or printing the full paper receipt at the transaction terminal. | 01-15-2015 |
20150088626 | SYSTEMS AND METHODS TO RESERVE AND RELEASE REWARDS FOR REDEMPTION DURING PAYMENT TRANSACTIONS - A system including a transaction handler configured to split a transaction, initiated between an acquirer processor representing a merchant and an issuer processor representing a user of a payment account, into separate transactions with the issuer processor and one or more sponsor processors in control of reward accounts of the user for the redemption of loyalty rewards. The transaction handler may communicate with the sponsor processors in parallel or in sequence to reserve and release rewards, and may provide a partial authorization for the transaction in response to each authorization for reward redemption from a respective reward account without a subsequent, updated authorization request for the transaction in the payment account of the user. | 03-26-2015 |
20150088633 | SYSTEMS AND METHODS TO REDEEM LOYALTY REWARDS DURING PAYMENT TRANSACTIONS - A system including a transaction handler configured to split a transaction, initiated between an acquirer processor representing a merchant and an issuer processor representing a user of a payment account, into separate transactions with the issuer processor and one or more sponsor processors in control of reward accounts of the user for the redemption of loyalty rewards. User preferences and rules of the loyalty programs for the redemption of the loyalty rewards are stored to facilitate the determination of the redemption details in an automated way, such that the user (and/or the merchant) does not have to specify the redemption details. A portal may optionally notify the user of the award/redemption of the benefit of an offer using a communication channel separate from the transaction terminal that initiates and approves the transaction between the account holder and the merchant. | 03-26-2015 |
20150120429 | SYSTEMS AND METHODS TO PROVIDE A USER INTERFACE FOR REDEMPTION OF LOYALTY REWARDS - A system includes a rule engine to determine details of loyalty reward currency redemption from one or more reward accounts as part of the processing of a payment transaction in a payment account of a user. The redemption details are determined based on user preferences and rules of the loyalty programs, and transmitted to the user during the authorization of the payment transaction. During the authorization and/or within a time window after the authorization, but before the settlement of the payment transaction, the user may provide a confirmation message that may accept, reject, or modify the redemption details. A transaction handler is configured to authorize and/or settle the payment transaction, as modified by the redemption details initially computed by the rule engine and subsequently confirmed, rejected or modified by the user via an optional confirmation message. | 04-30-2015 |
20150149272 | SYSTEMS AND METHODS TO COMMUNICATE LOYALTY REWARD INFORMATION DURING PAYMENT TRANSACTIONS - A system and method configured to use an authorization messaging system for payment processing to communicate, in real time during authorization of a payment transaction, loyalty reward information, such as reward balance and conversion rate between a loyalty currency and a payment currency. For example, loyalty currency conversion rate is provided in real time via the authorization response that also provides the loyalty currency balance that is redeemable for the payment transaction. The system and method allows the conversion rate to be customized and/or personalized based on the identities of the user, the merchant and the loyalty program. Merchant may provide add-on offers for certain users. | 05-28-2015 |
20150262177 | COMMUNICATION PROTOCOLS FOR PROCESSING AN AUTHORIZATION REQUEST IN A DISTRIBUTED COMPUTING SYSTEM - Systems and methods implementing a communication protocol for the authorization of transfer of resources in a computer system having a plurality of computers, including a centralized router connecting to source account controllers and destination account controllers that are connected to readers. A reader communicates a first authorization request having a source identifier to a portal coupled with a data storage storing data linking the source identifier to a linked identifier. The portal communicates with a respective linked account controller to obtain a response identifying an available resource. Based on the response, the reader generates a further authorization request for a requested resource from a source account identified by the source identifier to a destination account associated with the reader. | 09-17-2015 |
20150363810 | COMMUNICATION SYSTEMS AND METHODS TO TRANSMIT DATA AMONG A PLURALITY OF COMPUTING SYSTEMS IN PROCESSING BENEFIT REDEMPTION - Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption, including a portal configured to communicate with transaction terminals, reward hosts and issues processors. In response to a reward balance inquiry from a transaction terminal, the portal communicates with a respective reward host to obtain the balance, communicates with an issuer processor to obtain a one-time use account number, and provides the transaction terminal with the balance and the account number. The transaction terminal an authorization request for a payment transaction made using the account number. In response to the authorization request being received in the issuer processor, the portal communicates with the issuer processor to identify the payment transaction and communicates with the reward host to perform a reward redemption to support the payment transaction. | 12-17-2015 |
20160027034 | SYSTEMS AND METHODS OF USING A COMMUNICATION NETWORK TO COORDINATE PROCESSING AMONG A PLURALITY OF SEPARATE COMPUTING SYSTEMS - A communication portal coupled with a processing system and a host having a first resource. The processing system has a second resource addressable by a terminal using a predetermined communication protocol. The communication portal receives a first communication from a terminal identifying the first resource. In response, the communication portal identifies the second resource, stores a data record associating the first resource and the second resource, and provides a response to the first communication to identify the second resource. The terminal then uses the communication protocol adapted for the second resource as a way to request an operation on the first resource. The portal communicates with the processing system to identify a request for an operation on the second resource and in response, communicates with the host to perform a second operation on the first resource based on the stored data record associating the first resource and the second resource. | 01-28-2016 |
Patent application number | Description | Published |
20100250565 | ANALYTICS - Systems and methods for creating an aggregation metric object for use in accelerating data update operations. One or more source objects are identified, a target object is identified, and fields between the one or more source objects and the target object are mapped. Fields in the target object are automatically updated pursuant to a user defined schedule; and updates to a dashboard object using the target object are provided upon request from the user to update the dashboard object. | 09-30-2010 |
20110296386 | Methods and Systems for Validating Changes Submitted to a Source Control System - In accordance with embodiments, there are provided mechanisms and methods for validating changes before submission to a source control system, which can provide developers with a remote server where changelists may be uploaded, specified tests may be run, and results may be returned to the developer. The ability to provide a remote server for changelist uploads, automated source code compilations, automated test executions, and the automatic return of results, tends to enable developers to quickly and efficiently make source code design changes and avoid to build breakages. | 12-01-2011 |
20120197916 | CUSTOMER SERVICE AND SUPPORT SYSTEMS AND METHODS FOR USE IN AN ON-DEMAND DATABASE SERVICE - Analytic snapshots aid reporting and dashboard infrastructure to be more scalable and responsive to users. By storing the results of a query generating aggregates, and refreshing these aggregates on a scheduled basis, refreshing the dashboard (using the current dashboard infrastructure) can be accelerated. | 08-02-2012 |
20130191422 | SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR STORING REPORTS FOR USE BY TENANTS OF A MULTI-TENANT ON-DEMAND DATABASE SERVICE - In accordance with embodiments, there are provided mechanisms and methods for storing reports for use by tenants of a multi-tenant on-demand database service. These mechanisms and methods for storing reports for use by tenants of a multi-tenant on-demand database service may allow tenants of the multi-tenant on-demand database service to create, modify, etc. reports programmatically, as desired, and may allow the multi-tenant on-demand database service to make the reports accessible to other tenants of the multi-tenant on-demand database service. | 07-25-2013 |
20130246445 | CUSTOMER SERVICE AND SUPPORT SYSTEMS AND METHODS FOR USE IN AN ON-DEMAND DATABASE SERVICE - Analytic snapshots aid reporting and dashboard infrastructure to be more scalable and responsive to users. By storing the results of a query generating aggregates, and refreshing these aggregates on a scheduled basis, refreshing the dashboard (using the current dashboard infrastructure) can be accelerated. | 09-19-2013 |