Patent application number | Description | Published |
20100108755 | Beverage Holder Having a Chip Unit for Performing Payment Transactions - A beverage holder apparatus includes a chip unit attached to a beverage holder and adapted to communicate with a chip unit reader to perform a payment transaction to purchase the beverage. The chip unit stores an account identifier associated with a financial account, and transmits the stored account identifier to the chip unit reader to perform the payment transaction. | 05-06-2010 |
20110093387 | SYSTEM AND METHOD FOR NON-CREDIT CARD BILLERS TO ACCEPT CREDIT CARD PAYMENTS - One embodiment of the invention is directed to a method comprising, receiving a payment request message that includes information related to a user and a biller, determining whether the user is enrolled in a bill pay program, and if the user is enrolled in the bill pay program, modifying the payment request message according to user preferences if the user preferences are different than the information in the payment request message. The method further comprises, receiving a payment response message, and generating, using a server computer, transaction information based on the payment response message and biller information, wherein the transaction information is combined with existing reporting and billing process information for the biller. | 04-21-2011 |
20110125644 | ONLINE PAYMENT TRANSFER AND IDENTITY MANAGEMENT SYSTEM AND METHOD - A payment transfer method for transferring funds from a payer to payee is provided, including designating a payee and specifying a payment amount and an account; debiting the funds from the account and crediting a first trust account; and identifying the payee by verifying responses received in response to one or more challenge-response questions defined by the payer. If the one or more responses are verified, a second trust account may be debited and a payee account credited with the payment amount. The first and second trust accounts may then be reconciled. There is also provided a payment transfer facility for transferring funds, comprising an application server for storing payment data relating to a transfer of funds and a notification server for providing a notification of the transfer of funds. | 05-26-2011 |
20110166922 | PORTAL INCLUDING MERCHANT FUNDED AFFILIATE CASH BACK SERVICE - A system and method for managing a rewards program are provided. The method includes receiving information about a consumer, registering the consumer information and creating unique tracking information associated with the consumer. The method further includes receiving a listing of one or more merchants offering an incentive to the consumer, providing the listing to the consumer, receiving input indicative of selection of a merchant, and directing the consumer to a merchant website associated with the selected merchant. Thereafter, the method includes receiving details about an item purchased by the consumer, receiving a total value of an reward for the item purchased by the consumer, calculating a first share of the incentive to be offered to the consumer, and communicating the first share to an issuer of the payment device used by the consumer to be included in a statement provided to the consumer. | 07-07-2011 |
20110166995 | System and Method for Temporarily Enabling Proprietary Transit Payments on a Hotel Room Key - One embodiment of the invention is directed to a system comprising a database and a server computer coupled to the database, wherein the server computer comprises a processor and a computer-readable storage medium coupled to the processor, the computer readable storage medium comprising code executable by the processor for implementing a method comprising: receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio. Another embodiment of the invention is directed to a method, the method comprising receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio | 07-07-2011 |
20120232980 | DONATION KIOSK - Methods, devices, and systems for charitable giving are disclosed. A consumer can set up a target amount of charitable giving that he or she wishes to pledge during a year, and amounts given toward that goal in various transactions can be summed and compared against the target. A consumer can change his or her target or contribution amounts based on projections toward a year-end date. Customer loyalty points, such as reward points, airline miles, hotel stays, etc. can be converted to cash equivalents and given to charity toward the personal goal if they are about to expire and could be used to meet a targeted charitable amount. Web portals and wireless kiosks located in public areas can accept payments, update users on their gift levels, and generally remind people to contribute to charity. | 09-13-2012 |
20120330837 | ACCOUNT LINKING SYSTEM AND METHOD - Embodiments of the invention are directed to a relationship payment system that allows the establishment of a linked relationship between a primary account of a primary user and a secondary account of a secondary user. The relationship payment system allows a primary user to designate a portion of a credit limit of a primary user's account to grant to a secondary user's account. Transactions are authorized against secondary user's account, and then ultimately clearing and settlement for the transactions is conducted against the primary user's account. | 12-27-2012 |
20130024307 | Systems and Methods to Communicate with Transaction Terminals - A transaction terminal is configured with an application that is configured to present a user interface for out-of-band communication with a transaction handler during the processing of a payment transaction. The transaction handler is configured invoke the application in the transaction terminal via transmitting a predetermined code in an authorization response message. | 01-24-2013 |
20130151292 | FUNCTIONAL PORTABLE DEVICE FOR EVENT ACCESS AND DELIVERY - The utility of a portable consumer device is extended by allowing account holders the ability to gain entry into access-controlled venues using a portable consumer device that is associated with an account that was used to purchase the admission or tickets to the event at the access-controlled venue. Merchandise or other goods and services may be pre-purchased by the consumer. Pre-purchasing may occur at the time that the price of admission is paid or before entry into the venue. The portable consumer device may be validated at the entrance to the access-controlled venue. After the consumer's entry into the venue, an arrival notification alert may be triggered to provide additional goods or services. For example, when a consumer successfully enters the venue using the consumer portable device, the pre-purchased items may be delivered to the consumer location at a specific time. | 06-13-2013 |
20130179201 | SYSTEMS AND METHODS TO OPTIMIZE MEDIA PRESENTATIONS TO A SEATED AUDIENCE - A computing apparatus is configured to customize media presentation on a display device positioned in the vicinity of a plurality of seats positioned within an access-controlled seating area. The display device is configured to serve media content to users seated in the seats, based on an aggregated spending profile of the users in the seats. The users occupying the seats may be identified via the tickets purchased using account information of the users, via the users checking into the seating area using the account information of the users or the tickets purchased using the account information of the users, and/or via transactions of the users for purchases made by the users within the area or for in-seat purchases. | 07-11-2013 |
Patent application number | Description | Published |
20090288062 | MECHANISM TO SUPPORT ORPHANED AND PARTIALLY CONFIGURED OBJECTS - Mechanisms to support orphaned and partially configured objects are provided. A project includes a variety of objects. At least one object is designated as an orphaned object. The orphaned object lacks complete configuration details. Other objects of the project depend on the orphaned object and yet the other objects can load and process within the project as if the orphaned object was fully configured and available. | 11-19-2009 |
20090288093 | MECHANISM TO BUILD DYNAMIC LOCATIONS TO REDUCE BRITTLENESS IN A TEAM ENVIRONMENT - Mechanisms to build dynamic locations to reduce brittleness in a team environment are provided. A project includes resources, each resource is assigned a key. Each key is mapped to a current location for its corresponding resource. The keys and locations are maintained in an index. Locations for the resources can change as desired throughout the lifecycle of the project and as changes occur the index is updated. When references are made within the project to the resources, the references are translated to the keys, if necessary. The keys are then used for accessing the index and dynamically acquiring the current locations for the resources at the time the references are made. | 11-19-2009 |
20090307278 | MECHANISMS TO SUPPORT OBJECT-ORIENTED VERSION CONTROL OPERATIONS - Mechanisms to support object-oriented version control operations are provided. A user manipulates and views a project from an object viewpoint and within an object module. The user performs version control operations using object handles. The object handles are resolved to specific file references and the specific file references are used to process legacy version control commands utilizing a legacy version control system in a manner that is transparent to the user. | 12-10-2009 |
20090313281 | MECHANISMS TO PERSIST HIERARCHICAL OBJECT RELATIONS - Mechanisms to persist object relations are provided. A project is defined as a series of interrelated objects having dependencies and relationships with one another. The dependencies and relationships are maintained via a storage organization for files that define the objects within a project storage environment for the project. Thus, the dependencies and relationships are not maintained via hardcoded instructions or references that are included within the files. | 12-17-2009 |
20100095268 | MANAGING COMPLEX DEPENDENCIES IN A FILE-BASED TEAM ENVIRONMENT - Techniques managing complex dependencies in a file-based team environment are provided. A software module is represented as an object. The object is defined via a file. The file includes relationships, and some of the relationships define dependencies to other objects. In some cases, attributes for the object are also included in the file and are defined via references to still other objects. The relationships and the attributes are carried with the object via the file. | 04-15-2010 |
20110276593 | MECHANISMS TO PERSIST HIERARCHICAL OBJECT RELATIONS - Mechanisms to persist object relations are provided. A project is defined as a series of interrelated objects having dependencies and relationships with one another. The dependencies and relationships are maintained via a storage organization for files that define the objects within a project storage environment for the project. Thus, the dependencies and relationships are not maintained via hardcoded instructions or references that are included within the files. | 11-10-2011 |
20120078842 | MECHANISMS TO SUPPORT OBJECT-ORIENTED VERSION CONTROL OPERATIONS - Mechanisms to support object-oriented version control operations are provided. A user manipulates and views a project from an object viewpoint and within an object module. The user performs version control operations using object handles. The object handles are resolved to specific file references and the specific file references are used to process legacy version control commands utilizing a legacy version control system in a manner that is transparent to the user. | 03-29-2012 |
20120216174 | MECHANISM TO SUPPORT ORPHANED AND PARTIALLY CONFIGURED OBJECTS - Mechanisms to support orphaned and partially configured objects are provided. A project includes a variety of objects. At least one object is designated as an orphaned object. The orphaned object lacks complete configuration details. Other objects of the project depend on the orphaned object and yet the other objects can load and process within the project as if the orphaned object was fully configured and available. | 08-23-2012 |
20140130005 | MECHANISMS TO PERSIST HIERARCHICAL OBJECT RELATIONS - Mechanisms to persist object relations are provided. A project is defined as a series of interrelated objects having dependencies and relationships with one another. The dependencies and relationships are maintained via a storage organization for files that define the objects within a project storage environment for the project. Thus, the dependencies and relationships are not maintained via hardcoded instructions or references that are included within the files. | 05-08-2014 |
Patent application number | Description | Published |
20120254254 | Directed Graph Transitive Closure - Disclosed are methods and systems to provide for using database triggers to maintain a relational persistence of the transitive closure and path structure of an object hierarchy in the form of an object hierarchy bridge table. In one embodiment, database triggers fire when objects or relationships are added or deleted from the hierarchy. Based on the additions and deletions, a delta can be calculated and applied to an object hierarchy bridge table and the graph transitive closure and path structure can be dynamically built and maintained as corresponding changes to the graph occur. Later, more efficient access and retrieval of a graph transitive closure and path structure can be retrieved without necessarily having to perform recursion to calculate the graph transitive closure and path at request time. | 10-04-2012 |
20130262403 | UNIQUE ATTRIBUTE CONSTRAINTS FOR VERSIONED DATABASE OBJECTS - Methods and apparatus for ensuring uniqueness of database object attributes are disclosed. An example computer-implemented method includes receiving a request to insert, update or delete a versioned database object having a first identifier (ID) in a main database table. The method further includes determining, based on the request, whether to fire an insert trigger, a delete trigger or an update trigger for the main database table. In the event an insert trigger is fired, the method includes performing, in a secondary database table, a record insertion process. In the event a delete trigger is fired, the method includes performing, in the secondary database table, a record deletion process. In the event an update trigger is fired, the method includes performing, in the secondary database table, at least one of the record insertion process for a post-update versioned database object and the record deletion process for a pre-update versioned database object. | 10-03-2013 |