Patent application number | Description | Published |
20110246316 | Transaction Pre-Processing with Mobile Device - A system and method of pre-processing a transaction using a mobile device are presented. The system and method may include beginning a transaction at a mobile device. Beginning the transaction may include receiving transaction information at the mobile device. The transaction information may include a transaction identifier, type of transaction, method of payment, etc. In some examples, the transaction information may be stored at the mobile device. A network associated with a merchant or ATM associated with a financial institution may be detected at the mobile device. The mobile device may connect to the detected network and the transaction may be completed. | 10-06-2011 |
20130297391 | RULE-BASED OFFER ASSOCIATION - Embodiments of the invention are directed to systems, methods and computer program products for implementing rule-based offer association, queuing input information for performing rule-based offer association, and implementing an intelligent offer tool for determining whether to present an offer to a user. The invention enables an entity to send targeted offers to a user that enables the user to receive at least one of a discount or a rebate on a purchase from a merchant. | 11-07-2013 |
20130297392 | INTELLIGENT OFFER TOOL - Embodiments of the invention are directed to systems, methods and computer program products for implementing rule-based offer association, queuing input information for performing rule-based offer association, and implementing an intelligent offer tool for determining whether to present an offer to a user. The invention enables an entity to send targeted offers to a user that enables the user to receive at least one of a discount or a rebate on a purchase from a merchant. | 11-07-2013 |
20140101043 | Sound-Based Payment Transactions - According to an embodiment, a payment is facilitated though sound-based communication. A first sound-based communication is received. The first sound-based communication is received over a local network that is distinct from a general communications network. The method determines that the first sound-based communication comprises an entity identifier. Entity data comprising a plurality of entities is accessed. The method determines that the plurality of authorized entities comprises an entity associated with the entity identifier. The method determines that the entity associated with the entity identifier is authorized to participate in sound-based payment transactions. A second sound-based communication is transmitted authorizing a payment of a payment amount to the entity. The second sound-based communication is transmitted over the local network that is distinct from the general communications network. | 04-10-2014 |
20140101732 | Communication with a Voice-Based Account Management System - According to an embodiment, a method facilitates communication with a voice-based management system. An authentication credential is received. Based on the authentication credential, a user is allowed to access an on-line management system operable to facilitate management of an account. The on-line management system receives a request to connect the user to a voice-based management system operable to facilitate providing a response to a question included in the request. A user type associated with the user is determined. A context associated with the question included in the request is determined. A response unit in the voice-based management system is determined according to the user type and the context. The user is connected to the response unit in the voice-based management system without requiring the user to provide the authentication credential to the response unit. | 04-10-2014 |
Patent application number | Description | Published |
20080255310 | Thermoplastic Elastomer Composition and Process for Producing Same - A thermoplastic elastomer composition having excellent durability and flexibility while possessing superior air impermeability. In particular, a process for producing a thermoplastic elastomer composition having high rubber content by multistage addition of at least one vulcanizable rubber component, in which the time required to substantially cure the at least one rubber component preferably is less the mixer residence time. Such compositions are particularly useful in applications such as tire innerliners and barrier films or layers. | 10-16-2008 |
20080275187 | Low Permeability Thermoplastic Elastomer Composition - A thermoplastic elastomer composition possessing superior air impermeability, excellent durability and flexibility. In particular, the composition includes (A) at least one halogenated isobutylene-containing elastomer; and (B) at least one nylon resin having a melting point of about 170° C. to about 260° C.; and (C) a low molecular weight polymeric nylon plasticizer; wherein: (1) the at least one elastomer is present as a dispersed phase of small vulcanized particles in a continuous nylon phase; and (2) the elastomer particles are formed by dynamic vulcanization. Use of a low molecular weight nylon plasticizer provides for improved mixing and rubber dispersion while retaining the high levels of impermeability achievable by the use of nylon resin and halogenated isobutylene-containing elastomer in a dynamically vulcanized composition. Such compositions are particularly useful in applications such as tire innerliners and barrier films or layers as well as hoses. | 11-06-2008 |
20080314492 | Construction Comprising Tie Layer - This disclosure relates to a vulcanizable layered composition comprising at least two layers and at least one tie layer, wherein the first layer of the two layers comprises an fluid permeation prevention layer, the second layer of the two layers comprises at least one high diene rubber, and the tie layer comprises a mixture of:
| 12-25-2008 |
20090218024 | CONSTRUCTION COMPRISING TIE LAYER - This disclosure relates to a vulcanizable layered composition comprising at least two layers and at least one tie layer, wherein the first layer of the two layers comprises an fluid permeation prevention layer, the second layer of the two layers comprises at least one high diene rubber, and the tie layer comprises a mixture of: (1) about 50 to about 100 weight % of at least one halogenated isobutylene containing elastomer; (2) about 0 to about 50 weight % of at least one high diene elastomer; (3) about 20 to about 50 weight % of at least one filler; (4) about 0 to about 30 weight % of at least one processing oil; (5) about 1 to about 20 parts per hundred (phr) of at least one tackifier; and (6) at least about 0.2 to about 15 parts per hundred of rubber (phr) of a curing system for the elastomers; wherein THE fluid permeation prevention layer preferably comprises: (A) at least 10% by weight, based on the total weight of the polymer composition, of at least one thermoplastic engineering resin component, preferably one or more nylon resins; and (B) at least 10% by weight, based on the total weight of the polymer composition, of at least one elastomer component, preferably a brominated isobutylene p-methylstyrene copolymer, and where the total amount of the component (A) and the component (B) is not less than 30% by weight based on the total weight of the polymer composition, wherein the elastomer component (B) is dispersed in a vulcanized or partially vulcanized state, as a discontinuous phase, in a matrix of the thermoplastic resin component (A) in the polymer composition. | 09-03-2009 |
20130014880 | CONSTRUCTION COMPRISING TIE LAYER - A vulcanizable layered composition comprising at least two layers and at least one tie layer. The first layer of the two layers comprises an fluid permeation prevention layer, the second layer of the two layers comprises at least one high diene rubber, and the tie layer comprises about 50 to about 100 weight % of at least one halogenated isobutylene containing elastomer; up to about 50 weight % of at least one high diene elastomer; about 20 to about 50 weight % of at least one filler; up to about 30 weight % of at least one processing oil; about 1 to about 20 parts per hundred (phr) of at least one tackifier; and about 0.2 to about 15 parts per hundred of rubber (phr) of a curing system for the elastomers. The fluid permeation prevention layer preferably comprises a thermoplastic engineering resin component and an elastomer component. | 01-17-2013 |
Patent application number | Description | Published |
20140373986 | Currency and Card Holder - A currency and card holder is disclosed that employs two retention mechanisms, thereby creating both a primary and secondary means of retaining articles. The primary mechanism may be actuated with one finger to grip and release the contents of the device. The secondary mechanism enables a greater total capacity without substantially increasing the size of the device. The device is formed by a base upon which is attached a pivoting arm structure. The pivoting arm structure contains a sliding mechanism that acts as a primary means of retention against an article, or articles, with the base as a supporting member. The pivoting arm structure acts as a secondary means of retention. The secondary mechanism is engaged automatically when the primary mechanism reaches its capacity, and can also be actuated independently. The device may be employed as described, or in conjunction with an accessory container. | 12-25-2014 |
20150076297 | MODULAR HANDLE AND STAND FOR ELECTRONIC DEVICES - A Modular Handle And Stand For Electronic Devices is disclosed that aids the use of cameras, smartphones, portable music players, tablet computers, or multiple such devices used in tandem. The modular system is comprised of a handle, various accessory heads, a means of attachment, and an optional charging battery enclosed in the handle for charging the attached device(s). The modularity of the design allows the device to be easily adapted to multiple device types, as well as a plurality of devices. It allows a device to be attached to the handle with or without that device being placed within a case or enclosure, and creates the option of using the internal cavity of the handle to be used for hosting a removable battery or for storage. The invention may be used as a handle for capturing video or still images, as a multi-position stand that replaces the need to carry a standard tripod, and may be expanded with additional modules to support current and future devices and accessories. | 03-19-2015 |