Patent application number | Description | Published |
20090144128 | Communication system and method between a home buyer, seller, strategic business source, and lender - A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers, lenders, and strategic business sources make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with the sellers, lenders, and strategic business sources. A business plan is input into the system for the financial institution employing the lender while another business plan is input for the seller institution employing the seller. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met. | 06-04-2009 |
20120116952 | Communication System and Method Between a Home Buyer, Seller, Strategic Business Source, and Lender - A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers, lenders, and strategic business sources make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with the sellers, lenders, and strategic business sources. A business plan is input into the system for the financial institution employing the lender while another business plan is input for the seller institution employing the seller. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met. | 05-10-2012 |
20140032266 | COMPUTERIZED SYSTEM FOR MANAGING COMMUNICATIONS BETWEEN A BUYER, SELLER, AND LENDER - A computerized system and method are presented for exchanging information between a buyer, a seller, and a lender. The system permits sellers and lenders to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers and lenders make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with both the sellers and the lenders. A business plan is also input into the computerized system by the financial institution employing the lender. This business plan includes goals for numbers of sellers and buyers using the system, and for loan officer candidates to be recruited. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met. | 01-30-2014 |
20140032432 | DISTRESSED PROPERTIES MARKETING SYSTEM AND METHOD - A computerized system and method is presented that allows selling agents to market a listing agent's distressed property listings even though the selling agents work for a different broker than the listing agent. The owner of the property may restrict the selling agents that may market their property. In one embodiment, the owner selects a qualified lender, and the pool of selling agents who may market that property is limited to selling agents who are associated in the computerized system with the qualified lender. The system allows selling agents to schedule open houses for distressed properties listed by the listing agent, with the system preventing two selling agents from scheduling open houses that conflict with one another. The system tracks the marketing activity of agents, which can be used to suggest listing agents to owners, or to restrict the ability of selling agents to market properties. | 01-30-2014 |
20140222620 | SOCIAL MEDIA REAL ESTATE SYSTEM AND METHOD - A computerized system and method is presented that integrates a dedicated platform for sharing real estate information with a social networking platform. Buyers can search for properties on the dedicated platform and identify certain properties as favorite (or selected) properties. The buyer also identifies their friends on a social networking platform, who then access information about the buyer's favorite properties through an app interface provided through the social networking platform. Friends and the buyer can engage in a conversation about a particular property along with an agent and a lender that work with the buyer on the dedicated platform. Users can participate in and view the conversation either through the app interface of the social networking platform or through the dedicated platform. | 08-07-2014 |
20140258095 | COMMUNICATION SYSTEM AND METHOD BETWEEN A HOME BUYER, SELLER, STRATEGIC BUSINESS SOURCE, AND LENDER - A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers, lenders, and strategic business sources make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with the sellers, lenders, and strategic business sources. A business plan is input into the system for the financial institution employing the lender while another business plan is input for the seller institution employing the seller. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met. | 09-11-2014 |
Patent application number | Description | Published |
20100250344 | Agent Referral System and Method With Integrated Buyer, Lender, and Agent Communication System - A computerized system and method are presented for allowing a real estate agent to directly enroll a buyer in another real estate market by using a computerized system to refer the buyer to a receiving agent. After affirmation by the buyer, the system immediately provides the buyer with listing information obtained through the MLS of the receiving agent. The referring agent continues to participate in the buyer's real estate research through the system, while also being eligible to receive a referral fee paid by the receiving agent. The computerized system maintains a list of certified agents able to receive a referral. Only those agents that have contractually agreed to pay a referral fee for clients obtained from other agents through the system and who meet certain performance minimums in the system will be certified. | 09-30-2010 |
20120059737 | DISTRESSED PROPERTIES MARKETING SYSTEM AND METHOD - A computerized system and method is presented that allows selling agents to market a listing agent's distressed property listings even though the selling agents work for a different broker than the listing agent. The owner of the property may restrict the selling agents that may market their property. In one embodiment, the owner selects a qualified lender, and the pool of selling agents who may market that property is limited to selling agents who are associated in the computerized system with the qualified lender. The system allows selling agents to schedule open houses for distressed properties listed by the listing agent, with the system preventing two selling agents from scheduling open houses that conflict with one another. The system tracks the marketing activity of agents, which can be used to suggest listing agents to owners, or to restrict the ability of selling agents to market properties. | 03-08-2012 |
20120072315 | AGENT REFERRAL SYSTEM AND METHOD WITH INTEGRATED BUYER, LENDER, AND AGENT COMMUNICATION - A computerized system and method are presented for allowing a real estate agent to directly enroll a buyer in a destination real estate market after referring the buyer to a receiving agent. After affirmation by the buyer, the system provides the buyer with listing information obtained through the MLS of the destination real estate market. The referring agent continues to participate in the buyer's real estate research through the system, while also being eligible to receive a referral fee paid by the receiving agent. The computerized system maintains a list of certified agents able to receive a referral. Only those agents that have contractually agreed to pay a referral fee for clients obtained from other agents through the system and who meet certain performance minimums in the system will be certified. | 03-22-2012 |
20130080211 | COMMUNICATION SYSTEM AND METHOD BETWEEN A HOME BUYER, SELLER, STRATEGIC BUSINESS SOURCE, AND LENDER - A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers, lenders, and strategic business sources make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with the sellers, lenders, and strategic business sources. A business plan is input into the system for the financial institution employing the lender while another business plan is input for the seller institution employing the seller. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met. | 03-28-2013 |
20130085952 | COMMUNICATION SYSTEM AND METHOD BETWEEN A HOME BUYER, SELLER, STRATEGIC BUSINESS SOURCE, AND LENDER - A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers, lenders, and strategic business sources make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with the sellers, lenders, and strategic business sources. A business plan is input into the system for the financial institution employing the lender while another business plan is input for the seller institution employing the seller. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met. | 04-04-2013 |
20140156546 | COMMUNICATION SYSTEM AND METHOD BETWEEN A HOME BUYER, SELLER, STRATEGIC BUSINESS SOURCE, AND LENDER - A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers, lenders, and strategic business sources make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with the sellers, lenders, and strategic business sources. A business plan is input into the system for the financial institution employing the lender while another business plan is input for the seller institution employing the seller. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met. | 06-05-2014 |
Patent application number | Description | Published |
20110153140 | METHOD FOR CONDITIONING ONE OR MORE ASPECTS OF A VEHICLE - A method for conditioning one or more aspects of a vehicle, where a user may customize their vehicle by providing desired departure times and conditioning preferences so that the vehicle automatically wakes up, performs the requested conditioning, and is ready for operation by the requested departure time. Some examples of potential conditioning events include activating: a heated or cooled seat, a heated steering wheel, a heated engine block, a heated mirror, a cabin heating ventilation and air conditioning (HVAC) system, a heating or cooling element for a battery pack, a heating or cooling element for a battery charger, and a heating or cooling element for a fuel cell, to name a few. | 06-23-2011 |
20140076645 | STOW-AWAY AIR DAM - A system for controlling airflow through an under-hood compartment of a vehicle body includes a stow-away air dam assembly disposed on the body and configured to control the airflow between the body and a road surface from outside the vehicle to the under-hood compartment. The air dam assembly includes a retractable portion and a drive shaft configured to shift the retractable portion between a stowed position and a deployed position. The retractable portion is set at a first height in the stowed position and at a second height in the deployed position, wherein the first height is greater than the second height relative to the road surface. The air dam assembly also includes an actuator configured to operate the driveshaft. The system additionally includes a controller configured to regulate the actuator. A vehicle employing the system is also disclosed. | 03-20-2014 |
Patent application number | Description | Published |
20080205388 | Discovery of network devices logically located between a client and a service - Otherwise network-transparent devices that are logically located between a client device and a service device are discovered by sending a probe packet that has a destination address of one of the client or service but that specifies a discovery network port such as a port of the transport layer. The otherwise network-transparent device receives the packet as it is traversing the hops between the client and service. The network-transparent device analyzes the network traffic passing through it to determine whether the destination port is the discovery network port and thereby recognizes the probe packet. The network-transparent device provides a return packet to the device that sent the probe packet, whereby the return packet provides the source address as the network address of the otherwise network-transparent device. A communication session may then be established between the network-transparent device and the device that sent the probe packet such as to provide a service to the data transfer occurring between the client and service. | 08-28-2008 |
20080267217 | Compression of data packets while maintaining endpoint-to-endpoint authentication - Contiguous data packets of a single communication session between endpoints are gathered for compression, and at least the payloads are compressed collectively via a single compressible buffer. The original headers, which may or may not be compressed, and the compressed payloads are transmitted from a sending packet compression device to a receiving packet compression device that performs decompression to the compressed payload and may also decompress headers if they have been compressed at the sending end. The original contiguous data packets including headers and payload may be reconstructed at the receiving packet compression device by matching the headers to the corresponding payloads. The reconstructed data packets are injected back into the single communication session, and the presence of the original headers in the reconstructed data packets may thereby maintain the endpoint-to-endpoint authentication protocols. | 10-30-2008 |
20090024763 | Optimizing encrypted wide area network traffic - Optimization of encrypted traffic flowing over a WAN is provided by an arrangement in which WAN compression is distributed between endpoints (i.e., client machines or servers) in a subnet of a hub and branch network and a WAN compression server in the subnet. A client portion of the WAN compression running on each of one or more endpoints interfaces with a disposable local cache of data seen by endpoints in the subnet that is used for compressing and decompressing traffic using dictionary-based compression techniques. The local WAN compression server in a subnet stores a shared central database of all the WAN traffic in the subnet which is used to populate local disposable caches in the endpoints. | 01-22-2009 |
20110010536 | OPTIMIZING ENCRYPTED WIDE AREA NETWORK TRAFFIC - Optimization of encrypted traffic flowing over a WAN is provided by an arrangement in which WAN compression is distributed between endpoints (i.e., client machines or servers) in a subnet of a hub and branch network and a WAN compression server in the subnet. A client portion of the WAN compression running on each of one or more endpoints interfaces with a disposable local cache of data seen by endpoints in the subnet that is used for compressing and decompressing traffic using dictionary-based compression techniques. The local WAN compression server in a subnet stores a shared central database of all the WAN traffic in the subnet which is used to populate local disposable caches in the endpoints. | 01-13-2011 |