Wallace
Wallace Benward, Rancho Santa Fe, CA US
Patent application number | Description | Published |
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20090132298 | Mortgage foreclosure insurance product and method for hedging and calculating premiums - A method and means produce a value of a premium for an insurance product which make a homeowner's mortgage payment in the event of default. A computer program uses financial data that has been entered into an insurer's database to generate a value for the premium for the insurance product. Financial data includes a predetermined set of parameters such as the homeowner's monthly mortgage payment, asset valuation, the terms and conditions of the associated mortgage loan, and borrower creditworthiness. Financial data further includes the costs of hedging and the accompanying reduction in risk. Hedging vehicles, e.g., futures or derivatives of futures, may be based on values of homes in the market including the location of the insured homeowner. | 05-21-2009 |
20120158440 | MORTGAGE FORECLOSURE INSURANCE PRODUCT AND METHOD OF HEDGING INSURER RISK IN A MORTGAGE FORECLOSURE INSURANCE PRODUCT - A method, non-transitory machine-readable medium, and financial product provide borrower foreclosure insurance for insured interests in real property, each classified in a rate category. A processor is controlled to calculate a premium for at least some of the real property interests with a rule utilizing the data indicative of the rate category and storing the calculation. The processor receives data indicative of a cost of a hedge vehicle respectively associated with each real property interest. A hedge vehicle is selected based on an index for real property in a preselected geographical area. A monetary level to hedge is selected, and a hedge vehicle or vehicles are selected. A number of hedge contracts of at least one type to achieve hedging of the monetary level is calculated on the processor. | 06-21-2012 |
Wallace Bullwinkle, Gilbertsville, PA US
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20110298339 | Furniture Component Fastening Apparatus, Furniture System And Method Of Assembling Furniture For A Work Space - A furniture system, method of assembling furniture for a work space, and a fastening apparatus for interconnecting furniture components include one or more fastening devices. Each fastening device includes a body that has a channel sized and configured to receive a first rail. Each fastening device also includes at least one of a connector assembly and an opening formed in the body for attaching the fastening device to at least one other furniture component. The connector assembly and the opening in the body are sized and configured so that the other furniture components are positioned such that at least one of their height and length extend in a direction substantially perpendicular to the length of the first rail, such as a direction that is mostly perpendicular to the length of the first rail. Other embodiments of the fastening device may include variations in configurations to the connector assembly or body. | 12-08-2011 |
Wallace Chang, San Leandro, CA US
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20100209298 | Sample Processing System - In accordance with an embodiment of a system for handling and processing chemical and/or biological samples, a MicroChamber comprises a substrate, a reservoir formed on the substrate for receiving a chemical and/or biological sample, and an encoder such as a barcode or other suitable device. The encoder encodes information describing at least one characteristic of the substrate and/or reservoir. | 08-19-2010 |
Wallace Dal Pan, Madison, OH US
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20150310536 | SYSTEMS AND METHODS FOR IN-STORE FULFILLMENT OF ONLINE PURCHASE ORDERS FOR CUSTOMIZED PRODUCTS - A method of enabling in-store pick up of customized goods ordered online is described. The method may include receiving an online purchase order at a website including a customized product description and a brick-and-mortar store identifier. The method may also include sending the purchase order to a computing device associated with the brick-and-mortar store identifier and receiving an in-stock confirmation at the computing device. The method may also include receiving an order completed confirmation at the computing device and sending a customer correspondence that includes a pick-up time designating when a customer may pick up the customized product at the brick-and-mortar store. The method may also include receiving an in-store pick up confirmation at the computing device. | 10-29-2015 |
Wallace Glausi, Portland, OR US
Patent application number | Description | Published |
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20120278740 | LINKING USERS INTO LIVE SOCIAL NETWORKING INTERACTIONS BASED ON THE USERS' ACTIONS RELATIVE TO SIMILAR CONTENT - A system and method that uses interne content and/or content metadata as a means to establish social networks. Examples include linking internet users, searchers, viewers and/or listeners of the same and/or similar internet content to each other via a platform that enables any of the following in n-dimensional environments: social networking, communications, sharing, e-commerce, advertising, search, hosting and registry services, push and pull applications, anonymous communications, and rich presence. | 11-01-2012 |
20130117131 | METHOD OF AND SYSTEM FOR INSERTING/OVERLAYING MARKERS, DATA PACKETS AND OBJECTS RELATIVE TO VIEWABLE CONTENT AND ENABLING LIVE SOCIAL NETWORKING, N-DIMENSIONAL VIRTUAL ENVIRONMENTS AND/OR OTHER VALUE DERIVABLE FROM THE CONTENT - A method by which a User can associate selectable Markers, Data Packets and/or Objects with Content. The Content may generally be distributed electronically, and the Markers allow for insertion and/or overlay of Objects when the Content is selected for viewing by a Viewer. Objects and Data Packets are generally provided by a User, Promoter, Host, Service, or other entity to convey information to a Viewer. A Service provides tools and capabilities to both the User and the Promoter to facilitate their respective actions according to embodiments of the invention, including enabling the creation of live social networks (such as those linked to a specific Service provider, a specific User group, activities by a specific Promoter, and/or to specific Data Packets) and the creation of n-dimensional Virtual Environments. | 05-09-2013 |
Wallace Glausi, Menlo Park, CA US
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20080222295 | Using internet content as a means to establish live social networks by linking internet users to each other who are simultaneously engaged in the same and/or similar content - A system and method that uses internet content and/or content metadata as a means to establish social networks. Examples include linking internet users, searchers, viewers and/or listeners of the same and/or similar internet content to each other via a platform that enables any of the following in n-dimensional environments: social networking, communications, sharing, e-commerce, advertising, search, hosting and registry services, push and pull applications, anonymous communications, and rich presence. | 09-11-2008 |
20090165140 | System for inserting/overlaying markers, data packets and objects relative to viewable content and enabling live social networking, n-dimensional virtual environments and/or other value derivable from the content - A system by which a User can associate selectable Markers, Data Packets and/or Objects with Content. The Content may generally be distributed electronically, and the Markers allow for insertion and/or overlay of Objects when the Content is selected for viewing by a Viewer. Objects and Data Packets are generally provided by a User, Promoter, Host, Service, or other entity to convey information to a Viewer. A Service provides tools and capabilities to both the User and the Promoter to facilitate their respective actions according to embodiments of the invention, including enabling the creation of live social networks (such as those linked to a specific Service provider, a specific User group, activities by a specific Promoter, and/or to specific Data Packets) and the creation of n-dimensional Virtual Environments. | 06-25-2009 |
20090249244 | Dynamic information management system and method for content delivery and sharing in content-, metadata- & viewer-based, live social networking among users concurrently engaged in the same and/or similar content - Disclosed are tools, methods, and systems for establishing generally live, Content-based social networks, and for concurrently sharing Content and Content-relevant information within a social network. A Service registers Viewers and/or n-Users, and provides tools that enable a Viewer to identify n-Users concurrently viewing the same or similar Content, or having an interest in the same or similar Content. A Viewer can initiate or join a Content-based social network, and can share their Content with others, or view others' Content, and interact with n-Users via any of several methods. Service tools also enable a Viewer to define and selectively block or alter objectionable material so that it is no longer perceivable in its objectionable form. The described tools, methods, and systems also enable numerous innovative approaches to generate revenue for a Service, for providers of product and/or services, for Content providers, and others. | 10-01-2009 |
20120124486 | LINKING USERS INTO LIVE SOCIAL NETWORKING INTERACTIONS BASED ON THE USERS' ACTIONS RELATIVE TO SIMILAR CONTENT - A system and method that uses interne content and/or content metadata as a means to establish social networks. Examples include linking internet users, searchers, viewers and/or listeners of the same and/or similar internet content to each other via a platform that enables any of the following in n-dimensional environments: social networking, communications, sharing, e-commerce, advertising, search, hosting and registry services, push and pull applications, anonymous communications, and rich presence. | 05-17-2012 |
20130159412 | LINKING USERS INTO LIVE SOCIAL NETWORKING INTERACTIONS BASED ON THE USERS' ACTIONS RELATIVE TO SIMILAR CONTENT - A system and method that uses internet content and/or content metadata as a means to establish social networks. Examples include linking internet users, searchers, viewers and/or listeners of the same and/or similar internet content to each other via a platform that enables any of the following in n-dimensional environments: social networking, communications, sharing, e-commerce, advertising, search, hosting and registry services, push and pull applications, anonymous communications, and rich presence. | 06-20-2013 |
Wallace Hepkema, Racine, WI US
Patent application number | Description | Published |
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20100271847 | Field bendable line voltage track lighting system - A bendable line voltage track lighting system includes a track having a conductor subassembly and first and second bendable sheaths that engage the conductor subassembly. The conductor subassembly includes first and second insulators that receive first and second bus-bars, respectively, and a compression gasket for biasing the two insulators into engagement with guide grooves in the bendable sheaths. Power is fed to the track by power connectors that engage the bus-bars contained within the conductor subassembly. Light fixtures are powered by making electrical contact with the bus-bars of the conductor subassembly. | 10-28-2010 |
Wallace Johnson, Prior Lake, MN US
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20150285432 | DISPLAY DEVICE HOLDER - In one example, an apparatus for holding a display device includes a back plate and a plurality of engaging members disposed around a periphery of the back plate. The back plate includes a rear face and a front face opposite the rear face. The plurality of engaging members extend from the back plate in a direction from the rear face to the front face to define an outer boundary of a retention space configured to accept the display device. The plurality of engaging members includes a rotatable engaging member configured to rotate between an engagement position and a disengagement position. The engagement position is configured to secure the display device within the retention space. The disengagement position is configured to allow removal of the display device from the retention space. | 10-08-2015 |
Wallace Kunimoto, Goleta, CA US
Patent application number | Description | Published |
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20090021255 | APPARATUS AND METHOD FOR CRYOGENICALLY COOLING A COIL ON A MAGNETIC RESONANCE IMAGING SYSTEM - A magnetic resonance imaging system ( | 01-22-2009 |
20100280361 | APPARATUS AND METHOD FOR CRYOGENICALLY COOLING A COIL ON A MAGNETIC RESONANCE IMAGING SYSTEM - A magnetic resonance imaging system includes a primary magnet and a secondary magnet operable to produce magnetic fields within a sample being imaged. The MRI system further includes at least one RF coil that is operable to receive electromagnetic frequencies from the sample. The RF coil is formed from tubing that serves as a cooling conduit through which flows a cooling fluid provided by a cooling source. The cooling fluid cools the RF coils to improve imaging of the sample. | 11-04-2010 |
Wallace Leeke, Byron Bay AU
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20140135651 | Urine Specimen Collection Device - A urine collection device for human females; said collection device comprising a funnel-shaped upper portion extending to a cylindrical connecting collar; said collar provided with inwardly projecting engagement structures; said structures adapted to engage with at least two different thread configurations of externally threaded upper portions of urine specimen collection jars; said collar further including an internal flange for sealing engagement with an upper rim of a said urine specimen collection jar. | 05-15-2014 |
Wallace Muhonen, Grand Forks, ND US
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20150126402 | Method for Quantifying Proteins and Isoforms Thereof - A method for quantifying metallothionein protein isomers is described herein. Such metallothionein isomer protein quantification is useful for detecting and monitoring disease. As illustrated herein, protein quantification is a more accurate measure of metallothionein induction than is mRNA quantification. | 05-07-2015 |
Wallace Peng, San Francisco, CA US
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20140019439 | SYSTEMS AND METHODS FOR PERFORMING SMART SEARCHES - A multi-tenant server system for executing search queries includes a database that stores multi-tenant data including data objects having associated data records for a plurality of users associated with a plurality of tenants, and a server system including a processor. The processor is configured to execute a method including the steps of applying search queries to the multi-tenant database and providing a search result set including a plurality of data objects each having at least one data record. The method further includes reordering the search result set according to predetermined scoping criteria based on individual user histories, including recency and frequency metrics, to produce a reordered search result set. The reordered set is filtered based on predetermined permission criteria associated with each user, and displayed. | 01-16-2014 |
Wallace Saunders, Forest, VA US
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20150325141 | Touch-centric Learning and Research System - A touch-centric learning system directed to use of a singular system without the need to access external Internet searches to support matriculation at multiple degree levels within one or more fields of education wherein all resources required for moving toward successful completion of required course work are accessed via a touch interface. The system further including a plurality of resource repositories structured and assembled to automatically provide expedited and intelligent access to and between the various resources in each of the repositories. | 11-12-2015 |
Wallace Silva, Rio De Janeiro BR
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20160036718 | NETWORK SERVICE ANALYTICS - A device may determine a performance metric associated with a network service management process. The device may determine a key question that may identify a business issue associated with improving the performance metric. The device may perform a root cause analysis that identifies a solution to the key question. The solution may identify a manner in which the network service management process is to be modified in order to improve the performance metric. The device may forecast, based on the solution, a network service demand that may identify a quantity of expected future network service actions expected based on implementing the solution. The device may perform, based on the forecasted network service demand, capacity planning that may identify network service resources required to satisfy the forecasted network service demand. The device may schedule the network service resources such that the solution is implemented within the network service management process. | 02-04-2016 |
Wallace Swanson, Jr., Marina, CA US
Patent application number | Description | Published |
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20090301863 | METHOD AND APPARATUS FOR DUST SUPRESSION - The subject matter relates to devices and methods for dust suppression utilizing an electrostatic dust suppression apparatus which develops an ion cloud containing charged particles for attracting or charging floating dust by bonding to the dust molecules. The particle are introduced through an electrode of the electrostatic dust suppression apparatus which adds an electrostatic charge to the particles as they are dispersed onto an area of fugitive dust. The disbursement of the electrostatic charged particles is accomplished by a pressurized air stream. The electrostatically charged particles attract the fugitive dust and cause the formation of large agglomerates that gravitationally fall to the earth or are electrostatically attracted to the earth. | 12-10-2009 |
Wallace Tennelle, Los Angeles, CA US
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20100313323 | BODY COVER WITH RETRACTABLE BOTTOM PORTION - The present disclosure provides for a full body covering that comprises a top upper body garment and an extendable and retractable bottom portion. It supplies several unique components which offer distinct benefits to a person wearing it. One component is the complete full backing, so that similar to a pullover sweater or sweatshirt, the garment can provide complete upper body warmth and stay intact while attached to a person. A second component is the expandable bottom portion which extends over the front of a person's legs and is capable of wrapping around the person's legs. A third component is the integrated foot pockets within the bottom portion. In one embodiment, a pair of booties may also be attached to a pair of leggings found in the bottom portion of the garment. A fourth component is the fastening system which allows for the bottom portion to be rolled or folded up into the top portion and securely held in place, preferably at the waist level or around the abdomen. The hood attached to the top portion provides for an additional feature which allows for someone wearing the disclosed body covering to experience warmth from head to toe. | 12-16-2010 |
Wallace Trenholm, Toronto CA
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20150262311 | SYSTEM AND METHOD FOR NETWORK BASED ACCOUNT DATA MANAGEMENT AND DATA EXCHANGE - A system and method for account data management and exchange is provided. An embodiment includes a client for initiating a transaction. The client includes an account. The client is operable to create a transaction record. Once the transaction record is created, the apparatus can determine a second client to forward the transaction record to. The second is operable to trigger the performance of the selected action to complete and save said record and update corresponding databases, to reject and delete said record or submit said record for further processing. | 09-17-2015 |
20160034809 | SYSTEM AND METHOD FOR NETWORK BASED APPLICATION DEVELOPMENT AND IMPLEMENTATION - An application provisioning system and method. A server provides an application provisioning service. A user of a client provides a schema defining an application. The application interacts with peripherals coupled to the client and receives input from sensors coupled to the peripherals. The sensor data is provided to the server for processing, including by neural networks. The application includes a workflow defining a finite state machine that traverses states at least partially based on the response to sensor data. The server may provide dynamic reallocation of compute resources to resolve demand for classifier training job requests; use of jurisdictional certificates to define data usage and sharing; and data fusion. Applications include manufacturing verification, medical diagnosis and treatment, genomics and viral detection. | 02-04-2016 |
Wallace Wang, Hsinchu TW
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20100248487 | METHOD AND APPARATUS FOR ELIMINATION OF MICRO-TRENCHING DURING ETCHING OF A HARDMASK LAYER - Described herein are exemplary methods and apparatuses for etching a nitride layer disposed above a substrate to form trenches without micro-trenching in accordance with one embodiment. The method includes forming openings in a resist layer and one or more dielectric layers. The dielectric layers may be disposed on a hard mask layer (e.g., nitride, polysilicon). Next, the method includes etching openings in the hard mask layer disposed above a substrate layer without micro-trenching. The etching occurs in a process chamber during a main etch with a first process gas mixture having a fluorocarbon gas, a hydrofluorocarbon gas, and an oxygenating gas. Next, the method includes etching openings partially into the substrate without micro-trenching with a second process gas mixture during an over etch having the fluorocarbon gas, the hydrofluorocarbon gas, and the oxygenating gas. | 09-30-2010 |
Wallace Webster, Ii, Lynnwood, WA US
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20090313146 | PRIVATE SECTOR COIN CONSORTIUM - Apparatus and methods for distributing coins in a coin distribution system. Coins may be distributed among members of a coin consortium. Coins may be shipped from a first coin consortium member to a second coin consortium member based on a requirement to adjust a first coin inventory of the first consortium member and a second coin inventory of the second consortium member, respectively. Neither the first consortium member nor the second consortium member is the U.S. Federal Reserve Branch. Coins may be shipped from the second coin consortium member to the first coin consortium member based on a second requirement to adjust the first and second coin inventories. | 12-17-2009 |