Patent application number | Description | Published |
20120072240 | SYSTEM AND METHOD FOR PROVIDING GROUP DIVIDENDS - Systems and methods for providing dividends to customers are disclosed. The system includes a database for storing data and a business logic processor for determining a dividend to provide to a customer. The stored data includes eligibility criteria for membership in one of a plurality of group dividend plans, data about customers assigned to the plans, and premium payments associated with the customers. The business logic processor receives eligibility data related to a customer's eligibility for assignment to a group dividend plan. The business logic processor uses the received data to identify a dividend group plan that a customer is eligible to join and assigns the customer to the identified plan. Finally, the business logic processor calculates a dividend to provide to the customer based on the assigned plan. | 03-22-2012 |
20120072241 | SYSTEM AND METHOD FOR ENCOURAGING SAFETY PERFORMANCE - Systems and methods are disclosed herein for sharing of information related to insurance customers' participation in a group dividend plan. The system includes a database and a business logic processor in communication with the database. The database stores data regarding a plurality of insurance group dividend plans, including, for each plan, data about a group of customers assigned to the plan and safety data associated with each of the assigned customers. The business logic processor can obtain safety data associated with customers in the group. The business logic processor can provide the obtained safety data associated with one customer to a different customer via a social networking application or other interactive graphical user interface. The business logic processor can also determine a dividend to provide to each of a group of customers based at least partially on the safety data. | 03-22-2012 |
20120221357 | SYSTEMS AND METHODS FOR INTELLIGENT UNDERWRITING BASED ON COMMUNITY OR SOCIAL NETWORK DATA - A system for underwriting using community and/or social networking based data is disclosed. In some embodiments, an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of community, social and business network based information is implemented. According to some embodiments, community or social network rating data may be analyzed and weighting factors may be applied to the community or social network rating data. An underwriting decision for the potential entity to be insured may then be transmitted based at least in part on the community or social network rating data. | 08-30-2012 |
20140114694 | SYSTEMS AND METHODS FOR DETERMINING INSURANCE DECISIONS BASED ON SOCIAL NETWORK DATA - A system for underwriting using community and/or social networking based data includes an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of community, social and business network based information. Community or social network rating data may be analyzed and weighting factors may be applied to the community or social network rating data. An underwriting decision for the potential entity to be insured may then be transmitted based at least in part on the community or social network rating data. | 04-24-2014 |
20140114702 | System and Method for Determining Insurance Group Dividends - Systems and methods for providing dividends to customers are disclosed. The system includes a database for storing data and a business logic processor for determining a dividend to provide to a customer. The stored data includes eligibility criteria for membership in one of a plurality of group dividend plans, data about customers assigned to the plans, and premium payments associated with the customers. The business logic processor receives eligibility data related to a customer's eligibility for assignment to a group dividend plan. The business logic processor uses the received data to identify a dividend group plan that a customer is eligible to join and assigns the customer to the identified plan. Finally, the business logic processor calculates a dividend to provide to the customer based on the assigned plan. | 04-24-2014 |
20140142988 | SYSTEM AND METHOD FOR ANALYZING PRIVACY BREACH RISK DATA - A risk associated with a data breach of confidential personal data may be determined based on the amount of confidential personal data records stored. Underwriting questions based on the user's business may be determined and transmitted to the user. Input data may be received from a user that is responsive to the underwriting questions. The system may then determine an applicable insurance product with various options and receive a quote for the insurance product and the selected options. The user may initiate the purchase of one insurance product with one or more options, and/or enter into a binding agreement for the purchase of one of the insurance product. | 05-22-2014 |
20140142989 | SYSTEM AND METHOD TO DETERMINE AN INSURANCE POLICY BENEFIT ASSOCIATED WITH AN ASSET - A system and method are disclosed herein to determine an insurance benefit associated with an insurance policy for an asset, such as an automobile or a residence. The system includes a computer memory and a processor in communication with the computer memory. The computer memory may store data indicative of (i) a recommended maintenance schedule for the asset and (ii) at least one actual maintenance event that has occurred in connection with the asset. The processor may compare the at least one actual maintenance event with the recommended maintenance schedule and determine the benefit for the insurance policy based at least in part on a result of said comparing. The processor may then transmit an indication of the benefit for the insurance policy. | 05-22-2014 |
20140350971 | Computer System for Assigning Customers to Group Dividend Plans Based on Data Indicative of Participation in Loss Prevention Programs or Affinity Groups - Systems and methods for providing dividends to customers are disclosed. The system includes a database for storing data and a business logic processor for determining a dividend to provide to a customer. The stored data includes eligibility criteria for membership in one of a plurality of group dividend plans, data about customers assigned to the plans, and premium payments associated with the customers. The business logic processor receives eligibility data related to a customer's eligibility for assignment to a group dividend plan. The business logic processor uses the received data to identify a dividend group plan that a customer is eligible to join and assigns the customer to the identified plan. Finally, the business logic processor calculates a dividend to provide to the customer based on the assigned plan. | 11-27-2014 |
Patent application number | Description | Published |
20100254811 | DRY GAS BLOW DOWN SEAL - A sealing assembly configured to seal a rotating shaft of a turbo machine having a high pressure process gas, comprising a housing defining a bore configured to receive the rotating shaft and sealing assembly, wherein the housing is mounted to a casing of the turbo machine; a first sealing stage comprising a single dry gas seal and configured to blow down the high pressure process gas to a lower pressure; a labyrinth seal mounted longitudinally outward from the first sealing stage; and a second sealing stage mounted longitudinally outward from the labyrinth seal, wherein the second sealing stage comprises a tandem dry gas seal having a primary dry gas seal and a secondary dry gas seal axially spaced with an intermediate labyrinth seal. | 10-07-2010 |
20130149101 | REDUCED LEAKAGE BALANCE PISTON SEAL - Balance piston assembly, apparatus, and methods are provided. The assembly includes a balance piston coupled to a rotatable shaft and configured to rotate therewith, the balance piston including a first shelf and a second shelf, the first and second shelves being axially-overlapping and radially-offset. The assembly also includes a seal including a first sealing surface configured to seal with the first shelf and a second sealing surface configured to seal with the second shelf. | 06-13-2013 |
20150043848 | Thermal Barrier Coating for Bearing Journal Surfaces of Rotary Shafts - A rotary shaft and method for reducing non-uniform heating thereof are provided. The rotary shaft may include a tubular body having a longitudinal axis extending therethrough. An outer surface of the tubular body may define a groove at least partially extending radially inward from the outer radial surface toward the longitudinal axis of the tubular body to define a depth thereof. The rotary shaft may include a thermal barrier at least partially disposed in the groove and configured to absorb at least a portion of heat generated from rotation thereof. | 02-12-2015 |
Patent application number | Description | Published |
20130190525 | SYNTHETIC METHODS PERTAINING TO TERT-BUTYL-BENZENE-BASED COMPOUNDS - According to some aspects, the present disclosure pertains to methods of forming dimethyl 5-tert-butylisophthalate which comprise comprising converting 5-tert-butylisophthalic acid into dimethyl 5-tert-butylisophthalate in synthesis procedures that comprises methanol and a dehydrating agent as chemical reagents. In other aspects, the present disclosure pertains to methods of forming 5-tert-butyl-1,3-bis(1-methoxy-1-methylethyl)benzene that comprise deprotonating 5-tert-butyl-1,3-bis(1-hydroxy-1-methylethyl)benzene with a Brønsted-Lowry superbase and methylating the deprotonated 5-tert-butyl-1,3-bis(1-hydroxy-1-methylethyl)benzene to form the 5-tert-butyl-1,3-bis(1-methoxy-1-methylethyl)benzene. | 07-25-2013 |
20150182673 | FUNCTIONALIZED LUBRICIOUS MEDICAL DEVICE COATINGS - In some aspects of the present invention, coatings are provided which provide lubricity as well as additional functionality. Further aspects of the invention pertain to medical devices having such coatings and methods of forming such coatings. | 07-02-2015 |
20160058918 | LUBRICIOUS ONE-PART HYDROPHILIC COATINGS - A lubricious coating for use on an implantable medical device includes a heterochelic component, a homotelechelic polymer and biocompatible initiator. Methods of forming such lubricious coatings are also provided. | 03-03-2016 |
Patent application number | Description | Published |
20110095881 | ALERT NETWORK SYSTEMS AND METHODS - Alert network systems and methods are disclosed. In some embodiments, a method comprises receiving an emergency alert regarding an emergency condition affecting a geographic region, selecting a facility from a plurality of facilities based on at least the geographic region, generating an alert notification regarding the emergency alert, providing the alert notification to the selected facility, and receiving an authorization to provide emergency information to one or more digital devices associated with the facility. | 04-28-2011 |
20120011007 | Mobile Payment Using DTMF Signaling - Systems and methods are disclosed for mobile payment using dual-tone multi-frequency (DTMF) signals. A mobile device equipped with at least a speaker and an input is used to connect to a server on the mobile network. Upon authentication of a user of the mobile device, the server generates the payment key, translates the key to DTMF signals, and plays the DTMF signals over the speaker of the mobile device. The user holds the mobile device speaker close to a microphone of a DTMF scanner at a POS terminal. The DTMF scanner includes logic that extracts the payment key from the DTMF signals, and the POS terminal uses the payment key to bill the user. The POS terminal transmits the bill with the payment key to the server on the network. The server ensures that the key is active, and debits an account for the user based on the amount presented in the bill. The key is de-activated after a specified time period or one use, whichever occurs first. | 01-12-2012 |
20120136920 | ALERT AND MEDIA DELIVERY SYSTEM AND METHOD - Alert and media systems and methods are disclosed. In some embodiments, a method comprises providing content to a site comprising the steps of managing, by a network operations center module, a plurality of content files comprising at least one alert file and at least one multimedia file, delivering the content file from the network operations center module to a communicatively connected network server module associated with the site based on one or more site-specific rules enforced by the network operations center module, and providing, by the network server module, the content file to a communicatively connected network interface module configured to receive the content file and convert the content into a format suitable for display on a communicatively connected display device. | 05-31-2012 |
Patent application number | Description | Published |
20120315973 | SYSTEM AND METHOD FOR FACILITATING RECURRING SERIES OF DRAWINGS - Aspects of the invention provide systems and methods for facilitating a recurring series of distinct drawings (e.g., lottery, sweepstakes, raffles, etc.), for a prize or a variety of prizes (e.g., from one source or a variety of sources), over an extended period of time, or for an open-ended period of time. In addition, a user can enter the recurring series of drawings through a single registration (e.g., entry into a drawing database). The entrant will be continuously entered into the series of recurring drawings until the entrant is removed from the database, e.g., opts out of the system. In one embodiment, preferences and attributes can be determined for each entrant and these preferences and attributes can be used to enter the entrant into a customized series of recurring drawings. | 12-13-2012 |
20130232434 | SYSTEM AND METHOD FOR DISPLAYING ARCHITECTURAL WINDOW COVERINGS THROUGH A GRAPHICAL USER INTERFACE - The present invention includes a solution for providing a suite of graphical representations to give consumers a more accurate sense of color, opacity and texture when purchasing window coverings. | 09-05-2013 |