Stringham
Daniel Stringham, Randolph, NJ US
Patent application number | Description | Published |
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20100228571 | System and Method for Managing a Group Insurance Policy - According to one embodiment, a method for managing a group life insurance policy with a plurality of certificates is provided. The group life insurance policy is at least partially funded by a financial account comprising one or more payments paid by a sponsor. The one or more payments are expected to fund the group life insurance policy for a multi-year period. The group life insurance policy is configured to provide life insurance coverage for a plurality of persons pursuant to the plurality of certificates. | 09-09-2010 |
20100228572 | System and Method for Managing a Group Insurance Policy - A method for providing a group life insurance policy with a plurality of certificates funded by a sponsor is provided. Each certificate provides a death benefit to at least one beneficiary designated by a person insured under the certificate. An initial payment is determined, which is to be paid by the sponsor in exchange for the certificates. At least a respective portion of the initial payment is allocated to each certificate. The method may further include monitoring for a non-death-related event that terminates a death benefit provided by a certificate. In response to detection of the event, a certificate is exchanged for a new certificate. The new certificate may provide a death benefit to at least one designated beneficiary. The exchanging of certificates may include reallocating to the new certificate at least a portion of the initial payment allocated to the one of the plurality of certificates. | 09-09-2010 |
Rex Stringham, Danville, CA US
Patent application number | Description | Published |
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20090268886 | METHOD AND SYSTEM FOR INTERJECTING COMMENTS TO IMPROVE INFORMATION PRESENTATION IN SPOKEN USER INTERFACES - A method and an apparatus for providing audio information to a user. The method and apparatus provide information in multiple modes that represent various pieces of information and/or alternatives. | 10-29-2009 |
20110135072 | METHOD AND SYSTEM FOR INTERJECTING COMMENTS TO IMPROVE INFORMATION PRESENTATION IN SPOKEN USER INTERFACES - A method and an apparatus for providing audio information to a user. The method and apparatus provide information in multiple modes that represent various pieces of information and/or alternatives. In various embodiments, the form of a prompt played is dependent on what previously played prompts were given to the user during that session. | 06-09-2011 |
Roger Stringham, Kilauea, HI US
Patent application number | Description | Published |
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20090282662 | CAVITATION REACTOR AND METHOD OF PRODUCING HEAT - A cavitation reactor of low mass is disclosed capable of generating more heat than is input. The cavitation reactor may be formed of a variety of fabrication techniques, include techniques used to form semiconductor devices. | 11-19-2009 |